2026-08-14T12:31:21-05:00 2025-12-31 351178661 BLUE & CO LLC 813 WEST SECOND STREET SEYMOUR IN 47274 990 2025-01-01 833678930 CDFI FRIENDLY BLOOMINGTON INC CDFI 8123209003 100 S COLLEGE AVENUE BLOOMINGTON IN 47404 JOHN ZODY EXECUTIVE DIRECTOR 6515009968 2026-08-10 1 KANDY L WISCHMEIER P00118327 8125228416 2026-08-10 2025 2025-03-06 01:10:19Z JOHN ZODY 100 S COLLEGE AVENUE BLOOMINGTON IN 47404 675336 0 X WWW.CDFIFRIENDLYBTOWN.ORG X 2018 IN TO IMPROVE THE ECONOMIC WELFARE OF BLOOMINGTON, IN, AND SURROUNDING AREAS BY HELPING LOCAL COMMUNITY DEVELOPMENT PROJECTS ACCESS FLEXIBLE, AFFORDABLE CAPITAL FROM COMMUNITY DEVELOPMENT FINANCIAL INSTITUTIONS (CDFIS) OR OTHER ORGANIZATIONS. 6 6 2 6 0 0 390137 611891 11770 0 71541 63445 0 0 473448 675336 0 0 0 0 121392 154147 0 0 7720 312209 301827 433601 455974 39847 219362 2301458 2480540 56796 16516 2244662 2464024 X THE ORGANIZATIONS PURPOSE IS TO STRENGTHEN THE COMMUNITIES OF BLOOMINGTON, MONROE COUNTY AND THE NEIGHBORING REGIONS OF SOUTH CENTRAL INDIANA, AND IMPROVE THE ECONOMIC CONDITIONS OF ITS LOWER INCOME RESIDENTS, BY ASSISTING COMMUNITY DEVELOPMENT FINANCIAL INSTITUTIONS AND OTHER ORGANIZATIONS TO PROVIDE LOW-COST, ACCESSIBLE, FLEXIBLE, AFFORDABLE FINANCING FOR HOUSING, JOB DEVELOPMENT, CHARITABLE AND EDUCATIONAL SERVICES AND OTHER COMMUNITY PROJECTS. 0 0 352948 IN 2025, THE ORGANIZATION, FOR THE FIRST TIME, BECAME A CERTIFIED CDFI BY THE U.S. TREASURY'S CDFI FUND. THIS REPRESENTS A THRESHOLD FOR ORGANIZATIONAL STRUCTURE AND HELPS INCREASE ACCESS TO FINANCIAL PRODUCTS THAT CAN HELP THE ORGANIZATION'S 13-COUNTY SERVICE AREA PRODUCE MORE AFFORDABLE HOUSING AND SMALL BUSINESS EXPANSION. DURING 2025, THE ORGANIZATION LOANED CAPITAL TO ASSIST IN EXPANDING SMALL BUSINESS IN BLOOMINGTON AND WAS A FINANCIAL PARTNER ON THE CONSTRUCTION OF AN EARLY LEARNING AND AFFORDABLE HOUSING CENTER THAT WILL HOUSE THREE FAMILIES AND SERVE APPROXIMATELY 25 CHILDREN IN CHILD CARE. IN ADDITION TO PROVIDING FINANCING FOR COMMUNITY DEVELOPMENT PROJECTS, THE ORGANIZATION HIRED A PROGRAM COORDINATOR TO ASSIST IN GROWING MISSION-BASED INITIATIVES AND OUTREACH FOR THE REGION. TOGETHER WITH THE EXECUTIVE DIRECTOR, CDFI FRIENDLY BLOOMINGTON PROVIDED 275 HOURS OF TECHNICAL ASSISTANCE TO REGIONAL ORGANIZATIONS AND SINCE ITS INCEPTION HAS IMPACT NEARLY 425 UNITS OF AFFORDABLE HOUSING IN SOUTHWEST CENTRAL INDIANA. 352948 1 1 0 0 0 0 0 0 0 0 1 0 0 1 0 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 1 2 1 0 0 0 0 0 0 0 0 0 0 0 0 X 6 6 0 0 0 0 0 0 0 1 1 0 0 1 1 1 1 1 1 1 0 0 IN X THE ORGANIZATION 8123209003 100 S COLLEGE AVENUE BLOOMINGTON IN 47404 DAVID MILLER DIRECTOR 1.00 X 0 0 0 JONAS CHANG DIRECTOR 1.00 X 0 0 0 MICHAEL SORRELLS DIRECTOR 1.00 X 0 0 0 TINA PETERSON PRESIDENT 2.00 X X 0 0 0 HEATHER ROBINSON SECRETARY 1.00 X X 0 0 0 SCOTT SHISHMAN TREASURER 1.00 X X 0 0 0 JOHN ZODY EXECUTIVE DIRECTOR 40.00 X 119423 0 0 119423 0 0 1 0 0 0 0 430393 181498 611891 63445 63445 675336 0 0 63445 X 119423 71654 41799 5970 19577 11746 6851 980 4477 2686 1567 224 10670 6401 3735 534 9000 8169 831 330 300 30 15927 14456 1471 793 793 246213 