2026-03-17T14:56:05-05:00 2025-06-30 161131146 BONADIO & CO LLP 6 WEMBLEY CT ALBANY NY 12205 990 2024-07-01 141708404 HABITAT FOR HUMANITY CAPITAL DISTRICT INC HABI 5184622993 207 SHERIDAN AVE ALBANY NY 12210 CHRISTINE SCHUDDE EXECUTIVE DIRECTOR 5184622993 2026-03-17 1 0 KEVIN TESTO P01435881 5184644080 2026-03-17 2024 2025-03-06 01:10:19Z CHRISTINE SCHUDDE 207 SHERIDAN AVE ALBANY NY 12210 3299149 0 X WWW.HABITATCD.ORG X 1988 NY HABITAT FOR HUMANITY CAPITAL DISTRICT BUILDS STRENGTH, STABILITY AND SELF-RELIANCE THROUGH AFFORDABLE HOMEOWNERSHIP. 13 13 15 287 0 0 2425577 1710886 944935 928233 0 0 780165 647870 4150677 3286989 0 0 0 0 1141684 985870 0 0 114687 2310670 2458886 3452354 3444756 698323 -157767 4867581 5781897 3976756 5048839 890825 733058 X TO BUILD SIMPLE, DECENT AND AFFORDABLE HOMES IN PARTNERSHIP WITH LOWER INCOME HOUSEHOLDS. THE ORGANIZATION BUILDS HOUSES WITH DONATED MONEY, MATERIALS, AND LABOR AND SELLS THE HOMES TO ITS PARTNER FAMILIES, PROVIDING AN AFFORDABLE MORTGAGE AND BELOW-MARKET-VALUE SALES PRICE. 0 0 2318831 1215765 HOMEOWNERSHIP PROGRAM: HABITAT BUILDS NEW HOMES AND REHABILITATES VACANT HOMES FOR FIRST-TIME HOMEBUYERS. OUR PROFESSIONAL CONSTRUCTION STAFF MANAGES OUR BUILD SITES AND OVERSEES OUR PAID SUBCONTRACTORS AND VOLUNTEERS. WE BALANCE THE USE OF PROFESSIONAL AND VOLUNTEER LABOR TO ACHIEVE OUR GOAL OF SERVING AS MANY FAMILIES AND INDIVIDUALS AS WE CAN, AS EFFICIENTLY AS WE CAN. WE PRIMARILY BUILD INFILL NEW CONSTRUCTION RESIDENTIAL IN FOCUS NEIGHBORHOODS TO MAXIMIZE IMPACT. QUALIFIED HOMEBUYERS HAVE THE OPPORTUNITY TO PURCHASE A HOME THAT IS APPROPRIATE FOR THE SIZE AND COMPOSITION OF THEIR HOUSEHOLD BASED ON OUR CURRENT PROJECTS. HABITAT HOMES ARE THEN SOLD TO FIRST-TIME HOMEBUYERS AND FINANCED WITH AFFORDABLE LOANS. HABITAT WORKS WITH RESPONSIBLE BANKS TO HELP EXPAND ACCESS TO AFFORDABLE MORTGAGESADVOCATING FOR CHANGE TO UNDO DECADES OF UNFAIR LENDING PRACTICES AND PUBLIC POLICY. HABITAT HOMEBUYERS ARE QUALIFIED BASED ON THEIR LEVEL OF NEED, THEIR WILLINGNESS TO BECOME PARTNERS IN THE PROGRAM, AND THEIR ABILITY TO OBTAIN AND REPAY AN AFFORDABLE LOAN. DURING FISCAL YEAR 2025, HABITAT FOR HUMANITY CAPITAL DISTRICT COMPLETED AND SOLD 6 NEW CONSTRUCTION HOMES TO INCOME-ELIGIBLE HOMEBUYERS THAT QUALIFIED FOR HABITAT'S HOMEOWNERSHIP PROGRAM. 574140 565183 HABITAT RESTORE: HABITAT FOR HUMANITY CAPITAL DISTRICT OPERATES A HOME IMPROVEMENT RETAIL STORE WHERE WE SELL NEW AND GENTLY USED FURNITURE, APPLIANCES, HOME DECOR AND BUILDING MATERIALS. IN FISCAL YEAR 2025, THE RESTORE RAISED FUNDS TO BUILD HOMES AND STRENGTHEN NEIGHBORHOODS IN THE CAPITAL DISTRICT, PREVENTED 367 TONS OF MATERIAL FROM ENDING UP IN THE LANDFILL AND PROVIDED HOME IMPROVEMENT GOODS TO THE PUBLIC AT AN AFFORDABLE PRICE, THEREBY EXPANDING ACCESS TO HOME IMPROVEMENT AND REPAIR OPPORTUNITIES. 