2026-07-15T09:56:49-05:00 2025-09-30 410746749 CLIFTONLARSONALLEN LLP 150 S WARNER ROAD SUITE 310 KING OF PRUSSIA PA 19406 990 2024-10-01 232678383 THE FOOD TRUST FOOD 2155750444 1617 JOHN F KENNEDY BLVD 900 PHILADELPHIA PA 19103 MARK EDWARDS PRESIDENT & CEO 2155750444 2026-07-14 1 1 WILLIAM A LOUGHERY P01603932 2156433900 2026-07-14 2024 2025-03-06 01:10:19Z MARK EDWARDS 1617 JOHN F KENNEDY BLVD 900 PHILADELPHIA PA 19103 12311670 0 X WWW.THEFOODTRUST.ORG X 1992 PA ENSURING EVERYONE HAS ACCESS TO AFFORDABLE NUTRITIOUS FOOD AND INFORMATION TO MAKE HEALTHY DECISIONS 15 15 85 300 0 0 9732344 11733898 366646 546556 14312 13341 -5217 5095 10108085 12298890 502337 850000 0 0 5194901 5889616 0 0 295935 4737228 4825035 10434466 11564651 -326381 734239 6368712 8592484 5321571 6895329 1047141 1697155 X THE FOOD TRUST (TFT), A NONPROFIT FOUNDED IN PHILADELPHIA IN 1992, STRIVES TO MAKE HEALTHY FOOD AVAILABLE TO ALL.CONTINUED ON SCHEDULE OTFT IS A REGIONAL AND NATIONAL LEADER IN DEVELOPING NEW STRATEGIES TO PREVENT CHILDHOOD OBESITY AND OTHER DIET-RELATED DISEASES THROUGH INNOVATIVE PROGRAMS TO INCREASE ACCESS TO FRESH FOOD AND PROVIDE NUTRITION EDUCATION IN UNDERSERVED COMMUNITIES. 0 0 4542275 0 0 NUTRITION EDUCATION - THE FOOD TRUST (TFT) PROVIDES NUTRITION EDUCATION TO CHILDREN AND FAMILIES. THE FOOD TRUST'S TEAM OF EDUCATORS CONDUCTS THE SCHOOL NUTRITION EDUCATION PROGRAM IN NEARLY 40 ELEMENTARY SCHOOLS IN LOW-INCOME NEIGHBORHOODS OF PHILADELPHIA, NORRISTOWN AND READING, PA, AS WELL AS CAMDEN, NJ. THE PROGRAM'S GOAL IS TO ENGAGE AND COLLABORATE WITH SCHOOL COMMUNITIES TO SUPPORT THEIR VISION OF A HEALTHY ENVIRONMENT AND TO INCREASE ACCESS TO AFFORDABLE, FRESH FRUITS & VEGETABLES AT AN EXISTING COMMUNITY HUB.THE PROGRAM INCLUDES IN-CLASSROOM NUTRITION EDUCATION, SCHOOL FARM STANDS, ADULT/CAREGIVER COOKING WORKSHOPS, FINANCIAL INCENTIVE PROGRAMS, SCHOOL GARDENS, SCHOOL WELLNESS PROGRAMS, AND RESOURCES FOR TEACHERS, PARENTS AND STUDENTS.IN ADDITION, TFT PROVIDES ADAPTABLE, COMMUNITY-LEVEL NUTRITION EDUCATION AND FOOD ACCESS FOR ADULTS IN LOW-INCOME COMMUNITIES OF PHILADELPHIA, NORRISTOWN AND READING, PA, AS WELL AS CAMDEN, NJ. HELD IN CHURCHES, LIBRARIES, FOOD STORES, AND OTHER COMMUNITY SITES, THESE ADULT NUTRITION EDUCATION LESSONS AND WORKSHOPS INTRODUCE PARTICIPANTS TO NEW FRUITS AND VEGETABLES, TAUGHT THEM HOW TO PREPARE HEALTHY MEALS, AND PROVIDED EDUCATIONAL TOURS OF NEARBY SUPERMARKETS, FARMERS MARKETS, AND HEALTHY CORNER STORES TO TEACH THEM HOW TO PURCHASE NUTRITIOUS FOOD IN THEIR NEIGHBORHOODS ON A BUDGET. 