2025-09-30T17:09:33-04:00 2024-12-31 200079326 DZA PLLC 12015 E MAIN AVE SPOKANE VALLEY WA 99206 990 2024-01-01 371502691 SNAP FINANCIAL ACCESS SNAP 5094567627 3102 W WHISTALKS WAY SPOKANE WA 99224 JULIE HONEKAMP CEO 5094567627 2025-09-16 true true RIKKI PATCH P01472231 5092420874 2025-09-30 2024 2025-03-06 01:10:19Z JULIE HONEKAMP 3102 W WHISTALKS WAY SPOKANE WA 99224 1258370 false X WWW.SNAPWA.ORG X 2005 WA TO WORK FOR LOW INCOME AND VULNERABLE PEOPLE BY PROVIDING FINANCIAL SERVICES AND ECONOMIC OPPORTUNITIES IN A MANNER WHICH ENHANCES DIGNITY. 9 9 0 154 0 1143373 692389 1621867 17567 530748 548414 0 3295988 1258370 788165 72972 0 862587 795675 0 0 469173 442989 2119925 1311636 1176063 -53266 15138409 14809027 5669986 5393870 9468423 9415157 TO WORK FOR LOW INCOME AND VULNERABLE PEOPLE BY PROVIDING FINANCIAL SERVICES AND ECONOMIC OPPORTUNITIES IN A MANNER WHICH ENHANCES DIGNITY. false false 1308190 72972 17567 SNAP FINANCIAL ACCESS ASSISTED LOW AND MODERATE INCOME INDIVIDUALS AND FAMILIES TO INCREASE SELF SUFFICIENCY THROUGH ECONOMIC OPPORTUNITIES THAT PROMOTE FINANCIAL INDEPENDENCE. 1308190 true true false false false false false false false false false false false false true true false true false false false false false false false false false false true true false false false false false false false false false false false false false true false false false true X 0 0 0 false false false false false false false false false false false false X 9 9 false false false false true true false true true false false true true true true true true true true false WA X X X JUSTIN BALDWIN BONNEY 5094567627 3102 W WHISTALKS WAY SPOKANE WA 99224 JULIE HONEKAMP CEO 8.00 32.00 X 0 214735 48343 KATHY BERG FISCAL DIREC 8.00 32.00 X 0 136148 30107 MARCIA DORWIN PRESIDENT 1.00 X X 0 0 0 NANCY ISSERLIS VICE PRESIDE 1.00 X X 0 0 0 LACRECIA HILL SECRETARY/TR 1.00 X X 0 0 0 SALLY PRITCHARD BOARD MEMBER 1.00 3.00 X 0 0 0 LATRICE WILLIAMS BOARD MEMBER 1.00 X 0 0 0 FATIMAH MIMRAH BOARD MEMBER 1.00 X 0 0 0 MIKE EKINS BOARD MEMBER 1.00 X 0 0 0 MIKE BRUNETT BOARD MEMBER 1.00 X 0 0 0 KIMBERLY CURRY BOARD MEMBER 1.00 X 0 0 0 350883 78450 false true false 603911 88478 692389 LOAN PROGRAM FEES 541900 13887 13887 CLIENT FEES 900099 3680 3680 17567 548414 548414 1258370 17567 548414 X 72972 72972 618562 618562 30531 30531 92579 92579 54003 54003 51284 51284 4262 4262 43101 43101 2386 2386 121411 121411 5036 5036 TRAINING & DUES 780 780 214729 211283 3446 1311636 1308190 3446 0 5871866 5251429 541365 656269 214253 241568 8510925 8659761 15138409 14809027 97739 68220 1001957 799365 4570290 4526285 5669986 5393870 X 2045851 6259952 7422572 3155205 9468423 9415157 15138409 14809027 -53266 X false true X true false X 672926 1431840 1422551 1143373 692389 5363079 672926 1431840 1422551 1143373 692389 5363079 5363079 422403 463362 492110 530748 548414 2457037 47213 107217 47699 446479 648608 8468724 9132699 0.63330 0.63530 X PART II, LINE 10 OTHER REVENUE 648,608 RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED REVOLVING LOAN FUNDS PAYABLE 4526285 4526285 X SCHEDULE D, PAGE 3, PART X SNAP FINANCIAL ACCESS (SFA) IS A WASHINGTON NONPROFIT CORPORATION THAT WAS INCORPORATED IN 2005 UNDER THE NAME NEIGHBORHOOD ASSETS. IT LATER CHANGED ITS NAME TO SNAP FINANCIAL ACCESS. SFA WAS INCORPORATED FOR THE PURPOSE OF BECOMING A COMMUNITY DEVELOPMENT FINANCIAL INSTITUTION (CDFI), WITH THE GOAL OF INCREASING THE AVAILABILITY OF HOUSING AND ECONOMIC OPPORTUNITY FOR LOW-INCOME PEOPLE BY PROVIDING TRAINING, COUNSELING, AND CAPITAL. SFA RECEIVED ITS CDFI CERTIFICATION FROM THE DEPARTMENT OF TREASURY, AND IS RECOGNIZED BY THE INTERNAL REVENUE SERVICE (IRS) AS A 501(C(3) ORGANIZATION. SNAP IS THE SOLE MEMBER OF SFA. SNAP ADOPTED THE PROVISIONS OF FASB ASC 740, ACCOUNTING FOR UNCERTAINTY IN INCOME TAXES, ON JANUARY 