2026-04-09T21:19:01-06:00 2025-12-31 204016519 H A Beasley & Company PLLC PO Box 11669 Murfreesboro TN 37129 990 2025-01-01 830423384 YOU CAN MAKE IT HOME OWNERSHIP CTR % DEBORAH HARDING YOUC 6153550005 660 FITZHUGH BLVD STE 105 SMYRNA TN 37167 DEBORAH HARDING EXECUTIVE DIRECTOR 6159775372 2026-04-08 true ADRIAN MABRY P02010365 6158955675 2026-04-09 2025 2025-03-06 01:10:19Z DEBORAH HARDING 660 FITZHUGH BLVD STE 105 SMYRNA TN 37167 239617 false X WWW.YCMIHOC.COM X 2005 TN SERVING FIRST TIME HOME BUYERS. 4 4 1 10 0 0 11701 11300 248793 227470 938 847 0 261432 239617 0 0 71294 73228 0 0 138396 176944 209690 250172 51742 -10555 187282 154570 76190 53605 111092 100965 SERVING FIRST TIME HOME BUYERS. false false 183608 208310 EDUCATION CLASSES & COUNSELING TO HELP FIRST-TIME HOME BUYERS. CONCENTRATE ON LOW-INCOME HOUSEHOLDS & OTHER UNDERSERVED AREAS. HELP IMPROVE FINANCIAL MANAGEMENT SKILLS & CONSUMER CHOICES. SERVED 737 CLIENTS. 183608 true true false false false false false false false true false false false true false false false false false false false false false false false false false false false false false false false false false false false false false false false false false false false false true 8 0 true 1 false false false false false false false false false false false false X 4 4 true false false false false false false true true false false true true true true false true false false false TN X MONICA JETT 6153550005 660 FITZHUGH BLVD SUITE 108 SMYRNA TN 37167 DEBORAH HARDING EXECUTIVE DIRECTOR 40.00 0.00 X X 67849 0 0 JUDY QUARLES CHAIR 1.00 0.00 X X 0 0 0 JEFFREY HARDING BOARD MEMBER 1.00 0.00 X 0 0 0 ALONZO STANLEY SECRETARY-TREASURER 1.00 0.00 X X 0 0 0 LASHUNDRA CROSBY TREASURER 0.00 0.00 X X 0 0 0 67849 0 0 0 false false false 11300 11300 PROGRAM SERVICE FEES 611600 227470 227470 227470 847 847 0 239617 227470 0 847 X 67849 50887 16962 5379 4034 1345 1790 1790 97552 97552 3250 3250 18894 9447 9447 778 584 194 1294 1294 1138 1138 2854 2854 AWARDS GRANTS AND DONATIONS 1929 1929 OPERATIONS 15626 15626 MEMBERSHIPS & DUES 1595 1595 REPAIRS AND MAINTENANCE 12997 12997 17247 17247 250172 183608 66564 0 156065 119023 47111 44906 3343 2205 27874 33342 187282 154570 74399 50301 1791 3304 76190 53605 X 111092 100965 111092 100965 187282 154570 -10555 847 -419 0 X false false false X 159102 75578 187868 159616 30460 612624 159102 75578 187868 159616 30460 612624 0 0 0 0 0 0 612624 1835 1406 3241 1835 1406 3241 160937 76984 187868 159616 30460 615865 0.99470 0.99160 0.01000 0.01000 X RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 16001 13796 2205 31110 31110 2205 PAYROLL LIABILITIES 89 CREDIT CARD 3215 3304 Officer directors etc family relationship Part VI line 2 JEFFREY HARDING IS DEBORAH HARDINGS HUSBAND. Form 990 governing body review Part VI line 11 THE BOARD OF DIRECTORS DOES NOT REVIEW THE 990 BEFORE IT IS FILED WITH THE IRS. Conflict of interest policy compliance Part VI line 12c THE CONFLICT OF INTEREST POLICY IS REGULARLY MONITORED AND THE OFFICERS AND DIRECTORS ARE REQUIRED TO DISCLOSE INTERESTS THAT COULD CAUSE CONFLICTS. Governing documents etc available to public Part VI line 19 THE 990 IS POSTED TO THE GIVINGMATTERS.COM WEBSITE. List of other fees for services expenses Part IX line 11g OUTSIDE CONTRACT SERVICES - 66,967