2026-09-11T10:42:48-05:00 2025-10-31 208149084 WAYPOINT PARTNERS PLLC 9 S WASHINGTON ST STE 600 SPOKANE WA 99201 990 2024-11-01 466220670 GIG HARBOR FIREFIGHTERS UNION HEALTH & WELFARE TRUST GIGH 2533078341 PO BOX 518 GIG HARBOR WA 98335 JOEL SCHWARZ TRUST MANAGER 2533078341 2026-09-10 1 0 CHRISTI JONES CPA P01235845 5093230272 2026-09-10 2024 JON DOWER PO BOX 518 GIG HARBOR WA 98335 6199836 0 X GIGHARBORFIREBENEFITS.WEEBLY.COM X 2012 WA TO PROVIDE HEALTH AND WELFARE BENEFITS TO QUALIFIED PARTICIPANTS INCLUDING ACTIVE AND RETIRED EMPLOYEES OF GIG HARBOR FIRE AND MEDIC ONE AND THEIR DEPENDENTS. 5 5 0 0 0 0 0 0 4522915 4454578 295838 327792 0 0 4818753 4782370 0 0 3546803 3579544 41561 45540 0 0 0 333148 384137 3921512 4009221 897241 773149 11536967 12521968 608958 598564 10928009 11923404 X TO PROVIDE HEALTH AND WELFARE BENEFITS TO QUALIFIED PARTICIPANTS INCLUDING ACTIVE AND RETIRED EMPLOYEES OF GIG HARBOR FIRE AND MEDIC ONE AND THEIR DEPENDENTS. PLAN ASSETS ARE HELD IN A TRUST. THE PLAN IS SUBJECT TO THE PROVISIONS OF THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974 (ERISA), AS AMENDED. 0 0 PROVIDED AN ENTITY THROUGH WHICH ONE OR MORE EMPLOYEE WELFARE BENEFIT PLANS WERE FUNDED PURSUANT TO THE TERMS OF THE APPLICABLE COLLECTIVE BARGAINING AGREEMENTS AND SUCH TRUST HELD ALL THE ASSETS OF THESE VARIOUS EMPLOYEE WELFARE BENEFIT PLANS, USED FOR EXCLUSIVE BENEFIT OF PARTICIPANTS AND BENEFICIARIES. 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 1 25 0 1 0 0 0 0 0 0 0 0 0 0 0 X 5 5 0 1 0 0 0 1 0 1 1 0 0 1 1 1 1 1 1 0 1 0 X X LUCENT HEALTH SOLUTIONS LLC 8772360844 5560 W GRANDE MARKET DR APPLETON WI 54913 X JON DOWER CHAIRMAN 5.00 X X 0 0 0 ANTHONY CARR SECRETARY/TREASURER 3.00 X 0 0 0 NICHOLAS MARTIN TRUSTEE 5.00 X 0 0 0 NICHOLAS TRUCKEY TRUSTEE 3.00 X 0 0 0 MICHAEL COLLINS TRUSTEE, EFF. 1/1/2026 3.00 X 0 0 0 JACOB FLICK TRUSTEE (OUTGOING ON 1/1/2026) 3.00 X 0 0 0 JOEL SCHWARZ GENERAL MANAGER/CONSULTANT 15.00 X 42224 0 0 42224 0 0 0 0 0 0 LUCENT HEALTH SOLUTIONS LLC 5560 W GRANDE MARKET DR APPLETON WI 54913 ADMINISTRATIVE SERVICES 101086 1 EMPLOYER CONTRIBUTIONS 525100 4177521 4177521 PARTICIPANT CONTRIBUTIONS 525100 277057 277057 4454578 341963 341963 1403295 1417466 -14171 -14171 -14171 4782370 4454578 0 327792 3579544 45540 18098 34700 18296 260766 1869 6000 13394 3560 10267 HRA ADMIN FEES 13085 IFEBP DUES 2600 PCORI FEES 1502 4009221 2364323 2659129 437271 