2026-02-18T16:44:51-07:00 2025-12-31 990 2025-01-01 741301974 THD DIST 17 CREDIT UNION THDD 9797788433 Post Office Box 1312 Bryan TX 778061312 Kimberly Joy President/Office Manager 9797788433 2025-02-20 2025 2025-03-06 01:10:19Z Kimberly Joy 215 East 15th Street Bryan TX 778061312 219350 0 2742 X X 1956 TX A cooperative thrift organization known as a "Credit Union" to build members' worth through a systematic savings program and to provide loans for provident and productive purposes. 5 5 4 0 0 0 0 0 180825 136525 44947 75110 0 7715 225772 219350 0 0 0 0 81949 89058 0 0 0 132574 124315 214523 213373 11249 5977 4025730 4220008 3192611 3380912 833119 839096 A cooperative thrift organization known as a "Credit Union" to build members' worth through a systematic savings program and to provide loans for provident and productive purposes. 0 0 MEMBER SHARE ACCOUNTS The Credit Union's share accounts offer advantages to members of all ages with competitive dividend rates. There were 499 member-owned accounts as of December 31, 2025. Members' share (savings) accounts pay dividends quarterly. The development of consistent savings habits is encouraged to each member. Members are encouraged to come to the office to meet staff and discuss their savings needs. CONSUMER LOANS The Credit Union has offered personal and vehicle loans from its beginning. The consumer loan product line now includes the following: new and used vehicles; new and used recreational vehicles; new and used motorcycles; new and used tractors; and new and used boats. No other program offered to the membership. 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 187 0 1 4 1 0 0 0 0 0 0 0 0 X 5 5 0 0 0 0 1 1 0 1 1 0 0 1 0 0 0 1 1 0 TX X Kimberly Joy 9797788433 215 E 15th Street Post Office Box 1312 Bryan TX 77806 Kimberly Joy President/Manager 35 0 X 36900 0 0 Board Member 1 Chairman 1 0 X X 0 0 0 Board Member 2 Vice Chairman 1 0 X X 0 0 0 Board Member 3 Secretary-Treasurer 1 0 X X 0 0 0 Board Member 4 Director 1 0 X 0 0 0 Board Member 5 Director 1 0 X 0 0 0 36900 0 0 0 0 0 0 0 0 Interest on Loans 522130 136525 136525 0 0 0 0 0 0 136525 75110 0 0 75110 0 0 0 0 0 0 0 0 0 0 0 0 Credit Union's Fees & Charges 522130 7715 7715 0 0 0 0 0 0 7715 219350 144240 0 75110 0 0 0 0 36900 0 43572 0 0 8586 0 0 5448 0 0 0 1655 528 2957 3777 0 10097 0 0 2250 77503 0 0 3488 Provision for Loan Loss 11154 League & Operating Fees 3613 Directors' Expenses 1132 Miscellaneous Expense 713 213373 0 0 0 200 200 343841 223084 0 0 0 0 0 0 0 0 2349113 1690655 0 0 2532 1405 75856 52690 23166 23166 0 0 0 0 0 0 0 0 1306878 2281498 4025730 4220008 2877 3885 0 0 0 0 0 0 0 0 0 0 0 0 0 0 3189734 3377027 3192611 3380912 X 0 0 0 0 833119 839096 833119 839096 4025730 4220008 5977 0 0 0 0 0 X 1 X 0 1 0 0 18465 18465 0 18672 14000 4672 0 0 0 0 0 38719 38690 29 0 0 0 0 23166 Catalyst Corporate Federal Credit Union 758929 Catalyst Corp Federal Credit Unon SimpliCDs 1100000 Other Banks CDs 366907 Accrued Interest on Loans 10538 NCUSIF Deposit 31897 Accounts Receivable 27 Accrued Interest on Investments 13200 2281498 0 Members' Shares/Savings 3377027 3377027 Form 990, Part VI, Section A, Line 6 Credit Unions have member eligibility; persons meeting their eligibility join the Credit Union and contribute funds to what is called shares/savings. These members attend annual meetings at which time board members are voted upon and elected. Form 990, Part VI, Section A, Line 7a The Credit Union has members due to their eligibility to join the Credit Union. The members attend required annual meetings at which time board members are voted upon and elected. Form 990, Part VI, Section B, Line 11b Since Form 990 has to be electronically submitted, the governing body (Board of Directors) has given the President/Manager the authority to file electronically without their input. The Board then reviews the Form 990 at their next scheduled Board Meeting. Form 990, Part VI, Section B, Line 15 The President and other staff members' salaries and increases are reviewed and decided upon by the governing body (Board of Directors). Form 990, Part VI, Section C, Line 18 The Credit Union makes its governing documents and financial statements available to the public upon request. However, the Credit Union is required to post monthly financial statements in the office by the twenty-first day of the month following month-end. Form 990, Part VI, Section C, Line 19 The Credit Union makes its governing documents and financial statements available to the public upon request. However, the Credit Union is required to post monthly financial statements in the office by the twenty-first day of the month following month-end.