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          <ExpenseAccountOtherAllwncAmt>0</ExpenseAccountOtherAllwncAmt>
        </OfficerDirTrstKeyEmplGrp>
        <OfficerDirTrstKeyEmplGrp>
          <PersonNm>Brandon Lewis</PersonNm>
          <USAddress>
            <AddressLine1Txt>5355 Kietzke lan Ste 101</AddressLine1Txt>
            <CityNm>Reno</CityNm>
            <StateAbbreviationCd>NV</StateAbbreviationCd>
            <ZIPCd>89511</ZIPCd>
          </USAddress>
          <TitleTxt>Director</TitleTxt>
          <AverageHrsPerWkDevotedToPosRt>0.01</AverageHrsPerWkDevotedToPosRt>
          <CompensationAmt>0</CompensationAmt>
          <EmployeeBenefitProgramAmt>0</EmployeeBenefitProgramAmt>
          <ExpenseAccountOtherAllwncAmt>0</ExpenseAccountOtherAllwncAmt>
        </OfficerDirTrstKeyEmplGrp>
        <OfficerDirTrstKeyEmplGrp>
          <PersonNm>Robin Rider</PersonNm>
          <USAddress>
            <AddressLine1Txt>9555 Hilwood Dr Ste 140</AddressLine1Txt>
            <CityNm>Las Vegas</CityNm>
            <StateAbbreviationCd>NV</StateAbbreviationCd>
            <ZIPCd>89134</ZIPCd>
          </USAddress>
          <TitleTxt>Director</TitleTxt>
          <AverageHrsPerWkDevotedToPosRt>0.01</AverageHrsPerWkDevotedToPosRt>
          <CompensationAmt>0</CompensationAmt>
          <EmployeeBenefitProgramAmt>0</EmployeeBenefitProgramAmt>
          <ExpenseAccountOtherAllwncAmt>0</ExpenseAccountOtherAllwncAmt>
        </OfficerDirTrstKeyEmplGrp>
        <OfficerDirTrstKeyEmplGrp>
          <PersonNm>Chris Utterback</PersonNm>
          <USAddress>
            <AddressLine1Txt>4505 Maryland Pkwy</AddressLine1Txt>
            <CityNm>Las Vegas</CityNm>
            <StateAbbreviationCd>NV</StateAbbreviationCd>
            <ZIPCd>89154</ZIPCd>
          </USAddress>
          <TitleTxt>Director</TitleTxt>
          <AverageHrsPerWkDevotedToPosRt>0.01</AverageHrsPerWkDevotedToPosRt>
          <CompensationAmt>0</CompensationAmt>
          <EmployeeBenefitProgramAmt>0</EmployeeBenefitProgramAmt>
          <ExpenseAccountOtherAllwncAmt>0</ExpenseAccountOtherAllwncAmt>
        </OfficerDirTrstKeyEmplGrp>
        <CompOfHghstPdEmplOrNONETxt>NONE</CompOfHghstPdEmplOrNONETxt>
        <OtherEmployeePaidOver50kCnt>0</OtherEmployeePaidOver50kCnt>
        <CompOfHghstPdCntrctOrNONETxt>NONE</CompOfHghstPdCntrctOrNONETxt>
        <ContractorPaidOver50kCnt>0</ContractorPaidOver50kCnt>
      </OfficerDirTrstKeyEmplInfoGrp>
      <SummaryOfDirectChrtblActyGrp>
        <Description1Txt>Scholarships provided to individuals in the insurance industry in Nevada.</Description1Txt>
        <Expenses1Amt>3850</Expenses1Amt>
        <Description2Txt>Grant provided to school for the purchase of books</Description2Txt>
        <Expenses2Amt>8027</Expenses2Amt>
      </SummaryOfDirectChrtblActyGrp>
      <MinimumInvestmentReturnGrp>
        <AverageMonthlyFMVOfSecAmt>517184</AverageMonthlyFMVOfSecAmt>
        <AverageMonthlyCashBalancesAmt>6841</AverageMonthlyCashBalancesAmt>
        <FMVAllOtherNoncharitableAstAmt>0</FMVAllOtherNoncharitableAstAmt>
        <TotalFMVOfUnusedAssetsAmt>524025</TotalFMVOfUnusedAssetsAmt>
        <ReductionClaimedAmt>0</ReductionClaimedAmt>
        <AdjustedTotalFMVOfUnusedAstAmt>524025</AdjustedTotalFMVOfUnusedAstAmt>
        <CashDeemedCharitableAmt>7860</CashDeemedCharitableAmt>
        <NetVlNoncharitableAssetsAmt>516165</NetVlNoncharitableAssetsAmt>
        <MinimumInvestmentReturnAmt>25808</MinimumInvestmentReturnAmt>
      </MinimumInvestmentReturnGrp>
      <DistributableAmountGrp>
        <Sect4942j3j5FndtnAndFrgnOrgInd>X</Sect4942j3j5FndtnAndFrgnOrgInd>
        <DistributableAsAdjustedAmt>0</DistributableAsAdjustedAmt>
      </DistributableAmountGrp>
      <PFQualifyingDistributionsGrp>
