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      </GrantsToDomesticIndividualsGrp>
      <CompCurrentOfcrDirectorsGrp>
        <TotalAmt>197259</TotalAmt>
        <ProgramServicesAmt>98630</ProgramServicesAmt>
        <ManagementAndGeneralAmt>98629</ManagementAndGeneralAmt>
      </CompCurrentOfcrDirectorsGrp>
      <OtherSalariesAndWagesGrp>
        <TotalAmt>655396</TotalAmt>
        <ProgramServicesAmt>655396</ProgramServicesAmt>
      </OtherSalariesAndWagesGrp>
      <OtherEmployeeBenefitsGrp>
        <TotalAmt>129136</TotalAmt>
        <ProgramServicesAmt>129136</ProgramServicesAmt>
      </OtherEmployeeBenefitsGrp>
      <PayrollTaxesGrp>
        <TotalAmt>64954</TotalAmt>
        <ProgramServicesAmt>64722</ProgramServicesAmt>
        <ManagementAndGeneralAmt>232</ManagementAndGeneralAmt>
      </PayrollTaxesGrp>
      <FeesForServicesAccountingGrp>
        <TotalAmt>20980</TotalAmt>
        <ProgramServicesAmt>20980</ProgramServicesAmt>
      </FeesForServicesAccountingGrp>
      <FeesForServicesOtherGrp>
        <TotalAmt>187862</TotalAmt>
        <ProgramServicesAmt>116695</ProgramServicesAmt>
        <ManagementAndGeneralAmt>58377</ManagementAndGeneralAmt>
        <FundraisingAmt>12790</FundraisingAmt>
      </FeesForServicesOtherGrp>
      <AdvertisingGrp>
        <TotalAmt>10250</TotalAmt>
        <ProgramServicesAmt>1800</ProgramServicesAmt>
        <FundraisingAmt>8450</FundraisingAmt>
      </AdvertisingGrp>
      <OfficeExpensesGrp>
        <TotalAmt>11293</TotalAmt>
        <ProgramServicesAmt>10721</ProgramServicesAmt>
        <ManagementAndGeneralAmt>161</ManagementAndGeneralAmt>
        <FundraisingAmt>411</FundraisingAmt>
      </OfficeExpensesGrp>
      <OccupancyGrp>
        <TotalAmt>30810</TotalAmt>
        <ProgramServicesAmt>30630</ProgramServicesAmt>
        <ManagementAndGeneralAmt>180</ManagementAndGeneralAmt>
      </OccupancyGrp>
      <TravelGrp>
        <TotalAmt>33782</TotalAmt>
        <ProgramServicesAmt>22526</ProgramServicesAmt>
        <ManagementAndGeneralAmt>11256</ManagementAndGeneralAmt>
      </TravelGrp>
      <DepreciationDepletionGrp>
        <TotalAmt>1236</TotalAmt>
        <ManagementAndGeneralAmt>1236</ManagementAndGeneralAmt>
      </DepreciationDepletionGrp>
      <InsuranceGrp>
        <TotalAmt>12941</TotalAmt>
        <ProgramServicesAmt>12620</ProgramServicesAmt>
        <FundraisingAmt>321</FundraisingAmt>
      </InsuranceGrp>
      <OtherExpensesGrp>
        <Desc>MISCELLANEOUS</Desc>
        <TotalAmt>106708</TotalAmt>
        <ProgramServicesAmt>52313</ProgramServicesAmt>
        <ManagementAndGeneralAmt>53758</ManagementAndGeneralAmt>
        <FundraisingAmt>637</FundraisingAmt>
      </OtherExpensesGrp>
      <OtherExpensesGrp>
