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            <StateAbbreviationCd>NJ</StateAbbreviationCd>
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          <FormAndInfoAndMaterialsTxt>WRITTEN NOTICE ACCOMPANIED BY IRS APPROVAL OF TAX-EXEMPT STATUS.</FormAndInfoAndMaterialsTxt>
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            <StateAbbreviationCd>NJ</StateAbbreviationCd>
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            <BusinessNameLine1Txt>CHURCH OF THE RISEN KING</BusinessNameLine1Txt>
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            <CityNm>RAMSEY</CityNm>
            <StateAbbreviationCd>NJ</StateAbbreviationCd>
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          <RecipientRelationshipTxt>CHARITABLE</RecipientRelationshipTxt>
          <GrantOrContributionPurposeTxt>bridging potential with opportunities</GrantOrContributionPurposeTxt>
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            <BusinessNameLine1Txt>BOY SCOUTS OF AMERICA</BusinessNameLine1Txt>
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            <BusinessNameLine1Txt>SISTERS OF CHARITY OF SAINT ELIZABETH</BusinessNameLine1Txt>
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            <BusinessNameLine1Txt>HACKENSACK MERIDIAN SCHOOL OF MEDICINE</BusinessNameLine1Txt>
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            <StateAbbreviationCd>NJ</StateAbbreviationCd>
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        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>THE VALLEY HOSPITAL FOUNDATION</BusinessNameLine1Txt>
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            <AddressLine1Txt>223 NORTH VAN DIEN AVENUE</AddressLine1Txt>
            <CityNm>RIDGEWOOD</CityNm>
            <StateAbbreviationCd>NJ</StateAbbreviationCd>
            <ZIPCd>07450</ZIPCd>
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            <BusinessNameLine1Txt>SADDLE RIVER DAY SCHOOL</BusinessNameLine1Txt>
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            <AddressLine1Txt>147 CHESTNUT RIDGE ROAD</AddressLine1Txt>
            <CityNm>SADDLE RIVER</CityNm>
            <StateAbbreviationCd>NJ</StateAbbreviationCd>
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        <GrantOrContributionPdDurYrGrp>
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            <BusinessNameLine1Txt>ARMENIA TREE PROJECT</BusinessNameLine1Txt>
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            <AddressLine1Txt>400 W Cummings Park Suite 3725</AddressLine1Txt>
            <CityNm>Woburn</CityNm>
            <StateAbbreviationCd>MA</StateAbbreviationCd>
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        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>TROOP B HEALTH &amp; WELFARE FUND</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>250 Minnisink Rd</AddressLine1Txt>
            <CityNm>Totowa</CityNm>
            <StateAbbreviationCd>NJ</StateAbbreviationCd>
            <ZIPCd>075121805</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>CHARITABLE</RecipientRelationshipTxt>
          <GrantOrContributionPurposeTxt>EDUCATIONAL</GrantOrContributionPurposeTxt>
          <Amt>5000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>SADDLE RIVER FIRE DEPARTMENT</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>85 E Allendale Rd</AddressLine1Txt>
            <CityNm>Saddle River</CityNm>
            <StateAbbreviationCd>NJ</StateAbbreviationCd>
            <ZIPCd>07458</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>CHARITABLE</RecipientRelationshipTxt>
          <GrantOrContributionPurposeTxt>TO SUPPORT EMERGENCY SERVICES</GrantOrContributionPurposeTxt>
          <Amt>1500</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>ST JUDE CHILDREN'S HOSPITAL</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>262 DANNY THOMAS PLACE</AddressLine1Txt>
            <CityNm>MEMPHIS</CityNm>
            <StateAbbreviationCd>TN</StateAbbreviationCd>
            <ZIPCd>38105</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>CHARITABLE</RecipientRelationshipTxt>
