2026-02-04T11:01:24-05:00 2025-09-30 920460586 PWC US TAX LLP 301 GRANT STREET PITTSBURGH PA 15219 990PF 2024-10-01 046092820 CROPPER WILLIAM H TR UWILL CROP 6177227415 PO BOX 185 PITTSBURGH PA 152300185 MICHAEL STAGIS VICE PRESIDENT 6177227415 2026-02-04 true true DANIEL WALTMAN P01233408 4123556000 2026-02-04 X 2024 2025-03-06 01:10:19Z X 536515 X 13999 13146 5613 193693 5613 0 19612 18759 8860 5085 3544 0 0 0 0 0 0 0 0 504 97 0 0 0 0 0 0 0 35 35 9399 5182 0 3579 17554 17554 26953 5182 0 21133 -7341 13577 0 28606 14515 14515 0 0 0 457629 464244 522000 486235 478759 536515 0 X 486235 478759 486235 478759 486235 478759 486235 -7341 0 478894 135 478759 463.659 BNY MELLON BOND FUND-M 2020-11-13 2024-12-23 4980 6292 -1312 -1312 47.337 BNY MELLON DEVELOPED MARKETS REAL 2021-11-04 2024-12-23 391 509 -118 -118 46.609 GATEWAY TR 2021-11-04 2024-12-23 2184 1886 298 298 37.916 GOLDMAN SACHS ABS RETURN TR FUND - I 2024-12-23 384 362 22 22 642.921 GOLDMAN SACHS ABS RETURN TR FUND - I 2024-12-23 6513 6277 236 236 4. ISHARES 1-3 YEAR TREASURY BOND ETF 2024-12-23 327 326 1 1 101.26 NEUBERGER BERMAN LONG SH-INS 2021-11-04 2024-12-23 1908 1839 69 69 113.765 BOSTON P LNG/SHRT RES-INS 2024-12-23 1542 1553 -11 -11 665.226 CHAMPLAIN MID CAP FUND-INS 2025-01-24 16471 16175 296 296 4. ISHARES CORE S&P SMALL-CAP ETF 2024-12-23 2025-01-24 476 463 13 13 42. ISHARES CORE S&P SMALL-CAP ETF 2025-01-24 4999 4278 721 721 69.487 NEUBERGER BERMAN INTRINSIC VALUE-IS 2025-01-24 1565 1468 97 97 15.069 G Q G PART EMERG MKTS EQ-INST 2024-04-16 2025-04-14 239 260 -21 -21 574.087 BNY MELLON BOND FUND-M 2025-04-14 6229 7719 -1490 -1490 47.442 BNYM INTL STCK-Y 2024-06-24 2025-04-14 1034 1180 -146 -146 471.292 BNYM YLD ENHAN STRAT-Y 2014-04-01 2025-04-14 5156 5905 -749 -749 22.299 FIDELITY ADV INTL SM CAP-Z 2021-11-04 2025-04-14 714 795 -81 -81 35.433 GATEWAY TR 2021-11-04 2025-04-14 1575 1434 141 141 5.489 GOLDMAN SACHS ABS RETURN TR FUND - I 2024-01-09 2025-04-14 54 51 3 3 3. ISHARES DJ SELECT DIVIDEND INDEX FD 2025-04-14 378 386 -8 -8 1. ISHARES DJ SELECT DIVIDEND INDEX FD 2021-11-03 2025-04-14 126 120 6 6 13. ISHARES CORE MSCI EAFE ETF 2024-12-23 2025-04-14 964 914 50 50 19. ISHARES CORE MSCI EAFE ETF 2023-03-06 2025-04-14 1409 1260 149 149 8. ISHARES MSCI EMERGING MARKETS EX 2024-12-23 2025-04-14 432 451 -19 -19 25.726 NEUBERGER BERMAN LONG SH-INS 2021-11-04 2025-04-14 478 467 11 11 714.837 BOSTON P LNG/SHRT RES-INS 2024-01-09 2025-04-14 9572 9514 58 58 193.523 BNYM INTL STCK-Y 2024-06-24 2025-07-15 4600 4815 -215 -215 468.081 BNYM YLD ENHAN STRAT-Y 2024-12-23 2025-07-15 5214 5275 -61 -61 2058.404 BNYM YLD ENHAN STRAT-Y 2025-07-15 22931 25535 -2604 -2604 10.581 FULLTHALER