        <Desc>COMMUNICATIONS</Desc>
        <TotalAmt>16768</TotalAmt>
        <ProgramServicesAmt>16764</ProgramServicesAmt>
        <ManagementAndGeneralAmt>4</ManagementAndGeneralAmt>
      </OtherExpensesGrp>
      <OtherExpensesGrp>
        <Desc>MAINTENANCE</Desc>
        <TotalAmt>8000</TotalAmt>
        <ProgramServicesAmt>4200</ProgramServicesAmt>
        <ManagementAndGeneralAmt>3800</ManagementAndGeneralAmt>
      </OtherExpensesGrp>
      <OtherExpensesGrp>
        <Desc>EQUIPMENT</Desc>
        <TotalAmt>6685</TotalAmt>
        <ProgramServicesAmt>6386</ProgramServicesAmt>
        <ManagementAndGeneralAmt>299</ManagementAndGeneralAmt>
      </OtherExpensesGrp>
      <AllOtherExpensesGrp>
        <TotalAmt>11786</TotalAmt>
        <ProgramServicesAmt>8077</ProgramServicesAmt>
        <ManagementAndGeneralAmt>3709</ManagementAndGeneralAmt>
      </AllOtherExpensesGrp>
      <TotalFunctionalExpensesGrp>
        <TotalAmt>1719787</TotalAmt>
        <ProgramServicesAmt>1465537</ProgramServicesAmt>
        <ManagementAndGeneralAmt>231641</ManagementAndGeneralAmt>
        <FundraisingAmt>22609</FundraisingAmt>
      </TotalFunctionalExpensesGrp>
      <CashNonInterestBearingGrp>
        <BOYAmt>541243</BOYAmt>
        <EOYAmt>645395</EOYAmt>
      </CashNonInterestBearingGrp>
      <PledgesAndGrantsReceivableGrp>
        <BOYAmt>222126</BOYAmt>
        <EOYAmt>106437</EOYAmt>
      </PledgesAndGrantsReceivableGrp>
      <PrepaidExpensesDefrdChargesGrp>
        <EOYAmt>10189</EOYAmt>
      </PrepaidExpensesDefrdChargesGrp>
      <LandBldgEquipCostOrOtherBssAmt>6182</LandBldgEquipCostOrOtherBssAmt>
      <LandBldgEquipAccumDeprecAmt>2897</LandBldgEquipAccumDeprecAmt>
      <LandBldgEquipBasisNetGrp>
        <BOYAmt>4522</BOYAmt>
        <EOYAmt>3285</EOYAmt>
      </LandBldgEquipBasisNetGrp>
      <OtherAssetsTotalGrp>
        <BOYAmt>96539</BOYAmt>
        <EOYAmt>76589</EOYAmt>
      </OtherAssetsTotalGrp>
      <TotalAssetsGrp>
        <BOYAmt>864430</BOYAmt>
        <EOYAmt>841895</EOYAmt>
      </TotalAssetsGrp>
      <AccountsPayableAccrExpnssGrp>
        <BOYAmt>16360</BOYAmt>
        <EOYAmt>10953</EOYAmt>
      </AccountsPayableAccrExpnssGrp>
      <DeferredRevenueGrp>
        <BOYAmt>330841</BOYAmt>
        <EOYAmt>11868</EOYAmt>
      </DeferredRevenueGrp>
      <OtherLiabilitiesGrp>
        <BOYAmt>131296</BOYAmt>
        <EOYAmt>121578</EOYAmt>
      </OtherLiabilitiesGrp>
      <TotalLiabilitiesGrp>
        <BOYAmt>478497</BOYAmt>
        <EOYAmt>144399</EOYAmt>
      </TotalLiabilitiesGrp>
      <OrganizationFollowsFASB117Ind>X</OrganizationFollowsFASB117Ind>
      <NoDonorRestrictionNetAssetsGrp>
        <BOYAmt>342613</BOYAmt>
        <EOYAmt>378552</EOYAmt>
      </NoDonorRestrictionNetAssetsGrp>
