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        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>JEWISH FEDERATION OF NORTHERN NEW JERSEY INC</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>50 EISENHOWER DRIVE</AddressLine1Txt>
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          <GrantOrContributionPurposeTxt>AN UNRESTRICTED GRANT PROVIDED TO SUPPORT THE RECIPIENT ORGANIZATIONS GENERAL OPERATIONS AND TO FURTHER ITS CHARITABLE AND TAX-EXEMPT PURPOSES IN ACCORDANCE WITH SECTION 501(C)(3) OF THE INTERNAL REVENUE CODE.</GrantOrContributionPurposeTxt>
          <Amt>20000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>JEWISH NATIONAL FUND (KEREN KAYEMETH LEISRAEL) INC</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>42 EAST 69TH STREE</AddressLine1Txt>
            <CityNm>NEW YORK</CityNm>
            <StateAbbreviationCd>NY</StateAbbreviationCd>
            <ZIPCd>10021</ZIPCd>
          </RecipientUSAddress>
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          <RecipientFoundationStatusTxt>PC</RecipientFoundationStatusTxt>
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        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>KAUFMAN MUSIC FUND</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>129 WEST 67TH STREET</AddressLine1Txt>
            <CityNm>NEW YORK</CityNm>
            <StateAbbreviationCd>NY</StateAbbreviationCd>
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          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>PC</RecipientFoundationStatusTxt>
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        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>TEMPLE SINAI</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
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            <ZIPCd>07670</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>PC</RecipientFoundationStatusTxt>
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        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
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          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>PO BOX 600213</AddressLine1Txt>
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          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>PC</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>AN UNRESTRICTED GRANT PROVIDED TO SUPPORT THE RECIPIENT ORGANIZATIONS GENERAL OPERATIONS AND TO FURTHER ITS CHARITABLE AND TAX-EXEMPT PURPOSES IN ACCORDANCE WITH SECTION 501(C)(3) OF THE INTERNAL REVENUE CODE.</GrantOrContributionPurposeTxt>
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        </GrantOrContributionPdDurYrGrp>
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        <TotalGrantOrContriApprvFutAmt>0</TotalGrantOrContriApprvFutAmt>
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        <IntOnSavAndTempCashInvstGrp>
          <ExclusionCd>14</ExclusionCd>
          <ExclusionAmt>137</ExclusionAmt>
        </IntOnSavAndTempCashInvstGrp>
        <DividendsAndInterestFromSecDtl>
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          <ExclusionAmt>17616</ExclusionAmt>
        </DividendsAndInterestFromSecDtl>
        <GainSalesAstOthThanInvntryGrp>
          <ExclusionCd>18</ExclusionCd>
          <ExclusionAmt>96011</ExclusionAmt>
