2026-04-23T10:00:43-05:00 2025-06-30 410746749 CLIFTONLARSONALLEN LLP 420 SOUTH ORANGE AVENUE SUITE 900 ORLANDO FL 32801 990 2024-07-01 590972112 JUNIOR ACHIEVEMENT OF CENTRAL FLORIDA INC JUNI 4078982121 2121 CAMDEN ROAD ORLANDO FL 32803 KAREN REVELS PRESIDENT & CEO 4078982121 2026-04-22 1 1 REDENTOR FELICIANO P02528001 4078021200 2026-03-25 2024 2025-03-06 01:10:19Z KAREN REVELS 2121 CAMDEN ROAD ORLANDO FL 32803 5500837 0 X WWW.JACENTRALFL.ORG X 1985 FL DELIVERS EXPERIENTIAL PROGRAMS FOR STUDENTS IN FIN LITERACY, CAREER READINESS & ENTREPRENEURSHIP. 52 52 26 685 0 0 2449689 5200761 0 0 17573 43963 38083 13992 2505345 5258716 0 0 0 0 1176021 1731483 0 0 437123 1016946 1535728 2192967 3267211 312378 1991505 1913127 3895796 164913 86110 1748214 3809686 X JACF EMPOWERS STUDENTS TO ECONOMIC SUCCESS BY DELIVERING INNOVATIVE, EXPERIENTIAL LEARNING PROGRAMS IN FIN LITERACY, CAREER READINESS, AND ENTREPRENEURSHIP. PARTNERSHIPS WITH EDUCATORS AND BUSINESS LEADERS INSPIRE AND PREPARE STUDENTS TO SUCCEED IN A GLOBAL ECONOMY. 0 0 2226608 3DE BY JUNIOR ACHIEVEMENT TRANSFORMING HIGH SCHOOL EDUCATION:3DE BY JUNIOR ACHIEVEMENT IS A FOUR-YEAR, SCHOOL-WITHIN-A-SCHOOL INSTRUCTIONAL MODEL THAT TRANSFORMS HIGH SCHOOL EDUCATION BY INTEGRATING REAL-WORLD BUSINESS CHALLENGES INTO CORE ACADEMIC COURSES. IMPLEMENTED IN PARTNERSHIP WITH PUBLIC SCHOOL DISTRICTS IN ORANGE AND OSCEOLA COUNTIES, 3DE CONNECTS ENGLISH LANGUAGE ARTS, MATH, SCIENCE, AND SOCIAL STUDIES TO REAL-TIME CASE STUDIES PRESENTED BY LOCAL AND NATIONAL INDUSTRY PARTNERS.(CONTINUED ON SCHEDULE O)THROUGH COMPETENCY-BASED CASE METHODOLOGY, STUDENTS WORK IN TEAMS TO SOLVE AUTHENTIC BUSINESS CHALLENGES AND PRESENT SOLUTIONS TO CORPORATE PROFESSIONALS. THIS IMMERSIVE MODEL BUILDS CRITICAL THINKING, COLLABORATION, COMMUNICATION, AND PROBLEM-SOLVING SKILLS WHILE INCREASING ACADEMIC ENGAGEMENT AND RELEVANCE. BUSINESS VOLUNTEERS SERVE AS MENTORS, COACHES, AND EVALUATORS, PROVIDING STUDENTS WITH DIRECT EXPOSURE TO CAREER PATHWAYS AND PROFESSIONAL ENVIRONMENTS.LAUNCHED IN CENTRAL FLORIDA IN THE 2019-2020 SCHOOL YEAR AT OAK RIDGE HIGH SCHOOL (ORLANDO) AND OSCEOLA HIGH SCHOOL (KISSIMMEE), 3DE HAS EXPANDED TO NINE HIGH SCHOOLS AS OF THE 2025-2026 SCHOOL YEAR: OAK RIDGE, OSCEOLA, OCOEE, EAST RIVER, INNOVATION, CELEBRATION, EDGEWATER, HORIZON, AND LAKE BUENA VISTA. TWO ADDITIONAL SCHOOLS ARE SCHEDULED TO LAUNCH IN 2026-2027, SIGNIFICANTLY INCREASING STUDENT ACCESS TO THIS INNOVATIVE INSTRUCTIONAL