1884959 0 546556 FARMERS MARKET AND HEALTHY CORNER STORE INITIATIVE - TO INCREASE HEALTHY FOOD ACCESS IN SOUTHEASTERN PENNSYLVANIA, TFT WORKS IN COLLABORATION WITH LOCAL FARMERS, COMMUNITY ORGANIZATIONS, SCHOOLS AND COMMUNITY MEMBERS TO OPERATE A NETWORK OF OVER 20 FARMERS MARKETS AND FARM STANDS IN UNDERSERVED COMMUNITIES ACROSS PHILADELPHIA. MANY OF THESE MARKETS ARE LOCATED IN LOWER INCOME NEIGHBORHOODS WITH LOW ACCESS TO HEALTHY, AFFORDABLE FOOD. THE FARMERS MARKET PROGRAM CONTINUED ITS OUTREACH EFFORTS TO PROMOTE THE CONSUMPTION OF FRESH FRUITS AND VEGETABLES BY PROVIDING ON-SITE NUTRITION EDUCATION AND COOKING DEMONSTRATIONS AT A NUMBER OF MARKETS IN UNDERSERVED COMMUNITIES IN PHILADELPHIA. THE HEALTHY CORNER STORE INITIATIVE (HCSI) INCREASES THE AVAILABILITY OF NUTRITIOUS FOOD IN UNDERSERVED NEIGHBORHOODS THAT LACK SUPERMARKETS OR OTHER FRESH-FOOD RETAILERS. TFT WORKS IN PARTNERSHIP WITH LOCAL PUBLIC HEALTH DEPARTMENTS, COMMERCE DEPARTMENTS, COMMUNITY AND ECONOMIC DEVELOPMENT DEPARTMENTS, HEALTHCARE PARTNERS, AND COMMUNITY-BASED PARTNERS AND RESIDENTS TO DEVELOP HEALTHY CORNER STORE NETWORKS IN BOTH RURAL AND URBAN COMMUNITIES. FOOD TRUST STAFF CURRENTLY LEAD DIRECT PROGRAMMING IN OVER 1,000 GROCERY STORES ACROSS SIX STATES. ADDITIONALLY, STAFF HAS SUPPORTED HEALTHY FOOD RETAIL PROGRAMMING IN SMALL STORES IN MORE THAN 30 STATES AS A TECHNICAL ASSISTANCE PROVIDER, SHARING RESOURCES, INCLUDING BILINGUAL MARKETING MATERIALS AND ONE-ON-ONE TRAINING TO HELP STOREOWNERS STOCK AND SELL HEALTHY FOOD. TFT EMPLOYS HCSI AMBASSADORS TO IDENTIFY CULTURALLY RELEVANT HEALTHY FOOD FOR INVENTORY, PROMOTE HCSI PROGRAMMING IN THEIR COMMUNITY, AND HELP STORE OWNERS IMPROVE AND SUSTAIN THE HEALTHY RETAIL ENVIRONMENT. ANOTHER COMPONENT OF THE FOOD TRUST'S HCSI IS THE "HEART SMARTS" PROGRAM, A STORE-BASED NUTRITION EDUCATION MODEL THAT INCLUDES LESSONS, TASTE TESTS, AND INCENTIVES TO ENCOURAGE CONSUMERS TO MAKE HEART-HEALTHY CHOICES AS STORES BEGIN STOCKING NEW HEALTHY PRODUCTS. IN COLLABORATION WITH LOCAL HEALTH CARE PARTNERS, TFT OFFERS FREE BLOOD PRESSURE, HEART-RISK ASSESSMENT AND/OR ANXIETY SCREENINGS WITH COUNSELING AND REFERRALS IN SOME OF THE STORES WE WORK WITH. 1789725 0 0 NUTRITION INCENTIVES - TFT'S FOOD BUCKS PROGRAM, A COUPON INCENTIVE PROGRAM THAT PROVIDES MARKET CUSTOMERS WITH A $2 COUPON FOR FREE FRUITS AND VEGETABLES EACH TIME THEY SPEND $5 AT THE MARKET USING THEIR SNAP (FOOD STAMP) BENEFITS. BASED ON THE SUCCESS OF THE FOOD BUCKS COUPON PROGRAM, TFT CONTINUED EXPANDING ITS HEALTHY FOOD INCENTIVE WORK ACROSS PENNSYLVANIA AND CAMDEN, NEW JERSEY, TO MAKE HEALTHY FOOD MORE AFFORDABLE FOR PEOPLE USING SNAP BENEFITS. FOOD BUCKS ARE NOW ACCEPTED AT 10 SUPERMARKETS ACROSS IN PHILADELPHIA AND ONE IN PITTSBURGH. THE ORGANIZATION HAS ALSO CONTINUED TO IMPLEMENT FOOD BUCKS RX, A FRUIT AND VEGETABLE PRESCRIPTION PROGRAM TARGETING LOW-INCOME PEDIATRIC PATIENTS AND THEIR FAMILIES, IN PARTNERSHIP WITH COOPER UNIVERSITY HOSPITAL IN CAMDEN. 