2025-12-22T14:43:18-06:00 2025-06-30 113266576 GRASSI & CO CPA'S PC ONE MAYNARD DRIVE SUITE 2203 PARK RIDGE NJ 07656 990 2024-07-01 223238028 HABITAT FOR HUMANITY OF BERGEN COUNTY INC HABI 2014571020 121 CARVER AVENUE WESTWOOD NJ 07675 DAVE JULIANA TREASURER 2014571020 2025-12-17 1 1 JOSEPH CARNEVALE P01520035 2018089800 2025-12-17 2024 2025-03-06 01:10:19Z DAVE JULIANA 121 CARVER AVE WESTWOOD NJ 07675 1728936 0 X WWW.HABITATBERGEN.ORG X 1994 NJ TO PROVIDE DECENT, AFFORDABLE HOMES FOR HARDWORKING BERGEN COUNTY, NJ FAMILIES. WE JOIN IN A COMMON GOAL WITH OTHER AFFILIATES OF THIS INTERNATIONAL ORGANIZATION TO ELIMINATE POVERTY, LACK HOUSING AND HOMELESSNESS EVERYWHERE BY WORKING IN PARTNERSHIP WITH PEOPLE IN NEED. 5 5 18 740 0 0 360539 626997 991983 1072620 23885 28298 215044 21 1591451 1727936 0 0 0 0 651395 705816 0 0 22045 1226502 948400 1877897 1654216 -286446 73720 2948765 2798415 1438214 1214144 1510551 1584271 X TO PROVIDE DECENT, AFFORDABLE HOMES FOR HARDWORKING BERGEN COUNTY, NJ FAMILIES. WE JOIN IN A COMMON GOAL WITH OTHER AFFILIATES OF THIS INTERNATIONAL ORGANIZATION TO ELIMINATE POVERTY, LACK OF HOUSING AND HOMELESSNESS EVERYWHERE BY WORKING IN PARTNERSHIP WITH PEOPLE IN NEED. 0 0 211297 HOME BUILDING PROGRAM - HABITAT FOR HUMANITY OF BERGEN COUNTY BUILDS AFFORDABLE HOMES IN NORTHERN NEW JERSEY USING VOLUNTEER LABOR. WE ARE BOTH THE BUILDER AND THE BANKER FOR THESE HOMES AND ARE COMMITTED TO SELECTING AND TRAINING THE PARTNER FAFMILIES TO BECOME SUCCESSFUL HOMEOWNERS AND NEIGHBORS. THE EFFORT TO BUILD A NEW HOME (OR AN EXISTING REMODEL) IS CONSIDERABLE AND TAKES TIME. THE REWARDS OF SEEING A WELL-MADE HOME ARE INSPIRING ALL OF OUR HOME LOCATIONS. FAMILIES IN HOMEOWNERSHIP ARE KEY TO FULFILLING OUR MISSION. VOLUNTEERS BUILD A HABITAT HOME AND CREATE AN AFFORDABLE HOME WHERE NONE EXISTED. WE WORK WITH HOMEBUYERS TO HELP CHANGE THEIR LIVES. CONSTRUCTION EXPENSES ARE RECOGNIZED IN THE YEAR A HOME IS COMPLETED AND SOLD. EXPENSES INCLUDE EXPENDITURES MADE IN PRIOR YEARS. REVENUE IS NET OF UNAMORTIZED DISCOUNTS ATTRIBUTABLE TO THE ZERO RATE FINANCING WE OFFERED ON NEW HOMES COMPLETED. 714345 987765 RESTORE PROGRAM - THE HABITAT FOR HUMANITY OF BERGEN COUNTY RESTORE PROGRAM IS A RETAIL OUTLET THAT SELLS DONATED NEW AND GENTLY USED FURNITURE, APPLIANCES AND BUILDING SUPPLIES. THE PROGRAM BENEFITS THE COMMUNITY BY PROVIDING LOWER-COST ITEMS FOR SALE, AND THE ENVIRONMENT BY KEEPING ITEMS OUT OF THE LANDFILLS. THE RESTORE HAS A POSITIVE ENVIRONMENTAL IMPACT BY ENCOURAGING "REDUCE, REUSE AND RECYCLE" DONATIONS TO THE RESTORE HAVE KEPT TONS OF USABLE BUILDING MATERIALS, FURNITURE, AND APPLIANCES OUT OF LANDFILLS. NET PROCEEDS DERIVED FROM THE RESTORE PROGRAM ARE USED TO BUILD AFFORDABLE HOUSING FOR LOCAL FAMILIES. PURCHASES AND DONATIONS TO THE RESTORE HELP FAMILIES BUILD STRENGTH, STABILITY AND SELF-RELIANCE. 