﻿<?xml version="1.0" encoding="utf-8"?>
<Return xmlns="http://www.irs.gov/efile" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" returnVersion="2024v5.0">
  <ReturnHeader binaryAttachmentCnt="0">
    <ReturnTs>2026-03-09T11:33:59-04:00</ReturnTs>
    <TaxPeriodEndDt>2025-04-30</TaxPeriodEndDt>
    <PreparerFirmGrp>
      <PreparerFirmEIN>900978976</PreparerFirmEIN>
      <PreparerFirmName>
        <BusinessNameLine1Txt>TIMM &amp; TIMM PA</BusinessNameLine1Txt>
      </PreparerFirmName>
      <PreparerUSAddress>
        <AddressLine1Txt>7131 CURTISS AVE STE 4</AddressLine1Txt>
        <CityNm>SARASOTA</CityNm>
        <StateAbbreviationCd>FL</StateAbbreviationCd>
        <ZIPCd>342318002</ZIPCd>
      </PreparerUSAddress>
    </PreparerFirmGrp>
    <ReturnTypeCd>990PF</ReturnTypeCd>
    <TaxPeriodBeginDt>2024-05-01</TaxPeriodBeginDt>
    <Filer>
      <EIN>590777857</EIN>
      <BusinessName>
        <BusinessNameLine1Txt>MAY KAY HOUCK FOUNDATION</BusinessNameLine1Txt>
        <BusinessNameLine2Txt>C/O NORTHERN TRUST BANK</BusinessNameLine2Txt>
      </BusinessName>
      <BusinessNameControlTxt>MAYK</BusinessNameControlTxt>
      <PhoneNum>8132512212</PhoneNum>
      <USAddress>
        <AddressLine1Txt>P O BOX 4097</AddressLine1Txt>
        <CityNm>SARASOTA</CityNm>
        <StateAbbreviationCd>FL</StateAbbreviationCd>
        <ZIPCd>342304097</ZIPCd>
      </USAddress>
    </Filer>
    <BusinessOfficerGrp>
      <PersonNm>DAVID ROBISON</PersonNm>
      <PersonTitleTxt>TRUSTEE</PersonTitleTxt>
      <PhoneNum>8132512212</PhoneNum>
      <SignatureDt>2026-03-09</SignatureDt>
    </BusinessOfficerGrp>
    <IRSResponsiblePrtyInfoCurrInd>true</IRSResponsiblePrtyInfoCurrInd>
    <PreparerPersonGrp>
      <PreparerPersonNm>DOUGLAS A TIMM CPA</PreparerPersonNm>
      <PTIN>P00437271</PTIN>
      <PhoneNum>9419512200</PhoneNum>
      <PreparationDt>2026-03-09</PreparationDt>
    </PreparerPersonGrp>
    <TaxYr>2024</TaxYr>
    <BuildTS>2025-03-06 01:10:19Z</BuildTS>
  </ReturnHeader>
  <ReturnData documentCnt="11">
    <IRS990PF documentId="RetDoc12">
      <Organization501c3ExemptPFInd>X</Organization501c3ExemptPFInd>
      <FMVAssetsEOYAmt>2872573</FMVAssetsEOYAmt>
      <MethodOfAccountingAccrualInd>X</MethodOfAccountingAccrualInd>
      <AnalysisOfRevenueAndExpenses>
        <ScheduleBNotRequiredInd>X</ScheduleBNotRequiredInd>
        <InterestOnSavRevAndExpnssAmt>20961</InterestOnSavRevAndExpnssAmt>
        <InterestOnSavNetInvstIncmAmt>20961</InterestOnSavNetInvstIncmAmt>
        <DividendsRevAndExpnssAmt>55204</DividendsRevAndExpnssAmt>
        <DividendsNetInvstIncmAmt>55204</DividendsNetInvstIncmAmt>
        <NetGainSaleAstRevAndExpnssAmt referenceDocumentId="RetDoc3">150526</NetGainSaleAstRevAndExpnssAmt>
        <GrossSalesPriceAmt>933235</GrossSalesPriceAmt>
        <CapGainNetIncmNetInvstIncmAmt>150526</CapGainNetIncmNetInvstIncmAmt>
        <OtherIncomeRevAndExpnssAmt referenceDocumentId="RetDoc8">36</OtherIncomeRevAndExpnssAmt>
        <OtherIncomeNetInvstIncmAmt>36</OtherIncomeNetInvstIncmAmt>
        <OtherIncomeAdjNetIncmAmt>36</OtherIncomeAdjNetIncmAmt>
        <TotalRevAndExpnssAmt>226727</TotalRevAndExpnssAmt>
        <TotalNetInvstIncmAmt>226727</TotalNetInvstIncmAmt>
        <TotalAdjNetIncmAmt>36</TotalAdjNetIncmAmt>
        <LegalFeesRevAndExpnssAmt referenceDocumentId="RetDoc6">7587</LegalFeesRevAndExpnssAmt>
        <LegalFeesNetInvstIncmAmt>2276</LegalFeesNetInvstIncmAmt>
        <LegalFeesAdjNetIncmAmt>2276</LegalFeesAdjNetIncmAmt>
        <LegalFeesDsbrsChrtblAmt>5311</LegalFeesDsbrsChrtblAmt>
        <AccountingFeesRevAndExpnssAmt referenceDocumentId="RetDoc2">4060</AccountingFeesRevAndExpnssAmt>
        <AccountingFeesNetInvstIncmAmt>1624</AccountingFeesNetInvstIncmAmt>
        <AccountingFeesAdjNetIncmAmt>1624</AccountingFeesAdjNetIncmAmt>
        <AccountingFeesChrtblPrpsAmt>2436</AccountingFeesChrtblPrpsAmt>
        <OtherProfFeesRevAndExpnssAmt referenceDocumentId="RetDoc10">24931</OtherProfFeesRevAndExpnssAmt>
        <OtherProfFeesNetInvstIncmAmt>22438</OtherProfFeesNetInvstIncmAmt>
        <OtherProfFeesAdjNetIncmAmt>22438</OtherProfFeesAdjNetIncmAmt>
        <OtherProfFeesDsbrsChrtblAmt>2493</OtherProfFeesDsbrsChrtblAmt>
        <TaxesRevAndExpnssAmt referenceDocumentId="RetDoc11">2862</TaxesRevAndExpnssAmt>
        <TravConfMeetingRevAndExpnssAmt>7743</TravConfMeetingRevAndExpnssAmt>
        <TravConfMeetingNetInvstIncmAmt>3097</TravConfMeetingNetInvstIncmAmt>
        <TravConfMeetingAdjNetIncmAmt>3097</TravConfMeetingAdjNetIncmAmt>
        <TravConfMeetingDsbrsChrtblAmt>4646</TravConfMeetingDsbrsChrtblAmt>
        <TotOprExpensesRevAndExpnssAmt>47183</TotOprExpensesRevAndExpnssAmt>
        <TotOprExpensesNetInvstIncmAmt>29435</TotOprExpensesNetInvstIncmAmt>
        <TotOprExpensesAdjNetIncmAmt>29435</TotOprExpensesAdjNetIncmAmt>
        <TotOprExpensesDsbrsChrtblAmt>14886</TotOprExpensesDsbrsChrtblAmt>
        <ContriPaidRevAndExpnssAmt>129000</ContriPaidRevAndExpnssAmt>
        <ContriPaidDsbrsChrtblAmt>129000</ContriPaidDsbrsChrtblAmt>
        <TotalExpensesRevAndExpnssAmt>176183</TotalExpensesRevAndExpnssAmt>
        <TotalExpensesNetInvstIncmAmt>29435</TotalExpensesNetInvstIncmAmt>
        <TotalExpensesAdjNetIncmAmt>29435</TotalExpensesAdjNetIncmAmt>
        <TotalExpensesDsbrsChrtblAmt>143886</TotalExpensesDsbrsChrtblAmt>
        <ExcessRevenueOverExpensesAmt>50544</ExcessRevenueOverExpensesAmt>
        <NetInvestmentIncomeAmt>197292</NetInvestmentIncomeAmt>
      </AnalysisOfRevenueAndExpenses>
      <Form990PFBalanceSheetsGrp>
        <SavAndTempCashInvstBOYAmt>30007</SavAndTempCashInvstBOYAmt>
        <SavAndTempCashInvstEOYAmt>40753</SavAndTempCashInvstEOYAmt>
        <SavAndTempCashInvstEOYFMVAmt>40753</SavAndTempCashInvstEOYFMVAmt>
        <CorporateStockBOYAmt>1339307</CorporateStockBOYAmt>
        <CorporateStockEOYAmt referenceDocumentId="RetDoc5">1594125</CorporateStockEOYAmt>
        <CorporateStockEOYFMVAmt>2258104</CorporateStockEOYFMVAmt>
        <CorporateBondsBOYAmt>789767</CorporateBondsBOYAmt>
        <CorporateBondsEOYAmt referenceDocumentId="RetDoc4">572198</CorporateBondsEOYAmt>
        <CorporateBondsEOYFMVAmt>573716</CorporateBondsEOYFMVAmt>
        <OtherAssetsEOYAmt referenceDocumentId="RetDoc7">31</OtherAssetsEOYAmt>
        <TotalAssetsBOYAmt>2159081</TotalAssetsBOYAmt>
        <TotalAssetsEOYAmt>2207107</TotalAssetsEOYAmt>
        <TotalAssetsEOYFMVAmt>2872573</TotalAssetsEOYFMVAmt>
        <AccountsPayableBOYAmt>7718</AccountsPayableBOYAmt>
        <AccountsPayableEOYAmt>5200</AccountsPayableEOYAmt>
        <TotalLiabilitiesBOYAmt>7718</TotalLiabilitiesBOYAmt>
        <TotalLiabilitiesEOYAmt>5200</TotalLiabilitiesEOYAmt>
        <OrganizationFollowsFASB117Ind>X</OrganizationFollowsFASB117Ind>
        <NoDonorRstrNetAssestsBOYAmt>2151363</NoDonorRstrNetAssestsBOYAmt>
        <NoDonorRstrNetAssestsEOYAmt>2201907</NoDonorRstrNetAssestsEOYAmt>
        <TotNetAstOrFundBalancesBOYAmt>2151363</TotNetAstOrFundBalancesBOYAmt>
        <TotNetAstOrFundBalancesEOYAmt>2201907</TotNetAstOrFundBalancesEOYAmt>
        <TotalLiabilitiesNetAstBOYAmt>2159081</TotalLiabilitiesNetAstBOYAmt>
        <TotalLiabilitiesNetAstEOYAmt>2207107</TotalLiabilitiesNetAstEOYAmt>
      </Form990PFBalanceSheetsGrp>
      <ChgInNetAssetsFundBalancesGrp>
        <TotNetAstOrFundBalancesBOYAmt>2151363</TotNetAstOrFundBalancesBOYAmt>
        <ExcessRevenueOverExpensesAmt>50544</ExcessRevenueOverExpensesAmt>
        <SubtotalAmt>2201907</SubtotalAmt>
        <TotNetAstOrFundBalancesEOYAmt>2201907</TotNetAstOrFundBalancesEOYAmt>
      </ChgInNetAssetsFundBalancesGrp>
      <CapGainsLossTxInvstIncmDetail>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>ACCENTURE PLC CLS A</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2024-04-02</AcquiredDt>
          <SoldDt>2024-05-03</SoldDt>
          <GrossSalesPriceAmt>2118</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>2224</CostOrOtherBasisAmt>
          <GainOrLossAmt>-106</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-106</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>TAIWAN SEMICONDUCTOR MFG LT</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2024-05-23</AcquiredDt>
          <SoldDt>2025-01-10</SoldDt>
          <GrossSalesPriceAmt>2912</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>2240</CostOrOtherBasisAmt>
          <GainOrLossAmt>672</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>672</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>ADR SCHNEIDR ELECTRIC SE</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2024-05-10</AcquiredDt>
          <SoldDt>2025-03-10</SoldDt>
          <GrossSalesPriceAmt>282</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>286</CostOrOtherBasisAmt>
          <GainOrLossAmt>-4</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-4</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>MFC ETF FLEXSHARES ULTRA-SHORT INC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2023-02-03</AcquiredDt>
          <SoldDt>2024-05-09</SoldDt>
          <GrossSalesPriceAmt>18132</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>18000</CostOrOtherBasisAmt>
          <GainOrLossAmt>132</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>132</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>ATLASSIAN CORP CL A</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2023-04-06</AcquiredDt>
          <SoldDt>2024-08-14</SoldDt>
          <GrossSalesPriceAmt>718</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>844</CostOrOtherBasisAmt>
          <GainOrLossAmt>-126</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-126</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>AON PLC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2023-02-06</AcquiredDt>
          <SoldDt>2024-12-04</SoldDt>
          <GrossSalesPriceAmt>1533</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>1250</CostOrOtherBasisAmt>
          <GainOrLossAmt>283</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>283</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>ADR ICICI BK LTD</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2023-01-10</AcquiredDt>
          <SoldDt>2025-01-10</SoldDt>
          <GrossSalesPriceAmt>1320</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>976</CostOrOtherBasisAmt>
          <GainOrLossAmt>344</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>344</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>FERRARI N V FERRARI N V COMMON STOCK</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2023-02-06</AcquiredDt>
          <SoldDt>2025-01-10</SoldDt>
          <GrossSalesPriceAmt>2592</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>1565</CostOrOtherBasisAmt>
          <GainOrLossAmt>1027</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>1027</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>MONDAY COM LTD COM NPV</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2024-02-27</AcquiredDt>
          <SoldDt>2025-03-06</SoldDt>
          <GrossSalesPriceAmt>544</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>435</CostOrOtherBasisAmt>
          <GainOrLossAmt>109</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>109</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>MFB NORTHERN FDS STK INDEX FD</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2023-12-21</AcquiredDt>
          <SoldDt>2025-04-11</SoldDt>
          <GrossSalesPriceAmt>57788</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>44207</CostOrOtherBasisAmt>
          <GainOrLossAmt>13581</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>13581</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>WASTE CONNECTIONS INC COM</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2024-03-19</AcquiredDt>
          <SoldDt>2025-04-16</SoldDt>
          <GrossSalesPriceAmt>393</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>342</CostOrOtherBasisAmt>
          <GainOrLossAmt>51</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>51</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>MFC ISHARES TRUST CORE US AGGREGATE</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2024-01-29</AcquiredDt>
          <SoldDt>2024-05-09</SoldDt>
          <GrossSalesPriceAmt>6267</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>6405</CostOrOtherBasisAmt>
          <GainOrLossAmt>-138</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-138</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>ADR 3I GROUP ADR</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2024-07-24</AcquiredDt>
          <SoldDt>2025-01-10</SoldDt>
          <GrossSalesPriceAmt>1758</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>1559</CostOrOtherBasisAmt>
          <GainOrLossAmt>199</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>199</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>COUPANG INC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2025-03-13</AcquiredDt>
          <SoldDt>2025-04-16</SoldDt>
          <GrossSalesPriceAmt>235</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>247</CostOrOtherBasisAmt>
