2026-06-17T14:41:55-05:00 2025-12-31 341874260 CBIZ ADVISORS LLC 700 WEST 47TH STREET SUITE 1100 KANSAS CITY MO 64112 990 2025-01-01 133095444 ARBITRATION FORUMS INC ARBI 8139314004 3820 NORTHDALE BOULEVARD 115 TAMPA FL 33624 STACEY LAFEHR-YODER CFAO 8139314004 2026-06-17 1 LISA BURKE P00220718 8169455500 2026-06-17 2025 2025-03-06 01:10:19Z STACEY LAFEHR-YODER 3820 NORTHDALE BOULEVARD 115 TAMPA FL 33624 157907759 0 X WWW.ARBFILE.ORG X 1981 NY TO SERVE OUR MEMBER'S RECOVERY AND RESOLUTION NEEDS THROUGH SERVICE, COLLABORATION, AND INNOVATION. 13 12 195 4191 0 0 0 0 53534587 52075868 2848966 909976 0 0 56383553 52985844 100000 100890 0 0 35888211 37260596 0 0 0 16370348 16151794 52358559 53513280 4024994 -527436 104434100 109042176 13235074 12730498 91199026 96311678 TO FACILITATE THE EFFICIENCY AND EQUITABLE DISPOSITION OF INSURANCE RELATED DISPUTES TO AVOID THE COSTS AND DELAYS OF LITIGATION. 0 0 ARBITRATION SERVICES: IN 2025, ITS MEMBERS FILED 1.1 MILLION ARBITRATION DISPUTES AND 2.3 MILLION SUBROGATION DEMANDS COLLECTIVELY WORTH ALMOST $27 BILLION IN CLAIMS AS A COST-EFFECTIVE ALTERNATIVE TO LITIGATION FOR THE INSURANCE INDUSTRY. 0 0 0 0 0 0 0 0 0 1 0 0 0 1 1 1 0 0 0 0 0 0 0 0 0 0 1 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 33 0 1 195 1 0 0 0 0 0 0 0 0 1 0 X 13 12 0 0 0 0 1 1 0 1 1 0 0 1 1 1 1 1 1 1 1 0 X STACEY LAFEHR-YODER CFAO 8139152207 3820 NORTHDALE BLVD SUITE 115 TAMPA FL 33624 ERIC SPENCER PRESIDENT & CEO 40.00 X X 1068935 0 23108 SEAN WELCH CHAIR 1.00 X X 0 0 0 BRANDON KELLY VICE CHAIR 1.00 X X 0 0 0 SHANNON CRAGG AUDIT COMMITTEE CHAIR 1.00 X 0 0 0 PATRICK BURNETT BOARD MEMBER 1.00 X 0 0 0 ELENA GERVINO BOARD MEMBER 1.00 X 0 0 0 STEVE KELLY BOARD MEMBER 1.00 X 0 0 0 JEROME REYNOLDS BOARD MEMBER (TERM START 10/16/25) 1.00 X 0 0 0 MILLICENT ROTH BOARD MEMBER 1.00 X 0 0 0 CHEROKEE SUSMAN BOARD MEMBER 1.00 X 0 0 0 ROGER VAN HORN BOARD MEMBER 1.00 X 0 0 0 SHANE WHEELER BOARD MEMBER 1.00 X 0 0 0 KEVIN YOO BOARD MEMBER 1.00 X 0 0 0 AMIT KHANNA BOARD MEMBER (TERM END 8/1/25) 1.00 X 0 0 0 STEPHEN JANICKI CFO & SECRETARY/TREASURER 40.00 X 480981 0 69535 STACEY LAFEHR-YODER CHIEF FINANCIAL ADMINISTRATIVE OFFICER 40.00 X 137219 0 22919 JOHN SHEDD CHIEF INFO TECHNOLOGY OFFICER 40.00 X 460554 0 54523 DAVID LEVIN DIR. HEAD OF MEMBER OPERATIONS 40.00 X 416583 0 62203 MARIA MULLER CHIEF INNOVATION OFFICER 40.00 X 218810 0 43261 CANDACE BOSCHARD DIR. HEAD OF PRODUCT DEVELOPMENT 40.00 X 299876 0 54614 ELIZABETH GOURDINE DIR. HEAD OF PEOPLE OPERATIONS 40.00 X 322781 0 44063 JENNIFER FELDER DIR HEAD OF MARKETING & MEMBER INSIGHT 40.00 X 281984 0 49338 DANIELLE SMITH DIR. HEAD OF ENTERPRISE RISK MGMT 40.00 X 267051 0 50148 JOHN ALCHIN