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        <ExplanationTxt>Amendment L, 1/13/25: Reduce funds available for immediate distribution from 100% of previous years outlays to 15%, and reduce cash-equivalent funds from 200% to 30%. Amendment M, 2/25/25: Reduce new hire minimum contributions in the first 13 months of employment from monthly $15 for first officers or monthly $25 for captains, to a single payment of $1.00 during the first 13 months. Amendment M. 9/3/25: Fund has implemented a payroll deduction option, which securely records and processes member contributions without the need for an initial placeholder transaction. As a result, the $1 requirement no longer serves its original purpose. Amendment N, 9/3/25; adjustment to the Charter to allow the Fund to waive the $1 fee when a new hire member joins through payroll deduction.</ExplanationTxt>
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