2026-08-05T12:05:50-07:00 2025-09-30 200337678 R Bright & Associates PA CPA 924 N Magnolia Avenue Suite 306 Orlando FL 32803 990 2024-10-01 592861155 BBIF CAPITAL INC BBIF 4076494780 301 EAST PINE STREET ORLANDO FL 32801 ORAINE S REID CHIEF FINANCIAL OFFICER 4076494780 2026-06-01 true true RUDOLPH BRIGHT CPA P00532075 4079990007 2024 2025-03-06 01:10:19Z X ORAINE S REID 301 EAST PINE STREET ORLAND FL 32801 13924647 false X BBIFFLORIDA.COM X 1987 FL The mission is to develop and promote Black business enterprises through education, training, loans, investments, and other activities and aggressively promote an atmosphere conducive to their development. 5 5 28 0 0 0 1394364 793057 6002645 6925188 437752 -129848 0 7834761 7588397 48000 138000 0 3882696 4166129 0 0 4965820 3060667 8896516 7364796 -1061755 223601 55937341 59841515 40170559 43851132 15766782 15990383 The mission is to develop and promote Black business enterprises through education, training, loans, investments, and other activities and aggressively promote an atmosphere conducive to their development. false false 5576364 138000 6925180 Committed to advancing small businesses and communities through capital, innovaton, and technical assistance, BBIF has grown into a broader driver of community development across the Southeast. The organization is investing in spaces, housing, and infrastructure that build long-term strength. In FY 2024-25, BBIF delivered 1,006 training sessions and 1,611 hours of technical assistance, provided $14.76 million in business loans bringing our historic portfolio to over $118.3 million, and leveraged $51 million in New Markets Tax Credit allocations to accelerate over $300 million in community investment, unlocking forward mobility for underinvested communities and the small businesses that anchor them. 5576364 false false false false false false false false false true false false true true false true false false false false false false false false false false true true true false false false false false false false false false false false false false false false false false true 0 0 true 28 true false false false false false false false false false false X 5 5 false false false false true false false true true false false false true true true false true false false false X INEZ LONG 4076494780 301 EAST PINE STREET 175 ORLAND FL 32801 DUANE LEWIS CHIEF OPERATING OFFICER 32.00 X X 0 317575 0 ORAINE REED CHIEF FINANCIAL OFFICER 37.00 X X 0 286901 0 JASMINE GEBON CHIEF STRATEGY OFFICER 37.00 X X 0 213207 0 INEZ LONG FORM CEO 32.00 X 0 207797 0 MYRLANDE SIMEON REGIONAL DIRECTOR SF 40.00 X 0 136817 0 CHARLES KOLLO INOVATION DIRECTOR 40.00 X 0 129793 0 TRAMALL ALSTON LENDING DIRECTOR 40.00 X 0 128314 0 DONNA DINGLE CHIEF COMPLIANCE OFFICER 40.00 X 0 118095 0 RAYMOND GILLEY CHIEF EXECUTIVE OFFICER 37.00 X 0 11458 0 JOYCE ODONGO CHAIRPERSON 4.00 X 0 0 0 MARILYN DRAYTON VICE CHAIR 2.00 X 0 0 0 GAVIN HAYDEN TREASURER 2.00 X 0 0 0 ESTHER MARSHALL SECRETARY 2.00 X 0 0 