223469 22744 9588 9588 5898 5898 2215 2215 EDUCATION 5260 5260 PROGRAM SUPPORT 2212 2116 84 12 DUES AND SUBSCRIPTIONS 2048 2048 2343 2343 455974 352948 95306 7720 33296 311803 511688 516542 129774 51424 488 290 783223 892900 1370 0 0 1370 842989 706211 2301458 2480540 52642 10089 4154 6427 56796 16516 X 361648 421508 1883014 2042516 2244662 2464024 2301458 2480540 219362 0 X X 0 1 X 1 0 X 259858 164000 44750 390137 611891 1470636 259858 164000 44750 390137 611891 1470636 76774 1393862 2063 22607 75364 71541 63445 235020 1705656 0.81720 0.88940 X RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 1370 1370 1370 INTEREST IN NET ASSETS HELD AT THE CF OF BLOOMINGTON AND MONROE COUNTY, INC 706211 706211 X 674543 0 674543 793 793 675336 455181 0 455181 793 793 455974 PART X, LINE 2: THE ORGANIZATION IS EXEMPT FROM TAXATION AS A NOT-FOR-PROFIT ORGANIZATION UNDER SECTION 501(C)(3) OF THE INTERNAL REVENUE CODE. ACCOUNTING PRINCIPLES GENERALLY ACCEPTED IN THE UNITED STATES OF AMERICA REQUIRE MANAGEMENT TO EVALUATE TAX POSITIONS TAKEN BY THE ORGANIZATION AND RECOGNIZE A TAX LIABILITY IF THE ORGANIZATION HAS TAKEN AN UNCERTAIN POSITION THAT MORE LIKELY THAN NOT WOULD NOT BE SUSTAINED UPON EXAMINATION BY VARIOUS FEDERAL AND STATE TAXING AUTHORITIES. MANAGEMENT HAS ANALYZED THE TAX POSITIONS TAKEN BY THE ORGANIZATION, AND HAS CONCLUDED THAT AS OF DECEMBER 31, 2025 AND 2024, THERE ARE NO UNCERTAIN POSITIONS TAKEN OR EXPECTED TO BE TAKEN THAT WOULD REQUIRE RECOGNITION OF A LIABILITY OR DISCLOSURE IN THE ACCOMPANYING FINANCIAL STATEMENTS. THE ORGANIZATION IS SUBJECT TO ROUTINE AUDITS BY TAXING JURISDICTIONS; HOWEVER, THERE ARE CURRENTLY NO AUDITS FOR ANY TAX PERIODS IN PROGRESS. AS SUCH, THE ORGANIZATION IS GENERALLY EXEMPT FROM INCOME TAXES. HOWEVER, THE ORGANIZATION IS REQUIRED TO FILE FEDERAL FORM 990 RETURN OF ORGANIZATION EXEMPT FROM INCOME TAX WHICH IS AN INFORMATIONAL RETURN ONLY. FORM 990, PART VI, SECTION B, LINE 11B THE BOARD OF DIRECTORS RECEIVES A COPY OF THE COMPLETED 990, FOR THEIR REVIEW. FORM 990, PART VI, SECTION B, LINE 12C CDFI FRIENDLY BLOOMINGTON, INC. MAINTAINS A MANDATORY CONFLICT OF INTEREST POLICY, OF WHICH DIRECTORS ARE APPRISED PRIOR TO THEIR APPOINTMENT. ALL DIRECTORS AND KEY EMPLOYEES MUST COMPLY WITH THE CONFLICT OF INTEREST POLICY. ON AN ANNUAL BASIS, STAFF AND DIRECTORS MUST DISCLOSE ANY ACTUAL OR APPEARANCE OF CONFLICT OF INTEREST TO THE BOARD IN WRITING. THAT DISCLOSURE FORM ALSO SERVES AS THE INDIVIDUAL'S AGREEMENT TO THE CONFLICT OF INTEREST POLICY. FORM 990, PART VI, SECTION B, LINE 15A COMPENSATION IS SET BY THE BOARD OF DIRECTORS BASED UPON RECOMMENDATIONS OF THE EXECUTIVE DIRECTOR. FORM 990, PART VI, SECTION C, LINE 19 GOVERNING DOCUMENTS HAVE BEEN FILED WITH THE STATE OF INDIANA AND ARE AVAILABLE UPON REQUEST. FORM 990, PART IX, LINE 11G CONSULTING SERVICES - PROGRAMS: PROGRAM SERVICE EXPENSES 223,469. MANAGEMENT AND GENERAL EXPENSES 22,744. FUNDRAISING EXPENSES 0. TOTAL EXPENSES 246,213. FORM 990, PART VI, SECTION B, LINE 11A THERE WAS NO CHANGE IN THE CURRENT YEAR IN THE PROCESS OF REVIEWING THE 990 PRIOR TO FILING.