817167 850000 0 HEALTHY FOOD FINANCING INITIATIVE - TFT INVESTS IN NEW OR EXPANDING GROCERY STORES AND OTHER FRESH FOOD RETAIL OUTLETS IN LOW-ACCESS, LOW- TO MODERATE-INCOME COMMUNITIES THROUGHOUT THE UNITED STATES 817167 850000 0 9034126 1 1 0 0 0 0 0 0 0 0 1 0 0 1 1 1 1 0 0 0 0 0 0 0 1 0 0 1 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 33 0 1 85 1 0 0 0 0 0 1 1 0 0 0 0 0 0 X 15 15 0 0 0 0 0 0 0 1 1 0 0 1 1 1 1 1 1 1 0 0 CA NJ NY PA X REGINE METELLUS 2153832209 1617 JOHN F KENNEDY BLVD SUITE 900 PHILADELPHIA PA 19103 MARK EDWARDS PRESIDENT & CEO 40.00 X X 199658 0 8003 REGINE METELLUS VP - FINANCE 40.00 X 146433 0 7871 JESSICA BORGER VP - DEVELOPMENT & IMPACT 40.00 X 138951 0 347 HEIDI GORNIOK VP - PROGRAMS 40.00 X 122372 0 7811 KRISTOFER MITCHELL CONTROLLER 40.00 X 106886 0 7772 ANGEL RODRIGUEZ CHAIR 2.00 X X 0 0 0 CATHERINE FAULK SECRETARY 2.00 X X 0 0 0 SAJAN PHILIP TREASURER 2.00 X X 0 0 0 RONNIE ALLAN MEMBER 2.00 X 0 0 0 ANTHONY ANTONELLI MEMBER 2.00 X 0 0 0 SEEMA BETIGERI MEMBER 2.00 X 0 0 0 SUSAN BUEHLER MEMBER 2.00 X 0 0 0 SANGEETA CHHUGANI MEMBER 2.00 X 0 0 0 DAVE DONALD MEMBER 2.00 X 0 0 0 ANDREA FERRENZ MEMBER 2.00 X 0 0 0 ASH HANSON MEMBER 2.00 X 0 0 0 RICHARD HARRIS MEMBER 2.00 X 0 0 0 CHAD LEYDEN MEMBER 2.00 X 0 0 0 ANTHONY SALTER MEMBER 2.00 X 0 0 0 SENBAGAM VIRUDACHALAM MEMBER 2.00 X 0 0 0 714300 0 31804 5 0 1 0 GREEN MOUNTAIN EVALUATION LLC 1156 BELMONT RD BELMONT VT 05730 EVALUATION SERVICES 138750 1 91837 7757418 3884643 11733898 PROGRAM INCOME 900099 320156 320156 MARKET FEES 900099 226400 226400 546556 13341 13341 17875 91837 12780 5095 5095 12298890 546556 0 18436 850000 850000 369714 369714 4568506 3910632 464575 193299 30393 26358 2665 1370 547871 474356 48864 24651 373132 314449 42341 16342 75773 75773 150 150 663260 485018 160797 17445 19353 15639 3450 264 153515 48487 96445 8583 230457 26646 195217 8594 551163 52155 499008 99110 97665 913 532 69742 63864 5878 26762 1988 24099 675 65812 65812 81540 81540 PROJECT INCENTIVES 1320603 1308694 11909 EQUIPMENT PURCHASES 786198 786198 EDUCATIONAL MATERIALS 404553 404553 BAD DEBT 88349 88349 188695 167424 2969 18302 11564651 9034126 2234590 295935 553906 1068171 5008 358854 3173151 2948913 258496 219573 21382 61007 593462 356824 286700 236638 2070069 3699328 6368712 