925642 1 1 0 0 0 0 0 0 1 0 1 0 0 1 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 18 1 0 0 0 0 0 0 0 0 0 0 X 5 5 0 0 0 0 0 0 0 1 1 0 0 0 1 1 1 1 1 1 0 0 X ORGANIZATION OFFICE 2014571020 121 CARVER AVE WESTWOOD NJ 07675 DAVE JULIANA TREASURER 10.00 X X 0 0 0 MARIA GESUALDI DIRECTOR 2.00 X 0 0 0 JONATHAN SENOS PRESIDENT 2.00 X X 0 0 0 BETTINA FOWLER DIRECTOR 2.00 X 0 0 0 JANINE GETLER ESQ DIRECTOR 2.00 X 0 0 0 THERESA CAPPARELLI EXECUTIVE DIRECTOR 40.00 X 147117 0 15851 147117 0 15851 1 0 1 0 0 25000 601997 626997 RESTORE REVENUE 236000 987765 987765 HOME REPAIR REVENUE 236000 64682 64682 MORTGAGE LOAN AMORTIZA 236000 20173 20173 1072620 28298 28298 1021 1000 21 21 1727936 1072620 0 28319 X 112502 68626 43876 509917 311536 198381 31189 10052 21137 52208 32933 19275 194618 31579 162177 862 22054 9662 2485 9907 97003 14754 73638 8611 417322 281299 136023 1111 1111 24330 8531 15799 CONSTRUCTION COSTS AND 114025 114025 MISCELLANEOUS 28158 20559 6114 1485 TITLE AND FEES TO HFHI 26035 26035 VEHICLE EXPENSE 20026 19889 137 3718 2197 341 1180 1654216 925642 706529 22045 296894 407934 711582 583108 1000 34746 381713 371876 60999 165196 54258 44738 112456 102456 0 10000 1442319 1180817 2948765 2798415 66926 100505 19983 23836 1351305 1089803 1438214 1214144 X 1510551 1559271 25000 1510551 1584271 2948765 2798415 73720 0 X X 0 1 X 1 0 X 663884 717616 580224 575583 627018 3164325 1160914 1657020 952029 991983 1007938 5769884 1824798 2374636 1532253 1567566 1634956 8934209 16675 19250 287953 144759 329786 798423 17952 70106 88058 34627 19250 358059 144759 329786 886481 8047728 8095 9226 21952 23885 28298 91456 8095 9226 21952 23885 28298 91456 1832893 2383862 1554205 1591451 1663254 9025665 0.89160 0.98180 0.01010 0.00830 X RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 0 1 X 4300 4300 0 31156 21156 10000 77000 77000 0 10000 TOWNSHIP SECURITY DEPOSITS 16326 SECURITY DEPOSITS 100000 RIGHT OF USE ASSET 1064491 1180817 LEASE LIABILITY 1089803 1089803 X 1727936 0 1727936 0 1727936 1654216 0 1654216 0 1654216 PART IV, LINE 2B: THE ORGANIZATION HOLDS MORTGAGES ON SEVERAL PROPERTIES AND THESE AMOUNTS REPRESENT THE REAL ESTATE TAXES, HOME OWNERS INSURANCE AND HOME OWNER DEPOSITS