603204 8735373 9259635 11536967 12521968 0 5644 608958 592920 608958 598564 X 0 0 0 0 10928009 11923404 10928009 11923404 11536967 12521968 773149 222246 0 X 0 1 X 1 0 0 CLAIMS PAYABLE AND ESTIMATED CLAIMS INCURRED BUT NOT REPORTED 592920 592920 X 4986320 222246 222246 4764074 18296 18296 4782370 4006963 0 4006963 18296 -16038 2258 4009221 PART X, LINE 2: THE TRUST ESTABLISHED UNDER THE PLAN TO HOLD THE ASSETS OF THE PLAN IS QUALIFIED AS A TAX-EXEMPT ORGANIZATION UNDER SECTION 501(C)(9) OF THE INTERNAL REVENUE CODE (IRC). THE TRUST OBTAINED ITS LATEST TAX DETERMINATION LETTER DATED JULY 31, 2015, WITH AN EFFECTIVE DATE OF EXEMPTION OF AUGUST 21, 2012. IN THE LETTER, THE INTERNAL REVENUE SERVICE STATED THAT THE TRUST, AS THEN DESIGNED, WAS IN COMPLIANCE WITH THE APPLICABLE REQUIREMENTS OF IRC. THE BOARD TRUSTEES AND LEGAL COUNSEL BELIEVE THE TRUST AND RELATED PLAN ARE DESIGNED AND HAVE BEEN OPERATED THROUGH OCTOBER 31, 2025, IN ACCORDANCE WITH APPLICABLE PROVISIONS OF THE IRC. PART XII, LINE 4B - OTHER ADJUSTMENTS: CHANGE IN CLAIMS PAYABLE AND ESTIMATED CLAIMS INCURRED BUT NOT REPORTED -16,038. FORM 990, PART VI, SECTION A, LINE 3 FOR THE FISCAL YEAR ENDED OCTOBER 31, 2025, THE TRUST CONTRACTED WITH A CLAIMS ADMINISTRATOR TO PROVIDE BOOKKEEPING AND ADMINISTRATIVE SERVICES, AS WELL AS CLAIMS ADJUDICATION AND PAYMENT SERVICES. THE TRUST ALSO CONTRACTED WITH A TRUST MANAGER TO ADMINISTER TRUST ACTIVITIES AS DIRECTED BY THE BOARD OF TRUSTEES. ADDITIONALLY, THE TRUST HAD VARIOUS OTHER SERVICE PROVIDERS TO AID IN ITS CLAIMS ADJUDICATION AND PAYMENT OPERATIONS DURING THE YEAR. FORM 990, PART VI, SECTION A, LINE 7A OUT OF THE FIVE TRUSTEES POSITIONS, THREE ARE APPOINTED BY THE CURRENT UNION ELECTED PRESIDENT WHEN THE POSITIONS BECOME VACANT, AND THE TWO REMAINING POSITIONS ARE DEMOCRATICALLY ELECTED BY THE UNION MEMBERSHIP WHEN VACANT. FORM 990, PART VI, SECTION B, LINE 11B THE TRUST MANAGER REVIEWS FORM 990 ALONG WITH THE SECRETARY TREASURER TRUSTEE PRIOR TO REVIEW BY ALL OTHER TRUSTEES AT A TRUSTEE MEETING. FORM 990, PART VI, SECTION B, LINE 12C ALL PROPOSED INVESTMENTS THAT WOULD BE MADE DIRECTLY BY THE TRUSTEES, AS WELL AS ALL PROPOSED RELATIONSHIPS WITH SERVICE PROVIDERS, ARE REVIEWED BY TRUST COUNSEL FOR COMPLIANCE WITH THE PROHIBITED TRANSACTION PROVISIONS OF ERISA. ALL AGREEMENTS BETWEEN THE TRUST AND SERVICE PROVIDERS AUTHORIZED TO CONDUCT TRANSACTIONS ON BEHALF OF