MODEL.DURING THE 2024-2025 SCHOOL YEAR, 1,288 STUDENTS PARTICIPATED IN 3DE ACROSS CENTRAL FLORIDA. STUDENTS PARTNERED WITH MORE THAN 150 BUSINESS PROFESSIONALS AND ENGAGED IN NEARLY 700 HOURS OF COACHING, MENTORING, AND CASE-BASED PROBLEM SOLVING.BY EMBEDDING BUSINESS CONNECTIVITY INTO DAILY INSTRUCTION, 3DE EQUIPS STUDENTS MANY FROM HISTORICALLY UNDERSERVED COMMUNITIES WITH THE CONFIDENCE, COMPETENCIES, AND PROFESSIONAL EXPOSURE NEEDED TO SUCCEED IN POST-SECONDARY EDUCATION AND THE MODERN WORKFORCE. OUTCOMESTHIS MODEL PRODUCES EXTRAORDINARY RESULTS INCLUDING UNMATCHED GRADUATION RATES, STRONGER ACADEMIC OUTCOMES, IMPROVED CLASSROOM ENGAGEMENT, AND A SIGNIFICANT REDUCTION IN CHRONIC ABSENTEEISM. AT OAK RIDGE HIGH SCHOOL FOR EXAMPLE, THE 3DE CLASS OF 2025 ACHIEVED A 100% FOUR-YEAR COHORT GRADUATION RATE. ACCORDING TO THE U.S. DEPARTMENT OF EDUCATION, THE NATIONAL AVERAGE FOUR-YEAR HIGH SCHOOL GRADUATION RATE IS APPROXIMATELY 87%. STUDENTS WHO PARTICIPATE IN 3DE ARE SHOWING UP BOTH LITERALLY AND IN THEIR CONFIDENCE, COMMUNICATION, AND ASPIRATIONS. THE PROGRAM DEMONSTRATES STRONG ACADEMIC AND POSTSECONDARY OUTCOMES. ADDITIONALLY, POST-SECONDARY ENROLLMENT FOR 3DE GRADUATES SIGNIFICANTLY EXCEEDS PRE-PROGRAM BENCHMARKS, REFLECTING MEASURABLE GAINS IN COLLEGE AND CAREER READINESS. ACADEMIC PERFORMANCE INDICATORS, INCLUDING ELA PROFICIENCY GROWTH AND LEARNING GAINS, CONSISTENTLY SHOW HIGHER RATES OF IMPROVEMENT AMONG 3DE STUDENTS COMPARED TO SCHOOL-WIDE GROWTH TRENDS.KEY EDUCATIONAL BENEFITS:1. ENHANCES RELEVANCE AND ENGAGEMENT BY CONNECTING ACADEMICS TO REAL-WORLD EXPERIENCES.2. DEEPENS UNDERSTANDING THROUGH SUSTAINED BUSINESS ENGAGEMENT.3. ENCOURAGES APPLICATION OF ACADEMIC CONCEPTS TO FOSTER SKILLS DEVELOPMENT AND KNOWLEDGE RETENTION. 63465 ELEVATING CAREER AWARENESS THROUGH JA INSPIRE:JA INSPIRE IS A HYBRID PROGRAM DESIGNED TO PREPARE MIDDLE SCHOOL STUDENTS FOR FUTURE CAREER OPPORTUNITIES THROUGH A COMBINATION OF CLASSROOM INSTRUCTION AND A HANDS-ON CAREER EXPO. THE PROGRAM IS COMPOSED OF THREE INTEGRATED COMPONENTS: 1. EIGHT HOURS OF IN-CLASS SESSIONS, FOLLOWED BY2. PARTICIPATION IN THE JA INSPIRE CAREER EXPO, AND3. A POST-EVENT CLASSROOM DEBRIEF. (CONTINUED ON SCHEDULE O)IN THE 2024-2025 SCHOOL YEAR, THE JA INSPIRE EVENT WAS HELD IN BOTH OSCEOLA AND ORANGE COUNTIES. IN OSCEOLA, INSPIRE WAS HELD AGAIN AT OSCEOLA HERITAGE PARK AND THE INSPIRE ORANGE EVENT WAS HELD AT THE ORANGE COUNTY CONVENTION CENTER AND AN OVERWHELMING 5,000 