BEH S/C GRW-R6 2025-01-24 2025-07-15 477 552 -75 -75 7.411 FIDELITY ADV INTL SM CAP-Z 2021-11-04 2025-07-15 269 264 5 5 95. ISHARES DJ SELECT DIVIDEND INDEX FD 2025-07-15 12777 11245 1532 1532 283. ISHARES CORE S&P MID-CAP ETF 2025-07-15 17822 18155 -333 -333 251. ISHARES CORE S&P MID-CAP ETF 2025-07-15 15807 12621 3186 3186 83. ISHARES CORE MSCI EAFE ETF 2023-03-06 2025-07-15 6826 5506 1320 1320 8. ISHARES MSCI EMERGING MARKETS EX 2023-05-11 2025-07-15 507 399 108 108 25.898 NEUBERGER BERMAN INTRINSIC VALUE-IS 2024-06-24 2025-07-15 544 525 19 19 .085 GATEWAY TR 2025-07-15 2025-08-19 4 4 32.636 GOLDMAN SACHS ABS RETURN TR FUND - I 2025-07-15 2025-08-19 343 338 5 5 24.826 GOLDMAN SACHS ABS RETURN TR FUND - I 2024-01-09 2025-08-19 261 233 28 28 219. ISHARES 1-3 YEAR TREASURY BOND ETF 2025-08-19 18105 18087 18 18 7.724 TCW EMERGING MARKETS INCOME FUND-I 2025-07-15 2025-08-19 53 51 2 2 6. ISHARES MSCI EMERGING MARKETS EX 2025-08-19 2025-09-05 385 385 126. ISHARES MSCI EMERGING MARKETS EX 2023-05-11 2025-09-05 8086 6290 1796 1796 8.563 BNY MELLON DEVELOPED MARKETS REAL 2021-11-04 2025-09-16 76 92 -16 -16 9.172 FULLTHALER BEH S/C GRW-R6 2025-01-24 2025-09-16 481 479 2 2 2. ISHARES CORE S&P 500 ETF 2025-08-19 2025-09-16 1323 1286 37 37 43. ISHARES 1-3 YEAR TREASURY BOND ETF 2025-07-15 2025-09-16 3568 3544 24 24 5.062 J H III DISC MID CAP VAL-R6 2025-08-19 2025-09-16 153 149 4 4 6.663 NEUBERGER BERMAN INTRINSIC VALUE-IS 2025-08-19 2025-09-16 159 148 11 11 10.737 NEUBERGER BERMAN INTRINSIC VALUE-IS 2024-06-24 2025-09-16 257 218 39 39 CAPITAL GAIN DIVIDENDS P 2565 CAPITAL GAIN DIVIDENDS P 2565 CAPITAL GAIN DIVIDENDS P 2565 CAPITAL GAIN DIVIDENDS P 2565 CAPITAL GAIN DIVIDENDS P 2565 CAPITAL GAIN DIVIDENDS P 2565 CAPITAL GAIN DIVIDENDS P 2565 CAPITAL GAIN DIVIDENDS P 2565 CAPITAL GAIN DIVIDENDS P 2565 CAPITAL GAIN DIVIDENDS P 2565 CAPITAL GAIN DIVIDENDS P 2565 CAPITAL GAIN DIVIDENDS P 2565 CAPITAL GAIN DIVIDENDS P 2565 CAPITAL GAIN DIVIDENDS P 2565 CAPITAL GAIN DIVIDENDS P 2565 CAPITAL GAIN DIVIDENDS P 2565 CAPITAL GAIN DIVIDENDS P 2565 CAPITAL GAIN DIVIDENDS P 2565 CAPITAL GAIN DIVIDENDS P 2565 CAPITAL GAIN DIVIDENDS P 2565 CAPITAL GAIN DIVIDENDS P 2565 CAPITAL GAIN DIVIDENDS P 2565 CAPITAL GAIN DIVIDENDS P 2565 CAPITAL GAIN DIVIDENDS P 2565 CAPITAL GAIN DIVIDENDS P 2565 CAPITAL GAIN DIVIDENDS P 2565 CAPITAL GAIN DIVIDENDS P 2565 CAPITAL GAIN DIVIDENDS P 2565 CAPITAL GAIN DIVIDENDS P 2565 CAPITAL GAIN DIVIDENDS P 2565 CAPITAL GAIN DIVIDENDS P 2565 CAPITAL GAIN DIVIDENDS P 2565 CAPITAL GAIN DIVIDENDS P 2565 CAPITAL GAIN DIVIDENDS P 2565 CAPITAL GAIN DIVIDENDS P 2565 CAPITAL GAIN DIVIDENDS P 2565 CAPITAL GAIN DIVIDENDS P 2565 CAPITAL GAIN DIVIDENDS P 