2026-03-05T13:01:29-06:00 2025-10-31 920460586 PWC US TAX LLP 301 GRANT STREET PITTSBURGH PA 15219 990PF 2024-11-01 046092823 CROPPER WILLIAM H TR UWILL CROP 6177227415 PO BOX 185 PITTSBURGH PA 152300185 MICHAEL STAGIS VICE PRESIDENT 6177227415 2026-01-30 true true DANIEL WALTMAN P01233408 4123556000 2026-01-30 X 2024 2025-03-06 01:10:19Z X 212363 X 5515 5180 2314 83998 2314 0 7829 7494 3506 2104 1402 0 0 0 0 0 0 0 0 202 39 0 0 0 0 0 0 0 35 35 3743 2143 0 1437 8038 8038 11781 2143 0 9475 -3952 5351 0 7167 2916 2916 0 0 0 183888 184129 209447 191055 187045 212363 0 X 191055 187045 191055 187045 191055 187045 191055 -3952 0 187103 58 187045 187.375 BNY MELLON BOND FUND-M 2020-11-13 2024-12-23 2012 2543 -531 -531 19.105 BNY MELLON DEVELOPED MARKETS REAL 2021-11-04 2024-12-23 158 205 -47 -47 18.803 GATEWAY TR 2021-11-04 2024-12-23 881 761 120 120 16.73 GOLDMAN SACHS ABS RETURN TR FUND - I 2024-12-23 169 160 9 9 257.848 GOLDMAN SACHS ABS RETURN TR FUND - I 2024-12-23 2612 2517 95 95 40.852 NEUBERGER BERMAN LONG SH-INS 2021-11-04 2024-12-23 770 742 28 28 45.897 BOSTON P LNG/SHRT RES-INS 2024-12-23 622 626 -4 -4 268.234 CHAMPLAIN MID CAP FUND-INS 2025-01-24 6641 6522 119 119 1. ISHARES CORE S&P SMALL-CAP ETF 2024-12-23 2025-01-24 119 116 3 3 17. ISHARES CORE S&P SMALL-CAP ETF 2025-01-24 2023 1732 291 291 28.02 NEUBERGER BERMAN INTRINSIC VALUE-IS 2025-01-24 631 592 39 39 202.297 BNY MELLON BOND FUND-M 2025-03-11 2215 2673 -458 -458 12.468 BNYM INTL STCK-Y 2024-06-24 2025-03-11 285 310 -25 -25 2.471 BNY MELLON DEVELOPED MARKETS REAL 2021-11-04 2025-03-11 20 27 -7 -7 19.889 BNYM YLD ENHAN STRAT-Y 2014-04-01 2025-03-11 224 249 -25 -25 4.779 FIDELITY ADV INTL SM CAP-Z 2021-11-04 2025-03-11 154 170 -16 -16 5.591 GOLDMAN SACHS ABS RETURN TR FUND - I 2024-01-09 2025-03-11 56 52 4 4 1. ISHARES DJ SELECT DIVIDEND INDEX FD 2024-12-23 2025-03-11 131 132 -1 -1 1. ISHARES DJ SELECT DIVIDEND INDEX FD 2021-11-03 2025-03-11 131 120 11 11 3. ISHARES 1-3 YEAR TREASURY BOND ETF 2025-03-11 248 244 4 4 6. ISHARES CORE MSCI EAFE ETF 2024-12-23 2025-03-11 454 422 32 32 4. ISHARES CORE MSCI EAFE ETF 2023-03-06 2025-03-11 303 265 38 38 3.247 NEUBERGER BERMAN LONG SH-INS 2021-11-04 2025-03-11 61 59 2 2 2.395 BOSTON P LNG/SHRT RES-INS 2024-01-09 2025-03-11 32 32 12.38 G Q G PART EMERG MKTS EQ-INST 2024-04-16 2025-04-14 197 214 -17 -17 32.849 BNY MELLON BOND FUND-M 2021-11-04 2025-04-14 356 426 -70 -70 6.833 BNYM INTL STCK-Y 2024-06-24 2025-04-14 149 170 -21 -21 170.75 BNYM YLD ENHAN STRAT-Y 2014-04-01 2025-04-14 1868 2140 -272 -272 4.309 FIDELITY ADV INTL SM CAP-Z 2021-11-04 2025-04-14 138 154 -16 -16 1.609 GATEWAY TR 2025-03-11 2025-04-14 72 72 14.315 GATEWAY TR 