ATTENDED. STUDENTS VISITED OSCEOLA HERITAGE PARK, WHERE THEY EXPLORED OVER 47,000 SQUARE FEET OF INTERACTIVE, CAREER-THEMED STATIONS. THE CONTINUED SUCCESS OF JA INSPIRE DEMONSTRATES JACF'S ABILITY TO CONNECT STUDENTS WITH REAL-WORLD CAREER PATHWAYS, HELPING THEM ENVISION THEIR FUTURES AND STRENGTHENING THE REGIONAL WORKFORCE PIPELINE.2024-2025 PROGRAM IMPACT:1. NEARLY 23,000 HOURS OF CLASSROOM AND EXPERIENTIAL INSTRUCTION DELIVERED 2. OVER 18,518 8TH-GRADE STUDENTS ENGAGED ACROSS THE REGION 13066 0 0 THE JA BIZTOWN POP-UP EXPERIENCE:JA BIZTOWN IS A HANDS-ON LEARNING EXPERIENCE THAT COMBINES CLASSROOM LESSONS WITH A FULLY INTERACTIVE SIMULATION OF A REAL-WORLD ECONOMY. DESIGNED FOR 4TH-6TH GRADE STUDENTS, BIZTOWN TEACHES FINANCIAL LITERACY, WORK READINESS, AND ENTREPRENEURSHIP BY ALLOWING STUDENTS TO RUN BUSINESSES, MANAGE FINANCES, AND SERVE AS CITIZENS IN A SIMULATED TOWN. (CONTINUED ON SCHEDULE O)STUDENTS TAKE ON DIVERSE ROLES OPERATING BANKS, MANAGING BUSINESSES, WRITING CHECKS, AND EVEN CASTING VOTES FOR A MAYOR. THE GOAL IS CLEAR: TO HELP THESE YOUNG MINDS DEVELOP A PROFOUND UNDERSTANDING OF HOW BUSINESSES OPERATE, THE ROLE OF MONEY IN OUR ECONOMY, AND THE IMPORTANCE OF TEAMWORK AND DECISION-MAKING. BIZTOWN PROVIDES A SAFE ENVIRONMENT FOR STUDENTS TO ASK QUESTIONS, PRACTICE CONCEPTS, AND LEARN THROUGH REAL-LIFE FINANCIAL AND CAREER SCENARIOS AT A YOUNG AGE.JA BIZTOWN EMPOWERS STUDENTS TO SEE THE CONNECTION BETWEEN EDUCATION AND SUCCESS IN THE REAL WORLD, PREPARING THEM FOR FUTURE CAREERS AND FINANCIAL INDEPENDENCE.2024-2025 PROGRAM IMPACT:1. OVER 4,900 OSCEOLA AND VOLUSIA STUDENTS ENGAGED 2. 90% OF PARTICIPANTS FELT MORE CONFIDENT IN THEIR ABILITY TO CONTRIBUTE TO THEIR COMMUNITY AFTER THEIR EXPERIENCE 0 0 0 JA FINANCE PARK VIRTUAL (FPV): A FLAGSHIP INITIATIVE, JA FINANCE PARK VIRTUAL, DELIVERED OVER 340,000 HOURS OF INSTRUCTION TO 24,000 8TH GRADERS AND GRADUATING SENIORS. THIS COMPREHENSIVE 25-HOUR PROGRAM INTRODUCES STUDENTS TO ESSENTIAL PERSONAL FINANCE CONCEPTS AS THEY PREPARE FOR ADULTHOOD. THE PROGRAM'S DIGITAL FORMAT ALLOWS TEACHERS TO CONDUCT LESSONS IN-PERSON OR REMOTELY, INCREASING ACCESSIBILITY AND FLEXIBILITY. THROUGH THE JA FPV SIMULATION, STUDENTS ARE ASSIGNED AVATARS WITH REAL-LIFE SCENARIOS. THEY PRACTICE BUDGETING AND MANAGING FINANCES ACROSS LIFE STAGES, INCLUDING RETIREMENT, BUILDING LONG-TERM FINANCIAL CAPABILITY. JACF COLLABORATES WITH SCHOOL DISTRICTS, EDUCATORS, AND BUSINESS PARTNERS TO ENSURE THE EFFECTIVE DELIVERY AND REACH OF THE PROGRAM THROUGHOUT THE REGION. 