2565 CAPITAL GAIN DIVIDENDS P 2565 CAPITAL GAIN DIVIDENDS P 2565 CAPITAL GAIN DIVIDENDS P 2565 CAPITAL GAIN DIVIDENDS P 2565 CAPITAL GAIN DIVIDENDS P 2565 CAPITAL GAIN DIVIDENDS P 2565 CAPITAL GAIN DIVIDENDS P 2565 CAPITAL GAIN DIVIDENDS P 2565 CAPITAL GAIN DIVIDENDS P 2565 CAPITAL GAIN DIVIDENDS P 2565 CAPITAL GAIN DIVIDENDS P 2565 CAPITAL GAIN DIVIDENDS P 2565 CAPITAL GAIN DIVIDENDS P 2565 5613 189 0 189 0 189 256 0 0 256 0 67 67 0 false false false false false false false true true MA true false false false false true N/A BNY MELLON NA 6177227415 PO BOX 185 PITTSBURGH PA 152300185 X 854 false false false false true false false false false false false false false false false false false false false false false false BNY MELLON N A PO BOX 185 PITTSBURGH PA 15320 TRUSTEE 1 8860 NONE 0 NONE 0 491953 30417 0 522370 0 0 522370 7836 514534 25727 25727 189 189 25538 0 25538 0 25538 21133 0 0 0 0 21133 25538 17554 0 0 0 0 0 0 0 21133 17554 0 0 3579 0 0 0 0 0 0 0 0 21959 0 0 0 0 0 0 0 0 NONE NONE X UMASS MEMORIAL HEALTH CARE INC JOHN BRONHARD DIRECTOR OF FINANCE LEOMINSTER MA 01453 NONE PC GENERAL OPERATING 17554 17554 14 13999 18 5613 19612 19612 false false false false false false false false false false 05588L888 BNYM YLD ENHAN STRAT 05569M830 BNY MELLON BOND FD C AT COST 188834 174731 38145N220 GOLDMAN SACHS ABS RE AT COST 9166 10513 367829884 GATEWAY TR AT COST 8076 10590 464287804 ISHARES TR S & P SMA 46432F842 ISHARES CORE MSCI EA AT COST 7622 9953 05588F709 BNYM GLBL RL EST SEC AT COST 5834 5203 464287200 ISHARES S&P 500 INDE AT COST 102078 161301 464287507 ISHARES TR S&P MIDCA 64128R608 NEUBERGER BERMAN LON AT COST 10645 12368 464287457 ISHARES 1-3 YEAR TRE AT COST 9116 9292 31618H283 FIDELITY ADV INTL SM AT COST 5300 5958 464287168 ISHARES DJ SELECT DI 46434G764 ISHARES MSCI EMERGIN 00766Y513 CHAMPLAIN MID CAP FU 00771X419 G Q G PART EMERG MKT AT COST 8593 8757 05587K857 BNYM INTL STCK-Y AT COST 12471 12110 64122Q705 NEUBERGER BERMAN INT AT COST 6175 7550 74925K581 ROBECO BP LNG/SHRT R 05588E850 BNY MELLON HIGH YIEL AT COST 5171 5208 05589K400 BNYM FLTNG RT INC-Y AT COST 5236 5222 14064D774 FULLTHALER BEH S/C G AT COST 6986 7480 14949P208 CAUSEWAY CAP MGMT TR AT COST 11343 12074 46434G103 ISHARES CORE MSCI EM AT COST 8464 8899 46641Q332 JPMORGAN EQUITY PREM AT COST 11910 12391 47803W703 J H III DISC MID CAP AT COST 16550 17389 74256W584 PRINCIPAL MIDCAP FUN AT COST 17018 17185 87234N765 TCW EMERGING MARKETS AT COST 7656 7826 MUTUAL FUND TIMING ADJ 133 ROUNDING 2 STATE INCOME TAXES - PRINCIPAL 35 0 35 FOREIGN TAXES 72 72 0 FEDERAL TAX PAYMENT - PRIOR YE 151 0 0 FEDERAL ESTIMATES - PRINCIPAL 256 0 0 FOREIGN TAXES ON NONQUALIFIED 25 25 0