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        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 11B</FormAndLineReferenceDesc>
        <ExplanationTxt>NO REVIEW WAS OR WILL BE CONDUCTED.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 19</FormAndLineReferenceDesc>
        <ExplanationTxt>A COPY OF THE GOVERNING DOCUMENTS WILL BE PROVIDED UPON WRITTEN REQUEST.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PART XI, LINE 9</FormAndLineReferenceDesc>
        <ExplanationTxt>UNREALIZED GAIN - BROADCOM 30,463 UNREALIZED GAIN - MANULIFE 2,878 UNREALIZED GAIN - TEXAS INSTRUMENTS 628 UNREALIZED GAIN - ABBIE 1,295 UNREALIZED GAIN - ALL STATE 3,610 UNREALIZED GAIN - COCA COLA 2,752 UNREALIZED GAIN - IBM 17,513 UNREALIZED GAIN - VERIZON 268 UNREALIZED GAIN - 3M 3,870 UNREALIZED GAIN - MUTUAL FUNDS BEASLEY 2,455 UNREALIZED GAIN - ABBIE HALASZ 701 UNREALIZED GAIN - ENBRIDGE HALASZ 2,068 UNREALIZED GAIN - MUTIAL FUNDS KIWANIS 233 UNREALIZED GAIN - DUKE ENERGY 2,670 UNREALIZED GAIN - JP MORGAN 8,485 UNREALIZED GAIN - SOLVENTUM 790 UNREALIZED GAIN - ENBRIDGE 4,329 UNREALIZED GAIN - EVERY 3,839 UNREALIZED GAIN - HOME DEPOT 858 UNREALIZED GAIN - ILLINOIS TOOL 855 UNREALIZED GAIN - JOHNSON &amp; JOHNSON 556 UNREALIZED GAIN - NUTRIENT 1,262 UNREALZIED GAIN - STARBUCKS 2,011 UNREALIZED GAIN - US BANCORP 1,818 UNREALIZED GAIN - MUTUAL FUNDS SKATE PARK 584 UNREALIZED GAIN - MUTUAL FUNDS LIBRARY 411 UNREALIZED GAIN - ETF'S BEASLEY 322 UNREALIZED GAIN - ETF'S LIBRARY 1,535 UNREALIZED LOSS - BCE -4,228 UNREALIZED LOSS - INTEL -2,136 UNREALIZED LOSS - VF -249 UNREALIZED LOSS - SHELL -420 UNREALIZED LOSS - GENERAL MILLS -1,784 UNREALIZED LOSS - KONTOOR -58 UNREALIZED LOSS - MERCK -6,884 UNREALIZED LOSS - SHELL HALASZ -227 TOTAL 83,073</ExplanationTxt>
      </SupplementalInformationDetail>
    </IRS990ScheduleO>
  </ReturnData>
</Return>