        </GainSalesAstOthThanInvntryGrp>
        <SubtotalsIncmProducingActyGrp>
          <UnrelatedBusinessTaxblIncmAmt>0</UnrelatedBusinessTaxblIncmAmt>
          <ExclusionAmt>113764</ExclusionAmt>
          <RelatedOrExemptFunctionIncmAmt>0</RelatedOrExemptFunctionIncmAmt>
        </SubtotalsIncmProducingActyGrp>
        <TotalIncomeProducingActyAmt>113764</TotalIncomeProducingActyAmt>
      </AnalysisIncomeProducingActyGrp>
      <TrnsfrTransRlnNonchrtblEOGrp>
        <TrnsfrOfCashToNonchrtblEOInd>0</TrnsfrOfCashToNonchrtblEOInd>
        <TrnsfrOtherAssetNonchrtblEOInd>0</TrnsfrOtherAssetNonchrtblEOInd>
        <SalesOrExchangesOfAssetsInd>0</SalesOrExchangesOfAssetsInd>
        <PurchaseOfAssetsNonchrtblEOInd>0</PurchaseOfAssetsNonchrtblEOInd>
        <RentalOfFacilitiesOthAssetsInd>0</RentalOfFacilitiesOthAssetsInd>
        <ReimbursementArrangementsInd>0</ReimbursementArrangementsInd>
        <LoansOrLoanGuaranteesInd>0</LoansOrLoanGuaranteesInd>
        <PerformanceOfServicesEtcInd>0</PerformanceOfServicesEtcInd>
        <SharingOfFacilitiesEtcInd>0</SharingOfFacilitiesEtcInd>
        <RelationshipsNonchrtblEOInd>0</RelationshipsNonchrtblEOInd>
      </TrnsfrTransRlnNonchrtblEOGrp>
    </IRS990PF>
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      <Organization501c3ExemptPFInd>X</Organization501c3ExemptPFInd>
      <GeneralRuleInd>X</GeneralRuleInd>
      <ContributorInformationGrp>
        <ContributorNum>1</ContributorNum>
        <ContributorBusinessName>
          <BusinessNameLine1Txt>ARTHUR A GOLDFARB CHARITABLE LEAD ANNUITY TRUST</BusinessNameLine1Txt>
        </ContributorBusinessName>
        <ContributorUSAddress>
          <AddressLine1Txt>293 ENGLE STREET</AddressLine1Txt>
          <CityNm>TENAFLY</CityNm>
          <StateAbbreviationCd>NJ</StateAbbreviationCd>
          <ZIPCd>07670</ZIPCd>
        </ContributorUSAddress>
        <TotalContributionsAmt>110000</TotalContributionsAmt>
        <PersonContributionInd>X</PersonContributionInd>
      </ContributorInformationGrp>
    </IRS990ScheduleB>
    <ExplnOfNonFilingWithAGStmt documentId="RetDoc2210600001">
      <ExplanationTxt>THE FOUNDATION CONDUCTS ITS OPERATIONS WITHIN THE STATE OF NEW JERSEY; HOWEVER, IT DOES NOT ENGAGE IN THE SOLICITATION OF CHARITABLE CONTRIBUTIONS FROM THE GENERAL PUBLIC. PURSUANT TO THE NEW JERSEY CHARITABLE REGISTRATION AND INVESTIGATION ACT, N.J.S.A. 45:17A-18 ET SEQ., CHARITABLE ORGANIZATIONS THAT DO NOT SOLICIT OR RECEIVE CONTRIBUTIONS FROM THE PUBLIC ARE NOT REQUIRED TO REGISTER WITH, OR FURNISH COPIES OF THEIR ANNUAL RETURNS TO, THE NEW JERSEY DIVISION OF CONSUMER AFFAIRS. SPECIFICALLY, UNDER N.J.S.A. 45:17A-26, ORGANIZATIONS THAT DO NOT SOLICIT CONTRIBUTIONS WITHIN THE STATE ARE EXEMPT FROM THE REGISTRATION AND FILING REQUIREMENTS OF THE ACT. ACCORDINGLY, THE FOUNDATION IS NOT REQUIRED TO REGISTER WITH, OR FURNISH A COPY OF ITS FORM 990-PF TO, THE STATE OF NEW JERSEY UNDER APPLICABLE CHARITABLE REGISTRATION AND SOLICITATION LAWS. COPIES OF THE FOUNDATION'S ANNUAL FORM 990-PF ARE, HOWEVER, AVAILABLE FOR PUBLIC INSPECTION UPON REQUEST AT THE FOUNDATION'S PRINCIPAL OFFICE, IN ACCORDANCE WITH THE PUBLIC DISCLOSURE REQUIREMENTS OF SECTION 6104 OF THE INTERNAL REVENUE CODE.</ExplanationTxt>
    </ExplnOfNonFilingWithAGStmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>AMGEN INC (AMGN), 50 SHARES</StockNm>