          <GainOrLossAmt>-12</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-12</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>MFC ISHARES TRUST ISHARES 5-10 YEAR</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2021-03-23</AcquiredDt>
          <SoldDt>2024-05-09</SoldDt>
          <GrossSalesPriceAmt>20488</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>23871</CostOrOtherBasisAmt>
          <GainOrLossAmt>-3383</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-3383</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>MFC ATF FLEXSHARES ULTRA-SHORT INC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2023-08-28</AcquiredDt>
          <SoldDt>2024-09-06</SoldDt>
          <GrossSalesPriceAmt>21547</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>21455</CostOrOtherBasisAmt>
          <GainOrLossAmt>92</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>92</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>EPAM SYS INC COM STK</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2023-02-06</AcquiredDt>
          <SoldDt>2024-12-11</SoldDt>
          <GrossSalesPriceAmt>1015</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>1489</CostOrOtherBasisAmt>
          <GainOrLossAmt>-474</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-474</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>MFO MFS INSTL INTL EQTY FD</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2023-12-29</AcquiredDt>
          <SoldDt>2025-01-10</SoldDt>
          <GrossSalesPriceAmt>56578</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>55355</CostOrOtherBasisAmt>
          <GainOrLossAmt>1223</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>1223</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>ATLASSIAN CORP CL A</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2023-10-18</AcquiredDt>
          <SoldDt>2025-01-31</SoldDt>
          <GrossSalesPriceAmt>1863</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>1033</CostOrOtherBasisAmt>
          <GainOrLossAmt>830</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>830</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>FERGUSON ENTERPRUSES INC USD0.001</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2023-05-24</AcquiredDt>
          <SoldDt>2025-03-10</SoldDt>
          <GrossSalesPriceAmt>335</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>287</CostOrOtherBasisAmt>
          <GainOrLossAmt>48</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>48</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>MFC SPDR TR UNIT SER 1 STD &amp; POORS U</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2023-12-20</AcquiredDt>
          <SoldDt>2025-04-11</SoldDt>
          <GrossSalesPriceAmt>42370</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>31219</CostOrOtherBasisAmt>
          <GainOrLossAmt>11151</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>11151</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>AON PLC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2024-03-19</AcquiredDt>
          <SoldDt>2025-04-16</SoldDt>
          <GrossSalesPriceAmt>378</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>320</CostOrOtherBasisAmt>
          <GainOrLossAmt>58</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>58</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>ADR EVOLUTION AB ADR UNSP ADR EACH R</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2024-03-19</AcquiredDt>
          <SoldDt>2024-06-27</SoldDt>
          <GrossSalesPriceAmt>420</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>525</CostOrOtherBasisAmt>
          <GainOrLossAmt>-105</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-105</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>NU HOLDINGS LTD</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2024-03-01</AcquiredDt>
          <SoldDt>2025-01-10</SoldDt>
          <GrossSalesPriceAmt>1049</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>1081</CostOrOtherBasisAmt>
          <GainOrLossAmt>-32</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-32</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>ADR MEITUAN UNSPON ADS EACH REP 2 OR</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2024-10-21</AcquiredDt>
          <SoldDt>2025-04-16</SoldDt>
          <GrossSalesPriceAmt>277</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>372</CostOrOtherBasisAmt>
          <GainOrLossAmt>-95</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-95</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>MFC ISHARES TR 1-5 YR INVT GRADE COR</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2021-03-23</AcquiredDt>
          <SoldDt>2024-05-09</SoldDt>
          <GrossSalesPriceAmt>19327</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>20724</CostOrOtherBasisAmt>
          <GainOrLossAmt>-1397</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-1397</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>MFC ISHARES TR 1-5 YR INVT GRADE COR</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2021-03-23</AcquiredDt>
          <SoldDt>2024-09-06</SoldDt>
          <GrossSalesPriceAmt>22317</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>23294</CostOrOtherBasisAmt>
          <GainOrLossAmt>-977</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-977</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>ADR LOREAL S A ADR</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2023-11-17</AcquiredDt>
          <SoldDt>2024-12-11</SoldDt>
          <GrossSalesPriceAmt>3942</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>5104</CostOrOtherBasisAmt>
          <GainOrLossAmt>-1162</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-1162</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>MERCADOLIBRE INC COM STK</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2023-11-02</AcquiredDt>
          <SoldDt>2025-01-10</SoldDt>
          <GrossSalesPriceAmt>1747</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>1328</CostOrOtherBasisAmt>
          <GainOrLossAmt>419</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>419</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>ADR SCHNEIDER ELECTRIC SE</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2023-02-06</AcquiredDt>
          <SoldDt>2025-02-10</SoldDt>
          <GrossSalesPriceAmt>648</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>426</CostOrOtherBasisAmt>
          <GainOrLossAmt>222</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>222</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>FERGUSON ENTERPRUSES INC USD0.001</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2023-05-24</AcquiredDt>
          <SoldDt>2025-03-10</SoldDt>
          <GrossSalesPriceAmt>2156</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>1685</CostOrOtherBasisAmt>
          <GainOrLossAmt>471</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>471</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>ADR ADYEN N V ADR</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2024-03-19</AcquiredDt>
          <SoldDt>2025-04-16</SoldDt>
          <GrossSalesPriceAmt>273</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>264</CostOrOtherBasisAmt>
          <GainOrLossAmt>9</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>9</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>ARCH CAP GROUP LTD ORD</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2024-03-19</AcquiredDt>
          <SoldDt>2025-04-16</SoldDt>
          <GrossSalesPriceAmt>278</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>275</CostOrOtherBasisAmt>
          <GainOrLossAmt>3</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>3</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>THOMSON REUTERS CORP FORMERLY COM NO</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2024-05-10</AcquiredDt>
          <SoldDt>2024-07-19</SoldDt>
          <GrossSalesPriceAmt>652</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>649</CostOrOtherBasisAmt>
          <GainOrLossAmt>3</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>3</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>SPOTIFY TECHNOLOGY S A COM EURO.025</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2024-09-26</AcquiredDt>
          <SoldDt>2025-01-10</SoldDt>
          <GrossSalesPriceAmt>2325</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>1683</CostOrOtherBasisAmt>
          <GainOrLossAmt>642</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>642</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>ADR MITSUBISHI HEAVY INDS LTD ADS</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2025-04-11</AcquiredDt>
          <SoldDt>2025-04-16</SoldDt>
          <GrossSalesPriceAmt>361</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>341</CostOrOtherBasisAmt>
          <GainOrLossAmt>20</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>20</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>EXPERIAN PLC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2023-02-06</AcquiredDt>
          <SoldDt>2024-05-10</SoldDt>
          <GrossSalesPriceAmt>43</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>37</CostOrOtherBasisAmt>
          <GainOrLossAmt>6</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>6</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>MFB NORTHERN FDS STK INDEX FD</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2013-04-10</AcquiredDt>
          <SoldDt>2024-09-06</SoldDt>
          <GrossSalesPriceAmt>80000</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>28314</CostOrOtherBasisAmt>
          <GainOrLossAmt>51686</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>51686</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>EPAM SYS INC COM STK</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2023-04-06</AcquiredDt>
          <SoldDt>2024-12-12</SoldDt>
          <GrossSalesPriceAmt>747</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>843</CostOrOtherBasisAmt>
          <GainOrLossAmt>-96</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-96</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>NOVO NORDISK A S ADR</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2023-04-06</AcquiredDt>
          <SoldDt>2025-01-10</SoldDt>
          <GrossSalesPriceAmt>2521</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>2323</CostOrOtherBasisAmt>
          <GainOrLossAmt>198</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>198</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>ADR SCHNEIDER ELECTRIC SE</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2023-04-06</AcquiredDt>
          <SoldDt>2025-02-10</SoldDt>
          <GrossSalesPriceAmt>698</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>441</CostOrOtherBasisAmt>
          <GainOrLossAmt>257</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>257</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>ADR SCHNEIDER ELECTRIC SE</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2023-04-06</AcquiredDt>
          <SoldDt>2025-03-10</SoldDt>
          <GrossSalesPriceAmt>1653</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>1087</CostOrOtherBasisAmt>
          <GainOrLossAmt>566</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>566</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>ASTRAZENECA PLC SPONSORED ADR</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2022-07-08</AcquiredDt>
          <SoldDt>2025-04-16</SoldDt>
          <GrossSalesPriceAmt>337</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>335</CostOrOtherBasisAmt>
          <GainOrLossAmt>2</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>2</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>ICON PLC COM</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2024-03-19</AcquiredDt>
          <SoldDt>2025-04-16</SoldDt>
          <GrossSalesPriceAmt>292</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>663</CostOrOtherBasisAmt>
          <GainOrLossAmt>-371</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-371</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>ADR LVMH MOET HENNESSY LUIS VUITTON</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2024-05-10</AcquiredDt>
          <SoldDt>2024-08-01</SoldDt>
          <GrossSalesPriceAmt>553</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>713</CostOrOtherBasisAmt>
          <GainOrLossAmt>-160</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-160</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>MONDAY COM LTD COM NPV</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2024-05-31</AcquiredDt>
          <SoldDt>2025-01-10</SoldDt>
          <GrossSalesPriceAmt>1094</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>1123</CostOrOtherBasisAmt>
          <GainOrLossAmt>-29</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-29</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>ADR KINTENDO LTD</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2025-02-19</AcquiredDt>
          <SoldDt>2025-04-16</SoldDt>
          <GrossSalesPriceAmt>246</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>271</CostOrOtherBasisAmt>