      <DonorRestrictionNetAssetsGrp>
        <BOYAmt>43320</BOYAmt>
        <EOYAmt>318944</EOYAmt>
      </DonorRestrictionNetAssetsGrp>
      <TotalNetAssetsFundBalanceGrp>
        <BOYAmt>385933</BOYAmt>
        <EOYAmt>697496</EOYAmt>
      </TotalNetAssetsFundBalanceGrp>
      <TotLiabNetAssetsFundBalanceGrp>
        <BOYAmt>864430</BOYAmt>
        <EOYAmt>841895</EOYAmt>
      </TotLiabNetAssetsFundBalanceGrp>
      <ReconcilationRevenueExpnssAmt>310462</ReconcilationRevenueExpnssAmt>
      <NetUnrlzdGainsLossesInvstAmt>1101</NetUnrlzdGainsLossesInvstAmt>
      <OtherChangesInNetAssetsAmt>0</OtherChangesInNetAssetsAmt>
      <MethodOfAccountingAccrualInd>X</MethodOfAccountingAccrualInd>
      <AccountantCompileOrReviewInd>0</AccountantCompileOrReviewInd>
      <FSAuditedInd>1</FSAuditedInd>
      <FSAuditedBasisGrp>
        <SeparateBasisFinclStmtInd>X</SeparateBasisFinclStmtInd>
      </FSAuditedBasisGrp>
      <AuditCommitteeInd>1</AuditCommitteeInd>
      <FederalGrantAuditRequiredInd>1</FederalGrantAuditRequiredInd>
      <FederalGrantAuditPerformedInd>1</FederalGrantAuditPerformedInd>
    </IRS990>
    <IRS990ScheduleA documentId="RetDoc1039100001">
      <PublicOrganization170Ind>X</PublicOrganization170Ind>
      <GiftsGrantsContriRcvd170Grp>
        <CurrentTaxYearMinus4YearsAmt>1199249</CurrentTaxYearMinus4YearsAmt>
        <CurrentTaxYearMinus3YearsAmt>1298903</CurrentTaxYearMinus3YearsAmt>
        <CurrentTaxYearMinus2YearsAmt>1421093</CurrentTaxYearMinus2YearsAmt>
        <CurrentTaxYearMinus1YearAmt>1402285</CurrentTaxYearMinus1YearAmt>
        <CurrentTaxYearAmt>1849531</CurrentTaxYearAmt>
        <TotalAmt>7171061</TotalAmt>
      </GiftsGrantsContriRcvd170Grp>
      <TotalCalendarYear170Grp>
        <CurrentTaxYearMinus4YearsAmt>1199249</CurrentTaxYearMinus4YearsAmt>
        <CurrentTaxYearMinus3YearsAmt>1298903</CurrentTaxYearMinus3YearsAmt>
        <CurrentTaxYearMinus2YearsAmt>1421093</CurrentTaxYearMinus2YearsAmt>
        <CurrentTaxYearMinus1YearAmt>1402285</CurrentTaxYearMinus1YearAmt>
        <CurrentTaxYearAmt>1849531</CurrentTaxYearAmt>
        <TotalAmt>7171061</TotalAmt>
      </TotalCalendarYear170Grp>
      <PublicSupportTotal170Amt>7171061</PublicSupportTotal170Amt>
      <GrossInvestmentIncome170Grp>
        <CurrentTaxYearMinus4YearsAmt>326</CurrentTaxYearMinus4YearsAmt>
        <CurrentTaxYearMinus3YearsAmt>408</CurrentTaxYearMinus3YearsAmt>
        <CurrentTaxYearMinus2YearsAmt>417</CurrentTaxYearMinus2YearsAmt>
        <CurrentTaxYearMinus1YearAmt>433</CurrentTaxYearMinus1YearAmt>
        <CurrentTaxYearAmt>452</CurrentTaxYearAmt>
        <TotalAmt>2036</TotalAmt>
      </GrossInvestmentIncome170Grp>
      <TotalSupportAmt>7173097</TotalSupportAmt>