        <EOYBookValueAmt>6150</EOYBookValueAmt>
        <EOYFMVAmt>13032</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>APPLE INC (AAPL), 1060 SHARES</StockNm>
        <EOYBookValueAmt>20468</EOYBookValueAmt>
        <EOYFMVAmt>265445</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>CARRIER GLOBAL CORPORATION COM (CARR), 200 SHARES</StockNm>
        <EOYBookValueAmt>2866</EOYBookValueAmt>
        <EOYFMVAmt>13652</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>DIAGEO ADR REP 4 ORD (DEO), 200 SHARES</StockNm>
        <EOYBookValueAmt>13454</EOYBookValueAmt>
        <EOYFMVAmt>25426</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>HOME DEPOT INC (HD), 200 SHARES</StockNm>
        <EOYBookValueAmt>16697</EOYBookValueAmt>
        <EOYFMVAmt>77798</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>ISHARES MORNINGSTAR VALUE ETF (ILCV), 132 SHARES</StockNm>
        <EOYBookValueAmt>10888</EOYBookValueAmt>
        <EOYFMVAmt>10689</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>ISHARES MSCI EMR MRK EX CHNA (EMXC), 82 SHARES</StockNm>
        <EOYBookValueAmt>4752</EOYBookValueAmt>
        <EOYFMVAmt>4547</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>ISHARES RUSSELL 1000 INDEX FUND (IWB), 18 SHARES</StockNm>
        <EOYBookValueAmt>5787</EOYBookValueAmt>
        <EOYFMVAmt>5799</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>ISHARES S&amp;P 100 ETF (OEF), 17 SHARES</StockNm>
        <EOYBookValueAmt>4916</EOYBookValueAmt>
        <EOYFMVAmt>4910</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>ISHARES S&amp;P 500 GROWTH ETF (IVW), 225 SHARES</StockNm>
        <EOYBookValueAmt>22770</EOYBookValueAmt>
        <EOYFMVAmt>22844</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>ISHARES TR EAFE GRWTH ETF (EFG), 24 SHARES</StockNm>
        <EOYBookValueAmt>2394</EOYBookValueAmt>
        <EOYFMVAmt>2324</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>ISHARES TR EAFE VALUE ETF (EFV), 23 SHARES</StockNm>
        <EOYBookValueAmt>1236</EOYBookValueAmt>
        <EOYFMVAmt>1207</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>ISHARES TR MSCI USA QLT FCT (QUAL), 1 SHARE</StockNm>
        <EOYBookValueAmt>182</EOYBookValueAmt>
        <EOYFMVAmt>178</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>ISHARES TRUST CURRENCY HEDGED MSCIEAFE ETF (HEFA), 35 SHARES</StockNm>
        <EOYBookValueAmt>1219</EOYBookValueAmt>
        <EOYFMVAmt>1216</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>ISHARES U.S. EQUITY FACTOR ROTATION ACTIVE ETF (DYNF), 230 SHARES</StockNm>
        <EOYBookValueAmt>12056</EOYBookValueAmt>
        <EOYFMVAmt>11789</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>ISHARES US ENERGY ETF (IYE), 54 SHARES</StockNm>
        <EOYBookValueAmt>2464</EOYBookValueAmt>
        <EOYFMVAmt>2461</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>ISHARES US TECHNOLOGY ETF (IYW), 37 SHARES</StockNm>
        <EOYBookValueAmt>5950</EOYBookValueAmt>
        <EOYFMVAmt>5902</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>JOHNSON &amp;JOHNSON COM (JNJ), 200 SHARES</StockNm>
        <EOYBookValueAmt>12695</EOYBookValueAmt>
        <EOYFMVAmt>28924</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>JPMORGAN CHASE &amp;CO. COM (JPM), 500 SHARES</StockNm>
