2026-09-24T17:22:38-06:00 2025-12-31 205124788 CBS CPAS LLC 34305 Solon Rd Ste 10 Solon OH 44139 990 2025-01-01 340681819 OHIO TEAMSTERS CREDIT UNION INC % E BRUCE OSBORNE JR OHIO 2165736700 6100 ROCKSIDE WOODS BLVD STE 150 INDEPENDENCE OH 44131 E BRUCE OSBORNE JR DIRECTOR 2165736700 2026-05-06 true RONALD SCHMIDT P00531795 4405421536 2026-09-24 2025 963674 false X WWW.OHIOTEAMSTERSCU.COM X CU 1940 OH TO PROVIDE LENDING, SAVINGS & OTHER FINANCIAL SERVICES TO ITS QUALIFYING MEMBERS AT TERMS GENERALLY BETTER THAN AVAILABLE IN THE MARKETPLACE & WITH A SERVICE-BASED EMPHASIS THAT RECOGNIZES THE MEMBERS STATUS AS OWNERS 7 7 3 7 0 0 0 700356 636321 228479 327353 0 928835 963674 0 85906 94990 366278 329016 0 0 384418 387069 836602 811075 92233 152599 16874775 16419754 12490428 11882808 4384347 4536946 TO PROVIDE LENDING, SAVINGS & OTHER FINANCIAL SERVICES TO ITS QUALIFYING MEMBERS AT TERMS GENERALLY BETTER THAN AVAILABLE IN THE MARKETPLACE & WITH A SERVICE-BASED EMPHASIS THAT RECOGNIZES THE MEMBERS STATUS AS OWNERS false false 329016 DIRECT LABOR AND EMPLOYEE BENEFIT COSTS INCURRED PROVIDING SAVINGS DEPOSIT SERVICES, ORIGINATING NEW LOANS AND SERVICING THE LOAN PORTFOLIO FOR MEMBERS 94990 DIVIDENDS AND INTEREST PAID TO MEMBERS ON APPROXIMATELY 3300 DEPOSIT ACCOUNTS HELD BY APPROXIMATELY 2500 MEMBERS 73079 DATA PROCESSING COSTS INCURRED RECORDING MEMBER ACCOUNT ACTIVITY AND PROVIDING ACCESS TO MEMBERS TO THEIR ACCOUNTS VIA HOME BANKING, ATM NETWORKS AND IN-PERSON AT THE CREDIT UNION OFFICE. 497085 false false false false false false false false true true false false true false true false false false false false false false false false false false false false false true false false false false false false false false false false false false false true 329 0 true 3 true false false false false false false false false X 7 7 false false false false true true true true true false false true true true true true true true false false OH X X Christle Dissette 2165736700 6100 Rockside Woods Blvd Ste 150 Independence OH 44131 E BRUCE OSBORNE Jr DIRECTOR 5.00 0.00 X 6000 0 0 PAUL LABUDA DIRECTOR 1.00 0.00 X 0 0 0 FRED CROW Jr DIRECTOR 1.00 0.00 X 0 0 0 EDWARD N THOMAS DIRECTOR 1.00 0.00 X 0 0 0 MICHAEL ZEMLA DIRECTOR 1.00 0.00 X 0 0 0 DENNIS KASHI DIRECTOR 1.00 0.00 X 0 0 0 JAMES HOLLEY DIRECTOR 1.00 0.00 X 0 0 0 6000 0 0 0 false false false LOAN INTEREST 522291 470122 470122 FEE INCOME 522100 148956 148956 OTHER INCOME 524298 17243 17243 636321 327353 327353 0 963674 963674 0 0 94990 329016 6000 11063 14813 25130 50724 73079 73025 6560 MISC OPERATING 116185 116185 LOAN SERVICING 4379 4379 EDUCATION & PROMOTION 6111 6111 811075 0 0 0 165575 226887 2591010 1983756 61361 44337 8559512 6717935 606555 555821 51054 50734 4993000 6930000 278854 278853 174409 187252 16874775 16419754 10559 14792 12479869 11868016 12490428 11882808 X 4384347 4536946 4384347 4536946 16874775 16419754 152599 0 X false true X false false 14571 14485 86 591984 541336 50648 50734 DEPOSITS IN COMMERCIAL BANKS,CDS 6930000 C 6930000 SHARES AND DEPOSITS 11868016 11868016 963674 963674 963674 811075 811075 811075 MICHAEL ZEMLA CEO AUTO LOAN X 25507 5966 false true true FRED CROW JR DIRECTOR AUTO X 25324 8779 false true true BRUCE E OSBORNE DIRECTOR AUTO X 49000 29592 false true true 44337 Members or stockholder classes and rights Part VI line 6 THE CREDIT UNION IS COMPRISED OF A SINGLE CLASS OF APPROXIMATELY 2500 MEMBER-OWNERS, EACH OF WHICH HAS EQUAL RIGHTS IN OWNERSHIP, GOVERNANCE AND VOTING RIGHTS AT THE ANNUAL MEETINGS, WITH THE EXCEPTION OF THE MEMBER-OWNERS WHO ARE ELECTED TO THE BOARD OF DIRECTORS Member election for additional members Part VI line 7a BOARD OF DIRECTORS APPOINTS A NOMINATING COMMITTEE. THIS COMMITTEE NOMINATES CANDIDATES FOR OPEN POSITIONS. THE MEMBERSHIP VOTES AT THE ANNUAL MEETING WITH THE RIGHT TO NOMINATE THEIR OWN CANDIDATE AT THE MEETING. Governing body decisions Part VI line 7b MOST CHANGES ARE VOTED ON BY THE BOARD OF DIRECTORS. IF THE MEMBERSHIP MUST DECIDE, A VOTE IS PRESENTED AND 1/3 OF THE MEMBERSHIP MUST BE PRESENT/VOTE. Form 990 governing body review Part VI line 11 COPY OF 990 PRESENTED AT MONTHLY BOARD MEETING. Conflict of interest policy compliance Part VI line 12c SIGN STATEMENT AT ANNUAL MEETING AND TAKE OATH OF OFFICE. CEO executive director top management comp Part VI line 15a BOARD OF DIRECTORS AND CEO ENTER INTO CONTRACT NEGOTIATIONS, CONTRACT IS THEN REVIEWED BY AN ATTORNEY. Governing documents etc available to public Part VI line 19 THE CREDIT UNIONS POLICY MANUAL IS AVAILABLE AT MEMBERS REQUEST.