      <GrossReceiptsRltdActivitiesAmt>361067</GrossReceiptsRltdActivitiesAmt>
      <PublicSupportCY170Pct>0.99970</PublicSupportCY170Pct>
      <PublicSupportPY170Pct>0.99960</PublicSupportPY170Pct>
      <ThirtyThrPctSuprtTestsCY170Ind>X</ThirtyThrPctSuprtTestsCY170Ind>
      <Form990ScheduleAPartVIGrp>
        <FormAndLineReferenceDesc>SCHEDULE A, PART II, LINE 10, EXPLANATION OF OTHER INCOME:</FormAndLineReferenceDesc>
        <ExplanationTxt>OTHER - NET INCOME FROM FUNDRAISING EVENTS -</ExplanationTxt>
      </Form990ScheduleAPartVIGrp>
    </IRS990ScheduleA>
    <IRS990ScheduleB documentId="RetDoc1234500001">
      <ContributorInformationGrp>
        <ContributorNum>RESTRICTED</ContributorNum>
        <ContributorBusinessName>
          <BusinessNameLine1>RESTRICTED</BusinessNameLine1>
        </ContributorBusinessName>
        <ContributorUSAddress>
          <AddressLine1>RESTRICTED</AddressLine1>
          <AddressLine2>RESTRICTED</AddressLine2>
          <City>RESTRICTED</City>
          <State>RESTRICTED</State>
          <ZIPCode>RESTRICTED</ZIPCode>
        </ContributorUSAddress>
        <TotalContributionsAmt>RESTRICTED</TotalContributionsAmt>
      </ContributorInformationGrp>
    </IRS990ScheduleB>
    <IRS990ScheduleD documentId="RetDoc1040000001">
      <CYEndwmtFundGrp>
        <BeginningYearBalanceAmt>22895</BeginningYearBalanceAmt>
        <InvestmentEarningsOrLossesAmt>2695</InvestmentEarningsOrLossesAmt>
        <AdministrativeExpensesAmt>250</AdministrativeExpensesAmt>
        <EndYearBalanceAmt>25340</EndYearBalanceAmt>
      </CYEndwmtFundGrp>
      <CYMinus1YrEndwmtFundGrp>
        <BeginningYearBalanceAmt>19001</BeginningYearBalanceAmt>
        <InvestmentEarningsOrLossesAmt>4144</InvestmentEarningsOrLossesAmt>
        <AdministrativeExpensesAmt>250</AdministrativeExpensesAmt>
        <EndYearBalanceAmt>22895</EndYearBalanceAmt>
      </CYMinus1YrEndwmtFundGrp>
      <CYMinus2YrEndwmtFundGrp>
        <BeginningYearBalanceAmt>16896</BeginningYearBalanceAmt>
        <InvestmentEarningsOrLossesAmt>2355</InvestmentEarningsOrLossesAmt>
        <AdministrativeExpensesAmt>250</AdministrativeExpensesAmt>
        <EndYearBalanceAmt>19001</EndYearBalanceAmt>
      </CYMinus2YrEndwmtFundGrp>
      <CYMinus3YrEndwmtFundGrp>
        <BeginningYearBalanceAmt>19991</BeginningYearBalanceAmt>
        <InvestmentEarningsOrLossesAmt>-2845</InvestmentEarningsOrLossesAmt>
        <AdministrativeExpensesAmt>250</AdministrativeExpensesAmt>
        <EndYearBalanceAmt>16896</EndYearBalanceAmt>
      </CYMinus3YrEndwmtFundGrp>
      <CYMinus4YrEndwmtFundGrp>
        <BeginningYearBalanceAmt>16397</BeginningYearBalanceAmt>
        <InvestmentEarningsOrLossesAmt>3844</InvestmentEarningsOrLossesAmt>
