2025-12-09T17:10:33-06:00 2024-12-31 860918908 GPW AND ASSOCIATES INC 3101 N CENTRAL AVE PHOENIX AZ 850122749 990 2024-01-01 201095828 ADVANCED PROVIDERS INSURANCE RISK RETENTION GROUP INC ADVA 6022006900 3101 N CENTRAL AVE 400 PHOENIX AZ 85012 CHARLES MARLIN PRESIDENT 6022006900 2025-12-08 1 0 MAUREEN BELL P00795878 6022006900 2025-12-08 2024 2025-03-06 01:10:19Z SAME CHARLES MARLIN 3101 N CENTRAL AVE 400 PHOENIX AZ 85012 123494 0 X WWW.APIRRG.COM X 2004 AZ TO PROVIDE AFFORDABLE MEDICAL MALPRACTICE INSURANCE TO MEDICAL PROFESSIONALS THAT MAKE HOUSE CALLS TO ELDERLY PATIENTS. 5 3 0 0 0 0 0 0 59302 72838 22781 50656 0 0 82083 123494 0 0 25000 62330 0 0 0 0 0 96864 159798 121864 222128 -39781 -98634 1532421 1506660 249212 293209 1283209 1213451 THE COMPANY IS A RISK RETENTION GROUP (RRG) THAT ISSUES MEDICAL PROFESSIONAL LIABILITY INSURANCE CONTRACTS TO ITS MEMBER HEALTHCARE PROVIDERS WHO SPECIALIZE IN GERIATRIC CARE FOR HOME BOUND PATIENTS. 0 0 221553 123494 THE COMPANY PROVIDES MEDICAL MALPRACTICE INSURANCE AT REDUCED PREMIUM RATES TO ITS MEMBER POLICYHOLDERS WHO PROVIDE MEDICAL CARE TO GERIATRIC HOME BOUND PATIENTS. THE COMPANY CURRENTLY HAS 12 POLICIES ISSUED THAT COVER PARTICIPATING PHYSICIANS, PHYSICIAN ASSISTANTS AND NURSE PRACTITIONERS. THROUGH PARTICIPATION IN THE RRG, THE HEALTH CARE PROVIDERS ARE ABLE TO KEEP THEIR PREMIUM RATES LOW ENOUGH TO CONTINUE TO SERVE ELDERLY HOME BOUND PATIENTS. 221553 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 1 0 0 0 1 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 X 5 3 0 1 0 0 1 1 0 1 1 0 0 0 1 1 1 0 0 0 0 0 X GPW AND ASSOCIATES INC 6022006900 3101 N CENTRAL AVE SUITE 400 PHOENIX AZ 85012 X CHARLES MARLIN PRESIDENT, TREASURER, DIRE 5.40 X X 51600 0 0 EDWIN SOLER-VALCOURT MD SECRETARY, DIRECTOR 0.00 X X 0 0 0 TIFFANY REO DIRECTOR 0.00 X 0 0 0 TOM PLAMONDON DIRECTOR 0.05 X 0 0 0 MAUREEN BELL DIRECTOR 0.20 X 2975 0 0 JAMES GORDON ASSISTANT SECRETARY 0.20 X 1188 0 0 55763 0 0 0 0 0 1 0 CASUALTY INSURANCE 524126 72838 72838 72838 48653 48653 2003 0 2003 2003 2003 123494 123494 0 0 62330 51600 41867 35673 4649 6000 BOARDS, BUREAUS, AND AS 10000 NON-EMPLOYEE AGENT COMM 6454 STATE TAXES, LICENSES, 1773 PENALTIES 575 1207 222128 659644 596288 14438 18947 1810 3143 856529 888282 1532421 1506660 15510 12079 18096 13924 81700 133300 133906 133906 249212 293209 X 12 12 4863 5488 1278334 1207951 1283209 1213451 1532421 1506660 X -98634 28251 625 X 0 0 0 0 AMOUNTS WITHHELD OR RETAINED BY COMPANY FOR ACCOUNT OF OTHERS 133906 133906 FORM 990-SCHEDULE D, PART X - OTHER LIABILITIES, LINE 2 STOCK REDEMPTION BALANCES PAYABLE TO FORMER SHAREHOLDERS $133,906 1 0 0 0 FORM 990, PART VII, SECTION A, LINE 5 IN 2024, JAMES GORDON WAS AN OFFICER AND MAUREEN BELL WAS A DIRECTOR OF ADVANCED PROVIDERS INSURANCE RISK RETENTION GROUP. APIRRG DOES NOT DIRECTLY COMPENSATE JAMES AND MAUREEN FOR THEIR TIME. RATHER, GPW & ASSOCIATES, INC. COMPENSATES JAMES AND MAUREEN FOR THEIR TIME SPENT PERFORMING SERVICES FOR APIRRG. JAMES & MAUREEN WERE EMPLOYEES OF GPW & ASSOCIATES, INC., AN UNRELATED ORGANIZATION WITH A SERVICE AGREEMENT WITH APIRRG TO PERFORM ACCOUNTING, TAX, AND LIMITED TREASURY SERVICES. GPW INVOICED APIRRG FOR JAMES AND MAUREEN'S TIME. APIRRG