﻿<?xml version="1.0" encoding="utf-8"?>
<Return xmlns="http://www.irs.gov/efile" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" returnVersion="2025v4.0">
  <ReturnHeader binaryAttachmentCnt="0">
    <ReturnTs>2026-02-10T11:03:53-05:00</ReturnTs>
    <TaxPeriodEndDt>2025-12-31</TaxPeriodEndDt>
    <PreparerFirmGrp>
      <PreparerFirmEIN>521399339</PreparerFirmEIN>
      <PreparerFirmName>
        <BusinessNameLine1Txt>HCFL</BusinessNameLine1Txt>
      </PreparerFirmName>
      <PreparerUSAddress>
        <AddressLine1Txt>1954 GREENSPRING DR STE 305</AddressLine1Txt>
        <CityNm>TIMONIUM</CityNm>
        <StateAbbreviationCd>MD</StateAbbreviationCd>
        <ZIPCd>21093</ZIPCd>
      </PreparerUSAddress>
    </PreparerFirmGrp>
    <ReturnTypeCd>990EZ</ReturnTypeCd>
    <TaxPeriodBeginDt>2025-01-01</TaxPeriodBeginDt>
    <Filer>
      <EIN>454011439</EIN>
      <BusinessName>
        <BusinessNameLine1Txt>LIVING WATER HOLISTIC MINISTRIES</BusinessNameLine1Txt>
        <BusinessNameLine2Txt>INC</BusinessNameLine2Txt>
      </BusinessName>
      <BusinessNameControlTxt>LIVI</BusinessNameControlTxt>
      <PhoneNum>4104550277</PhoneNum>
      <USAddress>
        <AddressLine1Txt>5 BIG STONE COURT</AddressLine1Txt>
        <CityNm>BALTIMORE</CityNm>
        <StateAbbreviationCd>MD</StateAbbreviationCd>
        <ZIPCd>212281018</ZIPCd>
      </USAddress>
    </Filer>
    <BusinessOfficerGrp>
      <PersonNm>ADRIAN KAVANAUGH</PersonNm>
      <PersonTitleTxt>TREASURER</PersonTitleTxt>
      <PhoneNum>4104550277</PhoneNum>
      <SignatureDt>2026-02-05</SignatureDt>
      <DiscussWithPaidPreparerInd>true</DiscussWithPaidPreparerInd>
    </BusinessOfficerGrp>
    <PreparerPersonGrp>
      <PreparerPersonNm>DAVID DANCZIGER CPA</PreparerPersonNm>
      <PTIN>P01257519</PTIN>
      <PhoneNum>4108284446</PhoneNum>
      <PreparationDt>2026-02-05</PreparationDt>
    </PreparerPersonGrp>
    <TaxYr>2025</TaxYr>
    <BuildTS>2025-03-06 01:10:19Z</BuildTS>
  </ReturnHeader>
  <ReturnData documentCnt="3">
    <IRS990EZ documentId="RetDoc1" referenceDocumentId="RetDoc2">
      <MethodOfAccountingCashInd>X</MethodOfAccountingCashInd>
      <ScheduleBNotRequiredInd>X</ScheduleBNotRequiredInd>
      <WebsiteAddressTxt>N/A</WebsiteAddressTxt>
      <Organization501c3Ind referenceDocumentId="RetDoc3">X</Organization501c3Ind>
      <TypeOfOrganizationCorpInd>X</TypeOfOrganizationCorpInd>
      <GrossReceiptsAmt>54197</GrossReceiptsAmt>
      <InfoInScheduleOPartIInd>X</InfoInScheduleOPartIInd>
      <ContributionsGiftsGrantsEtcAmt>54002</ContributionsGiftsGrantsEtcAmt>
      <InvestmentIncomeAmt>195</InvestmentIncomeAmt>
      <TotalRevenueAmt>54197</TotalRevenueAmt>
      <FeesAndOtherPymtToIndCntrctAmt>42100</FeesAndOtherPymtToIndCntrctAmt>
      <OccupancyRentUtltsAndMaintAmt>9275</OccupancyRentUtltsAndMaintAmt>
      <OtherExpensesTotalAmt>9724</OtherExpensesTotalAmt>
      <TotalExpensesAmt>61099</TotalExpensesAmt>
      <ExcessOrDeficitForYearAmt>-6902</ExcessOrDeficitForYearAmt>
      <NetAssetsOrFundBalancesBOYAmt>34723</NetAssetsOrFundBalancesBOYAmt>
      <NetAssetsOrFundBalancesEOYAmt>27821</NetAssetsOrFundBalancesEOYAmt>
      <CashSavingsAndInvestmentsGrp>