        <AdministrativeExpensesAmt>250</AdministrativeExpensesAmt>
        <EndYearBalanceAmt>19991</EndYearBalanceAmt>
      </CYMinus4YrEndwmtFundGrp>
      <BoardDesignatedBalanceEOYPct>1.00000</BoardDesignatedBalanceEOYPct>
      <PrmnntEndowmentBalanceEOYPct>0.00000</PrmnntEndowmentBalanceEOYPct>
      <TermEndowmentBalanceEOYPct>0.00000</TermEndowmentBalanceEOYPct>
      <EndowmentsHeldUnrelatedOrgInd>1</EndowmentsHeldUnrelatedOrgInd>
      <EndowmentsHeldRelatedOrgInd>0</EndowmentsHeldRelatedOrgInd>
      <EquipmentGrp>
        <OtherCostOrOtherBasisAmt>6182</OtherCostOrOtherBasisAmt>
        <DepreciationAmt>2897</DepreciationAmt>
        <BookValueAmt>3285</BookValueAmt>
      </EquipmentGrp>
      <TotalBookValueLandBuildingsAmt>3285</TotalBookValueLandBuildingsAmt>
      <OtherAssetsOrgGrp>
        <Desc>BENEFICIAL INTEREST IN ASSETS OF ANOTHER</Desc>
        <BookValueAmt>25340</BookValueAmt>
      </OtherAssetsOrgGrp>
      <OtherAssetsOrgGrp>
        <Desc>OPERATING RIGHT OF USE ASSET</Desc>
        <BookValueAmt>49129</BookValueAmt>
      </OtherAssetsOrgGrp>
      <OtherAssetsOrgGrp>
        <Desc>RENTAL DEPOSIT</Desc>
        <BookValueAmt>2120</BookValueAmt>
      </OtherAssetsOrgGrp>
      <TotalBookValueOtherAssetsAmt>76589</TotalBookValueOtherAssetsAmt>
      <OtherLiabilitiesOrgGrp>
        <Desc>COMPENSATED ABSENCES</Desc>
        <Amt>72449</Amt>
      </OtherLiabilitiesOrgGrp>
      <OtherLiabilitiesOrgGrp>
        <Desc>OPERATING LEASE LIABILITY - CURRENT</Desc>
        <Amt>24987</Amt>
      </OtherLiabilitiesOrgGrp>
      <OtherLiabilitiesOrgGrp>
        <Desc>OPERATING LEASE LIABILITY - NET OF CURRENT CLASSIFICATION</Desc>
        <Amt>24142</Amt>
      </OtherLiabilitiesOrgGrp>
      <TotalLiabilityAmt>121578</TotalLiabilityAmt>
      <TotalRevEtcAuditedFinclStmtAmt>2031350</TotalRevEtcAuditedFinclStmtAmt>
      <NetUnrealizedGainsInvstAmt>1101</NetUnrealizedGainsInvstAmt>
      <RevenueNotReportedAmt>1101</RevenueNotReportedAmt>
      <RevenueSubtotalAmt>2030249</RevenueSubtotalAmt>
      <RevenueNotReportedFinclStmtAmt>0</RevenueNotReportedFinclStmtAmt>
      <TotalRevenuePerForm990Amt>2030249</TotalRevenuePerForm990Amt>
      <TotExpnsEtcAuditedFinclStmtAmt>1719787</TotExpnsEtcAuditedFinclStmtAmt>
      <ExpensesNotReportedAmt>0</ExpensesNotReportedAmt>
      <ExpensesSubtotalAmt>1719787</ExpensesSubtotalAmt>
      <ExpensesNotRptFinclStmtAmt>0</ExpensesNotRptFinclStmtAmt>
      <TotalExpensesPerForm990Amt>1719787</TotalExpensesPerForm990Amt>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>PART V, LINE 4:</FormAndLineReferenceDesc>
