2026-03-10T15:59:02-05:00 2025-12-31 310800053 CLARK SCHAEFER HACKETT & CO 1656 HENTHORNE DR SUITE 400 MAUMEE OH 43537 990 2025-01-01 205542830 WEST CENTRAL DEVELOPMENT CORPORATION WEST 4198738322 955 COMMERCE DR A PERRYSBURG OH 43551 JULIE E JUROSIC CPA CHIEF OPERATING OFFICER 4198738322 2026-03-10 1 KRISTI L LEETH P00182413 4198412848 2026-03-10 2025 2025-03-06 01:10:19Z ANCHOR FINANCIAL SERVICES JULIE E JUROSIC CPA 955 COMMERCE DR A PERRYSBURG OH 43551 931320 0 X ANCHORSBA.COM X 2006 OH TO IMPROVE THE LIVES OF DISADVANTAGED PEOPLE AND STRENGTHEN DISTRESSED COMMUNITIES THROUGH INNOVATIVE FINANCE. 5 2 2 7 0 0 987962 182822 625307 695284 100358 53214 0 0 1713627 931320 0 750000 0 0 545672 422625 0 0 0 417276 215598 962948 1388223 750679 -456903 7170122 6752457 1771616 1810854 5398506 4941603 TO PROMOTE ECONOMIC DEVELOPMENT AND SUSTAINABLE JOB GROWTH THROUGH FINANCING OF VIABLE SMALL BUSINESSES BY BEING AN AGENT OF THE GOVERNMENT, A PARTNER FOR COMMUNITY BANKS AND A CHAMPION FOR BUSINESSES. 0 0 288093 313871 504 LOAN PROGRAM - ADMINISTER AN OUTSTANDING LOAN PORTFOLIO CONSISTING OF 72 LOANS WITH OUTSTANDING PRINCIPAL BALANCES OF $40,714,386. DURING 2025, 4 LOANS TOTALING $3,532,000 WERE APPROVED AND 3 LOANS TOTALING $5,797,000 WERE FUNDED. THIS PROGRAM PROVIDES LOANS TO SMALL BUSINESSES FOR FIXED ASSET PROJECTS AND 2,844 JOBS HAVE BEEN CREATED. THE 504 LOAN PROGRAM ADHERES TO THE POLICIES AND PROCEDURES SET FORTH BY THE U.S. SMALL BUSINESS ADMINISTRATION. 283816 309206 COMMUNITY ADVANTAGE LOAN PROGRAM - ADMINISTER AN OUTSTANDING LOAN PORTFOLIO CONSISTING OF 43 LOANS WITH OUTSTANDING PRINCIPAL BALANCES OF $4,898,515. DURING 2025, 2 LOANS TOTALING $91,500 WERE APPROVED AND FUNDED. THIS PROGRAM PROVIDES LOANS TO SMALL BUSINESSES FOR WORKING CAPITAL, INVENTORY, LEASEHOLD IMPROVEMENTS, AND OTHER GENERAL BUSINESS EXPENSES. 82.9% OF THE LOANS WERE PROVIDED TO SMALL BUSINESSES WITHIN UNDERSERVED MARKETS, CREATING 694.5 JOBS AND PROVIDING 2,126.25 HOURS OF TECHNICAL SUPPORT. THE COMMUNITY ADVANTAGE LOAN PROGRAM ADHERES TO THE POLICIES AND PROCEDURES SET FORTH BY THE U.S. SMALL BUSINESS ADMINISTRATION. 66311 72206 REGIONAL 166 LOAN PROGRAM - ADMINISTER AN OUTSTANDING LOAN PORTFOLIO CONSISTING OF 8 LOANS WITH OUTSTANDING PRINCIPAL BALANCES OF $2,991,063. DURING 2025, 2 LOANS TOTALING $500,025 WERE APPROVED AND 2 LOANS TOTALING $1,164,925 WERE FUNDED. THIS PROGRAM PROVIDES LOANS TO OHIO MANUFACTURERS FOR FIXED ASSET PURCHASES OR IMPROVEMENTS AND 353 JOBS HAVE BEEN CREATED. THE REGIONAL 166 LOAN PROGRAM ADHERES TO THE POLICIES AND PROCEDURES SET FORTH BY THE OHIO DEPARTMENT OF ADMINISTRATIVE SERVICES. 640172 750000 1 640172 750000 1 1278392 1 1 0 0 0 0 0 0 0 0 1 0 0 0 0 1 1 0 0 0 0 0 0 0 0 0 0 1 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 7 0 1 2 1 0 0 0 0 0 0 0 0 0 0 0 0 X 5 2 0 0 0 0 0 0 0 1 1 0 0 1 1 1 1 0 1 1 1 0 OH X JULIE E JUROSIC CPA 4198738322 955 COMMERCE DR SUITE A PERRYSBURG OH 43551 ROBERT HUFF PRESIDENT/CEO 40.00 X X 120104 0 27195 JULIE JUROSIC COO/SECRETARY/TREASURER 40.00 X X 147056 0 20609 JENNIFER BROGEE BOARD MEMBER 1.00 X 0 0 0 AARON MAASSEL BOARD MEMBER 1.00 X 0 0 0 EUGENE BRUNSWICK VICE-PRESIDENT 1.00 X X 0 0 0 267160 0 47804 2 0 1 0 0 182822 182822 LOAN ADMINISTRATION 522291 695284 695284 