          <GainOrLossAmt>-25</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-25</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>STERIS PLC ORD UDS0.001</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2023-02-06</AcquiredDt>
          <SoldDt>2024-04-10</SoldDt>
          <GrossSalesPriceAmt>228</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>215</CostOrOtherBasisAmt>
          <GainOrLossAmt>13</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>13</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>EPAM SYS INC COM STK</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2023-02-06</AcquiredDt>
          <SoldDt>2024-09-26</SoldDt>
          <GrossSalesPriceAmt>797</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>1557</CostOrOtherBasisAmt>
          <GainOrLossAmt>-760</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-760</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>WASTE CONNECTIONS INC COM</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2023-07-14</AcquiredDt>
          <SoldDt>2024-12-16</SoldDt>
          <GrossSalesPriceAmt>1073</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>825</CostOrOtherBasisAmt>
          <GainOrLossAmt>248</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>248</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>ADR SAFRAN ADR</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2023-12-04</AcquiredDt>
          <SoldDt>2025-01-10</SoldDt>
          <GrossSalesPriceAmt>2439</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>1882</CostOrOtherBasisAmt>
          <GainOrLossAmt>557</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>557</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>ADR SAFRAN ADR</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2023-12-04</AcquiredDt>
          <SoldDt>2025-02-18</SoldDt>
          <GrossSalesPriceAmt>1440</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>963</CostOrOtherBasisAmt>
          <GainOrLossAmt>477</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>477</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>ADR SCHNEIDER ELECTRIC SE</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2023-04-06</AcquiredDt>
          <SoldDt>2025-03-10</SoldDt>
          <GrossSalesPriceAmt>376</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>248</CostOrOtherBasisAmt>
          <GainOrLossAmt>128</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>128</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>ATLASSIAN CORP CL A</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2024-03-19</AcquiredDt>
          <SoldDt>2025-04-16</SoldDt>
          <GrossSalesPriceAmt>207</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>193</CostOrOtherBasisAmt>
          <GainOrLossAmt>14</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>14</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>LINDE PLC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2022-12-30</AcquiredDt>
          <SoldDt>2025-04-16</SoldDt>
          <GrossSalesPriceAmt>450</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>325</CostOrOtherBasisAmt>
          <GainOrLossAmt>125</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>125</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>NV HOLDINGS LTD</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2024-05-10</AcquiredDt>
          <SoldDt>2024-10-09</SoldDt>
          <GrossSalesPriceAmt>1526</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>1325</CostOrOtherBasisAmt>
          <GainOrLossAmt>201</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>201</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>ADR SEA LTD ADR</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2024-07-02</AcquiredDt>
          <SoldDt>2025-01-16</SoldDt>
          <GrossSalesPriceAmt>447</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>278</CostOrOtherBasisAmt>
          <GainOrLossAmt>169</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>169</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>ROLLS ROYCE HOLDINGS PLC SPONSORED A</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2025-03-13</AcquiredDt>
          <SoldDt>2025-04-16</SoldDt>
          <GrossSalesPriceAmt>500</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>528</CostOrOtherBasisAmt>
          <GainOrLossAmt>-28</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-28</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>CANADIAN PAC KANS CITY LTD</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2023-02-06</AcquiredDt>
          <SoldDt>2024-05-30</SoldDt>
          <GrossSalesPriceAmt>1778</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>1805</CostOrOtherBasisAmt>
          <GainOrLossAmt>-27</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-27</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>FERGUSON ENTERPRUSES INC USD0.001</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2023-02-06</AcquiredDt>
          <SoldDt>2024-09-26</SoldDt>
          <GrossSalesPriceAmt>2436</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>1736</CostOrOtherBasisAmt>
          <GainOrLossAmt>700</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>700</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>EXPERIAN PLC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2023-02-06</AcquiredDt>
          <SoldDt>2024-12-26</SoldDt>
          <GrossSalesPriceAmt>2437</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>2073</CostOrOtherBasisAmt>
          <GainOrLossAmt>364</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>364</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>ADR SCHNEIDER ELECTRIC SE</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2023-02-06</AcquiredDt>
          <SoldDt>2025-01-10</SoldDt>
          <GrossSalesPriceAmt>1498</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>950</CostOrOtherBasisAmt>
          <GainOrLossAmt>548</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>548</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>ADR SAFRAN ADR</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2023-12-04</AcquiredDt>
          <SoldDt>2025-02-18</SoldDt>
          <GrossSalesPriceAmt>65</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>43</CostOrOtherBasisAmt>
          <GainOrLossAmt>22</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>22</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>ADR SCHNEIDER ELECTRIC SE</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2023-04-06</AcquiredDt>
          <SoldDt>2025-03-10</SoldDt>
          <GrossSalesPriceAmt>331</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>217</CostOrOtherBasisAmt>
          <GainOrLossAmt>114</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>114</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>BAE SYS PLC SPONSORED ADR</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2024-03-19</AcquiredDt>
          <SoldDt>2025-04-16</SoldDt>
          <GrossSalesPriceAmt>466</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>325</CostOrOtherBasisAmt>
          <GainOrLossAmt>141</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>141</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>NU HOLDINGS LTD</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2024-03-01</AcquiredDt>
          <SoldDt>2025-04-16</SoldDt>
          <GrossSalesPriceAmt>184</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>191</CostOrOtherBasisAmt>
          <GainOrLossAmt>-7</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-7</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>ADR LOREAL S A ADR</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2024-03-19</AcquiredDt>
          <SoldDt>2024-12-11</SoldDt>
          <GrossSalesPriceAmt>143</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>192</CostOrOtherBasisAmt>
          <GainOrLossAmt>-49</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-49</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>TAIWAN SEMICONDUCTOR MFG LT</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2024-08-07</AcquiredDt>
          <SoldDt>2025-01-16</SoldDt>
          <GrossSalesPriceAmt>650</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>480</CostOrOtherBasisAmt>
          <GainOrLossAmt>170</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>170</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>SAP AKTIENGESELLSCHAFT SPONSORED ADR</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2025-03-13</AcquiredDt>
          <SoldDt>2025-04-16</SoldDt>
          <GrossSalesPriceAmt>785</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>773</CostOrOtherBasisAmt>
          <GainOrLossAmt>12</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>12</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>AON PLC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2023-04-06</AcquiredDt>
          <SoldDt>2024-05-30</SoldDt>
          <GrossSalesPriceAmt>1111</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>1286</CostOrOtherBasisAmt>
          <GainOrLossAmt>-175</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-175</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>MERCADOLIBRE INC COM STK</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2023-09-14</AcquiredDt>
          <SoldDt>2024-09-30</SoldDt>
          <GrossSalesPriceAmt>4066</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>2756</CostOrOtherBasisAmt>
          <GainOrLossAmt>1310</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>1310</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>ADR ADYEN N V ADR</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2023-10-10</AcquiredDt>
          <SoldDt>2025-01-10</SoldDt>
          <GrossSalesPriceAmt>1410</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>1348</CostOrOtherBasisAmt>
          <GainOrLossAmt>62</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>62</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>WASTE CONNECTIONS INC COM</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2022-10-06</AcquiredDt>
          <SoldDt>2025-01-10</SoldDt>
          <GrossSalesPriceAmt>1049</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>803</CostOrOtherBasisAmt>
          <GainOrLossAmt>246</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>246</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>MFC ETF FLEXSHARES ULTRA-SHORT INC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2023-02-03</AcquiredDt>
          <SoldDt>2025-02-28</SoldDt>
          <GrossSalesPriceAmt>3777</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>3734</CostOrOtherBasisAmt>
          <GainOrLossAmt>43</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>43</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>MFO BLACKROCK FDS V HIGH YIELD BD PO</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2023-08-28</AcquiredDt>
          <SoldDt>2025-03-13</SoldDt>
          <GrossSalesPriceAmt>47289</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>45408</CostOrOtherBasisAmt>
          <GainOrLossAmt>1881</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>1881</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>CANADIAN NAT RES LTD COM</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2024-03-19</AcquiredDt>
          <SoldDt>2025-04-16</SoldDt>
          <GrossSalesPriceAmt>169</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>212</CostOrOtherBasisAmt>
          <GainOrLossAmt>-43</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-43</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>STERIS PLC ORD UDS0.001</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2024-03-19</AcquiredDt>
          <SoldDt>2025-04-16</SoldDt>
          <GrossSalesPriceAmt>440</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>443</CostOrOtherBasisAmt>
          <GainOrLossAmt>-3</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-3</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>EPAM SYS INC COM STK</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2024-05-10</AcquiredDt>
          <SoldDt>2024-12-12</SoldDt>
          <GrossSalesPriceAmt>1245</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>924</CostOrOtherBasisAmt>
          <GainOrLossAmt>321</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>321</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>SPOTIFY TECHNOLOGY S A COM EURO.025</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2024-04-19</AcquiredDt>
          <SoldDt>2025-01-16</SoldDt>
          <GrossSalesPriceAmt>490</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>277</CostOrOtherBasisAmt>
          <GainOrLossAmt>213</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>213</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>ADR SEA LTD ADR</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2025-03-13</AcquiredDt>
          <SoldDt>2025-04-16</SoldDt>
          <GrossSalesPriceAmt>469</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>509</CostOrOtherBasisAmt>
