2026-06-04T16:41:01-04:00 2025-12-31 660528656 GONZALEZ TORRES & CO CPA PSC 1250 PONCE DE LEON AVE SUITE 801 SAN JUAN PR 009073912 990 2025-01-01 660270259 COOPERATIVA DE CREDITO CABO ROJO COOP 7878511337 PO BOX 99 CABO ROJO PR 006230099 Jorge Ferrrer VP of Finance 7878511337 2026-06-05 false JOSE A GONZALEZ TORRES P01485821 7879934360 2026-06-05 2025 2025-03-06 01:10:19Z KERWIN MORALES PO BOX 99 CABO ROJO PR 006230099 23999125 false X caborojocoop. com X Credit Union 1956 PR A non profit organization engaged primarily to received savings from its members in the form of shares and deposits. 7 7 91 19 0 0 0 0 0 0 19490762 21393085 2672201 2606040 22162963 23999125 0 0 0 0 5466177 6471503 0 0 0 13212830 14038042 18679007 20509545 3483956 3489580 342901686 349338092 255127855 258256886 87773831 91081206 A non profit organization engaged primarily to received savings from its members in the form of shares and deposits. 0 20509545 23999125 The credit union keeps providing financial services to its members and to the community. The credit union is providing financing options to the members that need it. 0 0 0 0 0 0 0 0 0 0 false false false false false false false false false false true false false false true false true false false false false false false false false false false false false true false true false false false false false false false false false false false false true 0 0 false 91 false false false false false false false 0 false false false false false false false false false false 7 7 false false false false true true true true true false true true false true true true true true true true false X Kerwin Morales 7878511337 PO BOX 99 CABO ROJO PR 006230099 Kerwin Morales Rivera Executive president 60.00 0.00 X 224038 0 21400 Jorge I Ferrer Lopez VP of finance 60.00 0.00 X 147084 0 0 Hector L Torres Cardona VP of credit 60.00 0.00 X 97586 0 0 Mayra Figueroa Lopez Software system manager 60.00 0.00 X 130216 0 0 Victor Mendez Zapata VP of Risk and Compliance 60.00 0.00 X 107463 0 0 Mariangely Cruz Aquino VP of Operations 60.00 0.00 X 121717 0 0 Nancy Ferrer Padilla VP of Human Resources 60.00 0.00 X 132414 0 0 960518 0 21400 0 false true false JR PRIVATE POLICE Carr 301 Km 0 1 Bo Las Arenas Cabo Rojo PR 00622 Security 103852 HELVETIA DEL CARIBE LLC 386 Calle Via 11 390 Carolina PR 00983 IT solutions 128737 INTELLIGENCE FORECASTING CORP Po Box 361934 San Juan PR 00936 Strategic Planning 102000 MCM LAW FIRM LLC 1114 Calle Jose e Arraras Mayaguez PR 00682 Law 134506 4 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 21393085 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 2606040 0 0 0 2606040 23999125 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 6471503 0 6471503 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 686731 0 686731 0 537410 0 537410 0 143145 0 143145 0 0 0 0 0 0 0 0 0 267541 0 267541 0 0 0 0 0 0 0 0 0 73333 0 73333 0 3302693 0 3302693 0 0 0 0 0 849804 0 849804 0 1216499 0 1216499 0 Provision for loans 1831829 0 1831829 0 Goodwill amortization 355224 0 355224 0 ATH and Master Card Handling expenses 1370341 0 1370341 0 Repairs 1161319 0 1161319 0 2242173 0 2242173 0 20509545 0 20509545 0 0 0 0 0 16036669 13385268 18795656 18487301 0 0 1361059 1427045 2538068 612203 0 0 233481092 243689197 0 0 1401154 1356736 20154298 10214798 9589981 9939500 44153592 45227657 11612003 12189739 0 0 0 0 3932412 3023446 342901686 349338092 3534240 3933913 0 0 0 0 0 0 0 0 0 0 0 0 0 0 251593615 254322973 255127855 258256886 X 62915441 63979539 23358390 25601667 1500000 1500000 87773831 91081206 342901686 349338092 X 3489580 0 0 0 0 -182205 X false true true false 2971916 2971916 6601624 2217600 4384024 2029556 1373816 655740 8317119 6486409 1830710 234083 136973 97110 9939500 Deposits 199250497 Deposit certificates 55072476 254322973 23999125 0 23999125 0 23999125 20509545 0 20509545 0 20509545 true false false false Kerwin Morales Rivera Executive president 224038 0 69679 0 0 0 16231 0 21400 0 331348 0 0 0 Jorge I Ferrer Lopez VP of finance 147084 0 0 0 0 0 11409 0 6600 0 165093 0 0 0 Mariangely Cruz Aquino VP of Operations 121717 0 0 0 0 0 9396 0 6600 0 137713 0 0 0 Mayra Figueroa Lopez Software system manager 130216 0 0 0 0 0 10138 0 6600 0 146954 0 0 0 Victor Mendez Zapata VP of Risk and Compliance 107463 0 0 0 0 0 8435 0 6600 0 122498 0 0 0 Hector L Torres Cardona VP of credit 97586 0 0 0 0 0 0 0 6600 0 104186 0 0 0 Nancy Ferrer Padilla VP of Human Resources 132414 0 0 0 0 0 10214 0 6600 0 149228 0 0 0 KERWIN MORALES RIVERA KEY EMPLOYEE VARIOUS X 30000 19399 false true true MAYRA FIGUEROA LOPEZ KEY EMPLOYEE VARIOUS X 76745 56678 false true true NANCY FERRER PADILLA KEY EMPLOYEE VARIOUS X 45470 14526 false true true JORGE I FERRER LOPEZ KEY EMPLOYEE VARIOUS X 231095 189877 false true true MARIAGELY CRUZ AQUINIO KEY EMPLOYEE VARIOUS X 321500 297689 false true true VICTOR MENDEZ ZAPATA KEY EMPLOYEE VARIOUS X 60275 34034 false true true 612203 Part VI, Line 6 The cooperative has stock members. Each member contributes at least $120 in share. Part VI, Line 7a The members of the organization has the power to elect the board of directors for different terms as provided by the law 255 during the annual meeting of the members which is held during the first four months following the end of the fiscal year of the organization. Other committees are also elected on this annual meeting such as the supervisory committee. the board of director is in charge of the governance decision of the organization. Part VI, Line 7b Any administrative matter presented by a member in the annual meeting by means of a formal proposal which is approved by the majority of the voices will be mandatory for the present and absent members as long as it is in accordance with the general regulations of the institution and applicable laws. Part VI, Line 11b No review was or will be conducted. Part VI, Line 12c The compliance department and legal affairs office of the institution are in charge of the monitoring of the process transactions account details among other aspects related to conflict of interest. In accordance with the ethic code all employees are required to report any violation. Part VI, Line 15 The human resources department uses an external company which is contracted with the approval of the board of directors to perform an evaluation of all positions and salary wages of all employees. This evaluation includes an analysis of current job descriptions and salary wages in the market. Based on this analysis the company provide recommendations in a report to make any necessary adjustment. When a managerial position is hired the compensation of the executive president using the before mentioned report of any independent analysis that they deemed necessary. Part XI, Line 9 | Description:, Explanation:, Amount:| Change in net assets., The change in net assets is the result of surplus distribution., $-182205|