2025-12-24T10:01:28-05:00 2025-08-31 920460586 PWC US TAX LLP 4300 E CAMELBACK ROAD STE 475 PHOENIX AZ 85018 990PF 2024-09-01 166295815 R & M WHARTON MEM TR EDUCATIONAL FD R&MW 6073376136 C/O NBT BANK NA 52 S BROAD ST NORWICH NY 13815 NBT BANK NA TRUSTEE 6073376136 2025-12-01 true true JEFFREY E KUHLIN P00353001 4123556000 2025-12-01 X 2024 2025-03-06 01:10:19Z X 2712681 X 75613 75574 102520 204060 102520 0 178133 178094 23982 21584 2398 0 0 0 0 0 0 730 0 0 730 0 0 2802 985 0 0 0 0 0 0 0 250 250 27764 22569 0 3378 116137 116137 143901 22569 0 119515 34232 155525 0 41765 45581 45581 0 0 0 273510 231871 918368 1254694 1326693 1748732 1569969 1604145 2712681 0 X 1569969 1604145 1569969 1604145 1569969 1604145 1569969 34232 0 1604201 56 1604145 50. ABBOTT LABS COM 2008-01-04 2024-09-25 5623 1344 4279 4279 25. BOEING CO COM 2024-03-07 2024-09-25 3824 5070 -1246 -1246 25. BOEING CO COM 2023-06-06 2024-09-25 3824 5270 -1446 -1446 100. COLGATE PALMOLIVE CO COM 2004-10-01 2024-09-25 10379 2281 8098 8098 25. J P MORGAN CHASE & CO COM 2008-05-05 2024-09-25 5246 1205 4041 4041 25. JOHNSON & JOHNSON COM 2003-04-16 2024-09-25 4027 1358 2669 2669 3843.934 LOOMIS SAYLES BOND FUND 2024-09-25 46550 52065 -5515 -5515 25. MCDONALDS CORP COM 2008-05-05 2024-09-25 7512 1523 5989 5989 25. MICROSOFT CORP COM 2004-05-27 2024-09-25 10792 653 10139 10139 150. NIKE INC CL B 2009-01-20 2024-09-25 13197 1666 11531 11531 50. ORACLE CORP COM 1998-03-04 2024-09-25 8309 217 8092 8092 50. SOUTHERN CO COM 2003-04-16 2024-09-25 4470 1428 3042 3042 43.172 VANGUARD MID-CAP INDEX FUND 2009-05-19 2024-09-25 14000 2481 11519 11519 53.31 VANGUARD SMALL-CAP INDEX ADM 2021-02-04 2024-09-25 6000 5356 644 644 50. ABBOTT LABS COM 2008-01-04 2025-03-20 6334 1344 4990 4990 100. COLGATE PALMOLIVE CO COM 2004-10-01 2025-03-20 8996 2281 6715 6715 100. EXXON MOBIL CORP COM 1998-03-04 2025-03-20 11567 2720 8847 8847 25. JOHNSON & JOHNSON COM 2003-04-16 2025-03-20 4064 1358 2706 2706 25. MCDONALDS CORP COM 2008-05-05 2025-03-20 7675 1523 6152 6152 50. PEPSICO INC COM 2025-03-20 7349 2419 4930 4930 500. PFIZER INC COM 2009-10-15 2025-06-25 12131 7978 4153 4153 CAPITAL GAIN DIVIDENDS P 2191 CAPITAL GAIN DIVIDENDS P 2191 CAPITAL GAIN DIVIDENDS P 2191 CAPITAL GAIN DIVIDENDS P 2191 CAPITAL GAIN DIVIDENDS P 2191 CAPITAL GAIN DIVIDENDS P 2191 CAPITAL GAIN DIVIDENDS P 2191 CAPITAL GAIN DIVIDENDS P 2191 CAPITAL GAIN DIVIDENDS P 2191 CAPITAL GAIN DIVIDENDS P 2191 CAPITAL GAIN DIVIDENDS P 2191 CAPITAL GAIN DIVIDENDS P 2191 CAPITAL GAIN DIVIDENDS P 2191 CAPITAL GAIN DIVIDENDS P 2191 CAPITAL GAIN DIVIDENDS P 2191 CAPITAL GAIN DIVIDENDS P 2191 CAPITAL GAIN DIVIDENDS P 2191 CAPITAL GAIN DIVIDENDS P 2191 CAPITAL GAIN DIVIDENDS P 2191 CAPITAL