THE TRUST ARE REVIEWED BY THE BOARD OF TRUSTEES AND THEN PROVIDED TO TRUST COUNSEL FOR REVIEW BEFORE EXECUTION TO ENSURE THAT, WHEREVER APPLICABLE, THE AGREEMENT CONTAINS APPROPRIATE RESTRICTIONS OR OTHER PROTECTIONS AGAINST PROHIBITED TRANSACTIONS WITH PARTIES IN INTEREST. ANY TRUSTEE OR SERVICE PROVIDER AUTHORIZED TO CONDUCT TRANSACTIONS ON BEHALF OF THE TRUST WHO HAS REASON TO BELIEVE THAT A PROPOSED TRANSACTION MIGHT CONSTITUTE A PROHIBITED TRANSACTION WITH A PARTY IN INTEREST IS REQUIRED TO CONSULT WITH TRUST COUNSEL AND TAKE WHATEVER ADDITIONAL ACTION MAY BE APPROPRIATE TO ENSURE THAT THE PROPOSED TRANSACTION IS APPROPRIATE. ANY FIDUCIARY WHOSE PARTICIPATION IN A DECISION MAY RESULT IN A NONEXEMPT PROHIBITED TRANSACTION UNDER SECTION 406 OF ERISA IS REQUIRED TO RECUSE HIMSELF OR HERSELF FROM DISCUSSING OR VOTING ON THAT DECISION. FORM 990, PART VI, SECTION B, LINE 15B THERE ARE NO COMPENSATED MEMBERS OF THE BOARD OF TRUSTEES. THERE IS A CONTRACTED TRUST MANAGER WHO RECEIVES COMPENSATION FOR NON-DISCRETIONARY PROFESSIONAL AND ADMINISTRATIVE SERVICES AND SUPPORT PROVIDED TO THE TRUST OR ITS PARTICIPANTS. THE COMPENSATION MAY BE PERIODICALLY AMENDED BY MUTUAL AGREEMENT OF THE PARTIES. FORM 990, PART VI, SECTION C, LINE 19 THE TRUST'S GOVERNING DOCUMENTS, FINANCIAL STATEMENTS, AND FORM 990 ARE AVAILABLE TO THE PUBLIC UPON WRITTEN REQUEST SENT TO: P.O. BOX 518, GIG HARBOR, WA 98335. FORM 990, PART VII, SECTION A, LINE 1A: THE TRUST DOES NOT COMPENSATE ANY OF THE MEMBERS OF THE BOARD OF TRUSTEES. THE BOARD IS CURRENTLY COMPOSED OF FIVE INDIVIDUALS, ALL OF WHOM ARE PROFESSIONAL FIREFIGHTERS AND/OR UNION EMPLOYEES OF GIG HARBOR PROFESSIONAL FIREFIGHTERS LOCAL 3390 (LOCAL 3390). TRUSTEES OF THE TRUST MAY ALSO BE OFFICERS OF LOCAL 3390. COMPENSATION A TRUSTEE RECEIVES FROM SOURCES OUTSIDE THIS TRUST MAY TAKE INTO CONSIDERATION SERVICES PERFORMED IN REGARD TO THIS TRUST. THE TRUST DOES NOT READILY HAVE ACCESS TO INFORMATION RELATED TO COMPENSATION RECEIVED BY THE TRUSTEES FROM OUTSIDE SOURCES. IN THEIR ROLES AS TRUSTEES, ALL ARE FIDUCIARIES AND UNDERSTAND THEIR OBLIGATIONS UNDER THE TRUST AGREEMENT AND THE TRUST'S POLICIES AND PROCEDURES, INCLUDING THE TRUST'S CONFLICT OF INTEREST POLICY. GIG HARBOR PROFESSIONAL FIREFIGHTERS IAFF LOCAL 3390 PO BOX 2625 GIG HARBOR WA 98335 911959929 FIRE AND MEDIC ONE UNION WA 501(C)(5) 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1