2026-04-08T09:31:49-07:00 2025-12-31 990 2025-01-01 853225961 SMALL BUSINESS EMPOWERMENT FUND CDFI SMAL 3142411697 1808 Sagez Ct Wildwood MO 63011 Kevin Wilson Program Director 3142411697 2026-04-08 2025 2025-03-06 01:10:19Z Kevin Wilson 1808 Sagez Ct Wildwood MO 63011 1299835 0 X https://stlouissbec.org X 2020 MO A community development financial institution or community development finance institution - abbreviated in both cases to CDFI - is a financial institution that provides credit and financial services to underserved markets and populations, primarily in the St. Louis City and county. 11 10 0 10 0 0 500463 1282000 0 0 268 13913 0 3922 500731 1299835 0 780200 0 0 0 0 0 0 0 53298 590 53298 780790 447433 519045 760058 1279103 62000 62000 698058 1217103 A community development financial institution or community development finance institution - abbreviated in both cases to CDFI - is a financial institution that provides credit and financial services to underserved markets and populations, primarily in the St. Louis City and county. 0 0 780200 780000 300000 The SBEF lends to low income communities at low interest rates. 0 0 0 n/a 0 0 0 780200 1 1 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 1 0 0 0 0 0 0 0 0 0 X 11 10 0 0 0 0 0 0 0 1 1 0 0 1 1 1 1 1 1 1 0 0 MO X Marika Jakubovska 3145782054 1808 Sagez Ct Wildwood MO 63011 X Denise Phillips Board Member 1 0 X 0 0 0 Mitchell Washington Board Member 1 0 X 0 0 0 Cheryl Walker Board Member 1 0 X 0 0 0 John Henderson Board Member 1 0 X 0 0 0 Dr Joe Frank Board Member 1 0 X 0 0 0 Craig Higgins Board Member 1 0 X 0 0 0 Lorraine McKinney Board Member 1 0 X 0 0 0 Kevin Wilson Program Director 2 0 X 0 0 0 Alan Richter Chairman 1 0 X 0 0 0 Reginald Scott Co Chair 1 0 X 0 0 0 Michelle Stuckey Treasurer 1 0 X 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1282000 0 1282000 0 13913 13913 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Miscellaneous 900099 3922 3922 0 0 0 0 0 0 3922 1299835 17835 0 0 780200 780200 590 590 780790 780200 590 0 741572 820381 18486 458722 760058 1279103 62000 62000 62000 62000 X 198058 477103 500000 740000 698058 1217103 760058 1279103 519045 0 0 0 0 0 X 0 0 0 X 125000 125777 500463 1282000 2033240 0 125000 125777 500463 1282000 2033240 2033240 285 1003 268 13913 15469 2048709 0.99245 0.99793 X RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 0 Loan - Small Business Empowerment Center 62000 62000 1 Small Business Empowerment Center 911 Washington Avenue Ste 805 Saint Louis MO 63101 800563561 300000 Grant for salaries The GEM Factory LLC 9428 St Charles Rock Rd Saint Louis MO 63114 922985154 30000 Sherman Park Grocery 4315 W Fond du Lac Ave Milwaukee WI 53216 881354675 30000 Kingsway Development 4930 Evelynaire Dr Blackjack MO 63033 473274399 30000 Polaris Bhm 5940 1st Ave South Birmingham AL 35212 882728235 30000 Under Grace Home Health Agency 4202 Bonfils Drive Bridgeton MO 63044 821426002 30000 Freddie Lee's Gourmet Souces 1912 Carr St Saint Louis MO 63106 461418335 30200 HoneyBee Sage Wellness & Apotherapy LLC 1819 N Dr Martin Luther King Jr Dri Milwaukee WI 53212 831562737 30000 AMRI Counseling Services 4001 W Capitol Drive Milwaukee WI 53216 205151827 30000 Bama Health Foods LLC 1923 Bessemer Rd Birmingham AL 35208 832337341 30000 The TUF Club Fitness and Wellness Center 2999 Troost Ave Kansas City MO 64108 921564756 30000 Innergy Transformation Studios 1727 Liewyn Ave Baltimore MD 21213 843670753 30000 The Urban Oyster 914 W 36th St Baltimore MD 21211 820968253 30000 Yol You Only Live 3722 Snapginger Rd Stonecrest GA 30038 872227665 30000 Davis Auto Repair and Ton 7010 Prospect Ave Kansas City MO 64132 261569120 30000 Small Business Empowerment Center 911 Washington Avenue Ste 805 Saint Louis MO 63101 800563561 300000 Hair Artist Studio LLC dba Helix & Twine 816 NW Park Lane Ste A Lee Summit MO 64063 462059370 30000 Centro Internacional De Maternidad 2000 Clearview Ave Ste 111 Doraville GA 30340 873000347 30000 1 17 Schedule I, Part I, Line 2 The SBEC uses online application for all grant distributions. All grants are approved by the committee per each transaction Form 990, Part VI, Section B, Line 11b The finance committee members are sent a copy of the IRS form 990 to review prior to filing. Form 990, Part VI, Section B, Line 12c Conflicts are disclosed and discussed as they arise. Form 990, Part VI, Section B, Line 15 Salaries of top management officials and other employees are tested for consistency with survey data for similar positions and are approved as part of the board's approval of the annual budget. Form 990, Part VI, Section C, Line 19 Governing documents, conflicts of interest policy and financial statements are available to the public upon request.