0 GORDON KNOWLES DIRECTOR 2.00 X 0 0 0 0 1549957 0 true true false 793057 793057 LOAN ORIGINATION AND SERVICING FEES 522200 1427880 0 0 LOAN INTEREST INCOME 522200 1427207 0 0 NEW MARKET TAX CREDIT 522200 3689364 0 0 OTHER MISC INCOME 522200 380737 0 0 6925188 366152 0 0 5840250 6336250 -496000 -496000 -496000 0 0 7588397 6795340 0 0 138000 138000 1267060 1077001 190059 0 1900591 1615502 285089 0 138572 117786 20786 0 635349 540047 95302 0 224557 190873 33684 0 121505 32596 88909 0 125150 64752 60398 0 412325 298851 113474 0 195604 0 195604 0 365021 274270 90751 0 459506 176273 283233 0 61700 52445 9255 0 313953 266860 47093 0 733441 623425 110016 0 121506 41839 79667 0 25548 21716 3832 0 Dues & Subscriptions 30534 25954 4580 0 Taxes, Licenses & Fees 73493 0 73493 0 Sponsorships Expense 21381 18174 3207 0 7364796 5576364 1788432 0 24654146 20898283 21789 18823 20637598 29613845 95049 131186 2721005 580945 8112652 2140060 347588 353532 2068519 6685786 55937341 59841515 83944 3626 469985 404454 6981735 10499177 32047055 32534356 587840 409519 40170559 43851132 X 15766782 15990383 15766782 15990383 55937341 59841515 223601 X false true X true true true 0 157704 157704 2216385 309284 1907101 1704 597 1107 186075 115159 70916 159137 155905 3232 2140060 INTEREST RECEIVABLE 464340 ASSET HELD FOR SALE 5840250 DUE FROM AFFILIATE 418 OPERATING LEASE RIGHT-OF-USE ASSETS 282323 DEPOSITS 17593 LOAN COST 80862 6685786 ACCRUED LIABILITIES 409519 409519 7588397 7588397 7588397 7364796 7364796 7364796 true BLACK UNICORN EDUCATION GROUP 1511 EMMA STREET LAKELAND FL 33810 873397996 15000 BUSINESS SUPPORT SOLE BEAUTY & JUICE BAR 6207 N 40TH STRETT TAMPA FL 33610 841818283 15000 BUSINESS SUPPORT BUP TECHNOLOGIES OMC 1907 EAST HILLSBOUROUGH AVENUE TAMPA FL 33610 921664334 10000 BUSINESS SUPPORT M&R CAFE SOUTHERN CUISINE 4605 COURTLAND STREET TAMPA FL 33610 842368843 10000 BUSINESS SUPPORT 0 3 BUSINESS SUPPORT 1 15000 false false false false false false false false false DUANE LEWIS 221100 0 10912 0 85563 0 9527 0 39880 0 366982 0 0 0 ORAINE REED 190950 0 10346 0 85605 0 8607 0 12542 0 308050 0 0 0 JASMINE GEBON 190950 0 9554 0 12703 0 6396 0 39860 0 259463 0 0 0 INEZ LONG 167750 0 0 0 40047 0 14805 0 20555 0 243157 0 0 0 Pt I Line 3 THE EXECUTIVE DIRECTORS SALARY IS DETERMINE BY THE BOARD OF DIRECTORS. Pt I Line 4b 12% OF THE EXECUTIVE DIRECTORS BASE SALARY IS PAID AS A NONQUALIFIED PLAN AMOUNT TO COMPENSATE FOR THE YEARS THE ORGANIZATION DID NOT HAVE THE ABILITY TO PAY INTO A QUALIFIED PLAN. THE NONQUALIFIED AMOUNT IS INCLUDED IN ANNUAL THE COMPENSATION OF THE EXECUTIVE DIRECTOR. Pt VI, Line 12c THE BOARD MONITORS THE POLICY THROUGH INQUIRY OF BOARD MEMBERS AND KEY EMPLOYEES. Pt VI, Line 19 POLICIES AND DOCUMENTS ARE MADE AVAILABLE TO THE PUBLIC BY WRITTEN REQUEST. Pt VI, Line 11b THE FORM 990 IS REVIEWED BY THE EXECUTIVE DIRECTOR AND VICE PRESIDENT OF FINANCE. Pt VI, Line 6 THE ORGANIZATION WAS ORIGINALLY FUNDED BY MEMBERS. THE MEMBERS SHARES CAN NOT BE TRANSFERRED.