        <BOYAmt>34723</BOYAmt>
        <EOYAmt>27821</EOYAmt>
      </CashSavingsAndInvestmentsGrp>
      <Form990TotalAssetsGrp>
        <BOYAmt>34723</BOYAmt>
        <EOYAmt>27821</EOYAmt>
      </Form990TotalAssetsGrp>
      <NetAssetsOrFundBalancesGrp>
        <BOYAmt>34723</BOYAmt>
        <EOYAmt>27821</EOYAmt>
      </NetAssetsOrFundBalancesGrp>
      <PrimaryExemptPurposeTxt>SUPPORT LIVING WATER INCLUSIVE CATHOLIC COMMUNITY IN MD</PrimaryExemptPurposeTxt>
      <ProgramSrvcAccomplishmentGrp>
        <DescriptionProgramSrvcAccomTxt>SUPPORTED LIVING WATER INCLUSIVE CATHOLIC COMMUNITY FINANCIALLY TO PROVIDE PASTORAL AND RELIGIOUS SUPPORT TO THE APPROXIMATELY 125-150 PEOPLE PER MONTH.</DescriptionProgramSrvcAccomTxt>
        <ProgramServiceExpensesAmt>55736</ProgramServiceExpensesAmt>
      </ProgramSrvcAccomplishmentGrp>
      <ProgramSrvcAccomplishmentGrp>
        <DescriptionProgramSrvcAccomTxt>GIVING CIRCLE - DONATIONS TO CHARITABLE ORGANIZATIONS THAT ALIGN WITH THE LIVING WATER HOLISTIC MINISTRIES MISSION.</DescriptionProgramSrvcAccomTxt>
        <ProgramServiceExpensesAmt>5363</ProgramServiceExpensesAmt>
      </ProgramSrvcAccomplishmentGrp>
      <TotalProgramServiceExpensesAmt>61099</TotalProgramServiceExpensesAmt>
      <OfficerDirectorTrusteeEmplGrp>
        <PersonNm>GLORIA CARPENETO</PersonNm>
        <TitleTxt>PRESIDENT</TitleTxt>
        <AverageHrsPerWkDevotedToPosRt>8.00</AverageHrsPerWkDevotedToPosRt>
        <CompensationAmt>5850</CompensationAmt>
      </OfficerDirectorTrusteeEmplGrp>
      <OfficerDirectorTrusteeEmplGrp>
        <PersonNm>ADRIAN KAVANAUGH</PersonNm>
        <TitleTxt>TREASURER</TitleTxt>
        <AverageHrsPerWkDevotedToPosRt>2.00</AverageHrsPerWkDevotedToPosRt>
        <CompensationAmt>0</CompensationAmt>
      </OfficerDirectorTrusteeEmplGrp>
      <OfficerDirectorTrusteeEmplGrp>
        <PersonNm>CHARLOTTE ERNST</PersonNm>
        <TitleTxt>SECRETARY</TitleTxt>
        <AverageHrsPerWkDevotedToPosRt>1.00</AverageHrsPerWkDevotedToPosRt>
        <CompensationAmt>0</CompensationAmt>
      </OfficerDirectorTrusteeEmplGrp>
      <ActivitiesNotPreviouslyRptInd>false</ActivitiesNotPreviouslyRptInd>
      <ChgMadeToOrgnzngDocNotRptInd>false</ChgMadeToOrgnzngDocNotRptInd>
      <OrganizationHadUBIInd>false</OrganizationHadUBIInd>
      <SubjectToProxyTaxInd>false</SubjectToProxyTaxInd>
      <OrganizationDissolvedEtcInd>false</OrganizationDissolvedEtcInd>
      <Form1120PolFiledInd>false</Form1120PolFiledInd>
      <MadeLoansToFromOfficersInd>false</MadeLoansToFromOfficersInd>
      <EngagedInExcessBenefitTransInd>false</EngagedInExcessBenefitTransInd>
      <ProhibitedTaxShelterTransInd>false</ProhibitedTaxShelterTransInd>
      <BooksInCareOfDetail>
        <BusinessName>
          <BusinessNameLine1Txt>CHARLOTTE ERNST</BusinessNameLine1Txt>
          <BusinessNameLine2Txt>LIVING WATER HOLISTIC MINISTRIES IN</BusinessNameLine2Txt>
        </BusinessName>
        <USAddress>
          <AddressLine1Txt>5 BIG STONE COURT</AddressLine1Txt>
          <AddressLine2Txt>5 BIG STONE COURT</AddressLine2Txt>
          <CityNm>BALTIMORE</CityNm>
          <StateAbbreviationCd>MD</StateAbbreviationCd>
