2025-10-06T06:56:19-05:00 2025-05-31 521224986 PKS & COMPANY PA 1801 SWEETBAY DRIVE SALISBURY MD 21804 990 2024-06-01 222549908 DELAWARE FINANCIAL EDUCATION ALLIANCE INC DELA 3026740200 PO BOX 494 DOVER DE 19903 KARYN POLAK PRESIDENT, CEO & TREASURER 3026740200 2025-10-03 1 1 ANDREW M HAYNIE CPA CFE P00440764 4105465600 2024 2025-03-06 01:10:19Z KARYN POLAK PO BOX 494 DOVER DE 19903 685429 0 X WWW.DFEA.ORG X 1983 DE TO PROVIDE FINANCIAL LITERACY TRAINING DESIGNED FOR AND TARGETED TO PERSONS OF LOW AND MODERATE INCOME IN THE STATE OF DELAWARE THROUGH A VARIETY OF EDUCATIONAL PROGRAMS AND TO PROVIDE QUALITY TRAINING PROGRAMS TO EMPLOYEES OF MEMBER BANKS IN THE FINANCIAL SERVICES INDUSTRY IN DELAWARE. 16 16 0 0 0 0 56300 61080 547000 590261 40124 34088 0 0 643424 685429 0 0 0 0 0 0 0 0 0 527605 596498 527605 596498 115819 88931 856264 959116 10096 24017 846168 935099 X TO PROVIDE FINANCIAL LITERACY TRAINING DESIGNED FOR AND TARGETED TO PERSONS OF LOW AND MODERATE INCOME IN THE STATE OF DELAWARE THROUGH A VARIETY OF EDUCATIONAL PROGRAMS AND TO PROVIDE QUALITY TRAINING PROGRAMS TO EMPLOYEES OF MEMBER BANKS IN THE FINANCIAL SERVICES INDUSTRY IN DELAWARE. 0 0 507309 590261 TO PROVIDE FINANCIAL LITERACY TRAINING DESIGNED FOR AND TARGETED TO PERSONS OF LOW AND MODERATE INCOME IN THE STATE OF DELAWARE THROUGH A VARIETY OF EDUCATIONAL PROGRAMS AND TO PROVIDE QUALITY TRAINING PROGRAMS TO EMPLOYEES OF MEMBER BANKS IN THE FINANCIAL SERVICES INDUSTRY IN DELAWARE. 507309 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 1 3 0 1 0 0 0 0 0 0 0 0 0 X 16 16 0 1 0 0 0 0 0 1 1 0 0 1 1 1 1 1 1 1 1 0 DE X X KARYN POLAK 3026740202 PO BOX 494 DOVER DE 19903 MATTHEW PARKS CHAIR 0.50 0.50 X X 0 0 0 CAROLINE H DICKERSON CHAIR-ELECT 0.50 0.50 X X 0 0 0 TARRIE MILLER PAST CHAIR 0.50 0.50 X X 0 0 0 DIANA CLIFT DIRECTOR - AT - LARGE 0.50 0.50 X X 0 0 0 NICOLAS JAFARIEH DIRECTOR - AT - LARGE 0.50 0.50 X X 0 0 0 ISABEL R ARAUJO DIRECTOR 0.50 0.50 X 0 0 0 LISA KIRKWOOD DIRECTOR 0.50 0.50 X 0 0 0 CHRISTINE DAVIS DIRECTOR 0.50 0.50 X 0 0 0 JASON GAUGHAN DIRECTOR 0.50 0.50 X 0 0 0 JENNIFER GOLEK DIRECTOR 0.50 0.50 X 0 0 0 GEORGE KERN DIRECTOR 0.50 0.50 X 0 0 0 BILL LAFOND DIRECTOR 0.50 0.50 X 0 0 0 DON MELL DIRECTOR 0.50 0.50 X 0 0 0 GREG MIRAGLIA DIRECTOR 0.50 0.50 X 0 0 0 JOEL SCHILLER DIRECTOR 0.50 0.50 X 0 0 0 KATIE WILKINSON DIRECTOR 0.50 0.50 X 0 0 0 MARGARET E CREGAN CHIEF ADMINISTRATIVE OFFICER 8.00 32.00 X 0 122107 0 GREGORY KOSELUK SVP MKTG & PUBLIC RELATIONS 14.00 26.00 X 0 124341 0 KARYN POLAK PRESIDENT, CEO & TREASURER 14.00 26.00 X 0 0 0 SARAH A LONG FORMER PRESIDENT, CEO & TREASURER 14.00 26.00 X 0 348616 0 0 595064 0 0 1 1 0 0 61080 61080 EDUCATION FEES 611600 590261 590261 590261 34088 34088 685429 590261 0 34088 343780 271175 72605 19101 6805 12296 20252 18714 1538 4747 4035 712 118798 118798 PROGRAM EXPENSES 55312 55312 COLLEGE