          <GainOrLossAmt>-40</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-40</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>FERRARI N V FERRARI N V COMMON STOCK</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2023-04-06</AcquiredDt>
          <SoldDt>2024-06-07</SoldDt>
          <GrossSalesPriceAmt>1245</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>810</CostOrOtherBasisAmt>
          <GainOrLossAmt>435</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>435</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>WASTE CONNECTIONS INC COM</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2023-07-14</AcquiredDt>
          <SoldDt>2024-09-30</SoldDt>
          <GrossSalesPriceAmt>710</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>565</CostOrOtherBasisAmt>
          <GainOrLossAmt>145</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>145</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>ASTRAZENECA PLC SPONSORED ADR</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2023-04-06</AcquiredDt>
          <SoldDt>2025-01-10</SoldDt>
          <GrossSalesPriceAmt>2022</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>2078</CostOrOtherBasisAmt>
          <GainOrLossAmt>-56</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-56</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>AON PLC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2023-02-06</AcquiredDt>
          <SoldDt>2025-01-10</SoldDt>
          <GrossSalesPriceAmt>698</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>625</CostOrOtherBasisAmt>
          <GainOrLossAmt>73</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>73</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>MFC ISHARES TRUST CORE US AGGREGATE</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2024-01-29</AcquiredDt>
          <SoldDt>2025-02-28</SoldDt>
          <GrossSalesPriceAmt>3761</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>3745</CostOrOtherBasisAmt>
          <GainOrLossAmt>16</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>16</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>MFB NORTHN HI YIELD FXD INC FD</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2009-07-28</AcquiredDt>
          <SoldDt>2025-03-13</SoldDt>
          <GrossSalesPriceAmt>47474</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>51509</CostOrOtherBasisAmt>
          <GainOrLossAmt>-4035</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-4035</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>CANADIAN PAC KANS CITY LTD</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2024-03-19</AcquiredDt>
          <SoldDt>2025-04-16</SoldDt>
          <GrossSalesPriceAmt>364</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>443</CostOrOtherBasisAmt>
          <GainOrLossAmt>-79</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-79</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>UBS GROUP AG COMMON STOCK</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2024-03-19</AcquiredDt>
          <SoldDt>2025-04-16</SoldDt>
          <GrossSalesPriceAmt>167</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>187</CostOrOtherBasisAmt>
          <GainOrLossAmt>-20</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-20</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>COUPANG INC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2024-05-10</AcquiredDt>
          <SoldDt>2025-01-10</SoldDt>
          <GrossSalesPriceAmt>1385</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>1416</CostOrOtherBasisAmt>
          <GainOrLossAmt>-31</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-31</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>ADR MITSUBISHI HEAVY INDS LTD ADS</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2024-07-29</AcquiredDt>
          <SoldDt>2025-01-17</SoldDt>
          <GrossSalesPriceAmt>556</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>499</CostOrOtherBasisAmt>
          <GainOrLossAmt>57</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>57</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>SIEMENS ENERGY AF ADR</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2025-03-13</AcquiredDt>
          <SoldDt>2025-04-16</SoldDt>
          <GrossSalesPriceAmt>451</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>428</CostOrOtherBasisAmt>
          <GainOrLossAmt>23</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>23</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>ADR EVOLUTIONS AB ADR UNSP ADR EACH</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2023-04-06</AcquiredDt>
          <SoldDt>2024-05-27</SoldDt>
          <GrossSalesPriceAmt>5038</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>6245</CostOrOtherBasisAmt>
          <GainOrLossAmt>-1207</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-1207</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>CANADIAN PAC KANS CITY LTD</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2023-08-10</AcquiredDt>
          <SoldDt>2024-10-04</SoldDt>
          <GrossSalesPriceAmt>2541</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>2511</CostOrOtherBasisAmt>
          <GainOrLossAmt>30</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>30</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>ATLASSIAN CORP CL A</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2023-10-18</AcquiredDt>
          <SoldDt>2025-01-10</SoldDt>
          <GrossSalesPriceAmt>1217</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>969</CostOrOtherBasisAmt>
          <GainOrLossAmt>248</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>248</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>ARCH CAP GROUP LTD ORD</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2023-03-28</AcquiredDt>
          <SoldDt>2025-01-10</SoldDt>
          <GrossSalesPriceAmt>1720</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>1267</CostOrOtherBasisAmt>
          <GainOrLossAmt>453</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>453</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>MFC ISHARES TRUST ISHARES 5-10 YEAR</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2021-03-23</AcquiredDt>
          <SoldDt>2025-02-28</SoldDt>
          <GrossSalesPriceAmt>6250</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>7048</CostOrOtherBasisAmt>
          <GainOrLossAmt>-798</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-798</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>MFO BLACKROCK FDS V HIGH YIELD BD PO</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2023-08-28</AcquiredDt>
          <SoldDt>2025-04-11</SoldDt>
          <GrossSalesPriceAmt>20950</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>20674</CostOrOtherBasisAmt>
          <GainOrLossAmt>276</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>276</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>ADR COMPASS GROUP PLC SPON ADR REP 1</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2023-06-27</AcquiredDt>
          <SoldDt>2025-04-16</SoldDt>
          <GrossSalesPriceAmt>200</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>171</CostOrOtherBasisAmt>
          <GainOrLossAmt>29</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>29</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>MONDAY COM LTD COM NPV</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2024-03-19</AcquiredDt>
          <SoldDt>2025-04-16</SoldDt>
          <GrossSalesPriceAmt>248</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>218</CostOrOtherBasisAmt>
          <GainOrLossAmt>30</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>30</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>ADR MEITUAN UNSPON ADS EACH REP 2 OR</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2024-10-21</AcquiredDt>
          <SoldDt>2025-01-10</SoldDt>
          <GrossSalesPriceAmt>1421</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>1860</CostOrOtherBasisAmt>
          <GainOrLossAmt>-439</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-439</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>COUPANG INC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2024-04-19</AcquiredDt>
          <SoldDt>2025-03-06</SoldDt>
          <GrossSalesPriceAmt>24</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>22</CostOrOtherBasisAmt>
          <GainOrLossAmt>2</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>2</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>TAIWAN SEMICONDUCTOR MFG LT</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2025-03-13</AcquiredDt>
          <SoldDt>2025-04-16</SoldDt>
          <GrossSalesPriceAmt>457</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>516</CostOrOtherBasisAmt>
          <GainOrLossAmt>-59</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-59</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>THOMSON REUTERS CORP FORMERLY COM NO</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2023-02-06</AcquiredDt>
          <SoldDt>2024-07-17</SoldDt>
          <GrossSalesPriceAmt>2784</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>1958</CostOrOtherBasisAmt>
          <GainOrLossAmt>826</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>826</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>AON PLC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2023-04-06</AcquiredDt>
          <SoldDt>2024-10-07</SoldDt>
          <GrossSalesPriceAmt>1376</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>1268</CostOrOtherBasisAmt>
          <GainOrLossAmt>108</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>108</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>BAE SYS PLC SPONSORED ADR</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2023-05-02</AcquiredDt>
          <SoldDt>2025-01-10</SoldDt>
          <GrossSalesPriceAmt>1288</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>1134</CostOrOtherBasisAmt>
          <GainOrLossAmt>154</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>154</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>ICON PLC COM</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2023-08-11</AcquiredDt>
          <SoldDt>2025-01-10</SoldDt>
          <GrossSalesPriceAmt>1980</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>2308</CostOrOtherBasisAmt>
          <GainOrLossAmt>-328</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-328</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>MFC ISHARES TR 1-5 YR INVT GRADE COR</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2021-03-23</AcquiredDt>
          <SoldDt>2025-02-28</SoldDt>
          <GrossSalesPriceAmt>4231</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>4429</CostOrOtherBasisAmt>
          <GainOrLossAmt>-198</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-198</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>MFC ETF FLEXSHARES ULTRA-SHORT INC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2023-02-03</AcquiredDt>
          <SoldDt>2025-04-11</SoldDt>
          <GrossSalesPriceAmt>25202</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>25095</CostOrOtherBasisAmt>
          <GainOrLossAmt>107</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>107</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>EXPERIAN PLC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2024-04-02</AcquiredDt>
          <SoldDt>2025-04-16</SoldDt>
          <GrossSalesPriceAmt>181</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>170</CostOrOtherBasisAmt>
          <GainOrLossAmt>11</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>11</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>FERRARI N V FERRARI N V COMMON STOCK</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2024-03-19</AcquiredDt>
          <SoldDt>2025-04-16</SoldDt>
          <GrossSalesPriceAmt>863</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>859</CostOrOtherBasisAmt>
          <GainOrLossAmt>4</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>4</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>ADR MITSUBISHI HEAVY INDS LTD ADS</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2024-08-16</AcquiredDt>
          <SoldDt>2025-01-10</SoldDt>
          <GrossSalesPriceAmt>1795</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>1679</CostOrOtherBasisAmt>
          <GainOrLossAmt>116</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>116</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>ADR MITSUBISHI HEAVY INDS LTD ADS</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2024-07-29</AcquiredDt>
          <SoldDt>2025-03-06</SoldDt>
          <GrossSalesPriceAmt>34</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>24</CostOrOtherBasisAmt>
          <GainOrLossAmt>10</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>10</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>ADR TENCENT HLDGS LTD ADR</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2025-03-11</AcquiredDt>
          <SoldDt>2025-04-16</SoldDt>
          <GrossSalesPriceAmt>174</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>201</CostOrOtherBasisAmt>
