﻿<?xml version="1.0" encoding="utf-8"?>
<Return returnVersion="2023v6.0" xmlns="http://www.irs.gov/efile" xsi:schemaLocation="http://www.irs.gov/efile" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance">
  <ReturnHeader binaryAttachmentCnt="0">
    <ReturnTs>2025-07-12T15:10:48-05:00</ReturnTs>
    <TaxPeriodEndDt>2024-06-30</TaxPeriodEndDt>
    <PreparerFirmGrp>
      <PreparerFirmEIN>461280292</PreparerFirmEIN>
      <PreparerFirmName>
        <BusinessNameLine1Txt>CERTIFACT TAXES</BusinessNameLine1Txt>
      </PreparerFirmName>
      <PreparerUSAddress>
        <AddressLine1Txt>1241 PANOLA RD STE B</AddressLine1Txt>
        <CityNm>STONE MOUNTAIN</CityNm>
        <StateAbbreviationCd>GA</StateAbbreviationCd>
        <ZIPCd>30088</ZIPCd>
      </PreparerUSAddress>
    </PreparerFirmGrp>
    <ReturnTypeCd>990EZ</ReturnTypeCd>
    <TaxPeriodBeginDt>2023-07-01</TaxPeriodBeginDt>
    <Filer>
      <EIN>853924552</EIN>
      <BusinessName>
        <BusinessNameLine1Txt>KONSPICUOUS FOUNDATION INC</BusinessNameLine1Txt>
      </BusinessName>
      <BusinessNameControlTxt>KONS</BusinessNameControlTxt>
      <PhoneNum>7046817550</PhoneNum>
      <USAddress>
        <AddressLine1Txt>8405 CONNER RIDGE LN</AddressLine1Txt>
        <CityNm>CHARLOTTE</CityNm>
        <StateAbbreviationCd>NC</StateAbbreviationCd>
        <ZIPCd>28269</ZIPCd>
      </USAddress>
    </Filer>
    <BusinessOfficerGrp>
      <PersonNm>RAYMOND WHITE</PersonNm>
      <PersonTitleTxt>Executive director</PersonTitleTxt>
      <PhoneNum>7046817550</PhoneNum>
      <SignatureDt>2025-06-22</SignatureDt>
      <DiscussWithPaidPreparerInd>1</DiscussWithPaidPreparerInd>
    </BusinessOfficerGrp>
    <IRSResponsiblePrtyInfoCurrInd>1</IRSResponsiblePrtyInfoCurrInd>
    <PreparerPersonGrp>
      <PreparerPersonNm>RAYMOND WHITE</PreparerPersonNm>
      <PTIN>P01419433</PTIN>
      <PhoneNum>6786917275</PhoneNum>
      <SelfEmployedInd>X</SelfEmployedInd>
    </PreparerPersonGrp>
    <TaxYr>2023</TaxYr>
    <BuildTS>2025-03-06 01:10:19Z</BuildTS>
  </ReturnHeader>
  <ReturnData documentCnt="4">
    <IRS990EZ documentId="IRS990EZ">
      <ScheduleBNotRequiredInd>X</ScheduleBNotRequiredInd>
      <Organization501c3Ind referenceDocumentId="IRS990ScheduleA">X</Organization501c3Ind>
      <TypeOfOrganizationCorpInd>X</TypeOfOrganizationCorpInd>
      <GrossReceiptsAmt>88775</GrossReceiptsAmt>
      <InfoInScheduleOPartIInd>X</InfoInScheduleOPartIInd>
      <ContributionsGiftsGrantsEtcAmt>88775</ContributionsGiftsGrantsEtcAmt>
      <TotalRevenueAmt>88775</TotalRevenueAmt>
      <SalariesOtherCompEmplBnftAmt>75000</SalariesOtherCompEmplBnftAmt>
      <FeesAndOtherPymtToIndCntrctAmt>4244</FeesAndOtherPymtToIndCntrctAmt>
      <PrintingPublicationsPostageAmt>200</PrintingPublicationsPostageAmt>
      <OtherExpensesTotalAmt>5516</OtherExpensesTotalAmt>
      <TotalExpensesAmt>84960</TotalExpensesAmt>
      <ExcessOrDeficitForYearAmt>3815</ExcessOrDeficitForYearAmt>