        <ExplanationTxt>THE ORGANIZATION INTENDS TO USE THE ENDOWMENT FUND FOR LONG TERM STABILITY AND DECREASED DEPENDANCY ON GOVERNMENT FUNDS. THE ENDOWMENT FUND WAS ESTABLISHED BY THE ORGANIZATION USING UNRESTRICTED FUNDS.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>PART XII, LINE 2D - OTHER ADJUSTMENTS:</FormAndLineReferenceDesc>
        <ExplanationTxt>ROUNDING</ExplanationTxt>
      </SupplementalInformationDetail>
    </IRS990ScheduleD>
    <IRS990ScheduleI documentId="RetDoc1041900001">
      <GrantRecordsMaintainedInd>1</GrantRecordsMaintainedInd>
      <RecipientTable>
        <RecipientBusinessName>
          <BusinessNameLine1Txt>NISSA AFRICAN FAMILY SERVICES</BusinessNameLine1Txt>
        </RecipientBusinessName>
        <USAddress>
          <AddressLine1Txt>4944 FRANKLIN AVENUE STE P</AddressLine1Txt>
          <CityNm>DES MOINES</CityNm>
          <StateAbbreviationCd>IA</StateAbbreviationCd>
          <ZIPCd>50310</ZIPCd>
        </USAddress>
        <RecipientEIN>472464403</RecipientEIN>
        <IRCSectionDesc>501(C)(3)</IRCSectionDesc>
        <CashGrantAmt>28150</CashGrantAmt>
        <NonCashAssistanceAmt>0</NonCashAssistanceAmt>
        <PurposeOfGrantTxt>ALLSTATE PAY EQUITY PROJECT/PROGRAM SUPPLIES</PurposeOfGrantTxt>
      </RecipientTable>
      <RecipientTable>
        <RecipientBusinessName>
          <BusinessNameLine1Txt>LUNA</BusinessNameLine1Txt>
        </RecipientBusinessName>
        <USAddress>
          <AddressLine1Txt>100 E EUCLID AVE STE 153</AddressLine1Txt>
          <CityNm>DES MOINES</CityNm>
          <StateAbbreviationCd>IA</StateAbbreviationCd>
          <ZIPCd>50313</ZIPCd>
        </USAddress>
        <RecipientEIN>010552793</RecipientEIN>
        <IRCSectionDesc>501(C)(3)</IRCSectionDesc>
        <CashGrantAmt>20000</CashGrantAmt>
        <NonCashAssistanceAmt>0</NonCashAssistanceAmt>
        <PurposeOfGrantTxt>ALLSTATE PAY EQUITY PROJECT</PurposeOfGrantTxt>
      </RecipientTable>
      <RecipientTable>
        <RecipientBusinessName>
          <BusinessNameLine1Txt>DVIP &amp; RVAP</BusinessNameLine1Txt>
        </RecipientBusinessName>
        <USAddress>
          <AddressLine1Txt>1105 S GILBERT COURT</AddressLine1Txt>
          <CityNm>IOWA CITY</CityNm>
          <StateAbbreviationCd>IA</StateAbbreviationCd>
          <ZIPCd>52240</ZIPCd>
        </USAddress>
        <RecipientEIN>421124902</RecipientEIN>
        <IRCSectionDesc>501(C)(3)</IRCSectionDesc>
        <CashGrantAmt>6363</CashGrantAmt>
        <NonCashAssistanceAmt>0</NonCashAssistanceAmt>
        <PurposeOfGrantTxt>PROGRAM SUPPLIES</PurposeOfGrantTxt>
      </RecipientTable>
      <RecipientTable>
        <RecipientBusinessName>
          <BusinessNameLine1Txt>FAMILY CRISIS CENTERS OF NORTHWEST IOWA</BusinessNameLine1Txt>
        </RecipientBusinessName>
        <USAddress>
          <AddressLine1Txt>PO BOX 295</AddressLine1Txt>