          <GrantOrContributionPurposeTxt>TO ADVANCE CURES, AND MEANS OF PREVENTION, FOR PEDIATRIC CATASTROPHIC DISEASES THROUGH RESEARCH AND TREATMENT</GrantOrContributionPurposeTxt>
          <Amt>3500</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>THE XO WORLD PROJECT</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>3 Henry Street</AddressLine1Txt>
            <CityNm>Glen Rock</CityNm>
            <StateAbbreviationCd>NJ</StateAbbreviationCd>
            <ZIPCd>07452</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>CHARITABLE</RecipientRelationshipTxt>
          <GrantOrContributionPurposeTxt>HEALTH CARE</GrantOrContributionPurposeTxt>
          <Amt>5000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>COASTAL CAROLINA UNIVERSITY</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>100 Chanticleer Dr E</AddressLine1Txt>
            <CityNm>Conway</CityNm>
            <StateAbbreviationCd>SC</StateAbbreviationCd>
            <ZIPCd>29528</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>CHARITABLE</RecipientRelationshipTxt>
          <GrantOrContributionPurposeTxt>EDUCATIONAL</GrantOrContributionPurposeTxt>
          <Amt>10000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>BOYS AND GIRLS CLUB OF PATERSON AND PASSAIC</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>264 21st Ave</AddressLine1Txt>
            <CityNm>Paterson</CityNm>
            <StateAbbreviationCd>NJ</StateAbbreviationCd>
            <ZIPCd>07501</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>CHARITABLE</RecipientRelationshipTxt>
          <GrantOrContributionPurposeTxt>EDUCATIONAL</GrantOrContributionPurposeTxt>
          <Amt>2645</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>PBA SADDLE RIVER LOCAL 348 INC</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>PO BOX 302</AddressLine1Txt>
            <CityNm>SADDLE RIVER</CityNm>
            <StateAbbreviationCd>NJ</StateAbbreviationCd>
            <ZIPCd>07458</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>CHARITABLE</RecipientRelationshipTxt>
          <GrantOrContributionPurposeTxt>THE ORGANIZATION WAS ESTABLISHED TO FURTHER THE INTERESTS OF ITS MEMBERSHIP BY SEEKING IMPROVED TERMS AND CONDITIONS OF EMPLOYMENT, TO RENDER MORAL AND MATERIAL AID TO MEMBERS AS NEEDED, TO PROVIDE REPRESENTATION AND/OR COUNSEL IN LEGAL PROCEEDINGS, AND TO PROMOTE SOCIAL AND FRATERNAL ACTIVITIES.</GrantOrContributionPurposeTxt>
          <Amt>1500</Amt>
        </GrantOrContributionPdDurYrGrp>
        <TotalGrantOrContriPdDurYrAmt>295645</TotalGrantOrContriPdDurYrAmt>
      </SupplementaryInformationGrp>
      <AnalysisIncomeProducingActyGrp>
        <FeesContractsFromGovtAgGrp />
        <MembershipDuesAndAssmntGrp />
        <IntOnSavAndTempCashInvstGrp />
        <DividendsAndInterestFromSecDtl>
          <ExclusionCd>14</ExclusionCd>
          <ExclusionAmt>253838</ExclusionAmt>
        </DividendsAndInterestFromSecDtl>
        <NetRntlIncmReDebtFincdPropGrp />
        <NetRntlIncmReNotDebtFincdProp />
        <NetRentalIncomePersonalPropGrp />
        <OtherInvestmentIncomeGrp>
          <ExclusionCd>18</ExclusionCd>
          <ExclusionAmt>1987</ExclusionAmt>
        </OtherInvestmentIncomeGrp>
        <GainSalesAstOthThanInvntryGrp />
        <NetIncomeLossFromSpecialEvtGrp />
        <GrossProfitLossSlsOfInvntryGrp />
        <SubtotalsIncmProducingActyGrp>
          <ExclusionAmt>255825</ExclusionAmt>
        </SubtotalsIncmProducingActyGrp>
        <TotalIncomeProducingActyAmt>255825</TotalIncomeProducingActyAmt>
      </AnalysisIncomeProducingActyGrp>
      <RlnOfActyToAccomOfExmptPrpsGrp>
        <RlnOfActyToAccomOfExmptPrpsGrp>
          <LineNumberTxt>1</LineNumberTxt>
          <RelationshipStatementTxt>SECURITIES ARE HELD FOR INCOME GENERATION VALUE APPRECIATION.</RelationshipStatementTxt>
        </RlnOfActyToAccomOfExmptPrpsGrp>
      </RlnOfActyToAccomOfExmptPrpsGrp>
      <TrnsfrTransRlnNonchrtblEOGrp>
        <TrnsfrOfCashToNonchrtblEOInd>false</TrnsfrOfCashToNonchrtblEOInd>
        <TrnsfrOtherAssetNonchrtblEOInd>false</TrnsfrOtherAssetNonchrtblEOInd>
        <SalesOrExchangesOfAssetsInd>false</SalesOrExchangesOfAssetsInd>
        <PurchaseOfAssetsNonchrtblEOInd>false</PurchaseOfAssetsNonchrtblEOInd>