8592484 1430603 1497610 1014392 1042825 500000 750000 2376576 3604894 5321571 6895329 X 338396 599069 708745 1098086 1047141 1697155 6368712 8592484 734239 -84225 0 X 0 1 X 1 1 1 X 7443759 8181640 9089811 9732344 11733898 46181452 7443759 8181640 9089811 9732344 11733898 46181452 46181452 3731 2986 21144 14312 13341 55514 738 33358 4494 4730 43320 46280286 1878998 0.99790 0.99070 X SCHEDULE A, PART II, LINE 10, EXPLANATION OF OTHER INCOME: MISCELLANEOUS INCOME - 2020 AMOUNT: $ 738. 2021 AMOUNT: $ 33,358. 2022 AMOUNT: $ 4,494. 2023 AMOUNT: $ 4,730. RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 91604 59544 32060 390058 261299 128759 111800 35981 75819 236638 DEPOSITS 145589 RIGHT-OF-USE ASSETS 3553739 3699328 LEASE LIABILITY 3604458 REFUNDABLE ADVANCE 436 3604894 X 12371724 60054 12780 72834 12298890 0 12298890 11637485 60054 12780 72834 11564651 0 11564651 PART X, LINE 2: THE ORGANIZATION IS RECOGNIZED AS AN ORGANIZATION EXEMPT FROM FEDERAL INCOME TAX UNDER SECTION 501(C)(3) OF THE INTERNAL REVENUE CODE (IRC). ACCORDINGLY, NO PROVISION FOR FEDERAL OR STATE INCOME TAXES HAS BEEN PROVIDED IN THE FINANCIAL STATEMENTS. DONORS MAY DEDUCT CONTRIBUTIONS TO THE ORGANIZATION AS PROVIDED BY THE INTERNAL REVENUE SERVICE CODE. THE ORGANIZATION'S INFORMATIONAL TAX RETURNS ARE SUBJECT TO REVIEW AND EXAMINATION BY FEDERAL, STATE, AND LOCAL AUTHORITIES. THE ORGANIZATION IS NOT AWARE OF ANY ACTIVITIES THAT WOULD JEOPARDIZE ITS TAX-EXEMPT STATUS. THE ORGANIZATION FOLLOWS THE INCOME TAX STANDARD FOR UNCERTAIN TAX POSITIONS. THE ORGANIZATION BELIEVES THERE ARE NO UNCERTAIN TAX POSITIONS THAT NEED TO BE DISCLOSED IN THE FINANCIAL STATEMENT. PART XI, LINE 2D - OTHER ADJUSTMENTS: DIRECT FUNDRAISING EVENT EXPENSES 12,780. PART XII, LINE 2D - OTHER ADJUSTMENTS: DIRECT FUNDRAISING EVENT EXPENSES 12,780. FRESH PICKED 109712 91837 17875 750 1905 1959 8166 109712 91837 17875 750 1905 1959 8166 12780 5095 1 THE BEST ROUTE 2412 SWAMP PIKE C GILBERTSVILLE PA 19525 922190556 45000 0 TO SUPPORT RENOVATIONS THAT WILL ALLOW RETAIL STORE TO SELL FRESH FRUITS AND VEGETABLES. FARM STORE POTTSVILLE 310 DEIBERTS VALLEY ROAD SCHUYLKILL HAVEN PA 17972 991443150 100000 0 TO SUPPORT RENOVATIONS THAT WILL ALLOW RETAIL STORE TO SELL FRESH FRUITS AND VEGETABLES. FGV FOODS 250 LINE STREET EASTON PA 18042 990836659 150000 0 TO SUPPORT RENOVATIONS THAT WILL ALLOW RETAIL STORE TO SELL FRESH FRUITS AND VEGETABLES. DYLAMATO'S MARKET 5414 SECOND AVENUE PITTSBURGH PA 15207 462716152 110000 0 TO SUPPORT RENOVATIONS THAT WILL ALLOW RETAIL STORE TO SELL FRESH FRUITS AND VEGETABLES. JOHNSON ENTERPRISES 263 