          <GainOrLossAmt>-27</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-27</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>THOMSON REUTERS CORP FORMERLY COM NO</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2022-12-28</AcquiredDt>
          <SoldDt>2024-07-18</SoldDt>
          <GrossSalesPriceAmt>1629</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>1131</CostOrOtherBasisAmt>
          <GainOrLossAmt>498</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>498</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>FERRARI N V FERRARI N V COMMON STOCK</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2023-04-06</AcquiredDt>
          <SoldDt>2024-10-09</SoldDt>
          <GrossSalesPriceAmt>1828</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>1081</CostOrOtherBasisAmt>
          <GainOrLossAmt>747</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>747</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>CANADIAN NAT RES LTD COM</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2023-12-20</AcquiredDt>
          <SoldDt>2025-01-10</SoldDt>
          <GrossSalesPriceAmt>1086</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>1074</CostOrOtherBasisAmt>
          <GainOrLossAmt>12</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>12</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>LINDE PLC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2022-12-30</AcquiredDt>
          <SoldDt>2025-01-10</SoldDt>
          <GrossSalesPriceAmt>1243</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>974</CostOrOtherBasisAmt>
          <GainOrLossAmt>269</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>269</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>ADR ADYEN N V ADR</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2023-10-10</AcquiredDt>
          <SoldDt>2025-03-06</SoldDt>
          <GrossSalesPriceAmt>18</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>8</CostOrOtherBasisAmt>
          <GainOrLossAmt>10</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>10</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>MFC ISHARES TRUST CORE US AGGREGATE</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2024-01-29</AcquiredDt>
          <SoldDt>2025-04-11</SoldDt>
          <GrossSalesPriceAmt>24255</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>24735</CostOrOtherBasisAmt>
          <GainOrLossAmt>-480</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-480</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>ADR ICICI BK LTD</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2024-03-19</AcquiredDt>
          <SoldDt>2025-04-16</SoldDt>
          <GrossSalesPriceAmt>288</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>232</CostOrOtherBasisAmt>
          <GainOrLossAmt>56</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>56</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>ASTRAZENECA PLC SPONSORED ADR</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2024-03-19</AcquiredDt>
          <SoldDt>2025-04-25</SoldDt>
          <GrossSalesPriceAmt>3127</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>2885</CostOrOtherBasisAmt>
          <GainOrLossAmt>242</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>242</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>ROLLS ROYCE HOLDINGS PLC SPONSORED A</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2024-10-30</AcquiredDt>
          <SoldDt>2025-01-10</SoldDt>
          <GrossSalesPriceAmt>1854</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>1936</CostOrOtherBasisAmt>
          <GainOrLossAmt>-82</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-82</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>ROLLS ROYCE HOLDINGS PLC SPONSORED A</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2025-02-18</AcquiredDt>
          <SoldDt>2025-03-06</SoldDt>
          <GrossSalesPriceAmt>10</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>8</CostOrOtherBasisAmt>
          <GainOrLossAmt>2</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>2</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>ADR 3I GROUP ADR</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2025-04-11</AcquiredDt>
          <SoldDt>2025-04-16</SoldDt>
          <GrossSalesPriceAmt>386</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>361</CostOrOtherBasisAmt>
          <GainOrLossAmt>25</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>25</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>THOMSON REUTERS CORP FORMERLY COM NO</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2022-12-23</AcquiredDt>
          <SoldDt>2024-07-19</SoldDt>
          <GrossSalesPriceAmt>489</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>339</CostOrOtherBasisAmt>
          <GainOrLossAmt>150</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>150</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>ADR ICICI BK LTD</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2023-01-10</AcquiredDt>
          <SoldDt>2024-10-10</SoldDt>
          <GrossSalesPriceAmt>1341</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>976</CostOrOtherBasisAmt>
          <GainOrLossAmt>365</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>365</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>CANADIAN PAC KANS CITY LTD</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2023-08-09</AcquiredDt>
          <SoldDt>2025-01-10</SoldDt>
          <GrossSalesPriceAmt>1662</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>1766</CostOrOtherBasisAmt>
          <GainOrLossAmt>-104</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-104</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>STERIS PLC ORD UDS0.001</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2023-02-06</AcquiredDt>
          <SoldDt>2025-01-10</SoldDt>
          <GrossSalesPriceAmt>1250</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>1287</CostOrOtherBasisAmt>
          <GainOrLossAmt>-37</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-37</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>ASTRAZENECA PLC SPONSORED ADR</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2022-07-08</AcquiredDt>
          <SoldDt>2025-03-06</SoldDt>
          <GrossSalesPriceAmt>310</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>268</CostOrOtherBasisAmt>
          <GainOrLossAmt>42</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>42</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>MFC ISHARES TR RUSSELL 1000 VALUE IN</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2024-03-19</AcquiredDt>
          <SoldDt>2025-04-11</SoldDt>
          <GrossSalesPriceAmt>20583</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>20315</CostOrOtherBasisAmt>
          <GainOrLossAmt>268</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>268</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>MFO MES INSTL INTL EQTY FD</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2024-03-19</AcquiredDt>
          <SoldDt>2025-04-16</SoldDt>
          <GrossSalesPriceAmt>10213</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>9830</CostOrOtherBasisAmt>
          <GainOrLossAmt>383</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>383</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>NOVO NORDISK A S ADR</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2024-03-19</AcquiredDt>
          <SoldDt>2025-04-25</SoldDt>
          <GrossSalesPriceAmt>2606</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>3066</CostOrOtherBasisAmt>
          <GainOrLossAmt>-460</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-460</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>SAP AKTIENGESELLSCHAFT SPONSORED ADR</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2024-12-26</AcquiredDt>
          <SoldDt>2025-01-10</SoldDt>
          <GrossSalesPriceAmt>2277</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>2282</CostOrOtherBasisAmt>
          <GainOrLossAmt>-5</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-5</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>ADR 3I GROUP ADR</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2024-07-24</AcquiredDt>
          <SoldDt>2025-03-06</SoldDt>
          <GrossSalesPriceAmt>25</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>20</CostOrOtherBasisAmt>
          <GainOrLossAmt>5</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>5</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>SPOTIFY TECHNOLOGY S A COM EURO.025</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2025-04-11</AcquiredDt>
          <SoldDt>2025-04-16</SoldDt>
          <GrossSalesPriceAmt>565</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>558</CostOrOtherBasisAmt>
          <GainOrLossAmt>7</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>7</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>BAE SYS PLC SPONSORED ADR</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2023-05-02</AcquiredDt>
          <SoldDt>2024-07-29</SoldDt>
          <GrossSalesPriceAmt>1707</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>1341</CostOrOtherBasisAmt>
          <GainOrLossAmt>366</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>366</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>FERRARI N V FERRARI N V COMMON STOCK</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2023-04-06</AcquiredDt>
          <SoldDt>2024-10-10</SoldDt>
          <GrossSalesPriceAmt>453</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>270</CostOrOtherBasisAmt>
          <GainOrLossAmt>183</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>183</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>ADR COMPASS GROUP PLC SPON ADR REP 1</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2023-06-28</AcquiredDt>
          <SoldDt>2025-01-10</SoldDt>
          <GrossSalesPriceAmt>1339</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>1140</CostOrOtherBasisAmt>
          <GainOrLossAmt>199</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>199</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>UBS GROUP AG COMMON STOCK</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2023-12-26</AcquiredDt>
          <SoldDt>2025-01-10</SoldDt>
          <GrossSalesPriceAmt>1303</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>1242</CostOrOtherBasisAmt>
          <GainOrLossAmt>61</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>61</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>ADR COMPASS GROUP PLC SPON ADR REP 1</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2023-06-27</AcquiredDt>
          <SoldDt>2025-03-06</SoldDt>
          <GrossSalesPriceAmt>269</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>228</CostOrOtherBasisAmt>
          <GainOrLossAmt>41</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>41</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>MFC ISHARES TRUST ISHARES 5-10 YEAR</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2023-12-29</AcquiredDt>
          <SoldDt>2025-04-11</SoldDt>
          <GrossSalesPriceAmt>40099</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>41437</CostOrOtherBasisAmt>
          <GainOrLossAmt>-1338</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-1338</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>MFB NORTHERN FDS STK INDEX FD</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2013-04-10</AcquiredDt>
          <SoldDt>2025-04-16</SoldDt>
          <GrossSalesPriceAmt>100000</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>36841</CostOrOtherBasisAmt>
          <GainOrLossAmt>63159</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>63159</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>ADR SEA LTD ADR</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2024-07-02</AcquiredDt>
          <SoldDt>2025-01-10</SoldDt>
          <GrossSalesPriceAmt>2478</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>1599</CostOrOtherBasisAmt>
          <GainOrLossAmt>879</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>879</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>FERGUSON ENTERPRISES INC UDS.0001</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2024-05-10</AcquiredDt>
          <SoldDt>2025-03-10</SoldDt>
          <GrossSalesPriceAmt>664</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>864</CostOrOtherBasisAmt>
          <GainOrLossAmt>-200</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-200</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>ACCENTURE PLC CLS A</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2023-04-06</AcquiredDt>
          <SoldDt>2024-05-03</SoldDt>
          <GrossSalesPriceAmt>2421</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>2269</CostOrOtherBasisAmt>
          <GainOrLossAmt>152</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>152</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>ADR LVMH MOET HENNESSY LOUIS VUITTON</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2023-04-06</AcquiredDt>
          <SoldDt>2024-08-01</SoldDt>
