2025-10-07T14:12:45-04:00 2024-12-31 205124788 CBS CPAS LLC 34305 Solon Rd Ste 10 Solon OH 44139 990 2024-01-01 340681819 OHIO TEAMSTERS CREDIT UNION INC % E BRUCE OSBORNE JR OHIO 2165736700 6100 ROCKSIDE WOODS BLVD STE 150 INDEPENDENCE OH 44131 E BRUCE OSBORNE JR DIRECTOR 2165736700 2025-09-24 true true RONALD SCHMIDT P00531795 4405421536 2025-10-07 2024 2025-03-06 01:10:19Z 928835 false X WWW.OHIOTEAMSTERSCU.COM X CU 1940 OH TO PROVIDE LENDING, SAVINGS & OTHER FINANCIAL SERVICES TO ITS QUALIFYING MEMBERS AT TERMS GENERALLY BETTER THAN AVAILABLE IN THE MARKETPLACE & WITH A SERVICE-BASED EMPHASIS THAT RECOGNIZES THE MEMBERS STATUS AS OWNERS 7 7 3 7 0 0 0 698336 700356 199563 228479 0 897899 928835 0 39072 85906 321486 366278 0 0 387749 384418 748307 836602 149592 92233 15759265 16874775 11467151 12490428 4292114 4384347 TO PROVIDE LENDING, SAVINGS & OTHER FINANCIAL SERVICES TO ITS QUALIFYING MEMBERS AT TERMS GENERALLY BETTER THAN AVAILABLE IN THE MARKETPLACE & WITH A SERVICE-BASED EMPHASIS THAT RECOGNIZES THE MEMBERS STATUS AS OWNERS false false 366278 DIRECT LABOR AND EMPLOYEE BENEFIT COSTS INCURRED PROVIDING SAVINGS DEPOSIT SERVICES, ORIGINATING NEW LOANS AND SERVICING THE LOAN PORTFOLIO FOR MEMBERS 85906 DIVIDENDS AND INTEREST PAID TO MEMBERS ON APPROXIMATELY 3500 DEPOSIT ACCOUNTS HELD BY APPROXIMATELY 2700 MEMBERS 72399 DATA PROCESSING COSTS INCURRED RECORDING MEMBER ACCOUNT ACTIVITY AND PROVIDING ACCESS TO MEMBERS TO THEIR ACCOUNTS VIA HOME BANKING, ATM NETWORKS AND IN-PERSON AT THE CREDIT UNION OFFICE. 524583 false false false false false false false false true true false false true false true false false false false false false false false false false false false false false true false false false false false false false false false false false false false true 343 0 true 3 true false false false false false false false false X 7 7 false false false false true true true true true false false true true true true true true true false false OH X X Christle Dissette 2165736700 6100 Rockside Woods Blvd Ste 150 Independence OH 44131 E BRUCE OSBORNE Jr DIRECTOR 5.00 0.00 X 6000 0 0 PAUL LABUDA DIRECTOR 1.00 0.00 X 0 0 0 FRED CROW Jr DIRECTOR 1.00 0.00 X 0 0 0 EDWARD N THOMAS DIRECTOR 1.00 0.00 X 0 0 0 MICHAEL ZEMLA DIRECTOR 1.00 0.00 X 0 0 0 DENNIS KASHI DIRECTOR 1.00 0.00 X 0 0 0 JAMES HOLLEY DIRECTOR 1.00 0.00 X 0 0 0 6000 0 0 0 false false false LOAN INTEREST 522291 543423 543423 FEE INCOME 522100 143844 143844 OTHER INCOME 524298 13089 13089 700356 228479 228479 0 928835 928835 0 0 85906 366278 6000 12014 14525 24277 55131 72399 85510 5980 MISC OPERATING 101838 101838 LOAN SERVICING 4268 4268 EDUCATION & PROMOTION 2476 2476 836602 0 0 0 177144 165575 1668854 2591010 90383 61361 10042597 8559512 594330 543276 13409 51054 3237000 4993000 278854 278854 251024 174409 15759265 16874775 97370 10559 11369781 12479869 11467151 12490428 X 4292114 4384347 4292114 4384347 15759265 16874775 92233 0 X false true X false false 14571 12827 1744 579759 530449 49310 51054 DEPOSITS IN COMMERCIAL BANKS,CDS 4993000 C 4993000 SHARES AND DEPOSITS 12479869 12479869 928836 928836 928836 836603 836603 836603 MICHAEL ZEMLA CEO AUTO LOAN X 25507 11746 false true true FRED CROW JR DIRECTOR AUTO X 25324 13040 false true true BRUCE E OSBORNE DIRECTOR AUTO X 49000 36575 false true true 61361 Members or stockholder classes and rights Part VI line 6 THE CREDIT UNION IS COMPRISED OF A SINGLE CLASS OF APPROXIMATELY 2700 MEMBER-OWNERS, EACH OF WHICH HAS EQUAL RIGHTS IN OWNERSHIP, GOVERNANCE AND VOTING RIGHTS AT THE ANNUAL MEETINGS, WITH THE EXCEPTION OF THE MEMBER-OWNERS WHO ARE ELECTED TO THE BOARD OF DIRECTORS Member election for additional members Part VI line 7a BOARD OF DIRECTORS APPOINTS A NOMINATING COMMITTEE. THIS COMMITTEE NOMINATES CANDIDATES FOR OPEN POSITIONS. THE MEMBERSHIP VOTES AT THE ANNUAL MEETING WITH THE RIGHT TO NOMINATE THEIR OWN CANDIDATE AT THE MEETING. Governing body decisions Part VI line 7b MOST CHANGES ARE VOTED ON BY THE BOARD OF DIRECTORS. IF THE MEMBERSHIP MUST DECIDE, A VOTE IS PRESENTED AND 1/3 OF THE MEMBERSHIP MUST BE PRESENT/VOTE. Form 990 governing body review Part VI line 11 COPY OF 990 PRESENTED AT MONTHLY BOARD MEETING. Conflict of interest policy compliance Part VI line 12c SIGN STATEMENT AT ANNUAL MEETING AND TAKE OATH OF OFFICE. CEO executive director top management comp Part VI line 15a BOARD OF DIRECTORS AND CEO ENTER INTO CONTRACT NEGOTIATIONS, CONTRACT IS THEN REVIEWED BY AN ATTORNEY. Governing documents etc available to public Part VI line 19 THE CREDIT UNIONS POLICY MANUAL IS AVAILABLE AT MEMBERS REQUEST.