0 0 0 2303139 1 1 0 1 0 0 0 0 0 0 1 0 0 1 1 1 0 1 0 0 0 0 0 0 1 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 0 0 0 1 5 0 1 26 1 0 0 0 0 0 1 1 0 0 0 0 0 0 X 52 52 1 0 0 0 0 0 0 1 1 0 1 1 1 1 1 1 1 1 1 1 0 FL X X KAREN REVELS 4078982121 2121 CAMDEN RD ORLANDO FL 32803 DIANE DIFEBBO CHAIR 1.00 1.00 X X 0 0 0 JASON SCOTT IMMEDIATE PAST CHAIR 1.00 0.00 X X 0 0 0 ELISHA GONZALEZ VICE CHAIR 1.00 0.00 X X 0 0 0 TROY SANDS SECRETARY 1.00 0.00 X X 0 0 0 DERRICK VALKENBURG TREASURER 1.00 1.00 X X 0 0 0 BART BISHOP DIRECTOR 1.00 0.00 X 0 0 0 BRIAN BOONE DIRECTOR 1.00 0.00 X 0 0 0 BRIAN FEDIGAN DIRECTOR 1.00 0.00 X 0 0 0 DAWN KOFFARNUS DIRECTOR 1.00 0.00 X 0 0 0 DR KAREN BENN MARSHALL DIRECTOR 1.00 0.00 X 0 0 0 DR MICHAEL HIRSCH DIRECTOR 1.00 0.00 X 0 0 0 DR TASHANDA BROWN-CANNON DIRECTOR 1.00 0.00 X 0 0 0 DRLANDON SHEPHARD DIRECTOR 1.00 0.00 X 0 0 0 DRMICHAEL HIRSCH DIRECTOR 1.00 0.00 X 0 0 0 EARL CONNELL JR DIRECTOR 1.00 0.00 X 0 0 0 ERIC SOMMER DIRECTOR 1.00 0.00 X 0 0 0 FRANK DAVI JR DIRECTOR 1.00 0.00 X 0 0 0 FRED KITTINGER JR DIRECTOR 1.00 1.00 X 0 0 0 GARY HEATH DIRECTOR 1.00 0.00 X 0 0 0 GINA RONOKARIJO DIRECTOR (AS OF 09/2025) 1.00 0.00 X 0 0 0 HEATHER HENDERSON DIRECTOR 1.00 0.00 X 0 0 0 IXCHELL DUARTE DIRECTOR 1.00 1.00 X 0 0 0 JAMES FRANZESE DIRECTOR 1.00 0.00 X 0 0 0 JAMES HAWLEY DIRECTOR 1.00 0.00 X 0 0 0 JAY GALBRAITH DIRECTOR (AS OF 10/2025) 1.00 0.00 X 0 0 0 JEFF TECAU DIRECTOR 1.00 0.00 X 0 0 0 JENNIFER WILLIAMS DIRECTOR 1.00 0.00 X 0 0 0 JESSE EISNER DIRECTOR 1.00 0.00 X 0 0 0 JOHANNA VARGAS-SCOTT DIRECTOR 1.00 0.00 X 0 0 0 JONATHAN RUSSELL DIRECTOR (AS OF 09/2025) 1.00 0.00 X 0 0 0 JUAN AMO DIRECTOR 1.00 1.00 X 0 0 0 KEVIN CRAWFORD DIRECTOR 1.00 0.00 X 0 0 0 MANDY WEITKNECHT DIRECTOR 1.00 0.00 X 0 0 0 MICHAEL GORRITZ DIRECTOR 1.00 0.00 X 0 0 0 MICHAEL PROVENZALE DIRECTOR 1.00 0.00 X 0 0 0 NANCY ALVAREZ DIRECTOR 1.00 0.00 X 0 0 0 NATHAN BURGER DIRECTOR (AS OF 10/2025) 1.00 0.00 X 0 0 0 NICOLE MCMURRAY DIRECTOR 1.00 0.00 X 0 0 0 PAUL SOHL REAR ADM USN RET DIRECTOR 1.00 0.00 X 0 0 0 RALPH TEJADA DIRECTOR 1.00 0.00 X 0 0 0 RANDY BARNHILL DIRECTOR 1.00 0.00 X 0 0 0 RICHARD BARBARI DIRECTOR 1.00 0.00 X 0 0 0 ROBERT LEE DIRECTOR 1.00 0.00 X 0 0 0 SARA DILL DIRECTOR 1.00 0.00 X 0 0 0 TED SHEPPE DIRECTOR 1.00 0.00 X 0 0 0 TIM FLYNN DIRECTOR 1.00 0.00 X 0 0 0 TIM MYERS DIRECTOR 1.00 1.00 X 0 0 0 TOM MCALEAVEY DIRECTOR 1.00 0.00 X 0 0 0 TOMEI THOMAS