2026-08-05T11:01:34-04:00 2026-03-31 920460586 PWC US TAX LLP 4300 E CAMELBACK ROAD STE 475 PHOENIX AZ 85018 990PF 2025-04-01 156017711 TRUST UW MARY PECKHAM FBO YMCA NORWICH PECK 6073376136 C/O NBT BANK NA 52 S BROAD ST NORWICH NY 13815 NBT BANK NA TRUSTEE 6073376136 2026-07-28 true JEFFREY E KUHLIN P00353001 4123556000 2026-07-28 X 2025 2025-03-06 01:10:19Z X 10586196 X 282129 281488 704288 1308867 704288 0 986417 985776 59408 53467 5941 0 0 0 0 0 0 1322 0 0 1322 0 0 8179 3015 0 0 0 0 0 0 0 750 750 69659 56482 0 8013 495540 495540 565199 56482 0 503553 421218 929294 0 43443 61892 61892 0 0 0 4633628 5035547 10524304 4677071 5097439 10586196 0 X 4677071 5097439 4677071 5097439 4677071 5097439 4677071 421218 0 5098289 850 5097439 60000. BANK AMERICA CORP 5.5000% 05/08/30 2023-05-04 2025-05-08 60000 60000 10000. APPLE INC 3.2000% 05/13/25 2015-07-06 2025-05-13 10000 10000 3494. BRISTOL MYERS SQUIBB CO COM 2025-05-21 164659 67231 97428 97428 125000. SYNCHRONY BANK 5.4000% 08/22/25 2023-02-14 2025-08-22 125000 124336 664 664 475. SOLSTICE ADVANCED MATERIALS INC. 2015-10-14 2026-03-03 35170 10620 24550 24550 74. VERSANT MEDIA GROUP INC CL A 2026-03-03 2481 4919 -2438 -2438 100. ABBOTT LABS COM 2026-03-30 10257 5021 5236 5236 50. ABBVIE INC 2011-05-13 2026-03-30 10650 1408 9242 9242 400. APPLE COMPUTER 2013-05-15 2026-03-30 98568 6164 92404 92404 75000. CELANESE US HLDGS LLC 6.1650% 07/15/27 2023-11-15 2026-03-30 76461 75000 1461 1461 355. CHEVRONTEXACO CORP COM 2026-03-30 75462 9626 65836 65836 55. DANAHER CORP 2025-05-21 2026-03-30 10190 10357 -167 -167 165. DOMINION RES INC VA NEW COM 2009-05-22 2026-03-30 10262 5094 5168 5168 125. DOW INC COM 1995-11-01 2026-03-30 5219 2801 2418 2418 200. DUKE ENERGY CORP 2015-04-02 2026-03-30 26468 15367 11101 11101 300. EXXON MOBIL CORP COM 1998-12-04 2026-03-30 51942 9685 42257 42257 115. HONEYWELL INTL INC COM 2015-10-14 2026-03-30 25777 10270 15507 15507 815. ISHARES MSCI EMERGING MKTS INDEX FUND 2026-03-30 44756 40043 4713 4713 530. ISHARES INC-MSCI EAFE INDEX FD 2026-03-30 50054 38449 11605 11605 125. J P MORGAN CHASE & CO COM 2005-08-01 2026-03-30 35759 4434 31325 31325 377. JOHNSON & JOHNSON COM 1987-10-14 2026-03-30 91261 2094 89167 89167 1569.858 LAZARD GLOBAL LISTED INFRASTRUCTURE FUND 2021-09-10 2026-03-30 30000 25322 4678 4678 500. MERCK & CO INC 1994-02-23 2026-03-30 58793 7433 51360 51360 150. MICROSOFT CORP COM 2026-03-30 54283 8035 46248 46248 345. STATE STREET SPDR S&P DIVIDEND ETF 2012-03-06 2026-03-30 50084 19152 30932 30932 500. SCHLUMBERGER LTD COM 1994-02-23 2026-03-30 26260 6563 19697 19697 1250. STATE STREET MATERIALS SELECT SECTOR SPDR ETF 2011-05-13 2026-03-30 61714 24491 37223 37223 CAPITAL GAIN DIVIDENDS P 7337 CAPITAL GAIN DIVIDENDS P 7337 CAPITAL GAIN DIVIDENDS P 7337 CAPITAL GAIN DIVIDENDS P 7337 CAPITAL GAIN DIVIDENDS P 7337 CAPITAL GAIN DIVIDENDS P 7337 CAPITAL GAIN DIVIDENDS P 7337 CAPITAL GAIN DIVIDENDS P 7337 CAPITAL GAIN DIVIDENDS P 7337 CAPITAL GAIN DIVIDENDS P 7337 CAPITAL GAIN DIVIDENDS P 7337 CAPITAL GAIN DIVIDENDS P 7337 CAPITAL GAIN DIVIDENDS P 7337 CAPITAL GAIN DIVIDENDS P 7337 CAPITAL GAIN DIVIDENDS P 7337 CAPITAL GAIN DIVIDENDS P 7337 CAPITAL GAIN DIVIDENDS P 7337 CAPITAL GAIN DIVIDENDS P 7337 CAPITAL GAIN DIVIDENDS P 7337 CAPITAL GAIN DIVIDENDS P 7337 CAPITAL GAIN DIVIDENDS P 7337 CAPITAL GAIN DIVIDENDS P 7337 CAPITAL GAIN DIVIDENDS P 7337 CAPITAL GAIN DIVIDENDS P 7337 CAPITAL GAIN DIVIDENDS P 7337 CAPITAL GAIN DIVIDENDS P 7337 CAPITAL GAIN DIVIDENDS P 7337 704288 12917 0 12917 0 12917 4796 0 0 4796 0 8121 0 0 false false false false false false false true true NY true false false false false true N/A NBT BANK NA 6073376136 52 SOUTH BROAD ST NORWICH