2025-10-15T14:19:11+00:00 2024-12-31 440160260 Forvis Mazars LLP 111 South Tejon Suite 800 Colorado Springs CO 809039848 990 2024-01-01 841839113 American Association of Consumer Credit Professionals Inc AMER 8019945091 1800 M Street NW Suite 400 S Washington DC 20036 John Heath President 8019945091 2025-10-15 true Adam R Smith P00958966 7194714290 2025-07-25 2024 2025-03-06 01:10:19Z John Heath 1800 M Street NW Suite 400 S Washington DC 20036 168957 false X AACCP.ORG X 2019 DC TO ADVANCE ITS MEMBERS' COMMON BUSINESS INTEREST IN THE CONSUMER CREDIT INDUSTRY INCLUDING BY PROMOTING A SUSTAINABLE CREDIT REPAIR MARKETPLACE & FAIR CREDIT REPORTING SYSTEM. 7 7 0 7 0 0 0 888880 165100 939 3857 137 0 889956 168957 0 0 0 0 0 0 0 627596 387435 627596 387435 262360 -218478 615981 383021 20406 5924 595575 377097 TO ADVANCE ITS MEMBERS' COMMON BUSINESS INTEREST IN THE CONSUMER CREDIT INDUSTRY, INCLUDING BY PROMOTING A SUSTAINABLE CREDIT REPAIR BUSINESS MARKETPLACE AND A FAIR CREDIT REPORTING SYSTEM. false false 225000 0 0 Develop content outline and certification exam to assess credit repair professionals understanding of current best practices. 37000 0 0 DEVELOP RESEARCH, EDUCATIONAL, AND ADVOCACY MATERIALS FOR LEGISLATORS, REGULATORS, THE MEMBERS, AND THE PUBLIC ON INDUSTRY SUBJECTS, INCLUDING BUT NOT LIMITED TO: (1) THE ESSENTIAL ROLE OF THE CONSUMER CREDIT REPAIR INDUSTRY IN THE FINANCIAL AND SOCIAL FABRIC OF AMERICA, (2) THE FINANCIAL AND SOCIAL IMPACT OF CREDIT SCORES AND ACCESS TO CREDIT (3) THE EFFECT ON THE CONSUMER CREDIT INDUSTRY AND ITS CUSTOMERS OF CURRENT AND PROPOSED POLICY POSITIONS, LAWS, REGULATIONS, AND RULES, (4) INDUSTRY BILLING AND FEE PRACTICES THAT ARE FAIR TO BOTH THE BUSINESSES THAT PROVIDE CONSUMER CREDIT REPAIR SERVICES AND THE CONSUMERS OF THOSE SERVICES; AND (5) THE INTEGRITY OF THE CONSUMER CREDIT INDUSTRY. 37000 0 0 DEVELOP PUBLIC RELATIONS CONTENT AND MULTI-MEDIA PLATFORMS, INCLUDING INTERNET AND SOCIAL MEDIA PLATFORMS, TO CREATE EXPOSURE AND INCREASE SUPPORT FOR THE ORGANIZATION'S RESEARCH AND EDUCATION ACTIVITIES, ADVOCACY INITIATIVES, AND POSITIONS TO ADDRESS AND IMPROVE BUSINESS CONDITIONS IN THE CONSUMER CREDIT INDUSTRY. 299000 false false false false true false false false false false true false false false false false false false false false false false false false false false false false false false false false false false false false false false false false false false false false false false false false false false true 3 0 0 false false false false false false false false X 7 7 false true false false true true true true false false false false true true true true true true false false false false DC UT X Jennifer McCadden 2029084331 1800 M Street NW Suite 400S Washington DC 20036 X Eric M Kamerath Director And Secretary/Treasurer 10.0 0.0 X X 0 0 0 John Heath President 2.0 0.0 X X 0 0 0 Mike Devico Vice President 2.0 0.0 X X 0 0 0 Andre Chapple Director 1.0 0.0 X 0 0 0 Matt Liistro Director 1.0 0.0 X 0 0 0 Robby Birnbaum Director 1.0 0.0 X 0 0 0 Steve Reger Director 1.0 0.0 X 0 0 0 Jennifer McCadden Executive Director 20.0 0.0 X 0 0 0 0 0 0 0 false false false Association Management Strategies Inc 1800 M Street NW Suite 400 S Washington DC 20036 Management Services 260000 1 0 Membership Dues 813910 165100 165100 0 0 0 0 165100 3857 3857 0 0 0 0 0 0 0 0 0 0 168957 165100 0 3857 X 260000 9491 4887 99775 130 3840 1840 874 1800 1691 Dues & Subscriptions 1651 Bank Charges & Fees 1456 0 387435 249000 249000 363481 122115 2500 0 0 0 0 0 1000 1706 12000 1800 0 10200 0 0 0 0 615981 383021 20406 5924 0 0 0 0 20406 5924 