2026-03-23T16:22:41-04:00 2025-12-31 202711127 CREDIT UNION AUDIT GROUP 1709 HERMITAGE BLVD SUITE 200 TALLAHASSEE FL 32308 990 2025-01-01 620631391 GATEWAY CREDIT UNION GATE 9315518271 100 OTIS SMITH DRIVE CLARKSVILLE TN 37043 ANNETTE PASSE CEO 9315518271 2026-03-23 true MARCUS KING P02401169 2054372176 2026-03-23 2025 2025-03-06 01:10:19Z ANNETTE PASSE 100 OTIS SMITH DRIVE CLARKSVILLE TN 370438939 1049417 false X WWW.GATEWAYCREDITUNION.COM X CREDIT UNION 1959 TN CREDIT UNION - TO PROVIDE FINANCIAL SERVICES FOR ITS MEMBERS. 7 7 8 8 22466 0 742349 873669 136225 126092 121529 49656 1000103 1049417 0 0 348339 343919 0 0 551229 898838 899568 1242757 100535 -193340 14550735 15675927 13026552 14345084 1524183 1330843 CREDIT UNION-TO PROVIDE SERVICES FOR APPROXIMATELY 2,172 MEMBERS IN THE FORM OF LOANS, SAVINGS, AND OTHER FINANCIAL SERVICES. false false 1133696 THE CREDIT UNION PROVIDED A VARIETY OF LOAN SERVICES FOR ITS MEMBERS. 109061 THE CREDIT UNION PROVIDED A VARIETY OF DEPOSIT SERVICES FOR ITS MEMBERS. 1242757 false false false false false false false false false true false false false true false false false false false false false false false false false false false false false false false false false false false false false false false false false false false true 7 0 true 8 true true true false false false false false false false X 7 7 false false false false true true true true true false false false true true true false false false false false TN X ANNETTE PASSE 9315518271 100 OTIS SMITH DRIVE CLARKSVILLE TN 370438939 ANNETTE PASSE CEO 40.00 X 81080 0 0 JAMES COREY WATTS BOARD CHAIRM 1.00 X 0 0 0 MICHAEL LONG BOARD VICE C 1.00 X 0 0 0 SANDRA WALLACE BOARD SECRET 1.00 X 0 0 0 DEANNA AKIN BOARD MEMBER 1.00 X 0 0 0 ROBERT MILLER BOARD MEMBER 1.00 X 0 0 0 DIANA MAXSON BOARD TREASU 1.00 X 0 0 0 TAMMIE HOGUE BOARD MEMBER 1.00 X 0 0 0 BARBARA HALL SUPERVISORY X 0 0 0 81080 false false false INTEREST ON LOANS 522291 707183 707183 FEE INCOME 522100 166486 166486 873669 126092 126092 OTHER OPERATING INCOME 525990 27190 27190 UBIT 525990 22466 22466 49656 1049417 1026951 22466 308448 308448 11613 11613 23858 23858 184058 184058 61227 61227 5571 5571 109061 109061 PROVISION FOR LOAN LOSSES 325501 325501 PROF & OUTSIDE SERVICES 145195 145195 LOAN SERVICING EXP 39119 39119 EDUCATIONAL & PROMO EXP 10839 10839 18267 18267 1242757 0 1242757 0 863471 1653221 1975000 2070000 10384330 10578322 95590 116900 1540167 655411 914369 884756 110559 110559 207416 262169 14550735 15675927 154321 183241 12872231 14161843 13026552 14345084 X 623752 900431 1330843 1524183 1330843 14550735 15675927 X -193340 X X false false 410000 410000 664559 254264 410295 465608 401147 64461 884756 REGULAR SHARES 6403992 ALL OTHER SHARES 5082262 SHARE DRAFTS 2675589 14161843 FORM 990, PAGE 1, PART I, LINE 6 HOURS OF SERVICE ARE RELATED TO DUTIES OF THE BOARD OF DIRECTORS AND SUPERVISORY COMMITTEE WITHOUT COMPENSATION. FORM 990, PAGE 6, PART VI, LINE 6 THE CREDIT UNION IS OWNED BY THE MEMBERS. FORM 990, PAGE 6, PART VI, LINE 7A THE BOARD OF DIRECTORS IS ELECTED BY THE MEMBERSHIP (ONE MEMBER, ONE VOTE). ALL DUTIES, POWERS, AND RESPONSIBILITIES ARE CONTROLLED BY THE BOARD OF DIRECTORS. THE MEMBERS ELECT THE BOARD OF DIRECTORS AT THE ANNUAL MEETING EVERY YEAR. FORM 990, PAGE 6, PART VI, LINE 7B SOME DECISIONS MADE BY THE BOARD OF DIRECTORS ARE AFFIRMED BY THE MEMBERS. FORM 990, PAGE 6, PART VI, LINE 11B THE MANAGER REVIEWS THE FORM 990. THE FORM 990 IS AVAILABLE FOR REVIEW BY THE BOARD OF DIRECTORS UPON REQUEST. FORM 990, PAGE 6, PART VI, LINE 12C THE BOARD OF DIRECTORS MONITOR AND ENFORCE THE CONFLICT OF INTEREST POLICY. FORM 990, PAGE 6, PART VI, LINE 19 FINANCIAL DOCUMENTS ARE POSTED IN THE CREDIT UNION LOBBY BY THE 15TH OF THE SUBSEQUENT MONTH. FORM 990, PART XI, LINE 9 EQUITY FROM MERGER 0 DUE TO ROUNDING 0 ACCT ADJ - CECL 0 FORM 990, PART XII ANNUAL AGREED UPON PROCEDURES ARE PERFORMED BY AN INDEPENDENT AUDITOR.