DIRECTOR 1.00 0.00 X 0 0 0 TONY BENGE DIRECTOR 1.00 0.00 X 0 0 0 TRACY JUNGER DIRECTOR 1.00 0.00 X 0 0 0 WAYMON ARMSTRONG DIRECTOR 1.00 0.00 X 0 0 0 KAREN REVELS PRESIDENT & CEO 40.00 1.00 X 192178 0 10620 WALTER NASON VP OF FINANCE 10.00 1.00 X 47500 0 0 239678 0 10620 1 0 1 0 JA USA INC 12320 ORACLE BLVD COLORADO SPRINGS CO 80921 PROGRAM SERVICES 215017 1 413413 637789 4149559 13249 5200761 6608 6608 50975 0 50975 50975 50975 124316 86961 37355 37355 37355 117608 413413 155160 -37552 -37552 MISCELLANEOUS 900099 569 569 569 5258716 0 0 57955 257579 182528 47857 27194 1210847 858046 224965 127836 158679 102585 23094 33000 104378 71821 20762 11795 119634 119634 186943 115056 30491 41396 69457 45189 10293 13975 16790 10924 2488 3378 56939 50000 6939 62338 40557 9239 12542 22031 22031 55561 36148 8234 11179 16505 10738 2446 3321 45364 29514 6723 9127 52443 39349 13094 NATIONAL PARTICIPATION 576348 576348 SPECIAL EVENTS 129263 129263 PROGRAM MATERIALS 109299 109299 BAD DEBT EXPENSE 12188 12188 4625 3006 690 929 3267211 2303139 526949 437123 356853 963016 484727 1689997 48139 33952 34064 16485 1549647 1053143 202849 496504 657894 641772 128601 54070 1913127 3895796 81337 70564 3800 0 57100 0 22676 15546 164913 86110 X 1308993 1444045 439221 2365641 1748214 3809686 1913127 3895796 1991505 17417 52550 0 X 0 1 X 1 0 X 1315612 1466203 1468564 2449689 5200761 11900829 1315612 1466203 1468564 2449689 5200761 11900829 1445932 10454897 31621 35963 31303 40493 57583 196963 58303 292259 142380 118177 611119 12708911 0.82260 0.90190 X SCHEDULE A, PART II, LINE 10, EXPLANATION OF OTHER INCOME: ERC REFUND - 2021 AMOUNT: $ 58,303. MISCELLANEOUS INCOME - 2022 AMOUNT: $ 5,578. 2024 AMOUNT: $ 569. FUNDRAISING - 2022 AMOUNT: $ 286,681. 2023 AMOUNT: $ 142,380. 2024 AMOUNT: $ 117,608. RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 0 0 0 0 0 1 10000 0 0 0 10000 0 PART II-B, LINE 1: THERE WERE NO DIRECT LOBBYING EXPENSES PAID BY THE ORGANIZATION. THE AMOUNT THAT APPEARS ON PART II-B LINE 1F WAS GIVEN TO AN ORGANIZATION FOR LEGISLATIVE AND BUDGET SUPPORT. 13600 13600 1220113 788154 431959 315934 264989 50945 496504 COMMUNITY FOUNDATION ENDOWMENT 40360 RIGHT OF USE ASSET 13710 54070 CAPITAL LEASE 15546 15546 X PART X, LINE 2: THE ORGANIZATION IS EXEMPT FROM INCOME TAXES UNDER THE PROVISIONS OF SECTION 501(C)(3) OF THE INTERNAL REVENUE CODE. ACCORDINGLY, NO PROVISIONS FOR FEDERAL AND STATE INCOME TAXES HAVE BEEN RECORDED IN THE ACCOMPANYING FINANCIAL