THAT HAVE BEEN COLLECTED FROM THE HOMEOWNERS AND ARE A LIABILITY TO THE ORGANIZATION. PART X, LINE 2: THE ORGANIZATION ADHERES TO FASB ASC TOPIC 740, INCOME TAXES, WHICH PROVIDES GUIDANCE AND CLARIFICATION ON ACCOUNTING FOR UNCERTAINTY IN INCOME TAXES RECOGNIZED IN THE ORGANIZATIONS FINANCIAL STATEMENTS. THE GUIDANCE PRESCRIBES A RECOGNITION THRESHOLD AND MEASUREMENT ATTRIBUTE FOR THE FINANCIAL RECOGNITION AND MEASUREMENT OF A TAX POSITION OR EXPECTED TO BE TAKEN IN A TAX RETURN, AND ALSO PROVIDES GUIDANCE ON RECOGNITION, CLASSIFICATION, INTEREST AND PENALTIES, DISCLOSURE AND TRANSITION. FOR THE YEAR ENDED JUNE 30, 2025, THE ORGANIZATION HAS NO MATERIAL UNCERTAIN TAX POSITIONS TO BE ACCOUNTED FOR IN THE FINANCIAL STATEMENTS. FORM 990 LINE I: THE ORGANIZATION IS EXEMPT FROM INCOME TAXES UNDER SECTION 501C(3) OF THE INTERNAL REVENUE CODE UNDER A GROUP EXEMPTION LETTER GRANTED TO HABITAT FOR HUMANITY INTERNATIONAL BY THE INTERNAL REVENUE SERVICE. 0 0 0 0 0 0 0 0 0 THERESA CAPPARELLI EXECUTIVE DIRECTOR 147117 0 0 0 0 0 0 0 15851 0 162968 0 0 0 FORM 990, PART VI, SECTION B, LINE 11B ONCE COMPLETED BY THE AUDITORS THE FORM 990 IS DISTRIBUTED TO EACH MEMBER OF THE FINANCE COMMITTEE FOR REVIEW AND COMMENT. ALL QUESTIONS ARE DISCUSSED VIA EMAIL OR PHONE CONVERSATION AND DIRECTION IS THEN GIVEN TO THE ACCOUNTANTS REGARDING HOW TO RESOLVE THE QUESTIONS RAISED BY THE COMMITTEE. ONCE THE QUESTIONS ARE RESOLVED, A FINAL COPY OF THE FORM 990 IS GIVEN TO THE EXECUTIVE DIRECTOR FOR SIGNATURE BEFORE FILING. THE COMPLETED FORM 990 IS EMAILED TO EACH DIRECTOR FOR REVIEW AND COMMENT AND APPROVAL ONCE APPROVAL IS RECEIVED, THE FORM 990 IS E-FILED BY THE ACCOUNTANT. FORM 990, PART VI, SECTION B, LINE 12C THERE IS A DISCUSSION AT THE BOARD MEETING ABOUT CONFLICTS OF INTEREST AND THESE BOARD MEETINGS ARE DOCUMENTED. FORM 990, PART VI, SECTION B, LINE 15A THE PRESIDENT OF THE BOARD ALONG WITH THE GOVERNANCE COMMITTEE MAKES A RECOMMENDATION TO THE FULL BOARD REQUESTING COMMENTS AND/OR APPROVAL. THE SALARY INCREASE IS GENERALLY IN LINE WITH COLA AND OCCASIONALLY INCLUDES AN ADDED AMOUNT FOR AN EXCEPTIONAL PERFORMANCE DURING THE FISCAL YEAR. FORM 990, PART VI, SECTION C, LINE 19 THERE IS A DISCUSSION AT THE BOARD MEETING ABOUT CONFLICTS OF INTEREST AND THESE BOARD MEETINGS ARE DOCUMENTED. FORM 990, PART IX, LINE 11G PROFESSIONAL FEES: PROGRAM SERVICE EXPENSES 31,579. MANAGEMENT AND GENERAL EXPENSES 162,177. FUNDRAISING EXPENSES 862. TOTAL EXPENSES 194,618. FORM 990, PART XII, LINE 2C: NO CHANGES FROM THE PRIOR YEAR