        <EOYBookValueAmt>19210</EOYBookValueAmt>
        <EOYFMVAmt>119855</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>MICROSOFT CORP (MSFT), 200 SHARES</StockNm>
        <EOYBookValueAmt>5024</EOYBookValueAmt>
        <EOYFMVAmt>84300</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>OTIS WORLDWIDE CORP COM (OTIS), 100 SHARES</StockNm>
        <EOYBookValueAmt>4007</EOYBookValueAmt>
        <EOYFMVAmt>9261</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>PEPSICO INC (PEP), 200 SHARES</StockNm>
        <EOYBookValueAmt>13004</EOYBookValueAmt>
        <EOYFMVAmt>30412</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>VANGUARD INDEX FUNDS S&amp;P 500 ETF USD (VOD), 78 SHARES</StockNm>
        <EOYBookValueAmt>42876</EOYBookValueAmt>
        <EOYFMVAmt>42027</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
    </InvestmentsCorpStockSchedule>
    <OtherAssetsSchedule documentId="RetDoc2046600001">
      <OtherAssetsScheduleGrp>
        <Desc>ANNUAL CONTRIBUTION RECEIVABLE</Desc>
        <BOYBookValueAmt>110000</BOYBookValueAmt>
      </OtherAssetsScheduleGrp>
    </OtherAssetsSchedule>
    <OtherDecreasesSchedule documentId="RetDoc2049800001">
      <OtherDecreasesDetail>
        <Desc>ADJUSTMENT TO BEGINNING NET ASSETS</Desc>
        <Amt>100000</Amt>
      </OtherDecreasesDetail>
    </OtherDecreasesSchedule>
    <OtherExpensesSchedule documentId="RetDoc2003200001">
      <OtherExpensesScheduleGrp>
        <Desc>MISCELLANEOUS EXPENSE</Desc>
        <RevenueAndExpensesPerBooksAmt>34</RevenueAndExpensesPerBooksAmt>
        <NetInvestmentIncomeAmt>0</NetInvestmentIncomeAmt>
        <DisbursementsCharitablePrpsAmt>0</DisbursementsCharitablePrpsAmt>
      </OtherExpensesScheduleGrp>
    </OtherExpensesSchedule>
    <OtherLiabilitiesSchedule documentId="RetDoc2065700001">
      <OtherLiabilitiesDetail>
        <Desc>MISC PAYABLE</Desc>
        <BOYBookValueAmt>10000</BOYBookValueAmt>
        <EOYBookValueAmt>0</EOYBookValueAmt>
      </OtherLiabilitiesDetail>
    </OtherLiabilitiesSchedule>
    <OtherProfessionalFeesSchedule documentId="RetDoc2002300001">
      <OtherProfessionalFeesDetail>
        <CategoryTxt>CUSTODY &amp; INVESTMENT ADVISORY FEES</CategoryTxt>
        <Amt>1732</Amt>
        <NetInvestmentIncomeAmt>1732</NetInvestmentIncomeAmt>
        <DisbursementsCharitablePrpsAmt>0</DisbursementsCharitablePrpsAmt>
      </OtherProfessionalFeesDetail>
    </OtherProfessionalFeesSchedule>
    <SubstantialContributorsSch documentId="RetDoc2089200001">
      <SubstantialContributorDetail>
        <BusinessName>
          <BusinessNameLine1Txt>ARTHUR A GOLDFARB CHARITABLE LEAD ANNUITY TRUST</BusinessNameLine1Txt>
        </BusinessName>
        <USAddress>
          <AddressLine1Txt>293 ENGLE STREET</AddressLine1Txt>
          <CityNm>TENAFLY</CityNm>
          <StateAbbreviationCd>NJ</StateAbbreviationCd>
          <ZIPCd>07670</ZIPCd>
        </USAddress>
      </SubstantialContributorDetail>
    </SubstantialContributorsSch>
    <TaxesSchedule documentId="RetDoc2002500001">
      <TaxesDetail>
        <CategoryTxt>FOREIGN TAX</CategoryTxt>
        <Amt>12</Amt>
        <NetInvestmentIncomeAmt>12</NetInvestmentIncomeAmt>
        <DisbursementsCharitablePrpsAmt>0</DisbursementsCharitablePrpsAmt>
      </TaxesDetail>
    </TaxesSchedule>
  </ReturnData>
</Return>