      <NetAssetsOrFundBalancesEOYAmt>3815</NetAssetsOrFundBalancesEOYAmt>
      <Form990TotalAssetsGrp>
        <BOYAmt>0</BOYAmt>
        <EOYAmt>0</EOYAmt>
      </Form990TotalAssetsGrp>
      <NetAssetsOrFundBalancesGrp>
        <BOYAmt>0</BOYAmt>
        <EOYAmt>0</EOYAmt>
      </NetAssetsOrFundBalancesGrp>
      <InfoInScheduleOPartIIIInd>X</InfoInScheduleOPartIIIInd>
      <PrimaryExemptPurposeTxt>TO INCREASE FINANCIAL LITERACY AND PROMOTE ECONOMIC EMPOWERMENT BY PROVIDING ACCESSIBLE EDUCATION, RESOURCES, AND COMMUNITY-BASED PROGRAMS THAT HELP INDIVIDUALS MAKE INFORMED AND CONFIDENT FINANCIAL DECISIONS.</PrimaryExemptPurposeTxt>
      <ProgramSrvcAccomplishmentGrp>
        <DescriptionProgramSrvcAccomTxt>FINANCIAL EDUCATION WORKSHOPS [:AMP:] COMMUNITY SESSIONS. DESCRIPTION: DEVELOPED AND LED A SERIES OF IN-PERSON AND VIRTUAL FINANCIAL LITERACY SESSIONS FOCUSED ON BUDGETING CREDIT BUILDING DEBT MANAGEMENT AND PERSONAL FINANCE DECISION-MAKING. SESSIONS WERE OPEN TO THE PUBLIC AND TAILORED TO ADDRESS THE NEEDS OF UNDERSERVED INDIVIDUALS AND COMMUNITIES. TOPICS ALSO INCLUDED SAVINGS STRATEGIES FINANCIAL GOAL SETTING AND THE BASICS OF BANKING AND CREDIT SCORES.</DescriptionProgramSrvcAccomTxt>
        <ProgramServiceExpensesAmt>38000</ProgramServiceExpensesAmt>
      </ProgramSrvcAccomplishmentGrp>
      <ProgramSrvcAccomplishmentGrp>
        <DescriptionProgramSrvcAccomTxt>PUBLIC OUTREACH AND EDUCATIONAL CAMPAIGNS. DESCRIPTION: PRODUCED AND DISTRIBUTED FINANCIAL LITERACY CONTENT THROUGH DIGITAL AND PRINT CAMPAIGNS. THIS INCLUDED SOCIAL MEDIA OUTREACH TARGETED EMAIL CAMPAIGNS AND PRINTED MATERIALS TO INCREASE AWARENESS OF FINANCIAL EDUCATION RESOURCES AND UPCOMING WORKSHOPS. THE ORGANIZATION ALSO PROMOTED KEY FINANCIAL LITERACY CONCEPTS TO THE BROADER PUBLIC THROUGH EDUCATIONAL GRAPHICS AND MESSAGING ALIGNED WITH NATIONAL FINANCIAL LITERACY INITIATIVES.</DescriptionProgramSrvcAccomTxt>
        <ProgramServiceExpensesAmt>6223</ProgramServiceExpensesAmt>
      </ProgramSrvcAccomplishmentGrp>
      <ProgramSrvcAccomplishmentGrp>
        <DescriptionProgramSrvcAccomTxt>CAPACITY BUILDING AND SECTOR ENGAGEMENT. DESCRIPTION: PARTICIPATED IN NONPROFIT SECTOR CONFERENCES AND NETWORKING EVENTS TO STRENGTHEN ORGANIZATIONAL STRATEGY LEARN SECTOR BEST PRACTICES AND CONNECT WITH PARTNERS AND FUNDERS COMMITTED TO FINANCIAL EDUCATION. THESE EFFORTS SUPPORTED LONG-TERM PROGRAM PLANNING AND EXPANDED THE ORGANIZATIONS VISIBILITY WITHIN THE FINANCIAL EMPOWERMENT COMMUNITY.</DescriptionProgramSrvcAccomTxt>
        <ProgramServiceExpensesAmt>2149</ProgramServiceExpensesAmt>
      </ProgramSrvcAccomplishmentGrp>
      <TotalProgramServiceExpensesAmt>44223</TotalProgramServiceExpensesAmt>
      <OfficerDirectorTrusteeEmplGrp>
        <PersonNm>RAYMOND WHITE</PersonNm>
        <TitleTxt>EXECUTIVE DIRECTOR</TitleTxt>
        <AverageHrsPerWkDevotedToPosRt>20</AverageHrsPerWkDevotedToPosRt>
