2025-08-12T09:19:01-07:00 2024-12-31 650152722 FINANCIAL STANDARDS GROUP INC 6447 W HIGHWAY 146 CRESTWOOD KY 40014 990 2024-01-01 381341100 FAMILY FIRST CREDIT UNION FAMI 9897591686 1011 NORTH MICHIGAN AVE SAGINAW MI 48602 JANIE SMITH CEO 2025-08-12 true true Donald E Lingerfelt P00339004 8005225820 2024 2025-03-06 01:10:19Z JANIE SMITH 1011 NORTH MICHIGAN AVE SAGINAW MI 48602 5993239 false X fam1st.com X 1939 MI TO PROVIDE A FULL RANGE OF FINANCIAL PRODUCTS AND SERVICES IN A PROMPT AND FRIENDLY MANNER. 7 7 39 12 18769 0 4823580 4546969 699209 1486750 -40480 5522789 5993239 0 0 1592661 1516018 0 0 3539856 4141227 5132517 5657245 390272 335994 94894281 100994668 86964744 92553449 7929537 8441219 TO PROVIDE A FULL RANGE OF FINANCIAL PRODUCTS AND SERVICES IN A PROMPT AND FRIENDLY MANNER. false false THE CREDIT UNION PROVIDES SEVERAL DEPOSIT ACCOUNT TYPES TO MEMBERS INCLUDING SAVINGS, CHECKING, CERTIFICATES AND OTHER. THE TOTAL NUMBER OF MEMBERS AT 12/31/2024 WAS 5,542. THE CREDIT UNION PROVIDES A VARIETY OF LOANS TO MEMBERS INCLUDING REAL ESTATE, CREDIT CARD, VEHICLE AND OTHER. THE TOTAL NUMBER OF LOANS OUTSTANDING AT 12/31/2024 WAS 4,351. OFFER ATM, DEBIT CARDS, TRAVELERS CHECKS, MONEY ORDERS, BILL PAY, OVERDRAFT PROTECTION/COURTESY PAY, GIFT CARDS, FINANCIAL LITERACY WORKSHOPS AND INSURANCE/INVESTMENT PRODUCTS TO ALL ELIGIBLE MEMBERS. false false false false false false false false false true true false false true false false false false false false false false false false false false false false true false false false false false false false false false false false false false false true 1408 0 true 39 true true true false false false false false false false X 7 7 false false false false true true false true true false true true false true true true false true true true false X JANIE SMITH 9897591686 1011 NORTH MICHIGAN AVE SAGINAW MI 48602 JANIE SMITH CEO 40.00 0.00 X 144599 0 19526 JASON ACOSTA COO 40.00 0.00 X 69687 0 4782 MAURICE PATTERSON Chairman 1.00 0.00 X 0 0 0 RICARDO LONGORIA Director 1.00 0.00 X 0 0 0 PATRICIA JACOB Director 1.00 0.00 X 0 0 0 RAYUNZA CHISM-HOOD Director 1.00 0.00 X 0 0 0 SHARON DOOLAN Secretary 1.00 0.00 X 0 0 0 TIMOTHY GENOVESE Director 1.00 0.00 X 0 0 0 JOSEPH TURNER Treasurer 1.00 0.00 X 0 0 0 214286 24308 1 false true false FISERV GALAXY 5600 CROOKS RD 101 TROY MI 48098 PROCESSOR / CARD SERVICES 525895 1 0 FEES AND OTHER INCOME 522100 1169226 1162076 7150 INSURANCE INCOME 524298 11619 11619 INTEREST ON LOANS 522100 3366124 3366124 4546969 1482939 1482939 0 0 0 3811 3811 3811 3811 0 0 0 REPO SALES 525990 -40480 -40480 -40480 5993239 5974470 18769 0 0 0 0 238594 0 1052956 4991 110464 109013 0 39252 0 0 0 0 0 75558 534834 451996 0 305913 29870 0 0 1050237 9191 173681 45545 CREDIT LOSS EXPENSE 890505 LOAN SERVICING EXPENSE 301323 PRO SERVICES 161862 MISC 56997 14463 5657245 0 0 0 1823898 1870048 15680841 16132670 0 227561 88573 0 0 53051404 47966070 0 198245 157240 5228736 1687014 3589903 3541722 15178219 24870742 3551100 5067636 0 0 1593110 1299967 94894281 100994668 400588 -272996 86564156 92826445 86964744 92553449 X 7929537 8441219 7929537 8441219 94894281 100994668 335994 265688 -90000 X false true X true false 1417426 1417426 3072219 1351498 1720721 739091 335516 403575 3541722 5067636 OTHER LIABILITIES 107852 SHARES 92718593 92826445 false false false JANIE SMITH CEO 144599 18922 604 164125 Form 990, Part VI, Section A, Line 6 THE CREDIT UNION HAS A SINGLE CLASS OF MEMBERS WITH EQUAL RIGHTS OF OWNERSHIP, GOVERNANCE, AND VOTING. Form 990, Part VI, Section B, Line 11b THE FORM 990 IS REVIEWED BY THE CEO PRIOR TO FILING WITH THE IRS. COPIES ARE MADE AVAILABLE TO THE BOARD FOR REVIEW. Form 990, Part VI, Section B, Line 12c POLICY IS REVIEWED ANNUALLY AT WHICH TIME DISCLOSURES, IF ANY, ARE REVIEWED. Form 990, Part VI, Section B, Line 15a THE BOARD OF DIRECTORS DETERMINES THE SALARY OF THE CEO UTILIZING COMPENSATION SURVEYS. THE CEO CONDUCTS REVIEWS OF OTHER KEY EMPLOYEES. Form 990, Part VI, Section B, Line 15b THE BOARD OF DIRECTORS DETERMINES THE SALARY OF THE CEO UTILIZING COMPENSATION SURVEYS. THE CEO CONDUCTS REVIEWS OF OTHER KEY EMPLOYEES. Form 990, Part VI, Section C, Line 19 OTHER DOCUMENTS AVAILABLE TO THE PUBLIC UPON REQUEST.