        <ExpensesAndContributionsAmt>11877</ExpensesAndContributionsAmt>
        <QualifyingDistributionsAmt>11877</QualifyingDistributionsAmt>
      </PFQualifyingDistributionsGrp>
      <UndistributedIncomeGrp>
        <DistributableAsAdjustedAmt>0</DistributableAsAdjustedAmt>
        <ExcessDistributionCyovYr5Amt>9625</ExcessDistributionCyovYr5Amt>
        <ExcessDistributionCyovYr4Amt>0</ExcessDistributionCyovYr4Amt>
        <ExcessDistributionCyovYr3Amt>2050</ExcessDistributionCyovYr3Amt>
        <ExcessDistributionCyovYr2Amt>5450</ExcessDistributionCyovYr2Amt>
        <ExcessDistributionCyovYr1Amt>2287</ExcessDistributionCyovYr1Amt>
        <TotalExcessDistributionCyovAmt>19412</TotalExcessDistributionCyovAmt>
        <QualifyingDistributionsAmt>11877</QualifyingDistributionsAmt>
        <TreatedAsDistriFromCorpusAmt>0</TreatedAsDistriFromCorpusAmt>
        <RemainingDistriFromCorpusAmt>11877</RemainingDistriFromCorpusAmt>
        <TotalCorpusAmt>31289</TotalCorpusAmt>
        <PriorYearUndistributedIncmAmt>0</PriorYearUndistributedIncmAmt>
        <Taxable1Amt>0</Taxable1Amt>
        <Taxable2Amt>0</Taxable2Amt>
        <UndistributedIncomeCYAmt>0</UndistributedIncomeCYAmt>
        <ExcessDistriCyovFromYr5Amt>9625</ExcessDistriCyovFromYr5Amt>
        <ExcessDistriCyovToNextYrAmt>21664</ExcessDistriCyovToNextYrAmt>
        <ExcessFromYear4Amt>0</ExcessFromYear4Amt>
        <ExcessFromYear3Amt>2050</ExcessFromYear3Amt>
        <ExcessFromYear2Amt>5450</ExcessFromYear2Amt>
        <ExcessFromYear1Amt>2287</ExcessFromYear1Amt>
        <ExcessFromCurrentYearAmt>11877</ExcessFromCurrentYearAmt>
      </UndistributedIncomeGrp>
      <PrivateOperatingFoundationsGrp>
        <Section4942j3Ind>X</Section4942j3Ind>
        <LessorAdjNetIncmMinInvstRetGrp>
          <CurrentYearAmt>0</CurrentYearAmt>
          <Year1Amt>0</Year1Amt>
          <Year2Amt>6449</Year2Amt>
          <Year3Amt>16656</Year3Amt>
          <TotalAmt>23105</TotalAmt>
        </LessorAdjNetIncmMinInvstRetGrp>
        <Pct85LessorAdjIncmOrMinRetGrp>
          <CurrentYearAmt>0</CurrentYearAmt>
          <Year1Amt>0</Year1Amt>
          <Year2Amt>5482</Year2Amt>
          <Year3Amt>14158</Year3Amt>
          <TotalAmt>19640</TotalAmt>
        </Pct85LessorAdjIncmOrMinRetGrp>
        <QualifyingDistributionsGrp>
          <CurrentYearAmt>11877</CurrentYearAmt>
          <Year1Amt>2287</Year1Amt>
          <Year2Amt>5450</Year2Amt>
          <Year3Amt>2050</Year3Amt>
          <TotalAmt>21664</TotalAmt>
        </QualifyingDistributionsGrp>
        <QualifyingDistriMadeDrtGrp>
          <CurrentYearAmt>11877</CurrentYearAmt>
          <Year1Amt>2287</Year1Amt>
          <Year2Amt>5450</Year2Amt>
          <Year3Amt>2050</Year3Amt>
          <TotalAmt>21664</TotalAmt>
        </QualifyingDistriMadeDrtGrp>
        <TotalAssetsGrp>
          <Year3Amt>477035</Year3Amt>
          <TotalAmt>477035</TotalAmt>
        </TotalAssetsGrp>
        <TotalAssetsSect4942j3BiGrp>
          <Year3Amt>477035</Year3Amt>
          <TotalAmt>477035</TotalAmt>
        </TotalAssetsSect4942j3BiGrp>
        <TwoThirdsMinimumInvstRetGrp>
          <Year3Amt>22254</Year3Amt>
          <TotalAmt>22254</TotalAmt>
        </TwoThirdsMinimumInvstRetGrp>
        <TotalSupportGrp>
          <Year3Amt>0</Year3Amt>
          <TotalAmt>0</TotalAmt>
        </TotalSupportGrp>
        <PublicSupportType>
          <Year3Amt>0</Year3Amt>
          <TotalAmt>0</TotalAmt>
        </PublicSupportType>
        <LargestSupportFromEOGrp>
          <Year3Amt>0</Year3Amt>
          <TotalAmt>0</TotalAmt>
        </LargestSupportFromEOGrp>
      </PrivateOperatingFoundationsGrp>
      <SupplementaryInformationGrp>
        <ContributingManagerNm>NA</ContributingManagerNm>
        <ShareholderManagerNm>NA</ShareholderManagerNm>
