2026-02-05T09:01:24-06:00 2025-09-30 920460586 PWC US TAX LLP 4300 E CAMELBACK ROAD STE 475 PHOENIX AZ 85018 990PF 2024-10-01 166217823 TR UW THERESA & BELLE THOMPSON FBO YMCA FUND THOM 6073376136 C/O NBT BANK NA 52 S BROAD ST NORWICH NY 13815 NBT BANK NA TRUSTEE 6073376136 2026-01-30 true true JEFFREY E KUHLIN P00353001 4123556000 2026-01-30 X 2024 2025-03-06 01:10:19Z X 4717896 X 137283 137092 198699 580384 198699 0 335982 335791 27428 24685 2743 0 0 0 0 0 0 730 0 0 730 0 0 4423 780 0 0 0 0 0 0 0 250 250 32831 25465 0 3723 225548 225548 258379 25465 0 229271 77603 310326 0 -56257 14142 14142 0 0 0 826091 820165 2526823 519569 620559 621396 775385 642283 805683 751383 799028 749852 2816171 2896177 4717896 0 X 2816171 2896177 2816171 2896177 2816171 2896177 2816171 77603 2892 2896666 489 2896177 150000. FLAGSTAR BK NATL ASSN 5.1000% 02/14/28 2024-02-13 2024-12-16 150000 150000 40. INTL BUSINESS MACHINES CORP COM 2020-12-21 2025-03-24 9874 4684 5190 5190 65. ORACLE CORP COM 2011-06-15 2025-03-24 10043 2035 8008 8008 50000. BANK AMERICA CORP 5.5000% 05/08/30 2023-05-04 2025-05-08 50000 50000 1380. BRISTOL MYERS SQUIBB CO COM 1990-05-09 2025-05-21 65034 19381 45653 45653 50000. HERSHEY CO 0.9000% 06/01/25 2022-02-24 2025-06-01 50000 48275 1725 1725 50000. CUMMINS INC 0.7500% 09/01/25 2022-02-24 2025-09-01 50000 47549 2451 2451 125. APPLE COMPUTER 2013-05-15 2025-09-24 31469 1926 29543 29543 50. CHEVRONTEXACO CORP COM 1994-01-28 2025-09-24 7991 1153 6838 6838 49. DOMINION RES INC VA NEW COM 2009-05-27 2025-09-24 3000 1521 1479 1479 166. DOW INC COM 1995-11-01 2025-09-24 3867 3721 146 146 25. DUPONT DE NEMOURS INC 1995-11-01 2025-09-24 1913 771 1142 1142 95. INTL BUSINESS MACHINES CORP COM 2020-12-21 2025-09-24 25567 11123 14444 14444 155. ISHARES MSCI EMERGING MKTS INDEX FUND 2018-03-21 2025-09-24 8228 7661 567 567 40. J P MORGAN CHASE & CO COM 2003-02-14 2025-09-24 12526 869 11657 11657 349.243 LAZARD GLOBAL LISTED INFRASTRUCTURE FUND 2021-09-10 2025-09-24 6000 5633 367 367 200. ORACLE CORP COM 2011-06-15 2025-09-24 60408 6261 54147 54147 16. PROCTER & GAMBLE CO COM 2025-09-24 2448 620 1828 1828 85. QUALCOMM INC COM 2011-05-13 2025-09-24 14696 4831 9865 9865 150. VANGUARD REAL ESTATE ETF 2014-05-23 2025-09-24 13625 9495 4130 4130 CAPITAL GAIN DIVIDENDS P 3695 CAPITAL GAIN DIVIDENDS P 3695 CAPITAL GAIN DIVIDENDS P 3695 CAPITAL GAIN DIVIDENDS P 3695 CAPITAL GAIN DIVIDENDS P 3695 CAPITAL GAIN DIVIDENDS P 3695 CAPITAL GAIN DIVIDENDS P 3695 CAPITAL GAIN DIVIDENDS P 3695 CAPITAL GAIN DIVIDENDS P 3695 CAPITAL GAIN DIVIDENDS P 3695 CAPITAL GAIN DIVIDENDS P 3695 CAPITAL GAIN DIVIDENDS P 3695 CAPITAL GAIN DIVIDENDS P 3695 CAPITAL GAIN DIVIDENDS P 3695 CAPITAL GAIN DIVIDENDS P 3695 CAPITAL GAIN DIVIDENDS P 3695 CAPITAL GAIN DIVIDENDS P 3695 CAPITAL GAIN DIVIDENDS P 3695 CAPITAL GAIN DIVIDENDS P 3695 CAPITAL GAIN DIVIDENDS P 3695 198699 4314 0 4314 0 4314 2608 0 0 2608 0 1706 0 0 false false false false false false false true true NY true false false false false true N/A NBT BANK NA 6073376136 52 SOUTH