          <GrossSalesPriceAmt>4702</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>5248</CostOrOtherBasisAmt>
          <GainOrLossAmt>-546</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-546</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>ADR ADYEN N V ADR</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2023-03-17</AcquiredDt>
          <SoldDt>2024-10-14</SoldDt>
          <GrossSalesPriceAmt>1290</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>1287</CostOrOtherBasisAmt>
          <GainOrLossAmt>3</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>3</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>EXPERIAN PLC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2023-02-06</AcquiredDt>
          <SoldDt>2025-01-10</SoldDt>
          <GrossSalesPriceAmt>929</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>815</CostOrOtherBasisAmt>
          <GainOrLossAmt>114</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>114</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>ASM INTL NV</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2023-02-06</AcquiredDt>
          <SoldDt>2025-01-10</SoldDt>
          <GrossSalesPriceAmt>1225</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>704</CostOrOtherBasisAmt>
          <GainOrLossAmt>521</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>521</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>ICON PLC COM</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2023-08-11</AcquiredDt>
          <SoldDt>2025-03-06</SoldDt>
          <GrossSalesPriceAmt>186</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>256</CostOrOtherBasisAmt>
          <GainOrLossAmt>-70</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-70</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>MFC ISHARES TR 1-5 YR INVT GRADE COR</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2023-02-03</AcquiredDt>
          <SoldDt>2025-04-11</SoldDt>
          <GrossSalesPriceAmt>27765</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>28793</CostOrOtherBasisAmt>
          <GainOrLossAmt>-1028</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-1028</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>NOVO NORDISK A S ADR</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2024-03-19</AcquiredDt>
          <SoldDt>2025-04-16</SoldDt>
          <GrossSalesPriceAmt>318</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>658</CostOrOtherBasisAmt>
          <GainOrLossAmt>-340</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-340</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>SIEMENS ENERGY AF ADR</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2024-12-09</AcquiredDt>
          <SoldDt>2025-01-10</SoldDt>
          <GrossSalesPriceAmt>1521</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>1633</CostOrOtherBasisAmt>
          <GainOrLossAmt>-112</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-112</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>ADR SCHNEIDR ELECTRIC SE</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2024-03-19</AcquiredDt>
          <SoldDt>2025-03-10</SoldDt>
          <GrossSalesPriceAmt>188</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>186</CostOrOtherBasisAmt>
          <GainOrLossAmt>2</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>2</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>MFC FLEXSHARES TR MORNINGSTAR GLOBAL</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2022-03-08</AcquiredDt>
          <SoldDt>2024-05-09</SoldDt>
          <GrossSalesPriceAmt>21898</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>23266</CostOrOtherBasisAmt>
          <GainOrLossAmt>-1368</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-1368</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>ATLASSIAN CORP CL A</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2023-02-06</AcquiredDt>
          <SoldDt>2024-08-13</SoldDt>
          <GrossSalesPriceAmt>1576</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>1907</CostOrOtherBasisAmt>
          <GainOrLossAmt>-331</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-331</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>ASM INTL NV</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2023-04-06</AcquiredDt>
          <SoldDt>2024-11-06</SoldDt>
          <GrossSalesPriceAmt>2680</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>1863</CostOrOtherBasisAmt>
          <GainOrLossAmt>817</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>817</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>FERGUSON ENTERPRUSES INC USD0.001</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2023-05-24</AcquiredDt>
          <SoldDt>2025-01-10</SoldDt>
          <GrossSalesPriceAmt>1032</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>862</CostOrOtherBasisAmt>
          <GainOrLossAmt>170</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>170</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>ADR ASML HOLDING NV NY REG 2012 (POS</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2023-04-06</AcquiredDt>
          <SoldDt>2025-01-10</SoldDt>
          <GrossSalesPriceAmt>2240</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>1991</CostOrOtherBasisAmt>
          <GainOrLossAmt>249</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>249</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>NU HOLDINGS LTD</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2024-03-01</AcquiredDt>
          <SoldDt>2025-03-06</SoldDt>
          <GrossSalesPriceAmt>11</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>11</CostOrOtherBasisAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>MFB NORTHN HI YIELD FXD INC FD</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2016-03-21</AcquiredDt>
          <SoldDt>2025-04-11</SoldDt>
          <GrossSalesPriceAmt>20950</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>23278</CostOrOtherBasisAmt>
          <GainOrLossAmt>-2328</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-2328</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>ADR SAFRAN ADR</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2024-03-19</AcquiredDt>
          <SoldDt>2025-04-16</SoldDt>
          <GrossSalesPriceAmt>362</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>323</CostOrOtherBasisAmt>
          <GainOrLossAmt>39</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>39</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapitalGainNetIncomeAmt>150526</CapitalGainNetIncomeAmt>
        <NetShortTermCapitalGainLossAmt>1972</NetShortTermCapitalGainLossAmt>
      </CapGainsLossTxInvstIncmDetail>
      <ExciseTaxBasedOnInvstIncmGrp>
        <InvestmentIncomeExciseTaxAmt>2742</InvestmentIncomeExciseTaxAmt>
        <SubtotalAmt>2742</SubtotalAmt>
        <TaxBasedOnInvestmentIncomeAmt>2742</TaxBasedOnInvestmentIncomeAmt>
        <ExtsnRequestIncomeTaxPaidAmt>2862</ExtsnRequestIncomeTaxPaidAmt>
        <TotalPaymentsAndCreditsAmt>2862</TotalPaymentsAndCreditsAmt>
        <Form2220AttachedInd referenceDocumentId="RetDoc1">X</Form2220AttachedInd>
        <EsPenaltyAmt>120</EsPenaltyAmt>
      </ExciseTaxBasedOnInvstIncmGrp>
      <StatementsRegardingActyGrp>
        <LegislativePoliticalActyInd>false</LegislativePoliticalActyInd>
        <MoreThan100SpentInd>false</MoreThan100SpentInd>
        <ActivitiesNotPreviouslyRptInd>false</ActivitiesNotPreviouslyRptInd>
        <ChangesToArticlesOrBylawsInd>false</ChangesToArticlesOrBylawsInd>
        <UnrelatedBusIncmOverLimitInd>false</UnrelatedBusIncmOverLimitInd>
        <OrganizationDissolvedEtcInd>false</OrganizationDissolvedEtcInd>
        <Section508eRqrSatisfiedInd>true</Section508eRqrSatisfiedInd>
        <AtLeast5000InAssetsInd>true</AtLeast5000InAssetsInd>
        <Form990PFFiledWithAttyGenInd>true</Form990PFFiledWithAttyGenInd>
        <PrivateOperatingFoundationInd>false</PrivateOperatingFoundationInd>
        <NewSubstantialContributorsInd>false</NewSubstantialContributorsInd>
        <OwnControlledEntityInd>false</OwnControlledEntityInd>
        <DonorAdvisedFundInd>false</DonorAdvisedFundInd>
        <ComplyWithPublicInspRqrInd>true</ComplyWithPublicInspRqrInd>
        <WebsiteAddressTxt>N/A</WebsiteAddressTxt>
        <PersonsWithBooksName>
          <BusinessNameLine1Txt>MICHELLE PEARSON</BusinessNameLine1Txt>
        </PersonsWithBooksName>
        <PhoneNum>9413292676</PhoneNum>
        <LocationOfBooksUSAddress>
          <AddressLine1Txt>1515 RINGLING BLVD</AddressLine1Txt>
          <CityNm>SARASOTA</CityNm>
          <StateAbbreviationCd>FL</StateAbbreviationCd>
          <ZIPCd>34236</ZIPCd>
        </LocationOfBooksUSAddress>
        <ForeignAccountsQuestionInd>false</ForeignAccountsQuestionInd>
      </StatementsRegardingActyGrp>
      <StatementsRegardingActy4720Grp>
        <SaleOrExchDisqualifiedPrsnInd>false</SaleOrExchDisqualifiedPrsnInd>
        <BrrwOrLendDisqualifiedPrsnInd>false</BrrwOrLendDisqualifiedPrsnInd>
        <FurnGoodsDisqualifiedPrsnInd>false</FurnGoodsDisqualifiedPrsnInd>
        <PayCompDisqualifiedPrsnInd>false</PayCompDisqualifiedPrsnInd>
        <TransferAstDisqualifiedPrsnInd>false</TransferAstDisqualifiedPrsnInd>
        <PaymentToGovernmentOfficialInd>false</PaymentToGovernmentOfficialInd>
        <UndistributedIncomePYInd>false</UndistributedIncomePYInd>
        <BusinessHoldingsInd>false</BusinessHoldingsInd>
        <JeopardyInvestmentsInd>false</JeopardyInvestmentsInd>
        <UncorrectedPYJeopardyInvstInd>false</UncorrectedPYJeopardyInvstInd>
        <InfluenceLegislationInd>false</InfluenceLegislationInd>
        <InfluenceElectionInd>false</InfluenceElectionInd>
        <GrantsToIndividualsInd>false</GrantsToIndividualsInd>
        <GrantsToOrganizationsInd>false</GrantsToOrganizationsInd>
        <NoncharitablePurposeInd>false</NoncharitablePurposeInd>
        <RcvFndsToPayPrsnlBnftCntrctInd>false</RcvFndsToPayPrsnlBnftCntrctInd>
        <PayPremiumsPrsnlBnftCntrctInd>false</PayPremiumsPrsnlBnftCntrctInd>
        <ProhibitedTaxShelterTransInd>false</ProhibitedTaxShelterTransInd>
        <SubjToTaxRmnrtnExPrchtPymtInd>false</SubjToTaxRmnrtnExPrchtPymtInd>
      </StatementsRegardingActy4720Grp>
      <OfficerDirTrstKeyEmplInfoGrp>
        <OfficerDirTrstKeyEmplGrp>
          <PersonNm>KAREN HARGRAVE</PersonNm>
          <USAddress>
            <AddressLine1Txt>24 GAME FARM RD</AddressLine1Txt>
            <CityNm>DELMAR</CityNm>
            <StateAbbreviationCd>NY</StateAbbreviationCd>
            <ZIPCd>12054</ZIPCd>
          </USAddress>
          <TitleTxt>TRUSTEE</TitleTxt>
          <AverageHrsPerWkDevotedToPosRt>1.00</AverageHrsPerWkDevotedToPosRt>
          <CompensationAmt>0</CompensationAmt>
          <EmployeeBenefitProgramAmt>0</EmployeeBenefitProgramAmt>
          <ExpenseAccountOtherAllwncAmt>4283</ExpenseAccountOtherAllwncAmt>
        </OfficerDirTrstKeyEmplGrp>
        <OfficerDirTrstKeyEmplGrp>
          <PersonNm>LESLIE MOFFETT-KRAUS</PersonNm>
          <USAddress>
            <AddressLine1Txt>20 MONROE ST</AddressLine1Txt>
            <CityNm>HONEOYE FALLS</CityNm>
            <StateAbbreviationCd>NY</StateAbbreviationCd>
            <ZIPCd>14472</ZIPCd>
          </USAddress>
          <TitleTxt>TRUSTEE</TitleTxt>
          <AverageHrsPerWkDevotedToPosRt>1.00</AverageHrsPerWkDevotedToPosRt>
          <CompensationAmt>0</CompensationAmt>
          <EmployeeBenefitProgramAmt>0</EmployeeBenefitProgramAmt>
          <ExpenseAccountOtherAllwncAmt>0</ExpenseAccountOtherAllwncAmt>
        </OfficerDirTrstKeyEmplGrp>
        <OfficerDirTrstKeyEmplGrp>
          <PersonNm>DAVID ROBISON</PersonNm>
          <USAddress>
            <AddressLine1Txt>220 MALLARD LOOP</AddressLine1Txt>
            <CityNm>WAYNESVILLE</CityNm>
            <StateAbbreviationCd>NC</StateAbbreviationCd>
            <ZIPCd>28785</ZIPCd>
          </USAddress>
          <TitleTxt>TRUSTEE</TitleTxt>
          <AverageHrsPerWkDevotedToPosRt>1.00</AverageHrsPerWkDevotedToPosRt>
          <CompensationAmt>0</CompensationAmt>
          <EmployeeBenefitProgramAmt>0</EmployeeBenefitProgramAmt>
          <ExpenseAccountOtherAllwncAmt>3460</ExpenseAccountOtherAllwncAmt>
        </OfficerDirTrstKeyEmplGrp>
        <CompOfHghstPdEmplOrNONETxt>NONE</CompOfHghstPdEmplOrNONETxt>
        <CompOfHghstPdCntrctOrNONETxt>NONE</CompOfHghstPdCntrctOrNONETxt>
      </OfficerDirTrstKeyEmplInfoGrp>
      <SumOfProgramRelatedInvstGrp>
        <Description1Txt>N/A</Description1Txt>
      </SumOfProgramRelatedInvstGrp>
      <MinimumInvestmentReturnGrp>
        <AverageMonthlyFMVOfSecAmt>2990195</AverageMonthlyFMVOfSecAmt>
        <AverageMonthlyCashBalancesAmt>28286</AverageMonthlyCashBalancesAmt>
        <FMVAllOtherNoncharitableAstAmt>0</FMVAllOtherNoncharitableAstAmt>
        <TotalFMVOfUnusedAssetsAmt>3018481</TotalFMVOfUnusedAssetsAmt>
        <AdjustedTotalFMVOfUnusedAstAmt>3018481</AdjustedTotalFMVOfUnusedAstAmt>
        <CashDeemedCharitableAmt>45277</CashDeemedCharitableAmt>
        <NetVlNoncharitableAssetsAmt>2973204</NetVlNoncharitableAssetsAmt>
        <MinimumInvestmentReturnAmt>148660</MinimumInvestmentReturnAmt>