          <CityNm>SIOUX CENTER</CityNm>
          <StateAbbreviationCd>IA</StateAbbreviationCd>
          <ZIPCd>51250</ZIPCd>
        </USAddress>
        <RecipientEIN>421185690</RecipientEIN>
        <IRCSectionDesc>501(C)(3)</IRCSectionDesc>
        <CashGrantAmt>7437</CashGrantAmt>
        <NonCashAssistanceAmt>0</NonCashAssistanceAmt>
        <PurposeOfGrantTxt>PROGRAM SUPPLIES</PurposeOfGrantTxt>
      </RecipientTable>
      <Total501c3OrgCnt>4</Total501c3OrgCnt>
      <TotalOtherOrgCnt>4</TotalOtherOrgCnt>
      <GrantsOtherAsstToIndivInUSGrp>
        <GrantTypeTxt>FINANCIAL LITERACY STIPENDS</GrantTypeTxt>
        <RecipientCnt>161</RecipientCnt>
        <CashGrantAmt>20040</CashGrantAmt>
      </GrantsOtherAsstToIndivInUSGrp>
      <GrantsOtherAsstToIndivInUSGrp>
        <GrantTypeTxt>SCHOLARSHIPS</GrantTypeTxt>
        <RecipientCnt>30</RecipientCnt>
        <CashGrantAmt>71637</CashGrantAmt>
      </GrantsOtherAsstToIndivInUSGrp>
      <GrantsOtherAsstToIndivInUSGrp>
        <GrantTypeTxt>SAVINGS MATCH</GrantTypeTxt>
        <RecipientCnt>1</RecipientCnt>
        <CashGrantAmt>500</CashGrantAmt>
      </GrantsOtherAsstToIndivInUSGrp>
      <GrantsOtherAsstToIndivInUSGrp>
        <GrantTypeTxt>CLIENT FINANCIAL ASSSITANCE</GrantTypeTxt>
        <RecipientCnt>98</RecipientCnt>
        <CashGrantAmt>114370</CashGrantAmt>
      </GrantsOtherAsstToIndivInUSGrp>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>PART I, LINE 2:</FormAndLineReferenceDesc>
        <ExplanationTxt>SCHOLARSHIPS ARE AWARDED TO RECIPIENTS BASED ON A COMPETITIVE APPLICATION PROCESS. PROGRAM DIRECTOR PURCHASES TUITION, BOOKS AND SUPPLIES FOR SCHOLARSHIP RECIPIENTS. PROGRAM DIRECTOR OBTAINS RECEIPTS FOR ALL DISBURSEMENTS. RECEIPTS ARE PROVIDED TO FUNDER ALONG WITH A WRITTEN EXPLANATION OF DISBURSEMENTS. COPIES OF ALL RECEIPTS ARE RETAINED BY THE ORGANIZATION. THE FINANCIAL LITERACY PROJECT PROVIDES STIPENDS TO PROGRAM PARTICIPANTS FOR COMPLETION OF TRAINING MODULES RELATING TO FINANCIAL LITERACY. STIPENDS ARE MINIMAL IN AMOUNT, AND ARE PROVIDED TO PARTICIPANTS ONLY AFTER FINANCIAL LITERACY TRAINING MODULES ARE COMPLETED.</ExplanationTxt>
      </SupplementalInformationDetail>
    </IRS990ScheduleI>
    <IRS990ScheduleO documentId="RetDoc1044400001">
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PART VI, SECTION A, LINE 8B</FormAndLineReferenceDesc>
        <ExplanationTxt>THE ORGANIZATION DOES NOT HAVE ANY COMMITTEES WITH THE AUTHORITY TO ACT ON BEHALF OF THE GOVERNING BODY.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PART VI, SECTION B, LINE 11B</FormAndLineReferenceDesc>
        <ExplanationTxt>THE EXECUTIVE COMMITTEE REVIEWS THE 990, INCLUDING THE BOARD TREASURER.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PART VI, SECTION B, LINE 12C</FormAndLineReferenceDesc>
