2026-06-10T15:47:06-04:00 2025-08-31 203920878 BULTYNCK & CO PLLC 15985 CANAL RD CLINTON TOWNSHIP MI 480385021 990 2024-09-01 386447251 PLUMBERS LOCAL 98 INSURANCE FUND PLUM 2488139800 700 TOWER DRIVE TROY MI 480982808 GARY GLASER SECRETARY 2488139800 2026-06-09 true true CHRISTOPHER SCOTT CPAPFS MST P00380614 5862867300 2026-06-09 2024 2025-03-06 01:10:19Z GARY GLASER 555 HORACE BROWN DRIVE MADISON HEIGHTS MI 480710425 17785222 false X N/A X 1982 MI THE PLUMBERS LOCAL NO. 98 INSURANCE FUND IS CRAFTED FOR THE PURPOSE OF PROVIDING HOSPITAL, MEDICAL, PRESCRIPTION, DENTAL, LIFE, VISION, HEARING, DISABILITY AND OTHER SUPPLEMENTAL BENEFITS UNDER A COLLECTIVELY BARGAINED AGREEMENT, ON BEHALF OF THE PLUMBERS LOCAL NO. 98, IN COMPLIANCE WITH THE TAFT-HARTLY ACT. 6 3 43 3 0 0 16509576 16540162 543974 460484 5920 35441 17059470 17036087 0 14774520 14495677 0 0 0 1399671 1326726 16174191 15822403 885279 1213684 25974468 28516879 92892 7543511 25881576 20973368 X THE PLUMBERS LOCAL NO. 98 INSURANCE FUND IS CRAFTED FOR THE PURPOSE OF PROVIDING HOSPITAL, MEDICAL, PRESCRIPTION, DENTAL, LIFE, VISION, HEARING, DISABILITY AND OTHER SUPPLEMENTAL BENEFITS UNDER A COLLECTIVELY BARGAINED AGREEMENT, ON BEHALF OF THE PLUMBERS LOCAL NO. 98, IN COMPLIANCE WITH THE TAFT-HARTLY ACT. false false THE PLUMBERS LOCAL NO. 98 INSURANCE FUND IS CRAFTED FOR THE PURPOSE OF PROVIDING HOSPITAL, MEDICAL, PRESCRIPTION, DENTAL, LIFE, VISION, HEARING, DISABILITY AND OTHER SUPPLEMENTAL BENEFITS UNDER A COLLECTIVELY BARGAINED AGREEMENT, ON BEHALF OF THE PLUMBERS LOCAL NO. 98, IN COMPLIANCE WITH THE TAFT-HARTLY ACT. false false false false false false false false false false false false false true true true false false false false false false false false false false false false false false false false false false false false false false false false false false false true 6 0 true 43 false false false false false false false false false X 6 3 false true false false false false false true true false false false false false false false false false X BENESYS INC 2488139800 700 TOWER DRIVE TROY MI 48098 GARY GLASER SECRETARY 1.00 40.00 X 0 114238 0 DAN NIXON TRUSTEE 1.00 40.00 X 0 113138 0 RUFUS HAMILTON TRUSTEE 1.00 40.00 X 0 114638 0 CARL EVANS TRUSTEE 1.00 0.00 X 0 0 0 JOHN R GREEN CHAIRMAN 1.00 X X 0 0 0 CHRISTOPHER FREEMAN TRUSTEE 1.00 X 0 0 0 342014 false false false BENESYS INC 700 TOWER DRIVE SUITE 300 TROY MI 48098 TPA, MANAGEMENT 472142 ZELIS 2 CROSSROADS DRIVE BEDMINSTER NJ 07921 CONSULTING 230875 HINES & ASSOCIATES 115 E HIGHLAND AVE ELGIN IL 60120 MANAGEMENT 106937 3 EMPLOYER CONTRIBUTIONS 525100 14724783 14724783 SELF PAYMENT CONTRIBUTIONS 525100 