695284 53214 53214 931320 695284 0 53214 750000 750000 314964 278992 35972 86643 76748 9895 21018 18617 2401 30250 30250 2783 2783 85 72 13 23688 19609 4079 82960 70516 12444 29672 24293 5379 38021 38021 5480 4384 1096 2169 2169 LOAN PROCESSING 3396 3396 DUES AND SUBSCRIPTIONS 3050 3050 TRAINING AND DEVELOPMEN 1700 1700 COLLECTION 550 550 -8206 -8506 300 1388223 1278392 109831 0 551761 754641 2086275 1775770 1210 4342824 4038271 50 50 154445 98496 0 55949 188015 124180 1197 2386 7170122 6752457 83601 69496 117178 1688015 1624180 1771616 1810854 X 5398506 4941603 5398506 4941603 7170122 6752457 -456903 0 X 0 1 X 0 1 1 X 481487 1975268 1486910 987962 182822 5114449 700117 414986 511024 625307 695284 2946718 1181604 2390254 1997934 1613269 878106 8061167 0 0 0 8061167 1242 9052 14567 100358 53214 178433 1242 9052 14567 100358 53214 178433 1182846 2399306 2012501 1713627 931320 8239600 0.97830 0.98420 0.02170 0.01580 X RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 100936 94037 6899 53509 4459 49050 55949 X 931320 0 931320 0 931320 1388223 0 1388223 0 1388223 PART X, LINE 2: THE ORGANIZATION HAS DETERMINED THAT THERE ARE NO UNCERTAIN TAX POSITIONS THAT REQUIRE DISCLOSURE IN THESE FINANCIAL STATEMENTS UNDER THE FASB ACCOUNTING STANDARDS CODIFICATION TOPIC INCOME TAXES. 1 WEST CENTRAL BUSINESS SOLUTIONS INC 915 WEST MARKET STREET LIMA OH 45805 202398213 750000 0 SMALL BUSINESS LOANS AND SUPPORT 1 PART I, LINE 2: GRANTEE WILL REPORT ON THE NUMBER AND AMOUNT OF LOANS PROVIDED WITH AWARD FUNDS. X X 0 0 0 0 0 0 0 0 0 JULIE JUROSIC COO/SECRETARY/TREASURER 147056 0 0 0 0 0 6044 0 14565 0 167665 0 0 0 PART I, LINE 3 COMPENSATION IS BASED UPON AN INDUSTRY STUDY. THE ANNUAL AVERAGE COMPENSATION STRUCTURE IS USED TO DETERMINE THE CURRENT ANNUAL SALARY. ANNUAL EMPLOYEE PERFORMANCE EVALUATIONS ALONG WITH ANY CHANGES OR ADDITIONS IN JOB RESPONSIBILITIES AS WELL AS THE OVERALL FINANCIAL STATUS OF THE ORGANIZATION AND PROJECTED BUDGET ARE ALSO TAKEN INTO ACCOUNT IN EVALUATING ANY CHANGES TO COMPENSATION. FORM 990, PART VI, SECTION B, LINE 11B UPON COMPLETION, A COPY OF THE FORM 990 IS PROVIDED TO EACH BOARD MEMBER FOR THEIR REVIEW. BOARD MEMBERS ARE GIVEN A DEADLINE WHICH COMMENTS MUST BE RECEIVED. AFTER THE REQUIRED DEADLINE HAS PASSED, ALL COMMENTS OR QUESTIONS ARE ADDRESSED WITH THE ENTIRE BOARD. THE FORM 990 IS THEN SUBMITTED TO THE INTERNAL REVENUE SERVICE IN COMPLIANCE WITH FEDERAL AND BOARD REGULATION. FORM 990, PART VI, SECTION B, LINE 12C ACTIVITY SINCE THE PREVIOUS MEETING IS DISCUSSED AT EACH BOARD MEETING. IF ANY BOARD MEMBER HAS A CONFLICT OF INTEREST WITH ANY OF THE ACTIVITY, THEY ARE TO NOTE THAT INFORMATION IMMEDIATELY AND ABSTAIN FROM ANY POTENTIAL VOTE REGARDING THE MATTER. FORM 990, PART VI, SECTION B, LINE 15 COMPENSATION IS BASED UPON AN INDUSTRY STUDY FOR EACH POSITION. THE ANNUAL AVERAGE COMPENSATION STRUCTURE IS USED TO DETERMINE THE CURRENT ANNUAL SALARY OF EACH EMPLOYEE. ANNUAL EMPLOYEE PERFORMANCE EVALUATIONS ALONG WITH ANY CHANGES OR ADDITIONS IN JOB RESPONSIBILITIES AS WELL AS THE OVERALL FINANCIAL STATUS OF THE ORGANIZATION AND PROJECTED BUDGET ARE ALSO TAKEN INTO ACCOUNT IN EVALUATING ANY CHANGES TO COMPENSATION. FORM 990, PART VI, SECTION C, LINE 19 DOCUMENTS MADE AVAILABLE AS REQUIRED BY LAW.