        <ExplanationTxt>AS STATED IN THE BOARD OF DIRECTORS MANUAL: GOODS AND SERVICES SHALL NOT BE PURCHASED FROM A BOARD MEMBER OF THE ORGANIZATION (ICADV) OR FROM AN ORGANIZATION WITH WHICH THE BOARD MEMBER IS AFFILIATED UNLESS THERE IS SPECIFIC DETERMINATION THAT THE GOODS OR SERVICES ARE NOT AVAILABLE OTHERWISE. THE BOARD MUST APPROVE ANY TRANSACTION THAT FINANCIALLY BENEFITS A BOARD MEMBER, A BOARD MEMBER'S FAMILY, OR ANOTHER ORGANIZATION WITH WHICH A BOARD MEMBER IS AFFILIATED IN ANY MANNER. BOARD MEMBERS ARE EXPECTED TO MAINTAIN PROFESSIONAL RELATIONSHIPS WITH ALL ICADV BOARD MEMBERS, STAFF MEMBERS, VOLUNTEERS AND MEMBERSHIP. PERSONAL RELATIONSHIPS OF A ROMANTIC OR OF A FAMILY NATURE ARE EXPRESSLY FORBIDDEN BETWEEN BOARD MEMBERS OR BETWEEN A BOARD MEMBER AND ANYONE WITHIN THE CHAIN OF ACCOUNTABILITY (EXECUTIVE DIRECTOR, STAFF, VOLUNTEERS, MEMBERSHIP). IN ADDITION, BOARD MEMBERS ARE EXPECTED TO DISCLOSE ANY OTHER PERSONAL OR PROFESSIONAL RELATIONSHIP WHICH THEY BELIEVE MAY CREATE A CONFLICT OF INTEREST OR THE APPEARANCE OF A CONFLICT OF INTEREST. IF A CONFLICT OF INTEREST EXISTS, THE BOARD MEMBER INVOLVED WILL ABSENT THEMSELVES FROM THE ROOM DURING THE DISCUSSION AND THE VOTE ON ANY MATTER RELATED TO THE CONFLICT OF INTEREST. NO MORE THAN 49% OF THE PERSONS SERVING ON THE BOARD OF DIRECTORS MAY BE AN INTERESTED PERSON. AN INTERESTED PERSON IS ANY PERSON COMPENSATED BY ICADV FOR SERVICES RENDERED TO IT WITHIN THE PREVIOUS 12 MONTHS, WHETHER AS A FULL-TIME OR PART-TIME EMPLOYEE, INDEPENDENT CONTRACTOR, OR OTHERWISE, EXCLUDING ANY REASONABLE COMPENSATION PAID TO A BOARD MEMBER AS A MEMBER.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PART VI, SECTION B, LINE 15</FormAndLineReferenceDesc>
        <ExplanationTxt>THE BOARD OF DIRECTORS APPROVES THE EXECUTIVE DIRECTOR'S SALARY AND BY APPROVING THE BUDGET, THE EXECUTIVE DIRECTOR APPROVES OTHER STAFF SALARIES. WHEN THE BOARD APPROVES THE EXECUTIVE DIRECTOR'S SALARY, A SALARY SURVEY, PREPARED BY ANOTHER ORGANIZATION, IS MADE AVAILABLE TO THEM.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PART VI, SECTION C, LINE 19</FormAndLineReferenceDesc>
        <ExplanationTxt>DISCLOSURE OF GOVERNING DOCUMENTS, POLICIES, AND FINANCIAL STATEMENTS ARE AVAILABLE ON THE ORGANIZATION'S WEB SITE.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PART IX, LINE 11G</FormAndLineReferenceDesc>
        <ExplanationTxt>OTHER CONSULTANTS: PROGRAM SERVICE EXPENSES 116,695. MANAGEMENT AND GENERAL EXPENSES 58,377. FUNDRAISING EXPENSES 12,790. TOTAL EXPENSES 187,862.</ExplanationTxt>
      </SupplementalInformationDetail>
    </IRS990ScheduleO>
  </ReturnData>
</Return>