GAIN DIVIDENDS P 2191 CAPITAL GAIN DIVIDENDS P 2191 102520 2162 0 2162 0 2162 1636 0 0 1636 0 526 0 0 false false false false false false false true true NY true false false false false true N/A NBT BANK NA 6073376136 52 SOUTH BROAD ST NORWICH NY 13815 false false false false true false false false false false false false false false false false false false false false false false NBT BANK NA 52 S BROAD STREET NORWICH NY 13815 TRUSTEE 1 23982 NONE 0 NONE 0 2521023 36939 0 2557962 0 0 2557962 38369 2519593 125980 125980 2162 2162 123818 0 123818 0 123818 119515 0 0 0 0 119515 123818 0 0 0 0 0 0 1607 1607 119515 0 0 0 119515 0 1607 1607 0 0 0 0 0 2696 0 0 0 0 0 0 0 0 X BROOME COMMUNITY COLLEGE FOUNDATION PO BOX 1017 BINGHAMTON NY 13902 NONE PC SCHOLARSHIPS 116137 116137 14 75613 18 102520 178133 178133 false false false false false false false false false false TAX PREPARATION FEE (NON-ALLOC 730 730 ABBOTT LABS 8064 39798 AUTOMATIC DATA PROCESSING INC 7191 60810 BAXTER INTL INC 10496 12345 PFIZER INC. CISCO SYSTEMS INC 10588 62181 COLGATE PALMOLIVE CO 9125 33628 CVS HEALTH CORP 5960 36575 EXXONMOBIL CORP 10881 45716 JOHNSON & JOHNSON 10862 35434 JPMORGAN CHASE & CO 13259 82891 MCDONALDS CORP 6093 31354 MICROSOFT CORP 3917 76004 NIKE INC CL B 2222 15474 ORACLE CORP 2172 113065 PEPSICO INC 7964 29730 SOUTHERN CO 8907 32305 WELLS FARGO & CO 11673 41090 AIR PRODUCTS AND CHEMICALS INC 6680 22058 CATERPILLAR INC 11344 20952 DEERE & CO 18725 23932 UNION PAC CORP 10525 11179 ALPHABET INC CL C 12830 21353 APPLE INC 8717 11607 BERKSHIRE HATHAWAY INC-CL B 8287 12575 BOEING CO META PLATFORMS INC 6870 18468 PALO ALTO NETWORKS 12809 19052 VISA INC CL A 5712 8795 VANGUARD DEVELOPED MKTS INDEX AT COST 229614 342437 VANGUARD SMALL-CAP INDEX ADM AT COST 23358 101795 VANGUARD TOTAL BOND MARKET IND AT COST 200475 193707 VANGUARD MID CAP INDEX AT COST 16830 105226 DFA EMERGING MKTS PORT AT COST 96160 119966 DFA GLOBAL REAL ESTATE SECURIT AT COST 52554 59823 VANGUARD 500 INDEX FUND AT COST 74154 166255 DODGE & COX INCOME FUND AT COST 157710 149861 LOOMIS SAYLES BOND FUND DODGE & COX GLOBAL BOND FUND AT COST 44610 46690 FLEXSHARES MSTAR GLBL UPSTRM N AT COST 88703 107930 LAZARD GLOBAL LISTED INFRASTRU AT COST 55000 61725 FIDELITY INFLATION PROTECTED B AT COST 52524 47025 FEDERATED INSTITUTIONAL HIGH Y AT COST 135000 139464 PIMCO INCOME FUND INSTL CLASS AT COST 50000 50278 DFA INTERNATIONAL SMALL COMPAN AT COST 25000 28904 FIDELITY EMERGING MKTS INDEX F AT COST 25000 27646 FID INF PRO BND INST PREM COST BASIS ADJ 56 STATE FILING FEE 250 0 250 FEDERAL TAX PAYMENT - PRIOR YE 181 0 0 FEDERAL ESTIMATES - PRINCIPAL 1636 0 0 FOREIGN TAXES ON QUALIFIED FOR 726 726 0 FOREIGN TAXES ON NONQUALIFIED 259 259 0