        <OnlyContriToPreselectedInd>X</OnlyContriToPreselectedInd>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>THE INSTITUTES DESIGNATIONS</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>5355 KIETZKE LN STE 101</AddressLine1Txt>
            <CityNm>RENO</CityNm>
            <StateAbbreviationCd>NV</StateAbbreviationCd>
            <ZIPCd>89521</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>N/A</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>GRANT</GrantOrContributionPurposeTxt>
          <Amt>2291</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>THE INSTITUTES DESIGNATIONS</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>5355 KIETZKE LN STE 101</AddressLine1Txt>
            <CityNm>RENO</CityNm>
            <StateAbbreviationCd>NV</StateAbbreviationCd>
            <ZIPCd>89521</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>N/A</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>GRANT</GrantOrContributionPurposeTxt>
          <Amt>427</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>APRIL MALONE-GOODRICH</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>20211 S VIRGINIA ST</AddressLine1Txt>
            <CityNm>RENO</CityNm>
            <StateAbbreviationCd>NV</StateAbbreviationCd>
            <ZIPCd>89521</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>NA</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>SCHOLARSHIP</GrantOrContributionPurposeTxt>
          <Amt>600</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>DONNA SQUIRES</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>639 ISABELL RD 390</AddressLine1Txt>
            <CityNm>RENO</CityNm>
            <StateAbbreviationCd>NV</StateAbbreviationCd>
            <ZIPCd>89509</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>NA</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>GRANT</GrantOrContributionPurposeTxt>
          <Amt>1000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>JASMINE SANCHEZ</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>7898 S HAT CREEK CT</AddressLine1Txt>
            <CityNm>SPARKS</CityNm>
            <StateAbbreviationCd>NV</StateAbbreviationCd>
            <ZIPCd>89436</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>NA</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>SCHOLARSHIP</GrantOrContributionPurposeTxt>
          <Amt>900</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>CYNTHIA MCGRAW</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>8316 SPRUCE MEADOWS</AddressLine1Txt>
            <CityNm>LAS VEGAS</CityNm>
            <StateAbbreviationCd>NV</StateAbbreviationCd>
            <ZIPCd>89131</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>NA</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>GRANT</GrantOrContributionPurposeTxt>
          <Amt>1350</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>PETER RAO</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>PO BOX 33688</AddressLine1Txt>
            <CityNm>RENO</CityNm>
            <StateAbbreviationCd>NV</StateAbbreviationCd>
            <ZIPCd>89533</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>NA</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>SCHOLARSHIP</GrantOrContributionPurposeTxt>
          <Amt>600</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>BRANDON LEWIS</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>5355 KIETZKE ST 101</AddressLine1Txt>
            <CityNm>RENO</CityNm>
            <StateAbbreviationCd>NV</StateAbbreviationCd>
            <ZIPCd>89511</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>NA</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>GRANT</GrantOrContributionPurposeTxt>
          <Amt>2959</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>OLIVIA METZGER</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>7711 SKY VISTA PKWY 813</AddressLine1Txt>
