2026-01-15T07:11:38-05:00 2025-09-30 541400395 WHITE WITHERS MASINCUP & CANNADAY PC PO BOX 1048 STAUNTON VA 244021048 990PF 2024-10-01 541157065 KENNARD EDUCATIONAL FUND INC C/O ATLANTIC UNION BANK KENN 5402137241 PO BOX 1268 STAUNTON VA 244021268 CARY ROBINSON CHAIRPERSON 5402137241 2026-01-11 true false CHRISTOPHER T CAMPBELL P02056483 5408858123 2026-01-11 2024 2025-03-06 01:10:19Z X 1997714 X X 54989 53180 54989 73286 346681 24 128275 53204 54989 50 50 50 4100 4100 4100 16606 16606 16606 25 25 25 592 592 592 21373 21373 21373 0 0 0 21373 21373 21373 0 106902 31831 33616 6 7 159150 127152 127152 23243 29712 23243 23243 450 500 500 67412 52465 52689 605649 642546 1209854 462962 584967 584276 1325341 1430880 1997714 0 X 177694 177694 1147647 1253186 1325341 1430880 1325341 1430880 1325341 106902 1432243 1363 1430880 24 442 442 442 500 500 58 58 false false false false false false false true true VA true false false false false true N/A ATLANTIC UNION BANK 5402137241 24 S AUGUSTA STREET STAUNTON VA 24401 false false false false false false false true 2023 2022 true false false false false false false false false false false false false CARY ROBINSON P O BOX 1268 STAUNTON VA 22402 CHAIRPERSON 000.00 0 0 0 LINNEA SPRADLIN P O BOX 1268 STAUNTON VA 22402 SECRETARY 000.00 0 0 0 ANDREW LILLY P O BOX 1268 STAUNTON VA 24402 TREASURER 000.00 0 0 0 NONE NONE N/A N/A 0 134346 0 134346 134346 2015 132331 6617 6617 442 442 6175 6175 6175 0 0 6175 6454 2021 2893 2893 2893 6454 6175 CARY ROBINSON ATLANTIC UNION BANK P O BOX 1268 STAUNTON VA 24401 5402137241 CARY.ROBINSON@AUBWM.COM FORMS AVAILABLE AT THE TRUST DEPARTMENT. APPLICANTS MUST PROVIDE ACADEMIC TRANSCRIPTS, FINANCIAL INFORMATION, EMPLOYMENT HISTORY, AND A STATEMENT DESCRIBING THE PURPOSE OF THE APPLICATION. THE JUNE 1 PRECEDING THE ACADEMIC YEAR. APPLICANTS MUST BE RESIDENTS OF THE CITIES OF STAUNTON OR WAYNESBORO OR THE COUNTY OF AUGUSTA. 14 1809 53180 73286 1809 126466 128275 4 INCOME FROM THE FOUNDATION'S INVESTMENTS IS THE ONLY SOURCE OF INCOME TO CARRY OUT THE ORGANIZATION'S ACTIVITIES. false false false false false false false false false false ACCOUNTING FEES 4100 4100 4100 FEDERAL NATL MTG ASSN 2023-02 PURCHASE 2024-10 25000 24993 7 ALTRIA GROUP INC COM 2023-11 PURCHASE 2024-12 342 248 94 APPLIED MATLS INC COM 2024-03 PURCHASE 2024-12 518 641 -123 CVS HEALTH CORP 2021-01 PURCHASE 2024-12 1881 2470 -589 CISCO SYS INC COM 2017-11 PURCHASE 2024-12 12745 5543 7202 DOW INC COM 2023-11 PURCHASE 2024-12 1090 1329 -239 EOG RES INC COM 2024-03 PURCHASE 2024-12 1405 1299 106 GALLAGHER ARTHUR J & CO COM 2013-03 PURCHASE 2024-12 31772 4319 27453 GILEAD SCIENCES INC COM 2023-04 PURCHASE 2024-12 1012 951 61 GOLDMAN SACHS GROUP INC COM 2020-06 