ENTERPRISE ARCHITECT 40.00 X 232100 0 38335 CHARLES PARENTI OPERATIONS MANAGER, FIELD 40.00 X 205344 0 9165 TIMOTHY MCKERNAN OPERATIONS MANAGER, FIELD 40.00 X 210435 0 41445 ERIC SACHSE LEAD, SYSTEM ARCHITECT 40.00 X 196472 0 21810 RICHARD MANNING SENIOR SOFTWARE ENGINEERING MANAGER 40.00 X 199427 0 26301 KATHLEEN MAHNE FORMER PRESIDENT & CEO 0.00 X 364601 0 0 KENNETH BUTLER FORMER DIR HUMAN RESOURCES & FACILITIES 0.00 X 422530 0 0 5785683 0 610768 136 1 1 0 AHEAD 401 N MICHIGAN AVE SUITE 3400 CHICAGO IL 60611 CISCO SER HRDWAR /SOFTWAR/MAIN/SER 3434973 AIMPOINT 370 SOUTHPOINTE BLVD CANONSBURGH PA 15317 CONSULTING DATA ANALYTIC FIRM 1192110 ORACLE PO BOX 203448 DALLAS TX 753203448 SOFTWARE/HARDWARE IT SERVICES 1014000 GFT 261 MADISON AVE 19TH FLOOR NEW YORK NY 10016 BUILD DEVCONNECT ACCELERATOR 759780 RELIAQUEST LLC 1001 WATER STREET SUITE 1900 TAMPA FL 33602 SECURITY 494486 12 CASE FILING ASSESSMENT CHARGES 541100 49929606 49929606 ADJOURNMENT FEES 541100 1318648 1318648 FEES TO DEFER CASES 541100 818594 818594 ARBITRATION APPEAL 541100 8000 8000 1020 1020 52075868 3774425 3774425 102057466 104096950 824965 -2039484 -824965 -2864449 -2864449 52985844 52075868 0 909976 75890 25000 5193398 22829827 3453921 3901635 1881815 141848 66145 111069 4188135 53545 933656 6041272 106616 125152 618958 3432158 299535 STATE EXCISE TAX 22251 BAD DEBT EXPENSE 3256 8198 53513280 5519323 6682155 503566 3633671 4769647 4913772 2771209 3039742 10652434 9160706 1942590 1491728 79559081 82997466 9162372 5659820 206312 623822 104434100 109042176 6507795 7232682 817831 1179928 5909448 4317888 13235074 12730498 X 91199026 96311678 91199026 96311678 104434100 109042176 X -527436 4716747 923341 X X 0 1 X 1 0 12089 6149 5940 10602865 9117507 1485358 37480 37050 430 1491728 DEFERRED COMPENSATION 3883217 LONG-TERM INCENTIVE COMPENSATION PAYABLE 312689 OPERATING LEASE LIABILITY 121982 4317888 X 86166263 4716747 27651400 923341 33291488 52874775 111069 111069 52985844 81053611 27651400 27651400 53402211 111069 111069 53513280 PART X, LINE 2: THE ORGANIZATION IS EXEMPT FROM FEDERAL INCOME TAXES UNDER INTERNAL REVENUE CODE SECTION 501(C)(6). MANAGEMENT HAS EVALUATED THE ORGANIZATION'S TAX POSITIONS AND CONCLUDED THAT THE ORGANIZATION HAS TAKEN NO UNCERTAIN TAX POSITIONS THAT REQUIRE ADJUSTMENT OR DISCLOSURE IN THE FINANCIAL STATEMENTS TO COMPLY WITH THE PROVISION OF THE ACCOUNTING GUIDANCE FOR INCOME TAXES AS OF DECEMBER 31, 2025 AND 2024. PART XI, LINE 2D - OTHER ADJUSTMENTS: CHANGE IN PENISON LIABILITY 923,341. 