1, 2009. AS OF DECEMBER 31, 2024 AND 2023, THERE ARE NO TAX POSITIONS FOR WHICH THE DEDUCTIBILITY IS CERTAIN BUT FOR WHICH THERE IS UNCERTAINTY REGARDING THE TIMING OF SUCH DEDUCTIBILITY. true FIN. EDUCATION & BANKING 610 72972 SCHEDULE I, PAGE 4, PART IV WE HAVE PROCEDURES IN PLACE, WHICH USE CONTRACTUAL REQUIREMENTS, FOR THE INTAKE AND CERTIFICATION PROCESS FOR DETERMINING CLIENT ELIGIBILITY. FISCAL AND PROGRAM PERSONAL MONITOR PAYMENTS TO ENSURE THEY ARE IN LINE WITH CONTRACTUAL REQUIREMENTS AND BUDGETS. false false false false false false false false false JULIE HONEKAMP CEO 214735 12600 35743 263078 KATHY BERG FISCAL DIRECTOR 136148 8245 21862 166255 SCHEDULE J, PAGE 1, PART I, LINE 3 COMPENSATION IS PAID BY A RELATED ORGANIZATION. SEE SCHEDULE O DISCLOSURE REGARDING FORM 990, PART VI, LINE 15A FOR MORE INFORMATION. FORM 990, PART V FORM 990, PART V, LINE 2A: ALL FORMS W-2 AND FORMS 941 ARE ISSUED BY SPOKANE NEIGHBORHOOD ACTION PARTNERS, A RELATED PARTY, UNDER THE EIN OF SPOKANE NEIGHBORHOOD ACTION PARTNERS. FORM 990, PAGE 6, PART VI, LINE 6 SPOKANE NEIGHBORHOOD ACTION PARTNERS (SNAP) IS THE SOLE MEMBER OF SNAP FINANCIAL ACCESS (SFA). FORM 990, PAGE 6, PART VI, LINE 7A SNAP ELECTS THE BOARD OF DIRECTORS. THE EXECUTIVE COMMITTEE NOMINATES CANDIDATES FOR BOARD VACANCIES, AND SNAP VOTES ON THE SLATE; HOWEVER, SNAP MAY, IN ITS DISCRETION, ELECT ANY QUALIFIED INDIVIDUAL, INCLUDING AN EX OFFICIO DIRECTOR WHO SERVES BY VIRTUE OF BEING SNAPS PRESIDENT. FORM 990, PAGE 6, PART VI, LINE 11B A COPY OF THE FORM 990 AND ALL ATTACHMENTS IS PROVIDED TO THE ORGANIATION'S GOVERNING BOARD, FISCAL DIRECTOR, AND CEO WHO REVIEW THE FORM, SCHEDULES AND RELATED ATTACHMENTS. APPROVAL IS DOCUMENTED IN THE BOARD MINUTES. ANY COMMENTS OR QUESTIONS ARE ADDRESSED WITH THE PREPARER. ONCE THE REVIEWERS ARE SATISFIED WITH THE FORM 990, AN AUTHORIZED SIGNER SIGNS THE FORM 8879- TE, AUTHORIZING THE PREPARER TO E-FILE THE RETURN. FORM 990, PAGE 6, PART VI, LINE 12C THE BOARD OF DIRECTORS IS REMINDED VERBALLY AND IN WRITING AT EACH MEETING TO DECLARE ANY CONFLICTS OF INTEREST. EACH DIRECTOR SIGNS A CONFLICT OF INTEREST QUESTIONNAIRE ANNUALLY AND HAS RECENTLY SIGNED A FORM REQUIRING THIS DISCLOSURE. ANY POSSIBLE CONFLICT OF INTEREST ON THE PART OF A DIRECTOR SHALL BE DISCLOSED TO THE BOARD. WHEN ANY SUCH INTEREST BECOMES A MATTER OF BOARD ACTION, THE DIRECTOR SHALL NOT VOTE OR USE PERSONAL INFLUENCE ON THE MATTER AND SHALL NOT BE COUNTED IN THE QUORUM FOR A MEETING AT WHICH BOARD ACTION IS TO BE TAKEN ON THE INTEREST. THE DIRECTOR MAY, HOWEVER, BRIEFLY STATE A POSITION ON THE MATTER AND ANSWER PERTINENT QUESTIONS OF BOARD MEMBERS. THE MINUTES OF ALL ACTIONS TAKEN ON SUCH MATTERS SHALL CLEARLY REFLECT THAT THESE REQUIREMENTS HAVE BEEN MET. FORM 990, PAGE 6, PART VI, LINE 15A THE FILING ORGANIZATION DOES NOT HAVE ANY PAID EMPLOYEES. THE CEO AND FISCAL DIRECTOR ARE PAID BY A RELATED ORGANIZATION, WHICH USES THE FOLLOWING PROCESS TO DETERMINE COMPENSATION: THE BOARD COMPLETES A REVIEW OF THE CEO'S PERFORMANCE AND ADJUSTS COMPENSATION AT THE SAME TIME. THE BOARD IS PROVIDED A REPORT FROM PAYSCALE.COM AS WELL AS OTHER REPORTS (990'S) FOR OUR AREA AND BASE THEIR DECISION ON THESE VARIOUS REPORTS AS WELL AS THE CEO'S PERFORMANCE. THE CEO'S SALARY WAS LAST REVIEWED DURING 2023 AND WAS APPROVED IN JANUARY OF 2024. FORM 990, PAGE 6, PART VI, LINE 15B SEE FORM 990, PART VI, LINE 15A. FORM 990, PAGE 6, PART VI, LINE 19 GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY AND FINANCIAL STATEMENTS ARE AVAILABLE UPON REQUEST. FORM 990, PART IX, LINE 24E MISCELLANEOUS EXPENSE 211,283 3,446 0 SPOKANE NEIGHBORHOOD ACTION PARTNER 3102 W WHISTALKS WAY SPOKANE WA 99224 911311127 PROGRAM WA 501C3 7 N/A false false false false false false false false false false false false false true true true false false false false