PURCHASE 2024-12 11378 4032 7346 HOME DEPOT INC COM 2020-03 PURCHASE 2024-12 3447 1722 1725 ILLINOIS TOOL WKS INC COM 2023-04 PURCHASE 2024-12 1094 928 166 MONDELEZ INTL INC CL 2019-09 PURCHASE 2024-12 7094 6171 923 PEPSICO INC COM 2020-06 PURCHASE 2024-12 15190 11454 3736 REGENERON PHARMACEUTICALS COM 2024-03 PURCHASE 2024-12 774 974 -200 UNITED PARCEL SERVICE INC CL B 2017-12 PURCHASE 2024-12 3770 3547 223 UNITEDHEALTH GROUP INC COM 2020-04 PURCHASE 2024-12 13738 6576 7162 VERIZON COMMUNICATIONS INC COM 2014-07 PURCHASE 2024-12 337 391 -54 VERTEX PHARMACEUTICALS INC COM 2024-03 PURCHASE 2024-12 9207 8232 975 GENUINE PARTS CO COM 2011-08 PURCHASE 2025-01 8300 3604 4696 PENNSYLVANIA ST GO BDS 2021-08 PURCHASE 2025-02 5000 5114 -114 DOW INC COM 2024-03 PURCHASE 2025-03 3064 4375 -1311 INVESCO EXCHANGE BULLETSHRS 26 2024-03 PURCHASE 2025-03 5267 5194 73 INVESCO EXCHANGE BULLETSHR 25 2024-12 PURCHASE 2025-03 15937 15754 183 JPMORGAN CHASE & CO COM 2018-05 PURCHASE 2025-03 3104 1383 1721 NUCOR CORP COM 2024-03 PURCHASE 2025-04 6616 9360 -2744 ISHARES RUSSEL TOP 200 GROWTH 2019-11 PURCHASE 2025-05 14384 6037 8347 SELECT SECTOR SPDR TR MATLS 2025-04 PURCHASE 2025-05 5754 5611 143 VANGUARD MEGA CAP ETF 2024-12 PURCHASE 2025-05 48224 49832 -1608 BANK OF AMERICA CORP COM 2020-01 PURCHASE 2025-05 10349 7542 2807 PENNSYLVANIA ST GO BDS 1ST SE 2021-08 PURCHASE 2025-07 10022 10136 -114 ACCENTURE PLC IRELAND SHS 2011-09 PURCHASE 2025-08 514 102 412 ABBOTT LABORATORIES COM 2020-03 PURCHASE 2025-08 663 400 263 ADOBE INC 2024-03 PURCHASE 2025-08 7808 12003 -4195 AMERICAN EXPRESS CO COM 2015-12 PURCHASE 2025-08 4610 1013 3597 APPLIED MATLS INC COM 2024-03 PURCHASE 2025-08 3197 4270 -1073 BECTON DICKINSON & CO COM 2020-03 PURCHASE 2025-08 1397 1498 -101 D R HORTON INC COM 2020-12 PURCHASE 2025-08 3284 1459 1825 ISHARES RUSSELL TOP 200 2019-11 PURCHASE 2025-08 4331 1555 2776 JOHNSON & JOHNSON COM 2010-12 PURCHASE 2025-08 716 250 466 LOWES COS INC COM 2019-06 PURCHASE 2025-08 3876 1493 2383 NATIONAL RURAL UTILS OOP FIN 2021-08 PURCHASE 2025-08 23663 26802 -3139 PHILLIPS 66 COM 2020-12 PURCHASE 2025-08 10649 5972 4677 REGENERON PHARMACEUTICALS COM 2024-03 PURCHASE 2025-08 4134 6816 -2682 BARCLAYS BK PLC MTN NOTE-DUE 11/4/25 20263 20000 BARCLAYS BK PLC MTN NOTE-DUE 3/3/26 15404 15131 CARLYE TACTICAL PRIVATE CREDIT 84923 79040 FEDERAL NATL MTG ASSN FIDELITY CONSERVATIVE INCOME BOND 48632 48728 INTERNATIONAL BUSINESS MACHS SR GLBL 30057 29917 INVESCO BULLETSHRS 2025 CORP BD EFT INVESCO BULLETSHRS 2026 CORP BD EFT 15553 15707 INVESCO BULLETSHRS 2028 CORP BOND 4963 4978 INVESCO BULLETSHRS 2029 CORP BD ETF 26100 26729 INVESCO BULLETSHRS 2030 CORP BOND 46698 47743 INVESCO BULLETSHRS 2031 CORP BD ETF 46750 47788 INVESCO