1 AMERICAN RED CROSS PO BOX 4236 TAMPA FL 336774236 530196605 501(C)(3) 11364 0 N/A N/A TO FURTHER ORGANIZATION'S CHARITABLE PURPOSE HOPE CHILDREN'S HOME 11415 HOPE INTERNATIONAL DR TAMPA FL 33625 620879012 501(C)(3) 11267 0 N/A N/A TO FURTHER ORGANIZATION'S CHARITABLE PURPOSE HUMANE SOCIETY OF TAMPA BAY 3607 N ARMENIA AVE TAMPA FL 33607 590799907 501(C)(3) 11492 0 N/A N/A TO FURTHER ORGANIZATION'S CHARITABLE PURPOSE METROPOLITAN MINISTRIES 2301 N TAMPA ST TAMPA FL 33602 591477007 501(C)(3) 12242 0 N/A N/A TO FURTHER ORGANIZATION'S CHARITABLE PURPOSE RONALD MCDONALD HOUSE CHARITIES OF TAMPA BAY INC 35 DAVIS BLVD TAMPA FL 33606 591835985 501(C)(3) 11167 0 N/A N/A TO FURTHER ORGANIZATION'S CHARITABLE PURPOSE THE SPRING OF TAMPA BAY INC PO BOX 4772 TAMPA FL 336779900 591777135 501(C)(3) 12485 0 N/A N/A TO FURTHER ORGANIZATION'S CHARITABLE PURPOSE 6 0 DEPENDENT SCHOLARSHIP PROGRAM 10 25000 0 N/A N/A PART I, LINE 2: GRANTS TO ORGANIZATIONS: ARBITRATION FORUMS' EMPLOYEES VOLUNTARILY PARTICIPATE IN A CHARITABLE GIVING PROGRAM. EMPLOYEES HAVE THE OPTION TO CONTRIBUTE TO SIX CHARITABLE ORGANIZATIONS VIA PAYROLL DEDUCTION. A LARGER SET OF CHARITABLE ORGANIZATIONS WERE PRE-SCREENED AND SELECTED BY ARBITRATION FORUMS AND INCLUDE ONLY ESTABLISHED, REPUTABLE 501(C)(3) ORGANIZATIONS. EMPLOYEES THEN SELECTED THE TOP SIX VIA VOTING. ARBITRATION FORUMS, INC. MATCHES THOSE CONTRIBUTIONS. DEPENDENT SCHOLARSHIP PROGRAM: ARBITRATION FORUMS HAS ESTABLISHED A DEPENDENT SCHOLARSHIP PROGRAM TO ASSIST EMPLOYEES' CHILDREN WHO PLAN TO FURTHER THEIR EDUCATION AFTER GRADUATING HIGH SCHOOL. SCHOLARSHIPS ARE OFFERED FOR FULL-TIME AND PART-TIME STUDENTS AT AN ACCREDITED INSTITUTION OR VOCATIONAL AND TECHNICAL TRAINING INSTITUTION OF THE STUDENT'S CHOICE. DEPENDENTS (APPLICANTS) MUST BE AN UNDERGRADUATE STUDENT ENTERING OR ATTENDING A 4-YEAR ACCREDITED COLLEGE OR UNIVERSITY, A 2-YEAR ACCREDITED COMMUNITY COLLEGE OR A VOCATIONAL/ TECHNICAL SCHOOL AND MUST BE TAKING A CLASS SCHEDULE OF A MINIMUM OF 6 CREDIT HOURS PER SEMESTER. DEPENDENTS MUST HAVE OBTAINED A HIGH SCHOOL GRADE POINT AVERAGE (GPA) OF 3.0 OR HIGHER AND HAVE ACCUMULATED 100 HOURS OF HIGH SCHOOL VOLUNTEER HOURS. IF CURRENTLY ENROLLED IN AN ACCREDITED COLLEGE, UNIVERSITY OR A VOCATIONAL/ TECHNICAL SCHOOL, THE DEPENDENT MUST HAVE MAINTAINED A 3.0 GRADE POINT AVERAGE, EARNED 12 CREDITS OR MET ALL EDUCATIONAL REQUIREMENTS REQUIRED BY THE SCHOOL WITHIN THE LAST ACADEMIC YEAR. SCHOLARSHIPS ARE RENEWABLE FOR UP TO THREE ADDITIONAL YEARS, UNTIL A BACHELOR'S DEGREE IS OBTAINED OR THE EDUCATIONAL REQUIREMENTS OF THE SCHOOL ARE COMPLETED, WHICHEVER IS EARLIER. DEPENDENTS MUST SUBMIT A RENEWAL/NEW APPLICATION WITH ESSAY ALONG WITH AN ACADEMIC TRANSCRIPT OR LETTER FROM THE SCHOOL INDICATING ACADEMIC PERFORMANCE IN ORDER TO BE CONSIDERED FOR RENEWAL OF THEIR SCHOLARSHIP. X X X X 