STATEMENTS. THE ORGANIZATION FOLLOWS THE STANDARD FOR ACCOUNTING FOR UNCERTAIN TAX POSITIONS. AS A RESULT OF THE IMPLEMENTATION, THE ORGANIZATION RECOGNIZED NO LIABILITY FOR UNRECOGNIZED TAX BENEFITS. THE ORGANIZATION FILES AS A TAX-EXEMPT ORGANIZATION. THE ORGANIZATION IS NOT AWARE OF ANY ACTIVITIES THAT WOULD JEOPARDIZE ITS TAX-EXEMPT STATUS. THE ORGANIZATION IS NOT AWARE OF ANY ACTIVITIES THAT ARE SUBJECT TO TAX ON UNRELATED BUSINESS INCOME, EXCISE, OR OTHER TAXES. HALL OF FAME 273121 215680 57441 0 13893 0 43548 0 8861 BOWL-A-THON 155703 118290 37413 0 5659 31754 0 0 557 2 102197 79443 22754 0 2160 15710 4384 0 28634 531021 413413 117608 21712 47464 47932 38052 155160 -37552 X X X 0 0 0 0 0 0 0 0 0 KAREN REVELS PRESIDENT & CEO 148856 0 38522 0 4800 0 0 0 10620 0 202798 0 0 0 PART I, LINE 3 COMPENSATION PROCESS FOR TOP OFFICIAL COMPENSATION IS DETERMINED BY THE EXECUTIVE COMMITTEE WITH PROVIDED MARKET COMPENSATION DATA FROM JAUSA. FORM 990, PART VI, SECTION A, LINE 1A ALL MEMBERS OF THE EXECUTIVE COMMITTEE SIT ON THE ORGANIZATION'S BOARD OF DIRECTORS, AND THE EXECUTIVE COMMITTEE CAN ACT ON BEHALF OF THE BOARD OF DIRECTORS TO CONDUCT THE ORGANIZATION'S BUSINESS. FORM 990, PART VI, SECTION A, LINE 2 JASON SCOTT AND JOHANNA SCOTT ARE HUSBAND AND WIFE. BOTH ARE NON-COMPENSATED VOLUNTEERS ON THE BOARD OF DIRECTORS. FORM 990, PART VI, SECTION B, LINE 11B THE FINANCE COMMITTEE REVIEWS AND APPROVES THE 990 AND, UPON APPROVAL, THE 990 IS CIRCULATED TO THE FULL BOARD OF DIRECTORS BEFORE FILING WITH THE IRS. FORM 990, PART VI, SECTION B, LINE 12C INDIVIDUAL MEMBERS OF THE ORGANIZATION'S BOARD OF DIRECTORS ARE ASKED TO MAKE ANNUAL WRITTEN DISCLOSURES WITH RESPECT TO CONFLICTS OF INTEREST. THESE DISCLOSURE STATEMENTS ARE RETURNED TO THE EXECUTIVE STAFF AND ARE REVIEWED. POTENTIAL CONFLICTS ARE DISCUSSED WITH THE ORGANIZATION'S PRESIDENT AND PRESENTED TO THE ORGANIZATION'S BOARD OF DIRECTORS FOR REVIEW AND/OR FORMAL ACTION IF WARRANTED. FORM 990, PART VI, SECTION B, LINE 15 COMPENSATION PROCESS FOR TOP OFFICIAL COMPENSATION IS DETERMINED BY THE EXECUTIVE COMMITTEE WITH PROVIDED MARKET COMPENSATION DATA FROM JAUSA. FORM 990, PART VI, SECTION C, LINE 19 GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS ARE AVAILABLE UPON REQUEST. JUNIOR ACHIEVEMENT OF CENTRAL FLORIDA FOUNDATION INC 2121 CAMDEN ROAD ORLANDO FL 32803 593599158 EDUCATION FL 501(C)(3) LINE 12A, I N/A 1 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 0 0 0 0