      </MinimumInvestmentReturnGrp>
      <DistributableAmountGrp>
        <MinimumInvestmentReturnAmt>148660</MinimumInvestmentReturnAmt>
        <TaxBasedOnInvestmentIncomeAmt>2742</TaxBasedOnInvestmentIncomeAmt>
        <TotalTaxAmt>2742</TotalTaxAmt>
        <DistributableBeforeAdjAmt>145918</DistributableBeforeAdjAmt>
        <DistributableBeforeDedAmt>145918</DistributableBeforeDedAmt>
        <DistributableAsAdjustedAmt>145918</DistributableAsAdjustedAmt>
      </DistributableAmountGrp>
      <PFQualifyingDistributionsGrp>
        <ExpensesAndContributionsAmt>143886</ExpensesAndContributionsAmt>
        <QualifyingDistributionsAmt>143886</QualifyingDistributionsAmt>
      </PFQualifyingDistributionsGrp>
      <UndistributedIncomeGrp>
        <DistributableAsAdjustedAmt>145918</DistributableAsAdjustedAmt>
        <UndistributedIncomePYAmt>127262</UndistributedIncomePYAmt>
        <QualifyingDistributionsAmt>143886</QualifyingDistributionsAmt>
        <AppliedToYear1Amt>127262</AppliedToYear1Amt>
        <AppliedToCurrentYearAmt>16624</AppliedToCurrentYearAmt>
        <UndistributedIncomeCYAmt>129294</UndistributedIncomeCYAmt>
      </UndistributedIncomeGrp>
      <SupplementaryInformationGrp>
        <OnlyContriToPreselectedInd>X</OnlyContriToPreselectedInd>
        <ApplicationSubmissionInfoGrp>
          <FormAndInfoAndMaterialsTxt>1. NAME &amp; ADDRESS 2. 501(C) LETTER FROM IRS. 3. ORGANIZATION'S HISTORY &amp; PURPOSE. 4. LIST PRINCIPAL ADMINISTRATORS. 5. LIST BOARD OF DIRECTORS. 6. BUDGET AND PRINCIPAL SOURCES OF FUNDS. 7. REASON FOR APPLICATION INCLUDING HOW SOON THE DONATION IS NEEDED, OTHER ORGANIZATIONS APPLIED TO, AND AVAILABILITY OF MATCHING FUNDS. 8. INFORMATION ABOUT SPECIFIC PROJECTS THE DONATION WOULD BE USED FOR SUCH AS COMMENCEMENT AND COMPLETION DATES, SPECIFIC PROJECT GOALS, ESTIMATED PROJECT FINANCIAL REQUIREMENTS, OTHER SOURCES OF FUNDING AND HOW THE PROJECT WILL BE EVALUATED.</FormAndInfoAndMaterialsTxt>
        </ApplicationSubmissionInfoGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>ADIRONDACK COUNCIL</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>103 HAND AVE 3</AddressLine1Txt>
            <CityNm>ELIZABETHTOWN</CityNm>
            <StateAbbreviationCd>NY</StateAbbreviationCd>
            <ZIPCd>12932</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>501(C)(3)</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>PROGRAM SERVICES</GrantOrContributionPurposeTxt>
          <Amt>500</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>ADIRONDACK LAND TRUST</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>2861 NY-73</AddressLine1Txt>
            <CityNm>KEENE</CityNm>
            <StateAbbreviationCd>NY</StateAbbreviationCd>
            <ZIPCd>12942</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>501(C)(3)</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>PROGRAM SERVICES</GrantOrContributionPurposeTxt>
          <Amt>1000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>AIM HIGH CHILDRENS SERVICES</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>83 MARLBOROUGH RD</AddressLine1Txt>
            <CityNm>BROOKLYN</CityNm>
            <StateAbbreviationCd>NY</StateAbbreviationCd>
            <ZIPCd>11226</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>501(C)(3)</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>PROGRAM SERVICES</GrantOrContributionPurposeTxt>
          <Amt>1000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>ALBANY SYMPHONY</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>19 CLINTON AVE</AddressLine1Txt>
            <CityNm>ALBANY</CityNm>
            <StateAbbreviationCd>NY</StateAbbreviationCd>
            <ZIPCd>12207</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>501(C)(3)</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>PROGRAM SERVICES</GrantOrContributionPurposeTxt>
          <Amt>14000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>CANANDAIGUA LAKE WATERSHED ASSOC</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>PO BOX 323</AddressLine1Txt>
            <CityNm>CANANDAIGUA</CityNm>
            <StateAbbreviationCd>NY</StateAbbreviationCd>
            <ZIPCd>14424</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>501(C)(3)</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>PROGRAM SERVICES</GrantOrContributionPurposeTxt>
          <Amt>10000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>COBBLESTONE FOUNDATIONS</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>1622 ROUTE 332</AddressLine1Txt>
            <CityNm>FARMINGTON</CityNm>
            <StateAbbreviationCd>NY</StateAbbreviationCd>
            <ZIPCd>14425</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>501(C)(3)</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>PROGRAM SERVICES</GrantOrContributionPurposeTxt>
          <Amt>10000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>FINGER LAKES LAND TRUST</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>202 EAST COURT ST</AddressLine1Txt>
            <CityNm>ITHICA</CityNm>
            <StateAbbreviationCd>NY</StateAbbreviationCd>
            <ZIPCd>14850</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>501(C)(3)</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>PROGRAM SERVICES</GrantOrContributionPurposeTxt>
          <Amt>13000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>FOODLINK</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>2011 MT READ BLVD</AddressLine1Txt>
            <CityNm>ROCHESTER</CityNm>
            <StateAbbreviationCd>NY</StateAbbreviationCd>
            <ZIPCd>14615</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>501(C)(3)</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>PROGRAM SERVICES</GrantOrContributionPurposeTxt>
          <Amt>8000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>GENESEE VALLEY CONSERVANCY</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>ONE MAIN ST</AddressLine1Txt>
            <AddressLine2Txt>PO BOX 73</AddressLine2Txt>
            <CityNm>GENESEO</CityNm>
            <StateAbbreviationCd>NY</StateAbbreviationCd>
            <ZIPCd>14454</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>501(C)(3)</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>PROGRAM SERVICES</GrantOrContributionPurposeTxt>
          <Amt>15000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>HAYWOOD HABITAT FOR HUMANITY</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>331 WALNUT ST</AddressLine1Txt>
            <CityNm>WAYNESVILLE</CityNm>
            <StateAbbreviationCd>NC</StateAbbreviationCd>
            <ZIPCd>28786</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>501(C)(3)</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>PROGRAM SERVICES</GrantOrContributionPurposeTxt>
          <Amt>7000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>LAKE PLACID CENTER FOR THE ARTS</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>17 ALGONQUIN DR</AddressLine1Txt>
            <CityNm>LAKE PLACID</CityNm>
            <StateAbbreviationCd>NY</StateAbbreviationCd>
            <ZIPCd>12946</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>501(C)(3)</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>PROGRAM SERVICES</GrantOrContributionPurposeTxt>
          <Amt>500</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>LIGHTHOUSE VISION LOSS EDUCATION CT</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>7318 N TAMIAMI TR</AddressLine1Txt>
            <CityNm>SARASOTA</CityNm>
            <StateAbbreviationCd>FL</StateAbbreviationCd>
            <ZIPCd>34243</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>501(C)(3)</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>PROGRAM SERVICES</GrantOrContributionPurposeTxt>
          <Amt>10000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>MOHAWK HUDSON LAND CONSERVANCY</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>425 KENWOOD AVE</AddressLine1Txt>
            <CityNm>DELMAR</CityNm>
            <StateAbbreviationCd>NY</StateAbbreviationCd>
            <ZIPCd>12054</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>501(C)(3)</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>PROGRAM SERVICES</GrantOrContributionPurposeTxt>
          <Amt>5000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>MOTE MARINE LABORATORY</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>1600 KEN THOMPSON PKWY</AddressLine1Txt>
            <CityNm>SARASOTA</CityNm>
            <StateAbbreviationCd>FL</StateAbbreviationCd>
            <ZIPCd>34236</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>501(C)(3)</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>PROGRAM SERVICES</GrantOrContributionPurposeTxt>
          <Amt>4000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>PROTECT THE ADIRONDACKS</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>105 OVEN MOUNTAIN RD</AddressLine1Txt>
            <CityNm>JOHNSBURG</CityNm>
            <StateAbbreviationCd>NY</StateAbbreviationCd>
            <ZIPCd>12843</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>501(C)(3)</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>PROGRAM SERVICES</GrantOrContributionPurposeTxt>
          <Amt>500</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>REACH OF HAYWOOD COUNTY INC</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>627 N MAIN ST</AddressLine1Txt>
            <CityNm>WAYNESVILLE</CityNm>
            <StateAbbreviationCd>NC</StateAbbreviationCd>
            <ZIPCd>28786</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>501(C)(3)</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>PROGRAM SERVICES</GrantOrContributionPurposeTxt>
          <Amt>10000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>SOUTHEASTERN GUIDE DOGS INC</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>4210 77TH ST EAST</AddressLine1Txt>
            <CityNm>PALMETTO</CityNm>
            <StateAbbreviationCd>FL</StateAbbreviationCd>
            <ZIPCd>34221</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>501(C)(3)</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>PROGRAM SERVICES</GrantOrContributionPurposeTxt>
          <Amt>5000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>VAIL VETERANS FOUNDATION</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>PO BOX 6473</AddressLine1Txt>
            <CityNm>VAIL</CityNm>
            <StateAbbreviationCd>CO</StateAbbreviationCd>
            <ZIPCd>81658</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>501(C)(3)</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>PROGRAM SERVICES</GrantOrContributionPurposeTxt>
          <Amt>2500</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>SARGE'S ANIMAL RESCUE</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>256B INDUSTRIAL PARK DR</AddressLine1Txt>
            <CityNm>WAYNESVILLE</CityNm>
            <StateAbbreviationCd>NC</StateAbbreviationCd>
            <ZIPCd>28786</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>501(C)(3)</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>PROGRAM SERVICES</GrantOrContributionPurposeTxt>
          <Amt>7000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>WILD WINGS INC</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>27 POND RD</AddressLine1Txt>
            <CityNm>HONEOYE</CityNm>
            <StateAbbreviationCd>NY</StateAbbreviationCd>
            <ZIPCd>14472</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>501(C)(3)</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>PROGRAM SERVICES</GrantOrContributionPurposeTxt>
          <Amt>5000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <TotalGrantOrContriPdDurYrAmt>129000</TotalGrantOrContriPdDurYrAmt>
      </SupplementaryInformationGrp>
      <AnalysisIncomeProducingActyGrp>
        <IntOnSavAndTempCashInvstGrp>
          <RelatedOrExemptFunctionIncmAmt>20961</RelatedOrExemptFunctionIncmAmt>
        </IntOnSavAndTempCashInvstGrp>
        <DividendsAndInterestFromSecDtl>
          <RelatedOrExemptFunctionIncmAmt>55204</RelatedOrExemptFunctionIncmAmt>
        </DividendsAndInterestFromSecDtl>
        <GainSalesAstOthThanInvntryGrp>
          <RelatedOrExemptFunctionIncmAmt>150526</RelatedOrExemptFunctionIncmAmt>
        </GainSalesAstOthThanInvntryGrp>
        <OtherRevenueDescribedGrp>
          <Desc>MISCELLANEOUS</Desc>
          <ExclusionCd>14</ExclusionCd>
          <ExclusionAmt>36</ExclusionAmt>
        </OtherRevenueDescribedGrp>
        <SubtotalsIncmProducingActyGrp>
          <ExclusionAmt>36</ExclusionAmt>
          <RelatedOrExemptFunctionIncmAmt>226691</RelatedOrExemptFunctionIncmAmt>
        </SubtotalsIncmProducingActyGrp>
        <TotalIncomeProducingActyAmt>226727</TotalIncomeProducingActyAmt>
      </AnalysisIncomeProducingActyGrp>
      <RlnOfActyToAccomOfExmptPrpsGrp>
        <RlnOfActyToAccomOfExmptPrpsGrp>
          <LineNumberTxt>3</LineNumberTxt>
          <RelationshipStatementTxt>THE FOUNDATION'S SOLE SOURCE OF REVENUE IS FROM INTEREST,</RelationshipStatementTxt>
        </RlnOfActyToAccomOfExmptPrpsGrp>
        <RlnOfActyToAccomOfExmptPrpsGrp>
          <LineNumberTxt>4</LineNumberTxt>
