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      <MortgNotesPyblScrdInvstPropGrp>
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        <EOYAmt>163960128</EOYAmt>
      </TotalLiabilitiesGrp>
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      <TotalNetAssetsFundBalanceGrp>
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      <ReconcilationRevenueExpnssAmt>1516574</ReconcilationRevenueExpnssAmt>
      <NetUnrlzdGainsLossesInvstAmt>182832</NetUnrlzdGainsLossesInvstAmt>
      <MethodOfAccountingAccrualInd>X</MethodOfAccountingAccrualInd>
      <AccountantCompileOrReviewInd>false</AccountantCompileOrReviewInd>
      <FSAuditedInd>false</FSAuditedInd>
    </IRS990>
    <IRS990ScheduleD documentId="RetDoc2">
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        <BookValueAmt>925785</BookValueAmt>
      </LandGrp>
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        <BookValueAmt>3865765</BookValueAmt>
      </BuildingsGrp>
      <EquipmentGrp>
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        <DepreciationAmt>797072</DepreciationAmt>
        <BookValueAmt>656334</BookValueAmt>
      </EquipmentGrp>
      <TotalBookValueLandBuildingsAmt>5447884</TotalBookValueLandBuildingsAmt>
      <OtherLiabilitiesOrgGrp>
        <Desc>MEMBER SHARES</Desc>
        <Amt>157212878</Amt>
      </OtherLiabilitiesOrgGrp>
      <TotalLiabilityAmt>157212878</TotalLiabilityAmt>
    </IRS990ScheduleD>
    <IRS990ScheduleJ documentId="RetDoc3">
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      <IndependentConsultantInd>X</IndependentConsultantInd>
      <BoardOrCommitteeApprovalInd>X</BoardOrCommitteeApprovalInd>
      <SeverancePaymentInd>false</SeverancePaymentInd>
      <SupplementalNonqualRtrPlanInd>false</SupplementalNonqualRtrPlanInd>
      <EquityBasedCompArrngmInd>false</EquityBasedCompArrngmInd>
      <RltdOrgOfficerTrstKeyEmplGrp>
        <PersonNm>DEAN PIELEMEIER</PersonNm>
        <TitleTxt>CEO</TitleTxt>
        <BaseCompensationFilingOrgAmt>202507</BaseCompensationFilingOrgAmt>
        <BonusFilingOrganizationAmount>25424</BonusFilingOrganizationAmount>
        <OtherCompensationFilingOrgAmt>8400</OtherCompensationFilingOrgAmt>
        <DeferredCompensationFlngOrgAmt>8436</DeferredCompensationFlngOrgAmt>
        <NontaxableBenefitsFilingOrgAmt>16595</NontaxableBenefitsFilingOrgAmt>
        <TotalCompensationFilingOrgAmt>261362</TotalCompensationFilingOrgAmt>
      </RltdOrgOfficerTrstKeyEmplGrp>
      <RltdOrgOfficerTrstKeyEmplGrp>
        <PersonNm>TERI PUTHOFF</PersonNm>
        <TitleTxt>CFO</TitleTxt>
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        <NontaxableBenefitsFilingOrgAmt>13007</NontaxableBenefitsFilingOrgAmt>
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      <RltdOrgOfficerTrstKeyEmplGrp>
        <PersonNm>ERIC STETZEL</PersonNm>
        <TitleTxt>COMMERCIAL LENDER</TitleTxt>
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        <BonusFilingOrganizationAmount>32243</BonusFilingOrganizationAmount>
        <DeferredCompensationFlngOrgAmt>4015</DeferredCompensationFlngOrgAmt>
        <NontaxableBenefitsFilingOrgAmt>16803</NontaxableBenefitsFilingOrgAmt>
        <TotalCompensationFilingOrgAmt>159997</TotalCompensationFilingOrgAmt>
      </RltdOrgOfficerTrstKeyEmplGrp>
      <RltdOrgOfficerTrstKeyEmplGrp>