          <ZIPCd>212281018</ZIPCd>
        </USAddress>
        <PhoneNum>4104550277</PhoneNum>
      </BooksInCareOfDetail>
      <ForeignFinancialAccountInd>false</ForeignFinancialAccountInd>
      <ForeignOfficeInd>false</ForeignOfficeInd>
      <DonorAdvisedFndsInd>false</DonorAdvisedFndsInd>
      <OperateHospitalInd>false</OperateHospitalInd>
      <TanningServicesProvidedInd>false</TanningServicesProvidedInd>
      <RelatedOrganizationCtrlEntInd>false</RelatedOrganizationCtrlEntInd>
      <TransactionWithControlEntInd>false</TransactionWithControlEntInd>
      <PoliticalCampaignActyInd>false</PoliticalCampaignActyInd>
      <LobbyingActivitiesInd>false</LobbyingActivitiesInd>
      <SchoolOperatingInd>false</SchoolOperatingInd>
      <TrnsfrExmptNonChrtblRltdOrgInd>false</TrnsfrExmptNonChrtblRltdOrgInd>
      <PartVIOfCompOfHghstPdEmplTxt>NONE</PartVIOfCompOfHghstPdEmplTxt>
      <PartVIHghstPdCntrctProfSrvcTxt>NONE</PartVIHghstPdCntrctProfSrvcTxt>
      <FiledScheduleAInd>true</FiledScheduleAInd>
    </IRS990EZ>
    <IRS990ScheduleA documentId="RetDoc3">
      <PublicOrganization170Ind>X</PublicOrganization170Ind>
      <GiftsGrantsContriRcvd170Grp>
        <CurrentTaxYearMinus4YearsAmt>63400</CurrentTaxYearMinus4YearsAmt>
        <CurrentTaxYearMinus3YearsAmt>54989</CurrentTaxYearMinus3YearsAmt>
        <CurrentTaxYearMinus2YearsAmt>53396</CurrentTaxYearMinus2YearsAmt>
        <CurrentTaxYearMinus1YearAmt>53616</CurrentTaxYearMinus1YearAmt>
        <CurrentTaxYearAmt>54002</CurrentTaxYearAmt>
        <TotalAmt>279403</TotalAmt>
      </GiftsGrantsContriRcvd170Grp>
      <TotalCalendarYear170Grp>
        <CurrentTaxYearMinus4YearsAmt>63400</CurrentTaxYearMinus4YearsAmt>
        <CurrentTaxYearMinus3YearsAmt>54989</CurrentTaxYearMinus3YearsAmt>
        <CurrentTaxYearMinus2YearsAmt>53396</CurrentTaxYearMinus2YearsAmt>
        <CurrentTaxYearMinus1YearAmt>53616</CurrentTaxYearMinus1YearAmt>
        <CurrentTaxYearAmt>54002</CurrentTaxYearAmt>
        <TotalAmt>279403</TotalAmt>
      </TotalCalendarYear170Grp>
      <PublicSupportTotal170Amt>279403</PublicSupportTotal170Amt>
      <GrossInvestmentIncome170Grp>
        <CurrentTaxYearMinus4YearsAmt>57</CurrentTaxYearMinus4YearsAmt>
        <CurrentTaxYearMinus3YearsAmt>288</CurrentTaxYearMinus3YearsAmt>
        <CurrentTaxYearMinus2YearsAmt>328</CurrentTaxYearMinus2YearsAmt>
        <CurrentTaxYearMinus1YearAmt>384</CurrentTaxYearMinus1YearAmt>
        <CurrentTaxYearAmt>195</CurrentTaxYearAmt>
        <TotalAmt>1252</TotalAmt>
      </GrossInvestmentIncome170Grp>
      <TotalSupportAmt>280655</TotalSupportAmt>
      <PublicSupportCY170Pct>0.99550</PublicSupportCY170Pct>
      <PublicSupportPY170Pct>0.99580</PublicSupportPY170Pct>
      <ThirtyThrPctSuprtTestsCY170Ind>X</ThirtyThrPctSuprtTestsCY170Ind>
    </IRS990ScheduleA>
    <IRS990ScheduleO documentId="RetDoc2">
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990-EZ, PART I, LINE 16</FormAndLineReferenceDesc>
        <ExplanationTxt>EXPENSES ADMINISTRATION 3,873 CHARITABLE OUTREACH 5,363 MINISTRY 138 MUSIC LICENSES 350 TOTAL 9,724</ExplanationTxt>
      </SupplementalInformationDetail>
    </IRS990ScheduleO>
  </ReturnData>
</Return>