2021-11-04 2025-04-14 636 579 57 57 4. ISHARES CORE S&P 500 ETF 2025-04-14 2166 2348 -182 -182 4. ISHARES CORE S&P MID-CAP ETF 2025-01-24 2025-04-14 220 262 -42 -42 3. ISHARES CORE MSCI EAFE ETF 2023-03-06 2025-04-14 222 199 23 23 3. ISHARES MSCI EMERGING MARKETS EX 2024-12-23 2025-04-14 162 169 -7 -7 7.237 NEUBERGER BERMAN LONG SH-INS 2021-11-04 2025-04-14 135 131 4 4 285.842 BOSTON P LNG/SHRT RES-INS 2024-01-09 2025-04-14 3827 3805 22 22 77.944 BNYM INTL STCK-Y 2024-06-24 2025-07-15 1853 1939 -86 -86 188.663 BNYM YLD ENHAN STRAT-Y 2024-12-23 2025-07-15 2102 2126 -24 -24 829.466 BNYM YLD ENHAN STRAT-Y 2025-07-15 9240 10253 -1013 -1013 4.417 FULLTHALER BEH S/C GRW-R6 2025-01-24 2025-07-15 199 231 -32 -32 2.94 FIDELITY ADV INTL SM CAP-Z 2021-11-04 2025-07-15 107 105 2 2 38. ISHARES DJ SELECT DIVIDEND INDEX FD 2025-07-15 5146 4494 652 652 114. ISHARES CORE S&P MID-CAP ETF 2025-07-15 7234 7315 -81 -81 101. ISHARES CORE S&P MID-CAP ETF 2025-07-15 6409 5085 1324 1324 33. ISHARES CORE MSCI EAFE ETF 2023-03-06 2025-07-15 2726 2189 537 537 3. ISHARES MSCI EMERGING MARKETS EX 2023-05-11 2025-07-15 191 150 41 41 10.607 NEUBERGER BERMAN INTRINSIC VALUE-IS 2024-06-24 2025-07-15 223 215 8 8 16.213 GOLDMAN SACHS ABS RETURN TR FUND - I 2025-08-19 170 166 4 4 6.654 GOLDMAN SACHS ABS RETURN TR FUND - I 2024-01-09 2025-08-19 70 62 8 8 88. ISHARES 1-3 YEAR TREASURY BOND ETF 2025-08-19 7275 7268 7 7 2.891 TCW EMERGING MARKETS INCOME FUND-I 2025-07-15 2025-08-19 20 19 1 1 2. ISHARES MSCI EMERGING MARKETS EX 2025-08-19 2025-09-05 128 128 51. ISHARES MSCI EMERGING MARKETS EX 2023-05-11 2025-09-05 3273 2546 727 727 3.447 BNY MELLON DEVELOPED MARKETS REAL 2021-11-04 2025-09-16 30 37 -7 -7 3.697 FULLTHALER BEH S/C GRW-R6 2025-01-24 2025-09-16 194 193 1 1 1. ISHARES CORE S&P 500 ETF 2025-08-19 2025-09-16 661 643 18 18 17. ISHARES 1-3 YEAR TREASURY BOND ETF 2025-07-15 2025-09-16 1411 1401 10 10 2.037 J H III DISC MID CAP VAL-R6 2025-08-19 2025-09-16 61 60 1 1 2.783 NEUBERGER BERMAN INTRINSIC VALUE-IS 2025-08-19 2025-09-16 67 62 5 5 4.23 NEUBERGER BERMAN INTRINSIC VALUE-IS 2024-06-24 2025-09-16 101 86 15 15 2.857 G Q G PART EMERG MKTS EQ-INST 2025-10-23 51 50 1 1 3.227 G Q G PART EMERG MKTS EQ-INST 2024-04-16 2025-10-23 58 56 2 2 59.684 BNY MELLON BOND FUND-M 2021-11-04 2025-10-23 671 774 -103 -103 6.222 BNYM INTL STCK-Y 2024-06-24 2025-10-23 150 155 -5 -5 3.478 BNY MELLON DEVELOPED MARKETS REAL 2021-11-04 2025-10-23 31 37 -6 -6 1.173 FULLTHALER BEH S/C GRW-R6 2025-01-24 2025-10-23 64 61 3 3 6.499 CAUSEWAY INTL VALUE FD INST 2025-10-23 159 151 8 8 1.097 GATEWAY TR 2025-10-23 55 53 2 2 1.198 GOLDMAN SACHS ABS RETURN TR FUND - I 2025-09-16 2025-10-23 13 13 5.089 GOLDMAN