0 1 0 ERIC SPENCER PRESIDENT & CEO 705262 0 352158 0 11515 0 10117 0 12991 0 1092043 0 0 0 STEPHEN JANICKI CFO & SECRETARY/TREASURER 289784 0 161590 0 29607 0 24452 0 45083 0 550516 0 0 0 JOHN SHEDD CHIEF INFO TECHNOLOGY OFFICER 291269 0 158573 0 10712 0 19654 0 34869 0 515077 0 0 0 DAVID LEVIN DIR. HEAD OF MEMBER OPERATIONS 281087 0 131791 0 3705 0 17529 0 44674 0 478786 0 0 0 KENNETH BUTLER FORMER DIR HUMAN RESOURCES & FACILITIES 0 0 0 0 422530 0 0 0 0 0 422530 0 0 0 ELIZABETH GOURDINE DIR. HEAD OF PEOPLE OPERATIONS 224070 0 97570 0 1141 0 10606 0 33457 0 366844 0 0 0 KATHLEEN MAHNE FORMER PRESIDENT & CEO 0 0 116207 0 248394 0 0 0 0 0 364601 0 0 0 CANDACE BOSCHARD DIR. HEAD OF PRODUCT DEVELOPMENT 205158 0 90785 0 3933 0 13148 0 41466 0 354490 0 0 0 JENNIFER FELDER DIR HEAD OF MARKETING & MEMBER INSIGHT 191221 0 89140 0 1623 0 8350 0 40988 0 331322 0 0 0 DANIELLE SMITH DIR. HEAD OF ENTERPRISE RISK MGMT 190402 0 75776 0 873 0 8981 0 41167 0 317199 0 0 0 JOHN ALCHIN ENTERPRISE ARCHITECT 201486 0 27660 0 2954 0 9266 0 29069 0 270435 0 0 0 MARIA MULLER CHIEF INNOVATION OFFICER 215794 0 0 0 3016 0 7944 0 35317 0 262071 0 0 0 TIMOTHY MCKERNAN OPERATIONS MANAGER, FIELD 185210 0 22500 0 2725 0 8598 0 32847 0 251880 0 0 0 RICHARD MANNING SENIOR SOFTWARE ENGINEERING MANAGER 176991 0 21550 0 886 0 8174 0 18127 0 225728 0 0 0 ERIC SACHSE LEAD, SYSTEM ARCHITECT 174691 0 20135 0 1646 0 8020 0 13790 0 218282 0 0 0 CHARLES PARENTI OPERATIONS MANAGER, FIELD 183112 0 20550 0 1682 0 9165 0 0 0 214509 0 0 0 STACEY LAFEHR-YODER CHIEF FINANCIAL ADMINISTRATIVE OFFICER 136724 0 0 0 495 0 6058 0 16861 0 160138 0 0 0 PART I, LINE 4B IN APRIL 2001 THE BOARD APPROVED A NON-QUALIFIED PLAN WITHIN THE MEANING OF SECTION 457(F) OF THE INTERNAL REVENUE CODE FOR CERTAIN OF THE ORGANIZATION'S OFFICERS (PARTICIPANTS). THE BOARD HAS A RIGHT TO AMEND, SUSPEND, OR TERMINATE THE PLAN IN WHOLE OR IN PART. HOWEVER, ANY DEFERRED COMPENSATION BENEFITS ACCRUED PRIOR TO THE LATTER OF THE ADOPTION OF OR EFFECTIVE DATE OF SUCH AMENDMENT, SUSPENSION, OR TERMINATION WILL BE THE RIGHT OF THE PARTICIPANT. THE AMOUNTS CONTRIBUTED ON BEHALF OF OFFICERS AND KEY EMPLOYEES DURING 2025 ARE AS FOLLOWS: STEPHEN JANICKI: $9,602 JOHN SHEDD: $7,800 DAVID LEVIN: $4,822 FORM 990, PART VI, SECTION A, LINE 6 THE ORGANIZATION HAS TWO TYPES OF MEMBERS: INSURER MEMBER: A PROPERTY OR CASUALTY INSURANCE COMPANY THAT UTILIZES THE INSURANCE ARBITRATION SERVICES OF THE ORGANIZATION OR INDIVIDUAL WHO IS EMPLOYED BY A PROPERTY OR CASUALTY INSURANCE COMPANY. NON-INSURER MEMBER: A COMPANY OR INDIVIDUAL WHO IS NOT AN INSURER MEMBER. A NON-INSURER MEMBER WOULD INCLUDE SELF-INSUREDS, TPAS (THIRD PARTY ADMINISTRATORS) AND