            <CityNm>RENO</CityNm>
            <StateAbbreviationCd>NV</StateAbbreviationCd>
            <ZIPCd>89506</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>NA</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>SCHOLARSHIP</GrantOrContributionPurposeTxt>
          <Amt>500</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>JADEN BOONE</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>1155 N SIERRA ST APT 9</AddressLine1Txt>
            <CityNm>RENO</CityNm>
            <StateAbbreviationCd>NV</StateAbbreviationCd>
            <ZIPCd>89503</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>NA</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>SCHOLARSHIP</GrantOrContributionPurposeTxt>
          <Amt>500</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>LAURA O'CONNOR</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>DOUBLE R BOVD UNIT 827</AddressLine1Txt>
            <CityNm>RENO</CityNm>
            <StateAbbreviationCd>NV</StateAbbreviationCd>
            <ZIPCd>89521</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>NA</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>SCHOLARSHIP</GrantOrContributionPurposeTxt>
          <Amt>750</Amt>
        </GrantOrContributionPdDurYrGrp>
        <TotalGrantOrContriPdDurYrAmt>11877</TotalGrantOrContriPdDurYrAmt>
      </SupplementaryInformationGrp>
      <AnalysisIncomeProducingActyGrp>
        <DividendsAndInterestFromSecDtl>
          <ExclusionCd>6</ExclusionCd>
          <ExclusionAmt>8824</ExclusionAmt>
        </DividendsAndInterestFromSecDtl>
        <OtherRevenueDescribedGrp>
          <Desc>N/A</Desc>
        </OtherRevenueDescribedGrp>
        <SubtotalsIncmProducingActyGrp>
          <ExclusionAmt>8824</ExclusionAmt>
        </SubtotalsIncmProducingActyGrp>
        <TotalIncomeProducingActyAmt>8824</TotalIncomeProducingActyAmt>
      </AnalysisIncomeProducingActyGrp>
      <RlnOfActyToAccomOfExmptPrpsGrp>
        <RlnOfActyToAccomOfExmptPrpsGrp>
          <LineNumberTxt>4</LineNumberTxt>
          <RelationshipStatementTxt>Provided scholorship awards to students and books to school.</RelationshipStatementTxt>
        </RlnOfActyToAccomOfExmptPrpsGrp>
      </RlnOfActyToAccomOfExmptPrpsGrp>
      <TrnsfrTransRlnNonchrtblEOGrp>
        <TrnsfrOfCashToNonchrtblEOInd>false</TrnsfrOfCashToNonchrtblEOInd>
        <TrnsfrOtherAssetNonchrtblEOInd>false</TrnsfrOtherAssetNonchrtblEOInd>
        <SalesOrExchangesOfAssetsInd>false</SalesOrExchangesOfAssetsInd>
        <PurchaseOfAssetsNonchrtblEOInd>false</PurchaseOfAssetsNonchrtblEOInd>
        <RentalOfFacilitiesOthAssetsInd>false</RentalOfFacilitiesOthAssetsInd>
        <ReimbursementArrangementsInd>false</ReimbursementArrangementsInd>
        <LoansOrLoanGuaranteesInd>false</LoansOrLoanGuaranteesInd>
        <PerformanceOfServicesEtcInd>false</PerformanceOfServicesEtcInd>
        <SharingOfFacilitiesEtcInd>false</SharingOfFacilitiesEtcInd>
        <RelationshipsNonchrtblEOInd>false</RelationshipsNonchrtblEOInd>
      </TrnsfrTransRlnNonchrtblEOGrp>
    </IRS990PF>
    <OtherDecreasesSchedule documentId="OtherDecreasesSchedule-01">
      <OtherDecreasesDetail>
        <Desc>OTHER ADJUSTMENT</Desc>
        <Amt>10</Amt>
      </OtherDecreasesDetail>
    </OtherDecreasesSchedule>
    <OtherIncreasesSchedule documentId="OtherIncreasesSchedule-01">
      <OtherIncreasesDetail>
        <Desc>CAPITAL GAINS</Desc>
        <Amt>41373</Amt>
      </OtherIncreasesDetail>
    </OtherIncreasesSchedule>
    <TaxesSchedule documentId="TaxesSchedule-01">
      <TaxesDetail>
        <CategoryTxt>OFFICE SUPPLIES</CategoryTxt>
        <Amt>592</Amt>
      </TaxesDetail>
    </TaxesSchedule>
  </ReturnData>
</Return>