2026-07-09T16:33:05-05:00 2025-12-31 541953476 DAVIDSON DOYLE & HILTON LLP PO BOX 800 LYNCHBURG VA 245050800 990 2025-01-01 851599422 LENDINGKIND INC DBA HUMANKIND LENDING LEND 4343843131 1903 HUMANKIND WAY LYNCHBURG VA 24503 NELSON NAVA PRESIDENT 4343843131 2026-07-07 1 AMY A GALLAGHER CPA P00884747 4348467611 2025 2025-03-06 01:10:19Z NELSON NAVA 1903 HUMANKIND WAY LYNCHBURG VA 24503 808113 0 X N/A X 2020 VA TO PROVIDE LOW-INCOME INDIVIDUAL'S AND FAMILY'S VEHICLE LOANS TO IMPROVE THEIR FUTURE. 11 8 0 0 0 0 13738 412441 96291 84294 202200 311378 1541 0 313770 808113 0 0 0 0 0 0 0 0 0 597273 806972 597273 806972 -283503 1141 2859384 5250000 2754525 5143638 104859 106362 TO PROVIDE LOW-INCOME INDIVIDUAL'S AND FAMILY'S VEHICLE LOANS TO IMPROVE THEIR FUTURE. 0 0 768857 84294 TO PROVIDE VEHICLE AND BUSINESS LOANS TO LOW INCOME INDIVIDUALS. 768857 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 X 11 8 0 0 0 0 0 0 0 1 1 0 0 1 1 0 0 0 0 0 0 0 VA X THE ORGANIZATION 4343843131 1903 HUMANKIND WAY LYNCHBURG VA 24503 WILLIAM CARTER BOARD MEMBER 1.00 X 0 0 0 HANK CREASY BOARD CHAIR 1.00 X X 0 0 0 BOB DENDY BOARD MEMBER 1.00 X 0 0 0 DONISE FARMER BOARD MEMBER 1.00 X 0 0 0 ROSS FOLKENROTH BOARD MEMBER 1.00 X 0 0 0 SCOTT HORCHLER BOARD MEMBER 1.00 X 0 0 0 SEDRICK MCCALLUM BOARD MEMBER 1.00 X 0 0 0 SAM HUFFMAN BOARD MEMBER 1.00 X 0 0 0 STANFORD SOUTHWORTH CEO AND BOARD MEMBER 1.00 X 0 250379 0 NELSON NAVA PRESIDENT 1.00 X 0 205315 0 LINDA MEADOWS TREASURER 1.00 X 0 101607 0 0 557301 0 0 0 1 0 0 412441 412441 PROCESSING REVENUE 522291 33687 33687 LATE FEES REVENUE 522291 25294 25294 IMMOBILIZER REVENUE 522291 23815 23815 PROGRAM REVENUE 522291 1498 1498 84294 311378 311378 808113 84294 0 311378 116292 106989 9303 9100 9100 115 115 700 700 31042 31042 19487 19487 BAD DEBT EXPENSE 221196 221196 LOAN PROCESSING 170892 170892 COMPUTER EXPENSES 108914 108914 DISASTER RELIEF EXPENSE 60133 60133 69101 68876 225 806972 768857 38115 0 226915 1232537 647400 449424 13238 1956629 3554463 15202 13576 2859384 5250000 87300 93638 117225 2550000 5050000 2754525 5143638 X 104859 106362 104859 106362 2859384 5250000 1141 362 0 X X 0 1 X 1 0 X 369000 280000 250000 13738 412441 1325179 2019 19749 49776 97832 84294 253670 371019 299749 299776 111570 496735 1578849 0 0 0 1578849 157 30350 124914 202200 311378 668999 157 30350 124914 202200 311378 668999 371176 330099 424690 313770 808113 2247848 0.70240 0.75160 0.29760 0.24840 X RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 0 X 808475 362 362 808113 0 808113 806972 0 806972 0 806972 PART X, LINE 2: THE ORGANIZATION HAS ADOPTED FASB ASC 740-10 WHICH PROVIDES THAT ALL UNCERTAIN TAX POSITIONS BE EXAMINED. NO ACCRUAL IS REQUIRED. 0 0 0 0 0 0 0 0 0 STANFORD SOUTHWORTH CEO AND BOARD MEMBER 0 250379 0 0 0 0 0 0 0 0 0 250379 0 0 NELSON NAVA PRESIDENT 0 205315 0 0 0 0 0 0 0 0 0 205315 0 0 FORM 990, PART VI, SECTION B, LINE 11B LENDINGKIND TREASURER REVIEWS FORM 990 PRIOR TO SUBMISSION. FORM 990, PART VI, SECTION B, LINE 12 PER THE CONFLICT OF INTEREST POLICY, PERIODIC REVIEWS ARE CONDUCTED TO ENSURE THE ORGANIZATION OPERATES IN A MANNER CONSISTENT WITH CHARITABLE PURPOSES AND DOES NOT ENGAGE IN ACTIVITIES THAT COULD JEOPARDIZE ITS TAX EXEMPT STATUS. FORM 990, PART VI, SECTION C, LINE 18 GOVERNING DOCUMENTS ARE MADE AVAILABLE TO THE PUBLIC UPON WRITTEN REQUEST TO THE BUSINESS OFFICE. FORM 990, PART VI, SECTION C, LINE 19 GOVERNING DOCUMENTS ARE MADE AVAILABLE TO THE PUBLIC UPON WRITTEN REQUEST TO THE BUSINESS OFFICE. FORM 990, PART XII, LINE 2C: THE BOARD IS PROVIDED A COPY AND CONTINUES TO REVIEW THE 990 ANNUALLY.