SACHS ABS RETURN TR FUND - I 2024-01-09 2025-10-23 55 48 7 7 2. ISHARES CORE S&P 500 ETF 2025-08-19 2025-10-23 1352 1286 66 66 2. ISHARES CORE MSCI EMERGING 2025-09-05 2025-10-23 135 125 10 10 3.876 NEUBERGER BERMAN INTRINSIC VALUE-IS 2024-06-24 2025-10-23 97 79 18 18 2.692 NEUBERGER BERMAN LONG SH-INS 2025-09-16 2025-10-23 54 54 4.214 TCW EMERGING MARKETS INCOME FUND-I 2025-09-16 2025-10-23 29 29 CAPITAL GAIN DIVIDENDS P 1033 CAPITAL GAIN DIVIDENDS P 1033 CAPITAL GAIN DIVIDENDS P 1033 CAPITAL GAIN DIVIDENDS P 1033 CAPITAL GAIN DIVIDENDS P 1033 CAPITAL GAIN DIVIDENDS P 1033 CAPITAL GAIN DIVIDENDS P 1033 CAPITAL GAIN DIVIDENDS P 1033 CAPITAL GAIN DIVIDENDS P 1033 CAPITAL GAIN DIVIDENDS P 1033 CAPITAL GAIN DIVIDENDS P 1033 CAPITAL GAIN DIVIDENDS P 1033 CAPITAL GAIN DIVIDENDS P 1033 CAPITAL GAIN DIVIDENDS P 1033 CAPITAL GAIN DIVIDENDS P 1033 CAPITAL GAIN DIVIDENDS P 1033 CAPITAL GAIN DIVIDENDS P 1033 CAPITAL GAIN DIVIDENDS P 1033 CAPITAL GAIN DIVIDENDS P 1033 CAPITAL GAIN DIVIDENDS P 1033 CAPITAL GAIN DIVIDENDS P 1033 CAPITAL GAIN DIVIDENDS P 1033 CAPITAL GAIN DIVIDENDS P 1033 CAPITAL GAIN DIVIDENDS P 1033 CAPITAL GAIN DIVIDENDS P 1033 CAPITAL GAIN DIVIDENDS P 1033 CAPITAL GAIN DIVIDENDS P 1033 CAPITAL GAIN DIVIDENDS P 1033 CAPITAL GAIN DIVIDENDS P 1033 CAPITAL GAIN DIVIDENDS P 1033 CAPITAL GAIN DIVIDENDS P 1033 CAPITAL GAIN DIVIDENDS P 1033 CAPITAL GAIN DIVIDENDS P 1033 CAPITAL GAIN DIVIDENDS P 1033 CAPITAL GAIN DIVIDENDS P 1033 CAPITAL GAIN DIVIDENDS P 1033 CAPITAL GAIN DIVIDENDS P 1033 CAPITAL GAIN DIVIDENDS P 1033 CAPITAL GAIN DIVIDENDS P 1033 CAPITAL GAIN DIVIDENDS P 1033 CAPITAL GAIN DIVIDENDS P 1033 CAPITAL GAIN DIVIDENDS P 1033 CAPITAL GAIN DIVIDENDS P 1033 CAPITAL GAIN DIVIDENDS P 1033 CAPITAL GAIN DIVIDENDS P 1033 CAPITAL GAIN DIVIDENDS P 1033 CAPITAL GAIN DIVIDENDS P 1033 CAPITAL GAIN DIVIDENDS P 1033 CAPITAL GAIN DIVIDENDS P 1033 CAPITAL GAIN DIVIDENDS P 1033 CAPITAL GAIN DIVIDENDS P 1033 CAPITAL GAIN DIVIDENDS P 1033 CAPITAL GAIN DIVIDENDS P 1033 CAPITAL GAIN DIVIDENDS P 1033 CAPITAL GAIN DIVIDENDS P 1033 CAPITAL GAIN DIVIDENDS P 1033 CAPITAL GAIN DIVIDENDS P 1033 CAPITAL GAIN DIVIDENDS P 1033 CAPITAL GAIN DIVIDENDS P 1033 CAPITAL GAIN DIVIDENDS P 1033 CAPITAL GAIN DIVIDENDS P 1033 CAPITAL GAIN DIVIDENDS P 1033 CAPITAL GAIN DIVIDENDS P 1033 CAPITAL GAIN DIVIDENDS P 1033 CAPITAL GAIN DIVIDENDS P 1033 CAPITAL GAIN DIVIDENDS P 1033 CAPITAL GAIN DIVIDENDS P 1033 CAPITAL GAIN DIVIDENDS P 1033 CAPITAL GAIN DIVIDENDS P 1033 CAPITAL GAIN DIVIDENDS P 1033 CAPITAL GAIN DIVIDENDS P 1033 CAPITAL GAIN DIVIDENDS P 1033 CAPITAL GAIN DIVIDENDS P 1033 CAPITAL GAIN DIVIDENDS P 1033 CAPITAL GAIN DIVIDENDS P 1033 CAPITAL GAIN DIVIDENDS P 