ANY OTHER PERSON OR ENTITY THAT IS AUTHORIZED TO AND DOES UTILIZE THE SERVICES OF THE ORGANIZATION. AS OF DECEMBER 31, 2025, THE ORGANIZATION HAS OVER 5,100 MEMBERS CONSISTING SOLELY OF INSURERS, SELF-INSUREDS, AND THIRD-PARTY ADMINISTRATORS. FORM 990, PART VI, SECTION A, LINE 7A THE VOTING MEMBERS ELECT THE BOARD OF DIRECTORS (GOVERNING BODY). THE MEMBER COMPANIES DO NOT APPROVE THE DECISIONS OF THE GOVERNING BODY; HOWEVER, A VOTE OF MORE THAN 50% OF THE MEMBER COMPANIES OPPOSING THE DECISION CAN OVERTURN A BOARD DECISION. FORM 990, PART VI, SECTION B, LINE 11B THE CFAO SENDS THE FORM 990 TO THE ENTIRE BOARD OF DIRECTORS FOR APPROVAL PRIOR TO FILING WITH THE IRS. FORM 990, PART VI, SECTION B, LINE 12C THE CONFLICT OF INTEREST POLICY IS ONE OF SEVERAL THAT THE COMPANY UPLOADS TO THE ADP SYSTEM. ALL EMPLOYEES MUST ACKNOWLEDGE IN THE ADP PAYROLL SYSTEM THAT THEY READ AND UNDERSTOOD THE POLICY. THE CFAO RECEIVES A SUMMARY REPORT WHICH IS SHARED WITH THE AUDIT COMMITTEE. DIRECTORS AND OFFICERS RECEIVE THE CONFLICT OF INTEREST POLICY AND PROCEDURES DISCLOSURE FORM AND ARE REQUIRED TO SIGN AND DATE THE POLICY DISCLOSURE FORM PRIOR TO THE CONCLUSION OF THE APRIL BOARD MEETING. FORM 990, PART VI, SECTION B, LINE 15 THE HUMAN RESOURCES DEPARTMENT UTILIZES AN INDEPENDENT THIRD PARTY TO DETERMINE THE APPROPRIATE COMPENSATION AMOUNTS FOR THE CEO AND SENIOR MANGERS. THIS INFORMATION IS SHARED WITH THE COMPENSAITON COMMITTEE OF THE BOARD OF DIRECTORS, WHO APPROVES THE COMPENSATION AND BENEFITS AMOUNTS. IN MAY 2024, USI CONDUCTED A COPENSATION SURVEY FOR THE CEO POSITION. THERE WERE SEVERAL REVIEWS AFTER THE CEO SURVERY WITH USI DUE TO ADDITIONAL SENIOR MANAGER POSITION UPDATES, AND THAT ADDITIONAL WORK WAS CONCLUDED IN EARLY 2025. FORM 990, PART VI, SECTION C, LINE 19 THE ORGANIZATION MAKES ITS GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC UPON REQUEST. FORM 990, PART XI, LINE 9: NET PERIODIC PENSION COST 1,021,480. OTHER PENSION RELATED CHANGES -98,139. FORM 990, PART XII, LINE 2C: THE AUDIT COMMITTEE, COMPRISED OF FOUR DIRECTORS INDEPENDENT OF MANAGEMENT, ASSISTS THE BOARD IN CARRYING OUT ITS FIDUCIARY RESPONSIBILITIES RELATING TO ACCOUNTING AND REPORTING PRACTICES. THE COMMITTEE REVIEWS, APPRAISES, AND REPORTS TO THE BOARD ON THE FOLLOWING MATTERS: - THE INDEPENDENT AUDITORS RETAINED BY THE COMPANY; - THE QUALITY OF THE ACCOUNTING AND INTERNAL CONTROL SYSTEM; - THE ACCOUNTING PRINCIPLES ADOPTED BY MANAGEMENT AND ACCEPTED BY THE INDEPENDENT AUDITORS; - ANY CHANGES IN ACCOUNTING PRINCIPLES AND THEIR AFFECT UPON THE CORPORATION; AND - ANY SIGNIFICANT DIFFICULTIES ENCOUNTERED OR IMPORTANT DISCOVERIES MADE BY THE INDEPENDENT AUDITORS.