X 595575 377097 595575 377097 615981 383021 -218478 0 X false false false false false false 165100 0 0 0 0 0 0 12000 1800 10200 10200 Form 990, Part VI, Line 3 Delegation of management duties The organization engaged Association Management Strategies (AMS) for association management support, including: *providing a headquarters office, *overseeing accounting and finance, *membership support *creating and managing a certification program, *executive director services Form 990, Part VI, Line 6 Classes of members or stockholders DESCRIPTION OF MEMBERS: THE ORGANIZATION HAS TWO CLASSES OF MEMBERS: FOUNDING MEMBERS AND ACTION MEMBERS. Form 990, Part VI, Line 7a Members or stockholders electing members of governing body MEMBERS WITH POWER TO APPOINT THE GOVERNING BODY: THE ORGANIZATION HAS TWO CLASSES OF MEMBERS: FOUNDING MEMBERS AND ACTION MEMBERS. THE MEMBERS VOTE TO ELECT THE BOARD OF DIRECTORS (THE GOVERNING BODY). EACH MEMBER HAS ONE VOTE IN AN ELECTION TO FILL A DIRECTOR POSITION. Form 990, Part VI, Line 7b Decisions requiring approval by members or stockholders GOVERNANCE DECISIONS SUBJECT TO MEMBER APPROVAL: THE FOUNDING MEMBER CLASS HAS THE RIGHT TO: (1) AMEND THE ORGANIZATION'S ARTICLES OF INCORPORATION; (2) EXERCISE OVERSIGHT APPROVAL OR REJECTION OF: CONSOLIDATION/MERGER/SUBSTANTIAL SALE, LEASE, OR EXCHANGE OF ASSETS OF THE ORGANIZATION, BORROWING MONEY/CREATING LIENS/GUARANTEEING DEBTS, DISSOLUTION, ANY CHANGES THAT WOULD PREVENT THE ORGANIZATION FROM QUALIFYING AS TAX-EXEMPT UNDER CODE SECTION 501(C)(6), AND THE ELECTION OF DIRECTORS; AND (3) AMEND A BYLAWS PROVISION THAT AFFECTS THE RIGHT OF THE FOUNDING MEMBER CLASS, NOMINATE AND ELECT FOUNDING MEMBERS, REMOVE FOUNDING MEMBERS, AND ESTABLISH FOUNDING MEMBERS DUES. Form 990, Part VI, Line 8b Documentation of meetings held by committees of governing body COMMITTEES WITH AUTHORITY TO ACT ON BEHALF OF GOVERNING BODY: THE ORGANIZATION HAD/HAS NO COMMITTEE WITH AUTHORITY TO ACT ON BEHALF OF THE BOARD OF DIRECTORS. IF THERE WERE ANY SUCH COMMITTEE, THEN YES, MINUTES OR UNANIMOUS WRITTEN CONSENTS WOULD CONTEMPORANEOUSLY DOCUMENT SUCH A COMMITTEE'S MEETING/ACTIONS. Form 990, Part VI, Line 11b Review of form 990 by governing body REVIEW PROCESS FOR FORM 990: THE FORM 990 IS PRESENTED TO THE BOARD FOR THEIR REVIEW AND APPROVAL BEFORE FILING. Form 990, Part VI, Line 12c Conflict of interest policy CONFLICT OF INTEREST POLICY: ALL DIRECTORS ANNUALLY REVIEW THE CONFLICT OF INTEREST POLICY AND COMPLETE WRITTEN STATEMENTS ACKNOWLEDGING THEY HAVE READ THE POLICY AND AGREE TO COMPLY WITH IT. NEW DIRECTORS GO THROUGH THE SAME PROCESS IMMEDIATELY UPON JOINING THE BOARD. IF A POTENTIAL CONFLICT OF INTEREST IS IDENTIFIED, IT IS DISCLOSED TO THE BOARD OF DIRECTORS AND THE PERSON WITH A POTENTIAL CONFLICT WILL THEN RECUSE THEMSELVES FROM THE DECISION MAKING PROCESS WHILE THE INDEPENDENT MEMBERS OF THE BOARD DISCUSS THE POTENTIAL CONFLICT AND VOTE TO DETERMINE WHETHER THE TRANSACTION IS IN THE BEST INTEREST OF THE ORGANIZATION AND IF THE ORGANIZATION SHOULD ENTER INTO THE TRANSACTION OR ARRANGEMENT . Form 990, Part VI, Line 19 Required documents available to the public GOVERNING DOCUMENTS: THE GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY AND FINANCIAL STATEMENTS ARE MADE AVAILABLE UPON REQUEST. Form 990, Part IX, Line 11g Other Fees Other Program Expenses - Total Expense: 25775, Program Service Expense: , Management and General Expenses: , Fundraising Expenses: ; Governmental Relations - Total Expense: 74000, Program Service Expense: , Management and General Expenses: , Fundraising Expenses: ;