HAS MAINTAINED A SERVICE AGREEMENT WITH GPW SINCE 2011. IN 2024, GPW INVOICED APIRRG FOR JAMES' TIME AND FOR MAUREEN'S TIME. INTERSTATE HEALTHCARE PRESIDENT MANAGEMENT X 91437 133300 0 0 0 133300 INTERSTATE HEALTHCARE SAME PRESIDENT 51600 MANAGEMENT FEES 0 INTERSTATE HEALTHCARE SAME PRESIDENT 6454 COMMISSION 0 FORM 990, SCHEDULE L, PART IV, LINES 1&2 INTERSTATE HEALTHCARE PROVIDES POLICY ISSUANCE AND UNDERWRITING SERVICES FOR THE COMPANY. CHARLES MARLIN IS THE PRESIDENT AND OWNER OF INTERSTATE HEALTHCARE. THE STOCKHOLDERS OF THE COMPANY ELECTED MR. MARLIN TO THE BOARD OF DIRECTORS AND THE BOARD OF DIRECTORS SUBSEQUENTLY ELECTED MR. MARLIN PRESIDENT DUE TO HIS VAST EXPERIENCE IN THE INSURANCE INDUSTRY. FORM 990, PART VI, SECTION A, LINE 1A AT DECEMBER 31, 2024, THE COMPANY'S BOARD OF DIRECTORS INCLUDED FIVE INDIVIDUALS AS LISTED ON FORM 990, PART VII, PAGE 7, SECTION A. CHARLES MARLIN, EDWIN SOLER-VALCOURT M.D., TIFFANY REO, AND TOM PLAMONDON HAD EQUAL VOTING RIGHTS. MAUREEN BELL WAS A NON-VOTING RESIDENT DIRECTOR. FORM 990, PART VI, SECTION A, LINE 3 GPW & ASSOCIATES ENTERED INTO A MANAGEMENT AGREEMENT WITH APIRRG IN 2010. GPW PROVIDES CONSULTING, LICENSING, TREASURY, ACCOUNTING, AND TAX SERVICES TO APIRRG INCLUDING QUARTERLY NAIC FILINGS WITH THE ARIZONA DOI. FORM 990, PART VI, SECTION A, LINE 6 AS AN RRG, THE COMPANY IS OWNED BY THE MEMBER-POLICYHOLDERS. POLICYHOLDERS ARE REQUIRED TO PURCHASE VOTING COMMON STOCK IN THE COMPANY AS PART OF ISSUANCE OF THE POLICY. FORM 990, PART VI, SECTION A, LINE 7A PURSUANT TO THE COMPANY'S ARTICLES AND BYLAWS, DIRECTORS ARE ELECTED BY THE SHAREHOLDERS ON AN ANNUAL BASIS. ALSO, ALL ACTIONS TAKEN BY THE BOARD OF DIRECTORS AND OFFICERS FOR THE YEAR ARE RATIFIED BY THE SHAREHOLDERS AT THE ANNUAL MEETING. FORM 990, PART VI, SECTION B, LINE 11B THE FORM 990 IS PREPARED BY GPW AND ASSOCIATES, INC. (GPW), THE CONTRACTED CAPTIVE MANAGER OF THE COMPANY. GPW SPECIALIZES IN INSURANCE COMPANY ACCOUNTING AND REPORTING. FINANCIALS AND TAX FILINGS ARE REVIEWED AND ADDRESSED DURING THE ANNUAL BOARD MEETING. FORM 990, PART VI, SECTION B, LINE 12C THE COMPANY IS A CAPTIVE RISK RETENTION GROUP REGULATED BY THE ARIZONA DEPARTMENT OF INSURANCE AND THE NATIONAL ASSOCIATION OF INSURANCE COMMISSIONERS (NAIC). FINANCIAL STATEMENTS ARE FILED WITH THE STATE OF ARIZONA AND THE NAIC ON A QUARTERLY AND ANNUAL BASIS. GOVERNING DOCUMENTS AND CONFLICT OF INTEREST STATEMENTS ARE ALSO ON FILE WITH THE ARIZONA DEPARTMENT OF INSURANCE. INFORMATION IS AVAILABLE TO THE PUBLIC THROUGH THE ARIZONA DEPARTMENT OF INSURANCE UPON REQUEST AND APPROVAL. FORM 990, PART VI, SECTION C, LINE 19 ADDRESSED UNDER EXPLANATION FOR FORM 990, PART VI, SECTION B, LINE 12C FORM 990, PART VII, SECTION A, LINE 1A THE COMPANY PAID $58,054 TO INTERSTATE HEALTHCARE FOR CONSULTING FEES AND COMMISSIONS. INTERSTATE HEALTHCARE IS THE UNDERWRITING AGENCY RESPONSIBLE FOR POLICIES ISSUED BY THE COMPANY THAT IS OWNED BY THE COMPANY'S PRESIDENT CHARLES MARLIN. (ALSO SEE SCHEDULE L) FORM 990, PART XI, LINE 9: EFFECTS OF POLICYHOLDER-STOCKHOLDER ADDITIONS / CANCELLATIONS: NET EFFECT ON CAPITAL STOCK ACCOUNT 1. NET EFFECT ON PAID-IN SURPLUS ACCOUNT 624. NET EFFECT ON RETAINED EARNINGS ACCOUNT ROUNDING