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      <ExplanationTxt>THE FOUNDATION TRUSTEES PLANNED IN 2019, THE FIRST SET-ASIDE YEAR, TO ASSIST THE RESIDENTS OF AN IMPOVERISHED VILLAGE IN INDIA, THE HOMETOWN OF THE FOUNDER OF THE FOUNDATION. THE PROJECT CONSISTED OF A GRANT OF SCHOLARSHIPS TO AID NEEDY CHILDREN IN THE VILLAGE AND A CONTRIBUTION TO AN INDIA HOSPITAL TO ASSIST THE RESIDENTS OF AN IMPOVERISHED VILLAGE IN INDIA. In 2020 the Foundation expended $500 of the total $3,261 set-aside amount. This amount was used for student scholarships to assist the poor. The remaining set-aside amount was $2,761. This amount was distributed in 2024 as part of a grant to the Apollo Foundation, a tax exempt organization in Hyderabad, India, to be used to assist with the medical needs of the poor.</ExplanationTxt>
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    <InvestmentsCorpStockSchedule documentId="STM137">
      <InvestmentsCorporateStockGrp>
        <StockNm>4500shs Calamos Global Dynamic</StockNm>
        <EOYBookValueAmt>32084</EOYBookValueAmt>
        <EOYFMVAmt>30375</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>400shs Citizens Financial Gr</StockNm>
        <EOYBookValueAmt>8392</EOYBookValueAmt>
        <EOYFMVAmt>17504</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>800shs Eaton Vance</StockNm>
        <EOYBookValueAmt>5980</EOYBookValueAmt>
        <EOYFMVAmt>6536</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>200shs First Trust Dow Jones</StockNm>
        <EOYBookValueAmt>12956</EOYBookValueAmt>
        <EOYFMVAmt>48634</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>200shs Abrdn Income Credit</StockNm>
        <EOYBookValueAmt>10934</EOYBookValueAmt>
        <EOYFMVAmt>8477</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>242shs Ishares Core S&amp;P 500</StockNm>
        <EOYBookValueAmt>45530</EOYBookValueAmt>
        <EOYFMVAmt>142461</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>200shs Ishares Select Dividend</StockNm>
        <EOYBookValueAmt>14189</EOYBookValueAmt>
        <EOYFMVAmt>26258</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>2000shs Liberty All Star Eqty</StockNm>
        <EOYBookValueAmt>18844</EOYBookValueAmt>
        <EOYFMVAmt>27800</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>100shs Pudential Financial Inc</StockNm>
        <EOYBookValueAmt>5738</EOYBookValueAmt>
        <EOYFMVAmt>11853</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>550shs RVRNRTH</StockNm>
        <EOYBookValueAmt>14353</EOYBookValueAmt>
        <EOYFMVAmt>8340</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>1000shs PGIM High Yield Bond</StockNm>
        <EOYBookValueAmt>0</EOYBookValueAmt>
        <EOYFMVAmt>0</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>1000shs Blackrock Core Bond</StockNm>
        <EOYBookValueAmt>10890</EOYBookValueAmt>
        <EOYFMVAmt>10460</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
    </InvestmentsCorpStockSchedule>
    <OtherDecreasesSchedule documentId="STM116">
      <OtherDecreasesDetail>
        <Desc>2024 PAYMENT OF SET ASIDE AMOUNT</Desc>
        <Amt>2761</Amt>
      </OtherDecreasesDetail>
    </OtherDecreasesSchedule>
    <OtherProfessionalFeesSchedule documentId="STM109">
      <OtherProfessionalFeesDetail>
        <CategoryTxt>Morgan Stanley Fees</CategoryTxt>
        <Amt>2521</Amt>
        <NetInvestmentIncomeAmt>2521</NetInvestmentIncomeAmt>
        <AdjustedNetIncomeAmt>0</AdjustedNetIncomeAmt>
        <DisbursementsCharitablePrpsAmt>0</DisbursementsCharitablePrpsAmt>
      </OtherProfessionalFeesDetail>
    </OtherProfessionalFeesSchedule>
    <TaxesSchedule documentId="STM110">
      <TaxesDetail>
        <CategoryTxt>2024 Tax estimate</CategoryTxt>
        <Amt>180</Amt>
        <NetInvestmentIncomeAmt>0</NetInvestmentIncomeAmt>
        <AdjustedNetIncomeAmt>0</AdjustedNetIncomeAmt>
        <DisbursementsCharitablePrpsAmt>0</DisbursementsCharitablePrpsAmt>
      </TaxesDetail>
      <TaxesDetail>
        <CategoryTxt>2023 Tax Due</CategoryTxt>
        <Amt>11</Amt>
        <NetInvestmentIncomeAmt>0</NetInvestmentIncomeAmt>
        <AdjustedNetIncomeAmt>0</AdjustedNetIncomeAmt>
        <DisbursementsCharitablePrpsAmt>0</DisbursementsCharitablePrpsAmt>
      </TaxesDetail>
    </TaxesSchedule>
  </ReturnData>
</Return>