EAST 22ND STREET ERIE PA 16503 364942084 40000 0 TO SUPPORT RENOVATIONS THAT WILL ALLOW RETAIL STORE TO SELL FRESH FRUITS AND VEGETABLES. DAT PLACE CONVENIENCE STORE 318 RETURN STREET ALIQUIPPA PA 15001 871035138 45000 0 TO SUPPORT RENOVATIONS THAT WILL ALLOW RETAIL STORE TO SELL FRESH FRUITS AND VEGETABLES. EWE VIEW FARM 11649 TIMBER RIDGE ROAD NEEDMORE PA 17238 884410162 35000 0 TO SUPPORT RENOVATIONS THAT WILL ALLOW RETAIL STORE TO SELL FRESH FRUITS AND VEGETABLES. UNITED NEIGHBORHOOD CENTERS OF NORTHEAST PA 425 ALDER STREET - UNIT 1 SCRANTON PA 18505 240795389 501(C)(3) 40000 0 TO SUPPORT RENOVATIONS THAT WILL ALLOW RETAIL STORE TO SELL FRESH FRUITS AND VEGETABLES. GROW PITTSBURGH 6587 HAMILTON AVENUE 2W PITTSBURGH PA 15206 432112710 501(C)(3) 50000 0 TO SUPPORT RENOVATIONS THAT WILL ALLOW ORGANIZATION TO SELL FRESH FRUITS AND VEGETABLES. FARMER GIRL EB LLC 3142 ASHLYN STREET PITTSBURGH PA 15204 850695330 50000 0 TO SUPPORT RENOVATIONS THAT WILL ALLOW RETAIL STORE TO SELL FRESH FRUITS AND VEGETABLES. ALMADINA SUPERMARKET 2325 PARADE STREET ERIE PA 16503 822427705 45000 0 TO SUPPORT RENOVATIONS THAT WILL ALLOW RETAIL STORE TO SELL FRESH FRUITS AND VEGETABLES. TRAWKAS MOM & POP GROCERY 712 PAYNE AVENUE ERIE PA 16511 933334655 40000 0 TO SUPPORT RENOVATIONS THAT WILL ALLOW RETAIL STORE TO SELL FRESH FRUITS AND VEGETABLES. PALACE LIFE SUPERMARKET 1102 PARADE STREET ERIE PA 16503 994403088 50000 0 TO SUPPORT RENOVATIONS THAT WILL ALLOW RETAIL STORE TO SELL FRESH FRUITS AND VEGETABLES. FAWZI & SON MARKET 4261 LANCASTER AVENUE PHILADELPHIA PA 19116 872703744 50000 0 TO SUPPORT RENOVATIONS THAT WILL ALLOW RETAIL STORE TO SELL FRESH FRUITS AND VEGETABLES. 2 12 PART I, LINE 2: FOOD RETAILERS SEEKING TO ESTABLISH/EXPAND THEIR OPERATIONS TO SELL HEALTHY FOODS MAY APPLY FOR A GRANT TO ACQUIRE/RENOVATE A FACILITY OR PURCHASE EQUIPMENT. APPLICATIONS ARE REVIEWED BY THE FOOD TRUST STAFF TO ENSURE THAT THE APPLICATION MEETS ALL OF THE PROGRAM'S REQUIREMENTS. THE VETTING PROCESS INCLUDES SCRUTINY OF SUBMITTED DOCUMENTATION, AS WELL AS IN PERSON INTERVIEWS. SUCCESSFUL CANDIDATES MUST SIGN A FORMAL AGREEMENT DOCUMENTING THE TERMS OF THE GRANT AND ALL COMPLIANCE REQUIREMENTS. X X X X 0 0 0 0 0 0 0 0 0 MARK EDWARDS PRESIDENT & CEO 199658 0 0 0 0 0 498 0 7505 0 207661 0 0 0 REGINE METELLUS VP - FINANCE 146433 0 0 0 0 0 366 0 7505 0 154304 0 0 0 FORM 990, PART VI, SECTION A, LINE 1A TFT HAS AN EXECUTIVE COMMITTEE THAT CAN EXERCISE THE AUTHORITY OF THE BOARD BETWEEN BOARD MEETINGS. THE EXECUTIVE COMMITTEE IS COMPRISED OF THE CHAIR, CO-CHAIR, TREASURER AND SECRETARY OF THE