BULLETSHRS 2032 CORP BOND 46778 47878 INVESCO BULLSHARES 2027 CORP BD ETF 23297 23593 INVESCO EXCH SELF INDEED BULLTSHRS INVESCO EXCH TRD SLF INDX FD TR ISHARES TR IBONDS DEC 2033 TERM TREA 30490 31478 ISHARES TR IBONDS DEC 2034 TERM TREA 38986 39435 ISHARES TR IBONDS DEC 2044 TERM TREA 31081 30864 JPMORGAN CHASE & CO 49850 50175 METLIFE INC SR GLBL NT 3% DUE 3/1/25 MORGAN STANLEY 4%-DUE 7/23/25 NATIONAL RURAL UTILS 3.45% 5/15/31 QUALCOMM INC SR NT 3% DUE 5/20/22 WELLS FARGO 4.3%-DUE 7/22/27 25142 25092 ABBOTT LABS 4914 17412 ABBVIE INC COM 6539 9030 ACCENTURE PLC IRELANDSHS CLASS 2305 11097 ADOBE INC. AFLAC INC COM 5432 7372 ALTRIA GROUP INC COM 6907 11032 AMAZON.COM INC 13799 30301 AMERICAN EXPRESS 2650 18269 AMERIPRISE FINL IN COM 5484 8843 APPLE INC 6958 57292 APPLIED MATLS INC COM BANK OF AMERICA CORP BECTON DICKINSON & CO 2369 5615 BERKSHIRE HATHAWAY INC 2015 2011 BLUEROCK TOTAL INCOME 29054 20584 BRISTOL-MYERS SQUIBB CO 3121 2345 BROADCOM LTD 2978 46187 CHEVRON CORP 7264 13044 CISCO SYSTEMS INC COSTCO WHOLESALE CORP 9148 8331 CVS HEALTH CORP 6974 7237 D R HORTON INC COM 10211 23726 DFA EMERGING MARKETS 30853 41162 DFA INTERNATIONAL CORE EQUITY 84239 99932 DFA US LARGE CAP VALUE PORTFOLIO 90550 104611 DOW INC COM EOG RES INC COM 3661 3476 GALLAGHER ARTHUR J & CO GARMIN LTD SHS 15877 25607 GENUINE PARTS CO GILEAD SCIENCES IN COM 16006 20313 GOLDMAN SACHS GROUP INC COM 12242 15927 HOME DEPOT INC COM ILLINOIS TOOL WKS INC COM 6730 7562 ISHARES MSCI ACWI 24957 27824 ISHARES RUSSELL MID-CAP ETF 26494 52040 ISHARES RUSSELL TOP 200 GROWTH 73734 157075 JOHNSON & JOHNSON 2810 8344 JP MORGAN CHASE & CO COM 6053 27127 KLA CORPORATION COM NEW 8140 45301 LOWES COS INC 5296 25131 MERCK & CO INC NEW COM 4259 4868 META PLATFORM, INC. 5533 8078 MICROSOFT CORP 5665 52313 MONDELEZ INTL INC NETFLIX 6820 7194 NOVARTIS A G SPONSORED 4868 11542 NUCOR CORP COM NVIDIA CORP COM 32462 61385 PARKER HANNIFIN CORP 4157 25019 PEPSICO INC PHILIP MORRIS INTL INC 2724 6488 PHILLIPS 66 COM QUALCOMM INC 13389 32440 REGENERON PHARMACEUTICALS COM RTX CORPORATION COM 6611 18239 SALESFORCE INC 9664 9480 SELECT SECTOR SPDR MATERIALS 990 1075 SELECT SECTOR SPDR REAL ESTATE 1931 1938 SELECT SECTOR SPDR TR UTILS 1831 2006 TESLA INC 1969 3113 UNITED HEALTH GROUP INC COM UNITED PARCEL SERVICE VANGUARD MEGA CAP ETF VERIZON COMMUNICATIONS INC 3909 3516 VERTEX PHARMACEUTICALS INC COM 52465 52689 LEGAL FEES 50 50 50 9-30-24 FEDERAL TAX 1363 EXPENSES ADVERTISING 132 132 132 AMORTIZATION OF BOND PREMIUM 460 460 460 FOREIGN CONVERSION EXPENSE CLARK SELENA MARSHALL CHANDLER MARSHALL EVELYN 4929 MINNIS LIANNE PANNELL APRIL 12581 REED EMILY 4586 TURNER MIKAYLA 1147 TRUST FEES 16606 16606 16606 TAX PAYMENTS-REGISTRATION FEE 25 25 25