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        <ExplanationTxt>THE BOARD OF DIRECTORS IS PRESENTED WITH THE FORM 990 FOR REVIEW. UPON THEIR APPROVAL, THE RETURN IS SUBMITTED TO THE IRS.</ExplanationTxt>
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        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 19</FormAndLineReferenceDesc>
        <ExplanationTxt>DOCUMENTS ARE MADE AVAILABLE UPON REQUEST.</ExplanationTxt>
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