          <RelationshipStatementTxt>DIVIDENDS, AND SALES OF SECURITIES. THE FUNDS GENERATED</RelationshipStatementTxt>
        </RlnOfActyToAccomOfExmptPrpsGrp>
        <RlnOfActyToAccomOfExmptPrpsGrp>
          <LineNumberTxt>8</LineNumberTxt>
          <RelationshipStatementTxt>ARE USED TO PROVIDE GRANTS TO VARIOUS CHARITIES AND ORG- ANIZATIONS BENEFITTING THE GENERAL PUBLIC.</RelationshipStatementTxt>
        </RlnOfActyToAccomOfExmptPrpsGrp>
      </RlnOfActyToAccomOfExmptPrpsGrp>
      <TrnsfrTransRlnNonchrtblEOGrp>
        <TrnsfrOfCashToNonchrtblEOInd>false</TrnsfrOfCashToNonchrtblEOInd>
        <TrnsfrOtherAssetNonchrtblEOInd>false</TrnsfrOtherAssetNonchrtblEOInd>
        <SalesOrExchangesOfAssetsInd>false</SalesOrExchangesOfAssetsInd>
        <PurchaseOfAssetsNonchrtblEOInd>false</PurchaseOfAssetsNonchrtblEOInd>
        <RentalOfFacilitiesOthAssetsInd>false</RentalOfFacilitiesOthAssetsInd>
        <ReimbursementArrangementsInd>false</ReimbursementArrangementsInd>
        <LoansOrLoanGuaranteesInd>false</LoansOrLoanGuaranteesInd>
        <PerformanceOfServicesEtcInd>false</PerformanceOfServicesEtcInd>
        <SharingOfFacilitiesEtcInd>false</SharingOfFacilitiesEtcInd>
        <RelationshipsNonchrtblEOInd>false</RelationshipsNonchrtblEOInd>
      </TrnsfrTransRlnNonchrtblEOGrp>
    </IRS990PF>
    <AccountingFeesSchedule documentId="RetDoc2">
      <AccountingFeesDetail>
        <CategoryTxt>ACCOUNTING</CategoryTxt>
        <Amt>4060</Amt>
        <NetInvestmentIncomeAmt>1624</NetInvestmentIncomeAmt>
        <AdjustedNetIncomeAmt>1624</AdjustedNetIncomeAmt>
        <DisbursementsCharitablePrpsAmt>2436</DisbursementsCharitablePrpsAmt>
      </AccountingFeesDetail>
    </AccountingFeesSchedule>
    <GainLossSaleOtherAssetsSch documentId="RetDoc3">
      <GainLossSaleOtherAssetGrp>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
      </GainLossSaleOtherAssetGrp>
    </GainLossSaleOtherAssetsSch>
    <InvestmentsCorpBondsSchedule documentId="RetDoc4">
      <InvestmentsCorporateBondsGrp>
        <BondNm>MFB NORTHN HIGH YIELD FIXED INC FD</BondNm>
        <EOYBookValueAmt>118883</EOYBookValueAmt>
        <EOYFMVAmt>112366</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>MFC FLEXSHARES TR IBOXX 3 YR TARGET</BondNm>
        <EOYBookValueAmt>165411</EOYBookValueAmt>
        <EOYFMVAmt>167892</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>MFC FLEXSHARES ULTRA-SHORT</BondNm>
        <EOYBookValueAmt>37859</EOYBookValueAmt>
        <EOYFMVAmt>38243</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>MFC ISHARES CORE US AGGREG BD</BondNm>
        <EOYBookValueAmt>38366</EOYBookValueAmt>
        <EOYFMVAmt>37628</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>MFC ISHARES TR 1-5 YR CORP BD</BondNm>
        <EOYBookValueAmt>40795</EOYBookValueAmt>
        <EOYFMVAmt>42569</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>MFC ISHARES TR 5 -10 YR CORP BD</BondNm>
        <EOYBookValueAmt>61942</EOYBookValueAmt>
        <EOYFMVAmt>62673</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>MFC BLACKROCK V HIGH YLD BD PORTF</BondNm>
        <EOYBookValueAmt>108942</EOYBookValueAmt>
        <EOYFMVAmt>112345</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
    </InvestmentsCorpBondsSchedule>
    <InvestmentsCorpStockSchedule documentId="RetDoc5">
      <InvestmentsCorporateStockGrp>
        <StockNm>ACCENTURE PLC SHS CL A NEW</StockNm>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>ADYEN N V ADR</StockNm>
        <EOYBookValueAmt>4487</EOYBookValueAmt>
        <EOYFMVAmt>6613</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>AON PLC</StockNm>
        <EOYBookValueAmt>3493</EOYBookValueAmt>
        <EOYFMVAmt>4257</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>ARCH CAPITAL GRP</StockNm>
        <EOYBookValueAmt>6151</EOYBookValueAmt>
        <EOYFMVAmt>7345</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>ASML INTL NV</StockNm>
        <EOYBookValueAmt>3330</EOYBookValueAmt>
        <EOYFMVAmt>3901</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>ASML HLDG NV NY REG 2012</StockNm>
        <EOYBookValueAmt>4669</EOYBookValueAmt>
        <EOYFMVAmt>5345</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>ASTRAZENECA PLC</StockNm>
        <EOYBookValueAmt>5864</EOYBookValueAmt>
        <EOYFMVAmt>5743</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>ATLASSIAN CORP PLC</StockNm>
        <EOYBookValueAmt>3748</EOYBookValueAmt>
        <EOYFMVAmt>4566</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>BAE SYS PLC</StockNm>
        <EOYBookValueAmt>9403</EOYBookValueAmt>
        <EOYFMVAmt>12773</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>CANADIAN NAT RES LTD</StockNm>
        <EOYBookValueAmt>4473</EOYBookValueAmt>
        <EOYFMVAmt>4103</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>CANADIAN PAC RY LTD</StockNm>
        <EOYBookValueAmt>7324</EOYBookValueAmt>
        <EOYFMVAmt>6957</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>COMPASS GRP PLC</StockNm>
        <EOYBookValueAmt>4831</EOYBookValueAmt>
        <EOYFMVAmt>5407</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>COUPANG INC</StockNm>
        <EOYBookValueAmt>6168</EOYBookValueAmt>
        <EOYFMVAmt>6544</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>EPAM SYSTEMS</StockNm>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>EVOLUTION AB ADR UNSP</StockNm>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>EXPERIAN PLC</StockNm>
        <EOYBookValueAmt>3749</EOYBookValueAmt>
        <EOYFMVAmt>4872</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>FERGUSON PLC</StockNm>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>FERRARI N V</StockNm>
        <EOYBookValueAmt>7103</EOYBookValueAmt>
        <EOYFMVAmt>10621</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>GOUPANG INC</StockNm>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>ICICI BK LTD</StockNm>
        <EOYBookValueAmt>4921</EOYBookValueAmt>
        <EOYFMVAmt>6779</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>ICON PLC</StockNm>
        <EOYBookValueAmt>7707</EOYBookValueAmt>
        <EOYFMVAmt>5452</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>LINDE PLC</StockNm>
        <EOYBookValueAmt>5113</EOYBookValueAmt>
        <EOYFMVAmt>6345</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>LOREAL S A ADR</StockNm>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>LVMH MOET HENNESSY LOUIS VUITTON</StockNm>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>MEITUAN UNSPON ADS</StockNm>
        <EOYBookValueAmt>8486</EOYBookValueAmt>
        <EOYFMVAmt>6435</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>MERCADOLIBRE INC</StockNm>
        <EOYBookValueAmt>3384</EOYBookValueAmt>
        <EOYFMVAmt>4662</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>MITSUBISHI HEAVY INDS</StockNm>
        <EOYBookValueAmt>6975</EOYBookValueAmt>
        <EOYFMVAmt>10299</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>MFB NORTHRN EMRG MKTS EQTY INDEX FD</StockNm>
        <EOYBookValueAmt>66368</EOYBookValueAmt>
        <EOYFMVAmt>54200</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>MFB NORTHRN FDS STK INDEX FD</StockNm>
        <EOYBookValueAmt>279092</EOYBookValueAmt>
        <EOYFMVAmt>614210</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>MFC FLEXSHARES STOXX GLBL INFRA INDX</StockNm>
        <EOYBookValueAmt>21502</EOYBookValueAmt>
        <EOYFMVAmt>27004</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>MFC ISHARES TR RUSSELL 1000 VALUE</StockNm>
        <EOYBookValueAmt>344567</EOYBookValueAmt>
        <EOYFMVAmt>365451</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>MFC MRNNGSTR GLBL UPSTRM NAT RES IND</StockNm>
        <EOYBookValueAmt>58589</EOYBookValueAmt>
        <EOYFMVAmt>69797</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>MFC SPDR S&amp;P 500 ETF</StockNm>
        <EOYBookValueAmt>324750</EOYBookValueAmt>
        <EOYFMVAmt>550658</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>MFO DFA INVT DIMENSIONS REAL EST</StockNm>
        <EOYBookValueAmt>20615</EOYBookValueAmt>
        <EOYFMVAmt>26493</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>MFO MFS INSTL INTL EQTY FD</StockNm>
        <EOYBookValueAmt>250029</EOYBookValueAmt>
        <EOYFMVAmt>274388</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>MONDAY COM LTD</StockNm>
        <EOYBookValueAmt>4975</EOYBookValueAmt>
        <EOYFMVAmt>6182</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>NINTENDO LTD ADR</StockNm>
        <EOYBookValueAmt>6217</EOYBookValueAmt>
        <EOYFMVAmt>6938</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>NOVO-NORDISK A S ADR</StockNm>
        <EOYBookValueAmt>5604</EOYBookValueAmt>
        <EOYFMVAmt>5449</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>NU HOLDINGS LTD</StockNm>
        <EOYBookValueAmt>4796</EOYBookValueAmt>
        <EOYFMVAmt>5382</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>PHILLIP MORRIS INTL</StockNm>
        <EOYBookValueAmt>5803</EOYBookValueAmt>
        <EOYFMVAmt>5826</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>ROLLS ROYCE HOLDINGS</StockNm>
        <EOYBookValueAmt>10637</EOYBookValueAmt>
        <EOYFMVAmt>13382</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>SAFRAN ADR</StockNm>
        <EOYBookValueAmt>8240</EOYBookValueAmt>
        <EOYFMVAmt>10416</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>SAP SE-SPONSORED ADR</StockNm>
        <EOYBookValueAmt>10076</EOYBookValueAmt>
        <EOYFMVAmt>11688</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>SCHNEIDER ELECTRIC SE</StockNm>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>SEA LTD</StockNm>
        <EOYBookValueAmt>8521</EOYBookValueAmt>
        <EOYFMVAmt>13405</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>SIEMENS ENERGY AG ADR</StockNm>
        <EOYBookValueAmt>8604</EOYBookValueAmt>
        <EOYFMVAmt>12667</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>SPOFIFY TECHNOLOGY S A</StockNm>
        <EOYBookValueAmt>6608</EOYBookValueAmt>
        <EOYFMVAmt>11666</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>STERIS PLC</StockNm>
        <EOYBookValueAmt>5318</EOYBookValueAmt>
        <EOYFMVAmt>6068</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>TAIWAN SEMICONDUCTOR MANUF</StockNm>
        <EOYBookValueAmt>9559</EOYBookValueAmt>
        <EOYFMVAmt>11168</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>TENCENT HLDGS LTD</StockNm>
        <EOYBookValueAmt>5901</EOYBookValueAmt>
        <EOYFMVAmt>5556</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>THOMSON REUTERS CORP</StockNm>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>TAIWAN SEMICONDUCTOR MANUFG</StockNm>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>UBS GROUP AG</StockNm>
        <EOYBookValueAmt>5202</EOYBookValueAmt>
        <EOYFMVAmt>5109</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>WASTE CONNECTIONS</StockNm>
        <EOYBookValueAmt>3678</EOYBookValueAmt>
        <EOYFMVAmt>4743</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>3I GROUP ADR</StockNm>
        <EOYBookValueAmt>7495</EOYBookValueAmt>
        <EOYFMVAmt>10106</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>ACCRUALS</StockNm>
        <EOYFMVAmt>1133</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
    </InvestmentsCorpStockSchedule>
    <LegalFeesSchedule documentId="RetDoc6">
      <LegalFeesGrp>
        <CategoryTxt>LEGAL EXPENSES</CategoryTxt>
        <LegalFeesAmt>7587</LegalFeesAmt>
        <NetInvestmentIncomeAmt>2276</NetInvestmentIncomeAmt>
        <AdjustedNetIncomeAmt>2276</AdjustedNetIncomeAmt>
        <DisbursementsCharitablePrpsAmt>5311</DisbursementsCharitablePrpsAmt>
      </LegalFeesGrp>
    </LegalFeesSchedule>
    <OtherAssetsSchedule documentId="RetDoc7">
      <OtherAssetsScheduleGrp>
        <Desc>ACCRUAL</Desc>
        <EOYBookValueAmt>31</EOYBookValueAmt>
      </OtherAssetsScheduleGrp>
    </OtherAssetsSchedule>
    <OtherIncomeSchedule2 documentId="RetDoc8">
      <OtherIncomeDetail>
        <Desc>MISCELLANEOUS</Desc>
        <RevenueAndExpensesPerBooksAmt>36</RevenueAndExpensesPerBooksAmt>
        <NetInvestmentIncomeAmt>36</NetInvestmentIncomeAmt>
        <AdjustedNetIncomeAmt>36</AdjustedNetIncomeAmt>
      </OtherIncomeDetail>
    </OtherIncomeSchedule2>
    <OtherLiabilitiesSchedule documentId="RetDoc9">
      <OtherLiabilitiesDetail>
        <Desc>UNSETTLED PURCHASES</Desc>
      </OtherLiabilitiesDetail>
    </OtherLiabilitiesSchedule>
    <OtherProfessionalFeesSchedule documentId="RetDoc10">
      <OtherProfessionalFeesDetail>
        <CategoryTxt>MANAGEMENT FEES</CategoryTxt>
        <Amt>24931</Amt>
        <NetInvestmentIncomeAmt>22438</NetInvestmentIncomeAmt>
        <AdjustedNetIncomeAmt>22438</AdjustedNetIncomeAmt>
        <DisbursementsCharitablePrpsAmt>2493</DisbursementsCharitablePrpsAmt>
      </OtherProfessionalFeesDetail>
    </OtherProfessionalFeesSchedule>
    <TaxesSchedule documentId="RetDoc11">
      <TaxesDetail>
        <CategoryTxt>EXCISE TAXES</CategoryTxt>
        <Amt>2862</Amt>
      </TaxesDetail>
    </TaxesSchedule>
  </ReturnData>
</Return>