CLASSES 20923 20923 BANK FEES 11907 10121 1786 SOFTWARE 1678 1426 252 596498 507309 89189 0 68689 63828 753992 867244 15395 0 17695 28044 493 0 856264 959116 1426 17291 8177 6726 493 0 10096 24017 X 840903 932066 5265 3033 846168 935099 856264 959116 88931 0 X X 0 1 X 1 0 X 128671 35231 102076 56300 61080 383358 306123 481701 567287 547000 590261 2492372 434794 516932 669363 603300 651341 2875730 0 29860 67622 30884 26383 131501 286250 29860 67622 30884 26383 131501 286250 2589480 2250 1271 5188 40124 34088 82921 2250 1271 5188 40124 34088 82921 437044 518203 674551 643424 685429 2958651 0.87520 0.89130 0.02800 0.01800 X RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 0 685429 0 685429 0 685429 596498 0 596498 0 596498 X 1 1 X X X 0 0 0 0 0 0 0 0 0 SARAH A LONG FORMER PRESIDENT, CEO & TREASURER 0 291723 0 56893 0 0 0 0 0 0 0 348616 0 0 FORM 990, PART VI, SECTION A, LINE 3 DELAWARE FINANCIAL EDUCATION ALLIANCE ENGAGES DELAWARE BANKERS ASSOCIATION TO PROVIDE MANAGEMENT SERVICES. FEES PAID TO DELAWARE BANKERS ASSOCIATION ARE LISTED IN THE SUPPLEMENTAL INFORMATION TO THIS RETURN. FORM 990, PART VI, SECTION B, LINE 11B THE ORGANIZATION'S FORM 990 IS DISTRIBUTED ELECTRONICALLY TO THE GOVERNING BODY PRIOR TO SUBMISSION. FORM 990, PART VI, SECTION B, LINE 12C PER THE WRITTEN CONFLICT OF INTEREST POLICY: THE ORGANIZATION'S PRESIDENT WILL MONITOR PROPOSED OR ONGOING TRANSACTIONS FOR CONFLICTS OF INTEREST AND DISCLOSE THEM TO THE CHAIRMAN OF THE BOARD OF DIRECTORS IN ORDER TO DEAL WITH POTENTIAL OR ACTUAL CONFLICTS, WHETHER DISCOVERED BEFORE OR AFTER THE TRANSACTION HAS OCCURRED. FORM 990, PART VI, SECTION B, LINE 15 DELAWARE FINANCIAL EDUCATION ALLIANCE DOES NOT HAVE COMPENSATION EXPENSE BECAUSE THEY ENGAGE DELAWARE BANKERS ASSOCIATION TO PROVIDE MANAGEMENT SERVICES. THE DELAWARE BANKERS ASSOCIATON'S PERSONNEL COMMITTEE USES DATA FROM A COMPENSATION SURVEY PROVIDED BY THE OHIO BANKERS LEAGUE. FORM 990, PART VI, SECTION C, LINE 19 DOCUMENTS ARE AVAILABLE UPON REQUEST. FORM 990, PART XII, LINE 2C: NO CHANGE FROM PRIOR YEAR FORM 990, PART VI, LINE 8B INVESTMENT COMMITTEE MONITORS ADHERENCE TO THE INVESTMENT POLICY. THE COMMITTEE IS RESPONSIBLE FOR DEFINING INVESTMENT GOALS AND OBJECTIVES FOR THE ASSOCIATION AND ALLIANCE. THE COMMITTEE OVERSEES THE PERFORMANCE OF DFEA'S INVESTMENT PLAN AND RECOMMENDS STRATEGIES TO HELP IMPROVE EARNINGS, MANAGE LIQUIDITY, AND SAFEGUARD INVESTMENTS FROM LOSS. THE COMMITTEE IS COMPRISED OF AT LEAST THREE PERSONS FROM THE DBA/DFEA BOARD INCLUDING THE CHAIR-ELECT. THE COMMITTEE WILL MEET ON AN ANNUAL BASIS AND MAY ALSO MEET ON AN AD-HOC BASIS AS NECESSARY DELAWARE BANKERS ASSOCIATION PO BOX 781 DOVER DE 19903 516017917 SUPPORT DE 501(C)(6) DBA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 1 0 0 0 DELAWARE BANKERS ASSOCIATION O 307735 ACTUAL DELAWARE BANKERS ASSOCIATION P 73042 ACTUAL