1033 2314 74 0 74 0 74 104 0 0 104 0 30 30 0 false false false false false false false true true MA true false false false false true N/A BNY MELLON NA 6177227415 PO BOX 185 PITTSBURGH PA 152300185 X 335 false false false false true false false false false false false false false false false false false false false false false false BNY MELLON N A PO BOX 185 PITTSBURGH PA 152300185 TRUSTEE 1 3506 NONE 0 NONE 0 199258 7841 0 207099 0 0 207099 3106 203993 10200 10200 74 74 10126 0 10126 0 10126 9475 0 0 0 0 9475 10126 8038 0 0 0 0 0 0 0 9475 8038 0 0 1437 0 0 0 0 0 0 0 0 8689 0 0 0 0 0 0 0 0 NONE NONE X UMASS MEMORIAL HEALTH CARE INC 60 HOSPITAL RD LEOMINSTER MA 01453 NONE PC GENERAL OPERATING PURPOSE 8038 8038 14 5515 18 2314 7829 7829 false false false false false false false false false false 05569M301 BNY MELLON INCOME ST 05569M830 BNY MELLON BOND FD C AT COST 75143 69977 26188X817 DREYFUS YIELD ENH ST 261986228 DREYFUS DIVERSIFIED 05569M814 BNY MELLON INTERMEDI 05569M434 BNY MELLON TAX-SENSI 05569M509 BNY MELLON MID CAP S 05569M442 BNY MELLON SMALL/MID 26188X858 DREYFUS ALTERN DIVER 05588L839 BNYM ALT DIV STRAT-Y 05588F600 BNYM DIVERSIFIED INT 05588L888 BNYM YLD ENHAN STRAT 233203421 DFA EMERG MKTS CORE 38145N220 GOLDMAN SACHS ABS RE AT COST 3635 4222 05569M806 BNY MELLON SMALL CAP 46432F842 ISHARES CORE MSCI EA AT COST 3073 4052 05588F709 BNYM GLBL RL EST SEC AT COST 2296 2044 464287457 ISHARES 1-3 YEAR TRE AT COST 3665 3734 31618H283 FIDELITY ADV INTL SM AT COST 2183 2408 367829884 GATEWAY TR AT COST 3209 4290 464287168 ISHARES DJ SELECT DI 464287804 ISHARES TR S & P SMA 23320G463 D F A COMMODITY STRA 464287507 ISHARES TR S&P MIDCA 05587N794 BNYM GLBL RL RTRN -Y 464287200 ISHARES S&P 500 INDE AT COST 39811 65097 64128R608 NEUBERGER BERMAN LON AT COST 4241 4987 46434G764 ISHARES MSCI EMERGIN 00766Y513 CHAMPLAIN MID CAP FU 00771X419 G Q G PART EMERG MKT AT COST 3351 3510 05587K857 BNYM INTL STCK-Y AT COST 4874 4722 64122Q705 NEUBERGER BERMAN INT AT COST 2434 2999 74925K581 ROBECO BP LNG/SHRT R 05588E850 BNY MELLON HIGH YIEL AT COST 2088 2095 05589K400 BNYM FLTNG RT INC-Y AT COST 2114 2101 14064D774 FULLTHALER BEH S/C G AT COST 2793 3102 14949P208 CAUSEWAY CAP MGMT TR AT COST 4423 4774 46434G103 ISHARES CORE MSCI EM AT COST 3260 3550 46641Q332 JPMORGAN EQUITY PREM AT COST 4720 4892 47803W703 J H III DISC MID CAP AT COST 6702 6891 74256W584 PRINCIPAL MIDCAP FUN AT COST 7056 6828 87234N765 TCW EMERGING MARKETS AT COST 3058 3172 MUTUAL FUND TIMING ADJ 57 ROUNDING 1 STATE INCOME TAXES - PRINCIPAL 35 0 35 FOREIGN TAXES 29 29 0 FEDERAL TAX PAYMENT - PRIOR YE 59 0 0 FEDERAL ESTIMATES - PRINCIPAL 104 0 0 FOREIGN TAXES ON NONQUALIFIED 10 10 0