2025-07-15T15:45:38-05:00 2023-12-31 341599718 CARD PALMER SIBBISON & CO 4545 HINCKLEY PARKWAY CLEVELAND OH 441096009 990 2023-01-01 316060582 NATIONAL ASSOCIATION OF BENEFITS AND INSURANCE PROFESSIONALS OHIO 4402509460 24976 CENTER RIDGE ROAD WESTLAKE OH 44145 RICHARD MUCCIO TREASURER 4402509460 2025-06-23 1 0 KATELYN M DIGIANTONIO CPA P01444067 2166216100 2023 2025-03-06 01:10:19Z X RICHARD MUCCIO 24976 CENTER RIDGE ROAD WESTLAKE OH 44145 253894 0 X X 1999 OH ORGANIZATION PROVIDES EDUCATION AND INFORMATION FOR LICENSED HEALTH INSURANCE AGENTS AND BROKERS THROUGHOUT OHIO 5 4 0 18 0 0 0 0 158648 249710 623 0 0 4184 159271 253894 0 0 0 0 0 0 0 0 0 185185 653847 185185 653847 -25914 -399953 426825 26872 0 0 426825 26872 ORGANIZATION PROVIDES EDUCATION AND INFORMATION FOR LICENSED HEALTH INSURANCE AGENTS AND BROKERS THROUGHOUT OHIO 0 0 82548 MEETINGS WITH LEGISLATORS TO PROMOTE HEALTH UNDERWRITERS ISSUES AND CONCERNS. 5875 ATTENDANCE AT VARIOUS LOCAL AND NATIONAL SYPOSIUMS TO LEARN ISSUES AND CONCERNS AND DISCUSS TOPICS AFFECTING THE HEALTH INSURANCE INDUSTRY. 31672 PROVIDE CONTINUING EDUCATION THROUGH THE OHIO DEPARTMENT OF INSURANCE. 120095 0 0 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 X 5 4 0 0 0 1 0 0 0 1 1 0 1 1 1 1 1 1 0 0 0 0 0 X X X RICHARD MUCCIO 4402509460 6 KESWICK COMMONS NEW ALBANY OH 430548231 SHERI MASKOW NABIP ADMIN 2.00 X X 0 0 0 JENNIFER KAUFFMAN PRESIDENT ELECT 2.00 X X 0 0 0 BILL BARRETT PRESIDENT 2.00 X X 0 0 0 SHERRI RUTTER SECRETARY/TREASURER 2.00 X X 0 0 0 DEE MCFARLAND VICE PRESIDENT 2.00 X X 0 0 0 0 0 0 0 0 0 0 0 WORKERS COMP PROGRAM 541900 212270 212270 MEMBERSHIP DUES & ASSE 541900 35690 35690 JOB BANK 541900 1750 1750 249710 INSURANCE REIMBURSEMEN 999999 4184 4184 4184 253894 253894 0 0 950 950 2205 2205 2359 2359 EMBEZZLEMENT BY FORMER 498410 498410 LEADERSHIP WORKSHOP 82548 82548 ASSOCIATION MANAGEMENT 49992 24996 24996 NATIONAL MEETING EXPENS 5875 5875 11508 6676 4832 653847 120095 533752 0 140332 26453 286493 419 426825 26872 0 0 X 426825 26872 426825 26872 426825 26872 -399953 0 X 0 0 0 1 0 0 PART I-A, LINE 1: NATIONAL ASSOCIATION OF BENEFITS AND INSURANCE PROFESSIONALS BELIEVES THAT ALL AMERICANS DESERVE A HEALTH CARE SYSTEM THAT IS RESPONSIBLE, ACCESSIBLE, AND AFFORDABLE. CONSISTENT WITH THAT BELIEF, THE ORGANIZATION LOBBIES TO SUPPORT NUMEROUS ISSUES AND CANDIDATES THAT PROMOTE HEALTH CARE. FORM 990, PART VI, SECTION A, LINE 5 NABIP OHIO IS A NON-PROFIT TRADE ORGANIZATION THAT SUPPORTS HEALTH INSURANCE AGENTS AND BROKERS WITH THEIR BUSINESS AND CLIENTS. IN APRIL 2024, OUR BUSINESS MANAGER RESIGNED FROM HER POSITION. WE DISCOVERED THAT SHE HAD BEEN TAKING FUNDS FROM OUR ORGANIZATION IN SEVERAL WAYS, INCLUDING DIRECT WITHDRAWALS FROM OUR CHECKING ACCOUNT, PAYING HER PERSONAL CREDIT CARD BILLS, PAYING OTHER ASSOCIATIONS WITH OUR FUNDS, PAYING OTHER PERSONAL BILLS, AND WRITING CHECKS TO HERSELF OR HER COMPANY. WE BELIEVE THAT SHE TOOK THE FOLLOWING AMOUNTS: IN 2022 (OR EARLIER): $335,000 FROM BANK CDS IN 2022: OVER $83,000 IN 2023: OVER $80,000 IN 2024: OVER $106,000 IN TOTAL, WE ESTIMATE THAT SHE HAS TAKEN OVER $604,000 IN FRAUDULENT WITHDRAWALS SINCE 2022. SHE IS CURRENTLY IN PLEA NEGOTIATIONS WITH THE UNITED STATES ATTORNEY TO PLEAD GUILTY OR NO CONTEST FOR NOT ONLY TAKING FUNDS FROM OUR ORGANIZATION BUT ALSO SEVERAL OTHER ORGANIZATIONS. WE ALSO HAVE AN OUTSTANDING CIVIL LAWSUIT PENDING AGAINST HER, HER HUSBAND, AND HER COMPANY. STARTING IN MAY 2024, WE HAVE TAKEN STEPS TO STOP THESE FRAUDULENT WITHDRAWALS AND PREVENT THEM FROM OCCURRING IN THE FUTURE. FORM 990, PART VI, SECTION B, LINE 11B LINE 11A EXPLANATION - THE 990 IS REVIEWED AT THE ADMINISTRATIVE OFFICE AND IT IS SENT TO THE PRESIDENT FOR HIS OR HER REVIEW AND SIGNATURE. AT THE NEXT BOARD MEETING, THE BOARD IS ADVISED THAT THE 990 HAS BEEN PREPARED AND THAT COPIES ARE AVAILABLE BY REQUEST AT THE ADMINISTRATIVE OFFICE. FORM 990, PART VI, SECTION B, LINE 12C AT THE ANNUAL MEETING EACH YEAR, ALL BOARD MEMBERS, BOTH OLD AND NEW, RECEIVE A COPY OF THE POLICY IN THEIR HANDBOOK. FORM 990, PART VI, SECTION C, LINE 19 EACH YEAR AT THE ANNUAL BOARD MEETING, ALL BOARD MEMBERS RECEIVE ALL DOCUMENTS IN THEIR BINDERS. THEY CAN ALSO DOWNLOAD ALL GOVERNING DOCUMENTS AND POLICIES FROM THE WEBSITE. EVERY MONTH AT THE BOARD MEETING, EVERY ATTENDEE RECEIVES A COPY OF THE FINANCE REPORTS AND ANY MEMBER CAN ASK FOR ANY OF THE ABOVE AT ANYTIME, AS LONG AS THEY ARE STILL A MEMBER.