BOARD. THE AUTHORITY OF THE EXECUTIVE COMMITTEE DOES NOT INCLUDE THE FOLLOWING: (A) ELECT, APPOINT, APPROVE OR REMOVE BOARD MEMBERS (B) CHANGE THE NUMBER OF REQUIRED BOARD MEMBERS (C) ESTABLISH COMMITTEES FORM 990, PART VI, SECTION B, LINE 11B THE FINANCE COMMITTEE IS AUTHORIZED BY THE BOARD OF DIRECTORS TO REVIEW AND APPROVE THE ORGANIZATION'S FORM 990 PRIOR TO FILING. UPON COMPLETION OF THE ANNUAL FORM 990, THE FINANCE COMMITTEE RECEIVES THE FINAL DRAFT FOR REVIEW AND CONSIDERATION. COMMITTEE MEMBERS HAVE THE OPPORTUNITY TO ASK QUESTIONS AND REQUEST CLARIFICATION AS NEEDED. ONCE ALL QUESTIONS HAVE BEEN ADDRESSED TO THE COMMITTEE'S SATISFACTION, THE FINANCE COMMITTEE PROVIDES WRITTEN APPROVAL OF THE FORM 990 ON BEHALF OF THE BOARD. FOLLOWING APPROVAL, THE FORM 990 IS FILED ELECTRONICALLY WITH THE INTERNAL REVENUE SERVICE. A COPY OF THE FINAL FILED FORM 990 IS SUBSEQUENTLY PROVIDED TO THE FULL BOARD OF DIRECTORS AT ITS NEXT SCHEDULED MEETING. FORM 990, PART VI, SECTION B, LINE 12C THE BOARD OF DIRECTORS, STAFF AND VOLUNTEERS ARE COVERED UNDER THE ORGANIZATION'S CONFLICT OF INTEREST POLICY. THE BOARD OF DIRECTORS DETERMINES WHETHER A CONFLICT EXISTS AND THE REVIEWS THE CONFLICTS. THE DISINTERESTED MEMBERS OF THE BOARD OF DIRECTORS MAY APPROVE THE PROPOSED ACTION OR TRANSACTION UPON FINDING THAT IT IS IN THE BEST INTERESTS OF THE CORPORATION. THE BOARD SHALL CONSIDER WHETHER THE TERMS OF THE PROPOSED TRANSACTIONS ARE FAIR AND REASONABLE TO THE ORGANIZATION AND WHETHER IT WOULD BE POSSIBLE, WITH REASONABLE EFFORT, TO FIND A MORE ADVANTAGEOUS ARRANGEMENT WITH A PARTY ORIENTATED THAT IS NOT AN INTERESTED PARTY. ON AN ONGOING BASIS, IT IS THE EXPECTATION SET FORTH IN THE CONFLICT OF INTEREST POLICY THAT ALL BOARD MEMBERS PROACTIVELY DISCLOSE ANY POTENTIAL CONFLICTS THAT COME ABOUT, WHICH WOULD BE SUBJECT TO BOARD REVIEW. FORM 990, PART VI, SECTION B, LINE 15A THE COMPENSATION FOR THE PRESIDENT/CEO IS REVIEWED ON AN ONGOING BASIS BY THE COMPENSATION COMMITTEE, WHICH IS COMPRISED OF THE EXECUTIVE COMMITTEE AS WELL AS THE CHAIR OF THE STRATEGIC PLANNING COMMITTEE. THE COMMITTEE RELIES ON THE RECENT STUDY FOR COMPARABILITY DATA CONDUCTED BY A COMPENSATION CONSULTANT IN COMBINATION WITH THE SELF-REVIEW REPORT SUBMITTED BY THE PRESIDENT/CEO TO THE COMMITTEE. THE DELIBERATION AND FINAL DECISION ARE TIMELY DOCUMENTED AS PART OF THE BOARD AND COMMITTEE MINUTES. THE PROCESS DESCRIBED HERE WAS LAST COMPLETED IN 2024. FORM 990, PART VI, SECTION C, LINE 19 THE ORGANIZATION'S GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY AND FINANCIAL STATEMENTS ARE AVAILABLE UPON REQUEST.