        <RentalOfFacilitiesOthAssetsInd>false</RentalOfFacilitiesOthAssetsInd>
        <ReimbursementArrangementsInd>false</ReimbursementArrangementsInd>
        <LoansOrLoanGuaranteesInd>false</LoansOrLoanGuaranteesInd>
        <PerformanceOfServicesEtcInd>false</PerformanceOfServicesEtcInd>
        <SharingOfFacilitiesEtcInd>false</SharingOfFacilitiesEtcInd>
        <RelationshipsNonchrtblEOInd>false</RelationshipsNonchrtblEOInd>
      </TrnsfrTransRlnNonchrtblEOGrp>
    </IRS990PF>
    <DepreciationSchedule documentId="DepreciationSch" />
    <InvestmentsCorpStockSchedule documentId="InvestCorpStockSch">
      <InvestmentsCorporateStockGrp>
        <StockNm>427 SHS E I DUPONT DE NEMOUR</StockNm>
        <EOYBookValueAmt>14439</EOYBookValueAmt>
        <EOYFMVAmt>32845</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>52,215 SHS F.R.E.I.T. OF NEW J</StockNm>
        <EOYBookValueAmt>537614</EOYBookValueAmt>
        <EOYFMVAmt>948360</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>2,000 SHS JOHNSON &amp; JOHNSON</StockNm>
        <EOYBookValueAmt>93600</EOYBookValueAmt>
        <EOYFMVAmt>354340</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>1,536 SHS EXXON MOBIL CORP</StockNm>
        <EOYBookValueAmt>42144</EOYBookValueAmt>
        <EOYFMVAmt>175549</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>15,390 SHS PROVIDENT BANK</StockNm>
        <EOYBookValueAmt>148195</EOYBookValueAmt>
        <EOYFMVAmt>305337</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>8,668 SHS BANK OF AMERICA</StockNm>
        <EOYBookValueAmt>286335</EOYBookValueAmt>
        <EOYFMVAmt>439815</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>5,000 SHS F.R.E.I.T. OF NEW JE</StockNm>
        <EOYBookValueAmt>77146</EOYBookValueAmt>
        <EOYFMVAmt>70000</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>1,536 SH EXXON MOBIL CORP</StockNm>
        <EOYBookValueAmt>138778</EOYBookValueAmt>
        <EOYFMVAmt>175549</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>16,200 FREIT OF NJ</StockNm>
        <EOYBookValueAmt>294503</EOYBookValueAmt>
        <EOYFMVAmt>226800</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>2,000 SH HALIBURTON CO</StockNm>
        <EOYBookValueAmt>108080</EOYBookValueAmt>
        <EOYFMVAmt>45460</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>427 SH DOW INC.</StockNm>
        <EOYBookValueAmt>9061</EOYBookValueAmt>
        <EOYFMVAmt>10517</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>427 CORTEVA INC.</StockNm>
        <EOYBookValueAmt>6233</EOYBookValueAmt>
        <EOYFMVAmt>31679</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>VALLEY NATIONAL BANKCORP.</StockNm>
        <EOYBookValueAmt>440882</EOYBookValueAmt>
        <EOYFMVAmt>747748</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
    </InvestmentsCorpStockSchedule>
    <InvestmentsGovtObligationsSch documentId="InvGovtObligSch">
      <USGovtObligationsBookVlEOYAmt>0</USGovtObligationsBookVlEOYAmt>
      <USGovtObligationsEOYFMVAmt>0</USGovtObligationsEOYFMVAmt>
    </InvestmentsGovtObligationsSch>
    <InvestmentsOtherSchedule2 documentId="InvOtherSch2">
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>INVESTMENT IN PARTNERSHIPS</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>536759</BookValueAmt>
        <EOYFMVAmt>536759</EOYFMVAmt>
      </InvestmentsOtherGrp>
    </InvestmentsOtherSchedule2>
    <OtherExpensesSchedule documentId="OtherExpensesSch">
      <OtherExpensesScheduleGrp>
        <Desc>MISCELLANEOUS EXPENSE</Desc>
        <RevenueAndExpensesPerBooksAmt>160</RevenueAndExpensesPerBooksAmt>
      </OtherExpensesScheduleGrp>
      <OtherExpensesScheduleGrp>
        <Desc>NJ ANNUAL REPORT</Desc>
        <RevenueAndExpensesPerBooksAmt>31</RevenueAndExpensesPerBooksAmt>
      </OtherExpensesScheduleGrp>
      <OtherExpensesScheduleGrp>
        <Desc>PARTNERSHIP LOSS</Desc>
        <RevenueAndExpensesPerBooksAmt>21845</RevenueAndExpensesPerBooksAmt>
      </OtherExpensesScheduleGrp>
    </OtherExpensesSchedule>
    <OtherIncomeSchedule2 documentId="OtherIncomeSch2">
      <OtherIncomeDetail>
        <Desc>PARTNERSHIP INCOME</Desc>
      </OtherIncomeDetail>
    </OtherIncomeSchedule2>
  </ReturnData>
</Return>