        <PersonNm>BLANCA CRINER</PersonNm>
        <TitleTxt>CHIEF MKT &amp; BUS. DEV</TitleTxt>
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        <BonusFilingOrganizationAmount>28429</BonusFilingOrganizationAmount>
        <DeferredCompensationFlngOrgAmt>2986</DeferredCompensationFlngOrgAmt>
        <NontaxableBenefitsFilingOrgAmt>1412</NontaxableBenefitsFilingOrgAmt>
        <TotalCompensationFilingOrgAmt>134774</TotalCompensationFilingOrgAmt>
      </RltdOrgOfficerTrstKeyEmplGrp>
    </IRS990ScheduleJ>
    <IRS990ScheduleL documentId="RetDoc4">
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        <PersonNm>LYNN COOK - LIFE INSURANCE</PersonNm>
        <RelationshipWithOrgTxt>RETIRED CEO</RelationshipWithOrgTxt>
        <LoanPurposeTxt>LIFE INSURANCE</LoanPurposeTxt>
        <LoanFromOrganizationInd>X</LoanFromOrganizationInd>
        <OriginalPrincipalAmt>1400000</OriginalPrincipalAmt>
        <BalanceDueAmt>1400000</BalanceDueAmt>
        <DefaultInd>false</DefaultInd>
        <BoardOrCommitteeApprovalInd>true</BoardOrCommitteeApprovalInd>
        <WrittenAgreementInd>true</WrittenAgreementInd>
      </LoansBtwnOrgInterestedPrsnGrp>
      <LoansBtwnOrgInterestedPrsnGrp>
        <PersonNm>DEAN PIELEMEIER - LIFE INSURANCE</PersonNm>
        <LoanPurposeTxt>LIFE INSURANCE</LoanPurposeTxt>
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        <BalanceDueAmt>1239997</BalanceDueAmt>
        <DefaultInd>false</DefaultInd>
        <BoardOrCommitteeApprovalInd>true</BoardOrCommitteeApprovalInd>
        <WrittenAgreementInd>true</WrittenAgreementInd>
      </LoansBtwnOrgInterestedPrsnGrp>
      <TotalBalanceDueAmt>2639997</TotalBalanceDueAmt>
    </IRS990ScheduleL>
    <IRS990ScheduleO documentId="RetDoc5">
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 6</FormAndLineReferenceDesc>
        <ExplanationTxt>MEMBERSHIP TO ABBEY IS OPEN TO THOSE WHO LIVE, WORK, WORSHIP, OR ATTEND SCHOOL IN MONTGOMERY, MIAMI, SHELBY, DARKE OR GREENE COUNTIES. ABBEY CU IS OWNED BY THE PEOPLE WHO OPEN A SAVINGS ACCOUNT AT ABBEY CU.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 7A</FormAndLineReferenceDesc>
        <ExplanationTxt>EACH MEMBER HAS ONE VOTE AT THE ANNUAL ELECTION OF THE BOARD OF DIRECTORS.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 7B</FormAndLineReferenceDesc>
        <ExplanationTxt>CLASS OF THE PERSON, DECISIONS THAT REQUIRE THEIR APPROVAL, NATURE OF THEIR RIGHTS, OHIO DIVISION OF FINANCIAL INSTITUTIONS, PURSUANT TO REGULATION.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 11B</FormAndLineReferenceDesc>
        <ExplanationTxt>THE CFO AND CEO REVIEW THE 990 BEFORE SUBMITTING TO THE IRS.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 15A</FormAndLineReferenceDesc>
        <ExplanationTxt>APPROVAL OF COMPENSATION COMMITTEE AND BOARD OF DIRECTORS</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 15B</FormAndLineReferenceDesc>
        <ExplanationTxt>CEO ESTABLISHES COMPENSATION FOR KEY EMPLOYEES.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 19</FormAndLineReferenceDesc>
        <ExplanationTxt>AUDITED FINANCIAL STATEMENTS ARE HANDED OUT EACH YEAR AT THE ANNUAL MEETING. OTHER DOCUMENTS ARE NOT MADE AVAILABLE TO THE PUBLIC UNLESS REQUESTED.</ExplanationTxt>
      </SupplementalInformationDetail>
    </IRS990ScheduleO>
  </ReturnData>
</Return>