136586 FINANCIAL AND HOMEBUYER EDUCATION PROGRAMS: HABITAT WORKS WITH FAMILIES TO HELP THEM ACQUIRE THE ACCESS, SKILLS AND FINANCIAL EDUCATION NECESSARY FOR SUCCESSFUL, LONG-TERM HOMEOWNERSHIP. IN FISCAL YEAR 2025, HABITAT SERVED 96 PEOPLE THROUGH APPLICANT MEETINGS AND ORIENTATIONS, 11 PEOPLE THROUGH FINANCIAL LITERACY TRAINING, THREE HOUSEHOLDS THROUGH HOME MAINTENANCE TRAINING AND PROVIDED NEARLY174 PEOPLE WITH TARGETED REFERRALS TO OTHER HOUSING AGENCIES AND SERVICES. HABITAT FOR HUMANITY CAPITAL DISTRICT QUALIFIED AND PREPARED 6 HOMEBUYERS FOR SUCCESSFUL HOMEOWNERSHIP THROUGH HABITAT'S PROGRAM. 3029557 1 1 0 1 0 0 0 0 1 0 1 0 0 1 1 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 1 0 0 0 0 1 29 0 1 15 1 0 0 0 0 0 0 0 0 0 0 X 13 13 0 0 0 0 0 0 0 1 1 0 0 1 1 1 1 1 1 1 0 0 NY X CHRISTINE SCHUDDE 5184622993 207 SHERIDAN AVE ALBANY NY 12210 ROJA EBRAHIMI DIRECTOR (THROUGH SEPT 2024) 1.00 X 0 0 0 ANDREA LOWE DIRECTOR 1.00 X 0 0 0 TA-SEAN MURDOCK DIRECTOR (THROUGH OCT 2024) 1.00 X 0 0 0 JOHN NOWAK DIRECTOR 1.00 X 0 0 0 PETER SCHAEFFING DIRECTOR 1.00 X 0 0 0 BRIGITTE PRYOR DIRECTOR 1.00 X 0 0 0 HEATHER GIORGIANNI DIRECTOR 1.00 X 0 0 0 JONATHAN DRAPER PRESIDENT 1.00 X X 0 0 0 MANDY SHERMAN-STONE SECRETARY 1.00 X X 0 0 0 ALLISON DOWNS TREASURER 1.00 X X 0 0 0 BRIDGET SCHULTZ VICE PRESIDENT 1.00 X X 0 0 0 AMELIA ALLEN DIRECTOR 1.00 X 0 0 0 KATIE KEMP DIRECTOR 1.00 X 0 0 0 DENISE RELF DIRECTOR 1.00 X 0 0 0 KANNAN SUGATHAN DIRECTOR 1.00 X 0 0 0 CHRISTINE SCHUDDE EXECUTIVE DIRECTOR 45.00 X 93860 0 17445 FRED DARGUSTE DIRECTOR OF CONSTRUCTION 45.00 X 106778 0 25479 200638 0 42924 1 0 0 0 JTS CONSTRUCTION 52 SCHOOLHOUSE RD NASSAU NY 12123 EXCAVATION AND FOUNDATIONS 336927 CARL TRICHILO 161 HELDERBURG TRAIL EAST BERNE NY 12053 WATER & SEWER INSTALLATION 307500 I-AM CONSTRUCTION 3 ROLLING RIDGE DR EAST GREENBUSH NY 12061 FRAMING 180867 FAMILY DANZ HEATING & AIR CONDITIONING 404 N PEARL ST ALBANY NY 12206 HVAC 176050 DEREK J MAURIELLO LLC 10 SHARP AVE WYNANTSKILL NY 12198 CONSTRUCTION 171198 8 1215765 495121 70907 1710886 SALE OF HOMES 531390 919810 919810 MORTGAGE DISCOUNT AMOR 531390 8423 8423 928233 565183 12160 553023 553023 OTHER 900099 94847 94847 94847 3286989 1576103 0 0 99809 54895 24952 19962 630269 510248 78101 41920 13205 10222 1864 1119 203071 157195 28664 17212 39516 30589 5578 3349 16731 16731 65774 65774 10177 10059 118 37051 25565 249 11237 49353 42004 4275 3074 160617 150365 4101 6151 14401 13766 254 381 92506 92506 33882 33882 22424 22424 COST OF HOMES SOLD 1719481 1719481 