1815379 1815379 16540162 459619 459619 750000 749135 865 865 865 SUBROGATION INCOME 525100 34348 34348 PAY PLUS RECOVERIES 525100 1093 1093 35441 17036087 16576468 459619 14495677 14495677 348098 348098 113950 113950 31529 31529 37835 37835 593776 593776 163616 163616 1898 1898 6416 6416 13101 13101 CLAIMS TAXES AND FEES 16507 16507 15822403 14495677 1326726 0 3372152 1783233 80701 84277 1195081 1821628 6509 67911 21320025 24759830 25974468 28516879 92892 73264 7470247 92892 7543511 X 25881576 20973368 25881576 20973368 25974468 28516879 X 1213684 1353090 -7474982 X true true X false HRA LIABILITY 6097242 BENEFIT CLAIMS - IBNR 1247636 RX BENEFIT PAYABLE 125369 7470247 X 17036087 17036087 17036087 15822403 15822403 15822403 SCHEDULE D, PAGE 3, PART X THE PLAN OBTAINED A FAVORABLE DETERMINATION LETTER ON FEBRUARY 27, 1984, IN WHICH THE INTERNAL REVENUE SERVICE STATED THAT THE PLAN AND RELATED TRUST, AS THEN DESIGNED, WAS IN COMPLIANCE WITH APPLICABLE REQUIREMENTS OF THE INTERNAL REVENUE CODE. THE PLAN HAS BEEN AMENDED SINCE RECEIVING THE DETERMINATION LETTER. HOWEVER, THE PLAN ADMINISTRATOR AND THE PLAN'S LEGAL COUNSEL BELIEVE THE PLAN IS CURRENTLY DESIGNED AND BEING OPERATED IN COMPLIANCE WITH THE APPLICABLE REQUIREMENTS OF THE INTERNAL REVENUE CODE. ACCOUNTING PRINCIPLES GENERALLY ACCEPTED IN THE UNITED STATES OF AMERICA REQUIRE PLAN MANAGEMENT TO EVALUATE TAX POSITIONS TAKEN BY THE PLAN AND RECOGNIZE A TAX LIABILITY IF THE PLAN HAS TAKEN AN UNCERTAIN TAX POSITION THAT MORE LIKELY THAN NOT WOULD NOT BE SUSTAINED UPON EXAMINATION BY THE INTERNAL REVENUE SERVICE. THE PLAN IS SUBJECT TO ROUTINE AUDITS BY TAXING JURISDICTIONS; HOWEVER, THERE ARE CURRENTLY NO AUDITS FOR ANY TAX PERIODS IN PROGRESS. THE PLAN ADMINISTRATOR BELIEVES IT IS NO LONGER SUBJECT TO INCOME TAX EXAMINATIONS FOR YEARS PRIOR TO 2022. FORM 990 - ORGANIZATION'S MISSION THE PLUMBERS LOCAL NO. 98 INSURANCE FUND IS CRAFTED FOR THE PURPOSE OF PROVIDING HOSPITAL, MEDICAL, PRESCRIPTION, DENTAL, LIFE, VISION, HEARING, DISABILITY AND OTHER SUPPLEMENTAL BENEFITS UNDER A COLLECTIVELY BARGAINED AGREEMENT, ON BEHALF OF THE PLUMBERS LOCAL NO. 98, IN COMPLIANCE WITH THE TAFT-HARTLY ACT. FORM 990, PAGE 1, PART I, LINE 6 VOLUNTEERS CONSIST OF UNCOMPENSATED BOARD MEMBERS. FORM 990, PAGE 6, PART VI, LINE 3 BENESYS, INC. IS THE THIRD PARTY ADMINISTRATOR FOR THE DAY-TO-DAY OPERATIONS OF THE FUND. FORM 990, PAGE 6, PART VI, LINE 11B THE BOARD OF TRUSTEES IS PRESENTED WITH FORM 990 PRIOR TO APPROVAL. FORM 990, PAGE 6, PART VI, LINE 19 GOVERNING DOCUMENTS ARE MADE AVAILABLE TO THE PUBLIC UPON REQUEST. FORM 990, PART XI, LINE 9 ADJUSTMENT FOR PY LIABILITIES -7,474,982