BROAD ST NORWICH NY 13815 false false false false true false false false false false false false false false false false false false false false false false NBT BANK NA 52 SOUTH BROAD STREET NORWICH NY 13815 TRUSTEE 1 27428 NONE 0 NONE 0 4483633 51047 0 4534680 0 0 4534680 68020 4466660 223333 223333 4314 4314 219019 0 219019 0 219019 229271 0 0 0 0 229271 219019 56934 0 0 0 0 0 0 0 229271 56934 0 0 172337 0 0 0 0 0 0 0 0 46682 0 0 0 0 0 0 0 0 X NORWICH YMCA 68 NORTH BROAD ST NORWICH NY 13815 NONE PC GENERAL OPERATING 225548 225548 14 137283 18 198699 335982 335982 false false false false false false false false false false TAX PREPARATION FEE (NON-ALLOC 730 730 JOHNSON & JOHNSON 2.45% 3/1/26 49751 49680 COMCAST CORP NEW 2.3500% 01/15 49855 49009 CUMMINS INC 0.7500% 09/01/25 EMERSON ELEC CO 2.0000% 12/21/ 23947 23536 HERSHEY CO 0.9000% 06/01/25 US BANCORP 3.0000% 07/30/29 50156 47844 BANK AMERICA CORP 5.1000% 05/0 JPMORGAN CHASE & CO 5.4% 04/27 100000 100515 WELLS FARGO & CO 4.8% 08/16/28 100000 100294 EDISON INTL 5.2500% 03/15/32 96850 99064 GOLDMAN SACHS GROUP INC 5.550 150000 151454 AT&T INC 52297 62128 MICROSOFT CORP 9117 173513 APPLE INC 12713 210070 BRISTOL MYERS SQUIBB CO PFIZER INC 36995 48539 PRUDENTIAL FINL INC 23895 38903 MCDONALDS CORP 48448 182334 NEXTERA ENERGY INC 6326 15098 CHEVRON CORP 8650 58234 DOMINION RESOURCES 6240 12295 DUPONT DE NEMOURS INC 2157 5453 EXXONMOBIL CORP 6293 21986 ORACLE CORP 23010 206711 INTL. BUSINESS MACHINES CORP 91325 220085 JPMORGAN CHASE & CO 10428 151406 JOHNSON & JOHNSON 11175 36157 MERCK & CO INC 12569 78475 PEPSICO INC 16261 56878 PROCTER & GAMBLE CO 1822 82817 TARGET CORP 7530 57408 RTX CORPORATION 8114 46852 VERIZON COMMUNICATIONS 58851 51641 WELLS FARGO & CO 22725 62865 UNION PAC 12647 59093 QUALCOMM INC 42137 125602 HONEYWELL INTERNATIONAL INC 45073 99988 MATERIALS SELECT SPDR FUND 9404 21509 INTERCONTINENTAL EXCHANGE INC 24589 63180 SPDR S&P REGIONAL BANKING ETF 22515 54755 VANGUARD REAL ESTATE ETF 21021 30169 DISNEY WALT CO NEW 88331 85875 DOW INC COM CARRIER GLOBAL CORPORATION 2606 17910 COMCAST CORP-CL A 11211 7855 ABBVIE INC 63690 81039 SYNCHRONY BANK CD 2.2% 5/13/26 AT COST 50000 49433 MIDCAP SPDR TRUST SERIES 1 AT COST 69900 119206 ISHARES RUSSELL 2000 ETF AT COST 48388 75008 ISHARES MSCI EAFE ETF AT COST 190933 266105 ISHARES MSCI EMERGING MKT ETF AT COST 146730 170613 SCHWAB US TIPS ETF AT COST 136332 125318 FLAGSTAR BK NATL ASSN 5.1% 02/ VANGUARD INTER TERM CORP BOND 238116 235871 224574 ISHARES S&P PREF ST ETF 73841 162830 152092 ENTERGY ARKANSAS LLC 4.875% PF 49980 49980 42340 SCHWAB US AGGREGATE BD ETF 293446 259980 232916 LAZARD GLOBAL LISTED INFRASTRU 96000 90367 97930 VANGUARD REAL ESTATE ETF COST BASIS ADJ 394 VANGUARD REAL ESTATE ETF ROC ADJ 60 MUTUAL FUND FACTORING ADJUSTMENT 34 ROUNDING 1 STATE FILING FEE 250 0 250 GAIN ON PY SALES NOT SETTLED AT YEAR-END 2892 FEDERAL TAX PAYMENT - PRIOR YE 1035 0 0 FEDERAL ESTIMATES - PRINCIPAL 2608 0 0 FOREIGN TAXES ON QUALIFIED FOR 582 582 0 FOREIGN TAXES ON NONQUALIFIED 198 198 0