2026-04-14T13:43:39-07:00 2025-12-31 990 2025-01-01 450279071 AREA SCHOOLS CREDIT UNION AREA 7017722690 2800 S Washington St Grand Forks ND 58201 Eve Booen Director of Operations 7017722690 2026-04-14 2025 2025-03-06 01:10:19Z Eve Booen 2800 S Washington Street Grand Forks ND 58201 1678108 0 X www.areacommunitycu.com X Credit Union 1958 ND TO PROVIDE A SAVINGS FACILITY AND LOANS AND FINANCIAL SERVICES TO THE APPROX.2828 MEMBERS OF THE CREDIT UNION 9 0 12 9 0 0 0 0 1521533 1336053 222515 342055 0 0 1744048 1678108 0 0 216275 272719 681803 612193 0 0 0 827556 791201 1725634 1676113 18414 1995 26537389 27126029 159404 155377 26377985 26970652 TO PROVIDE A SAVINGS FACILITY AND LOANS AND FINANCIAL SERVICES TO THE APPROX.2077 MEMBERS OF THE CREDIT UNION 0 0 1586113 mutual financial support 0 0 0 1586113 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 12 1 0 0 0 0 0 0 0 0 X 9 0 0 0 0 0 0 1 0 1 1 0 0 0 1 0 0 1 1 1 1 0 X AREA SCHOOLS CREDIT UNION 7017722690 2800 S WASHINGTON ST GRAND FORKS ND 58201 Constance Johnston CEO 40 40 X X 112500 0 0 Jonathan Vonesh Board Chair 0 0 X 0 0 0 Kevin Niceswanger Vice-Chair 0 0 X 0 0 0 Shea Gaier Board Member 0 0 X 0 0 0 Atif Mohammad Board Member 0 0 X 0 0 0 Desiree Peterson Board Member 0 0 X 0 0 0 Kelly Sander Board Member 0 0 X 0 0 0 Scott Nelson Board Member 0 0 X 0 0 0 Joe Garceau Board Member 0 0 X 0 0 0 Lynn Kadlec Board Member 0 0 X 0 0 0 112500 0 0 1 0 0 0 0 0 Income from Loans 522130 1103750 1103750 0 0 Fees & Charges 522130 225188 225188 0 0 Insurance Income 522130 3566 3566 0 0 Service Charge Income 522130 3549 3549 0 0 0 0 0 0 1336053 342055 342055 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1678108 1678108 0 0 0 0 0 0 0 0 272719 272719 117517 117517 0 0 0 0 0 0 372395 372395 0 0 31255 31255 0 0 53563 53563 0 0 37463 37463 0 0 0 0 0 0 6592 6592 0 0 35490 35490 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 12685 12685 0 0 63223 63223 0 0 420087 420087 0 0 0 0 0 0 37049 37049 0 0 10174 10174 0 0 0 0 0 0 4423 4423 0 0 0 0 0 0 13846 13846 0 0 27292 27292 0 0 0 0 0 0 Allowance for Loan Loss 90000 0 90000 0 Loan Services 13487 13487 0 0 Federal Exam 7800 7800 0 0 49053 49053 0 0 1676113 1586113 90000 0 3411065 5300996 4478000 4727000 0 0 18104999 16570585 25230 36042 597869 365360 266273 232509 251822 258897 26537389 27126029 159404 155377 159404 155377 X 0 0 0 0 26377985 26970652 26377985 26970652 26537389 27126029 1995 0 0 0 590672 0 X 1 X 1 X 1 0 76000 0 76000 314193 0 220148 94045 0 0 0 0 101182 0 58502 42680 106494 0 86710 19784 232509 Form 990, Part VI, Section A, Line 4 The Board changed from a 5 member Board to a 9 member Board Form 990, Part VI, Section A, Line 7a The Credit Union is owned by its members, each member with a savings share account is eligible for one vote at our annual meeting which elects officers to our board. Form 990, Part VI, Section B, Line 11b The Director of Operations and CEO review the form 990. Form 990, Part VI, Section B, Line 15 The Board of Directors decides the compensation. Form 990, Part VI, Section C, Line 19 This information is available upon request.