IMPAIRMENT OF LAND 101248 101248 DUES AND FEES 60355 40825 11365 8165 VACANT PROPERTY COSTS 37195 37195 37691 33394 2298 1999 3444756 3029557 300512 114687 386545 289504 421311 321311 218358 200039 26604 42231 560667 420668 173881 139999 3640882 4788813 4867581 5781897 169136 134592 898719 3600 18132 10661 53541 33112 2837228 4866874 3976756 5048839 X 890825 733058 890825 733058 4867581 5781897 -157767 0 X X 0 1 X 1 1 1 X 1164205 854655 1668465 2425577 1710886 7823788 1164205 854655 1668465 2425577 1710886 7823788 7823788 10572 32280 16433 59285 7883073 6397285 0.99250 0.99120 X RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 1 1 0 0 0 0 1 1619 0 1 24858 26477 0 PART II-B, LINE 1: STAFF MET WITH NEW YORK STATE LEGISLATORS AS PART OF A STATEWIDE ADVOCACY EVENT. TRAVELED TO WASHINGTON, DC AND MET WITH CONGRESSIONAL REPRESENTATIONS AS PART OF A NATIONAL ADVOCACY EVENT. 0 1 X 262279 242392 19887 113502 78160 35342 184886 100116 84770 139999 HOMES UNDER CONSTRUCTION 3429647 ASSETS HELD FOR OTHERS 2065 LAND HELD FOR DEVELOPMENT 282985 OPERATING LEASE - RIGHT OF USE ASSET 1006426 FINANCE LEASE - RIGHT OF USE ASSET 67690 4788813 LINES OF CREDIT 1340181 ASSETS HELD FOR OTHERS 2065 OPERATING LEASE LIABILITY 1029121 FINANCE LEASE LIABILITY 69641 CONSTRUCTION LOANS 2425866 4866874 3299149 12160 12160 3286989 0 3286989 3456916 12160 12160 3444756 0 3444756 PART IV, LINE 2B: THE ORGANIZATION HOLDS THE ESCROW PORTION OF THE MORTGAGE PAYMENTS MADE BY HOMEOWNERS IN A SEPARATE INTEREST BEARING ACCOUNT AND PAYS THEIR RESPECTIVE TAXES FROM THIS ACCOUNT. PART XI, LINE 2D - OTHER ADJUSTMENTS: COST OF RESTORE INVENTORY 12,160. PART XII, LINE 2D - OTHER ADJUSTMENTS: COST OF RESTORE INVENTORY 12,160. X 70307 FAIR VALUE X TARGET GIFTCARDS 2 600 FAIR VALUE 0 1 0 FORM 990, PART VI, SECTION B, LINE 11B THE ORGANIZATION'S FINANCE COMMITTEE REVIEWS THE FORM 990 INITIALLY AND THEN USES A BOARD MEETING TO REVIEW THE FORM 990 BEFORE IT IS FILED. FORM 990, PART VI, SECTION B, LINE 12C ALL BOARD MEMBERS AND DIRECTORS ARE REQUIRED TO SIGN OFF ON THE POLICY EACH YEAR. FORM 990, PART VI, SECTION B, LINE 15A EXECUTIVE DIRECTOR COMPENSATION IS REVIEWED ANNUALLY BY THE EXECUTIVE COMMITTEE. FORM 990, PART VI, SECTION C, LINE 19 THE ORGANIZATION MAKES ITS GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC UPON REQUEST. FORM 990, PART XII, LINE 2C: THE ORGANIZATION DID NOT CHANGE ITS OVERSIGHT OF THE AUDIT PROCESS OR SELECTION OF AN INDEPENDENT ACCOUNTANT PROCESS DURING THE TAX YEAR. ORANGE 10 HOUSING DEVELOPMENT FUND COMPANY INC 207 SHERIDAN AVE ALBANY NY 12210 934303624 CONSTRUCTION OF 10 HOMES WITH AHOP FUNDING NY 2425866 2425866 HABITAT FOR HUMANITY CAPITAL DISTRICT