NY 13815 false false false false true false false false false false false false false false false false false false false false false false NBT BANK NA 52 SOUTH BROAD STREET NORWICH NY 13815 TRUSTEE 1 59408 NONE 0 NONE 0 10680784 63341 0 10744125 0 0 10744125 161162 10582963 529148 529148 12917 12917 516231 0 516231 0 516231 503553 0 0 0 0 503553 516231 433672 0 0 0 0 0 0 0 503553 433672 0 0 69881 0 0 0 0 0 0 0 0 446350 0 0 0 0 0 0 0 0 X YOUNG MENS CHRISTIAN ASSOCIATION OF NORWICH 68 NORTH BROAD STREET NORWICH NY 13815 NONE PC GENERAL OPERATING 495540 495540 14 282129 18 704288 986417 986417 11 0 false false false false false false false false false false TAX PREPARATION FEE (NON-ALLOC 1322 1322 STATE STREET MATERIALS SELECT AT COST 34287 87448 STATE STREET SPDR S&P DIVIDEND AT COST 90362 237882 ISHARES MSCI EAFE ETF AT COST 301693 445341 VANGUARD INTER-TERM CORP BD ET AT COST 207082 199014 ISHARES S&P PREF STK ETF AT COST 153354 145081 INTERCONTINENTAL EXCHANGE INC AT COST 45336 110096 VANGUARD REAL ESTATE ETF AT COST 59662 91184 STATE STREET SPDR S&P MIDCAP 4 AT COST 166084 292961 ISHARES RUSSELL 2000 ETF AT COST 100989 161200 ISHARES MSCI EMERG MKT ETF AT COST 336005 435863 SYNCHRONY BANK CD 2.2% 05/13/2 AT COST 50000 49907 APPLE INC 3.2% 5/13/25 ABBOTT LABS AT COST 24593 97228 ABBVIE INC AT COST 56757 141369 APPLE INC AT COST 46229 761370 AT&T INC AT COST 85081 159445 AUTOMATIC DATA PROCESSING AT COST 5195 101590 BRISTOL MYERS SQUIBB CO CHEVRON CORPORATION AT COST 14032 133451 DISNEY WALT CO NEW AT COST 88703 96380 DOMINION ENERGY INC. AT COST 10343 20710 DUKE ENERGY CORP AT COST 48022 81838 EXXONMOBIL CORP AT COST 23404 123004 FINANCIAL SELECT SECTOR SPDR AT COST 14311 49370 HONEYWELL INTERNATIONAL INC AT COST 159401 403464 INTL. BUSINESS MACHINES CORP AT COST 250391 522350 JOHNSON & JOHNSON AT COST 6110 268884 JP MORGAN CHASE & CO AT COST 49214 522134 LOWES COS INC AT COST 37688 118140 MCDONALDS CORP AT COST 90636 310790 MERCK & CO INC AT COST 18790 152047 METLIFE INC AT COST 45536 70720 MICROCHIP TECHNOLOGY INC AT COST 39176 129220 MICROSOFT CORP AT COST 48265 521940 ORACLE CORPORATION AT COST 70439 330998 PEPSICO INC AT COST 42964 194113 PROCTER & GAMBLE CO AT COST 58325 234715 PRUDENTIAL FINL INC AT COST 49246 73268 STATE STREET SPDR S&P REGIONAL AT COST 26029 65150 TARGET CORP AT COST 102766 196950 US BANCORP NEW AT COST 55624 94918 VERIZON COMMUNICATIONS AT COST 148331 175700 WELLS FARGO & CO AT COST 25539 79610 SLB LIMITED AT COST 12243 51390 COMCAST CORP-CL A AT COST 73078 53114 DOW INC COM AT COST 8403 15619 TJX COS INC AT COST 30729 79850 SCHWAB US AGGREGATE BD ETF AT COST 150316 125411 CARRIER GLOBAL CORPORATION AT COST 9183 45048 OTIS WORLDWIDE CORP AT COST 13769 30832 RTX CORPORATION AT COST 30636 154320 LAZARD GLOBAL LISTED INFRASTRU AT COST 224678 268834 SYNCHRONY BANK 5.4% 08/22/25 BANK AMERICA CORP 5.1000% 05/0 CELANESE US HLDGS LLC 6.1650% KEYBANK NATIONAL ASSOCIATION 6 AT COST 95906 104002 WELLS FARGO & CO 4.8% 08/16/28 AT COST 200000 200027 BLACKROCK HIGH YIELD BOND PORT AT COST 100000 100569 DANAHER CORP AT COST 102625 103332 INTUIT AT COST 51702 51886 EDISON INTL 5.25% 03/15/32 AT COST 96850 99214 GOLDMAN SACHS G 4.8% 03/30/31 AT COST 149861 149861 US BANCORP 5.3% 09/04/35 AT COST 100000 97317 META PLATFORMS INC AT COST 26845 28607 SALESFORCE INC AT COST 97427 98002 STATE STREET COMM SVCS SELECT AT COST 101215 103543 STATE STREET TECHNOLOGY SELECT AT COST 74087 76683 VANGUARD REAL ESTATE ETF COST BASIS ADJ 844 ROUNDING 6 STATE FILING FEE 750 0 750 FEDERAL TAX PAYMENT - PRIOR YE 368 0 0 FEDERAL ESTIMATES - PRINCIPAL 4796 0 0 FOREIGN TAXES ON QUALIFIED FOR 2306 2306 0 FOREIGN TAXES ON NONQUALIFIED 709 709 0