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      <Form990ScheduleAPartVIGrp>
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        <FormAndLineReferenceDesc>SCHEDULE D, PAGE 2, PART IV, LINE 2B</FormAndLineReferenceDesc>
        <ExplanationTxt>ESCROW PAYMENTS ARE RECEIVED FROM FUTURE HOMEOWNERS TO BE USED AS PART OF THE PURCHASE PRICE AT FUTURE HOME SALE CLOSINGS.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
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        <ExplanationTxt>THE ORIGINAL RETURN WAS SUBMITTED WITHOUT ALL THE INCOME AND THE EXPENSES. AN AMENDED RETURN WAS NECESSARY TO REPORT ALL THE CORRECT ACTIVITY.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 1, PART I, LINE 6</FormAndLineReferenceDesc>
        <ExplanationTxt>LOCAL VOLUNTEERS PROVIDE THE MAJORITY OF THE LABOR IN THE HOME CONSTRUCTION PROCESS, DO OFFICE WORK, AND HELP WITH RESTORE OPERATIONS. VOLUNTEERS ARE FED A MEAL AND GIVEN A T-SHIRT FOR THEIR TIME.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 11B</FormAndLineReferenceDesc>
        <ExplanationTxt>FORM 990 IS REVIEWED BY THE EXECUTIVE DIRECTOR BEFORE IT IS FILED.</ExplanationTxt>
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      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 12C</FormAndLineReferenceDesc>
        <ExplanationTxt>CONFLICT OF INTEREST DISCLOSURE FORMS ARE GIVEN TO THE BOARD ANNUALLY. THE EXECUTIVE DIRECTOR REVIEWS THE FORMS FOR COMPLETENESS AND FOLLOWS UP WITH ANY CONFLICTS TO RELATED PARTIES TO ENSURE NO UNFAIR BENEFIT ACCRUES TO THOSE PARTIES.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 15A</FormAndLineReferenceDesc>
        <ExplanationTxt>COMPENSATION OF THE EXECUTIVE DIRECTOR IS APPROVED BY THE BOARD OF DIRECTORS USING INDUSTRY DATA AND INFORMATION FROM HABITAT FOR HUMANITY INTERNATIONAL.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 19</FormAndLineReferenceDesc>
        <ExplanationTxt>GOVERNING DOCUMENTS AND FORM 990 ARE AVAILABLE UPON REQUEST AT THE MAIN OFFICE.</ExplanationTxt>
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</Return>