        <CompensationAmt>0</CompensationAmt>
        <EmployeeBenefitProgramAmt>0</EmployeeBenefitProgramAmt>
        <ExpenseAccountOtherAllwncAmt>0</ExpenseAccountOtherAllwncAmt>
      </OfficerDirectorTrusteeEmplGrp>
      <ActivitiesNotPreviouslyRptInd>0</ActivitiesNotPreviouslyRptInd>
      <ChgMadeToOrgnzngDocNotRptInd>0</ChgMadeToOrgnzngDocNotRptInd>
      <OrganizationHadUBIInd>0</OrganizationHadUBIInd>
      <SubjectToProxyTaxInd>0</SubjectToProxyTaxInd>
      <OrganizationDissolvedEtcInd>0</OrganizationDissolvedEtcInd>
      <MadeLoansToFromOfficersInd>1</MadeLoansToFromOfficersInd>
      <LoansToFromOfficersAmt>23821</LoansToFromOfficersAmt>
      <EngagedInExcessBenefitTransInd>0</EngagedInExcessBenefitTransInd>
      <BooksInCareOfDetail>
        <PersonNm>SHARED PROSPERITY FINANCIAL INC</PersonNm>
        <USAddress>
          <AddressLine1Txt>8405 CONNER RIDGE LANE</AddressLine1Txt>
          <CityNm>CHARLOTTE</CityNm>
          <StateAbbreviationCd>NC</StateAbbreviationCd>
          <ZIPCd>28269</ZIPCd>
        </USAddress>
        <PhoneNum>7044585285</PhoneNum>
      </BooksInCareOfDetail>
      <DonorAdvisedFndsInd>0</DonorAdvisedFndsInd>
      <OperateHospitalInd>0</OperateHospitalInd>
      <TanningServicesProvidedInd>0</TanningServicesProvidedInd>
      <RelatedOrganizationCtrlEntInd>0</RelatedOrganizationCtrlEntInd>
      <PartVIOfCompOfHghstPdEmplTxt>NONE</PartVIOfCompOfHghstPdEmplTxt>
      <PartVIHghstPdCntrctProfSrvcTxt>NONE</PartVIHghstPdCntrctProfSrvcTxt>
    </IRS990EZ>
    <IRS990ScheduleA documentId="IRS990ScheduleA">
      <PublicOrganization170Ind>X</PublicOrganization170Ind>
      <GiftsGrantsContriRcvd170Grp>
        <CurrentTaxYearMinus1YearAmt>187747</CurrentTaxYearMinus1YearAmt>
        <CurrentTaxYearAmt>88775</CurrentTaxYearAmt>
        <TotalAmt>276522</TotalAmt>
      </GiftsGrantsContriRcvd170Grp>
      <TotalCalendarYear170Grp>
        <CurrentTaxYearMinus1YearAmt>187747</CurrentTaxYearMinus1YearAmt>
        <CurrentTaxYearAmt>88775</CurrentTaxYearAmt>
        <TotalAmt>276522</TotalAmt>
      </TotalCalendarYear170Grp>
      <PublicSupportTotal170Amt>276522</PublicSupportTotal170Amt>
      <TotalSupportAmt>276522</TotalSupportAmt>
      <PublicSupportCY170Pct>1</PublicSupportCY170Pct>
      <PublicSupportPY170Pct>0</PublicSupportPY170Pct>
      <DistributableAmountGrp>
        <CYAdjNetIncomeDistributableAmt>0</CYAdjNetIncomeDistributableAmt>
        <CYPct85AdjustedNetIncomeAmt>0</CYPct85AdjustedNetIncomeAmt>
        <CYTotalMinAstDistributableAmt>0</CYTotalMinAstDistributableAmt>
        <CYGreaterAdjustedMinimumAmt>0</CYGreaterAdjustedMinimumAmt>
        <CYIncomeTaxImposedPYAmt>0</CYIncomeTaxImposedPYAmt>
        <CYDistributableAsAdjustedAmt>0</CYDistributableAsAdjustedAmt>
      </DistributableAmountGrp>
    </IRS990ScheduleA>
    <IRS990ScheduleL documentId="IRS990ScheduleL">
      <LoansBtwnOrgInterestedPrsnGrp>
        <BusinessName>
          <BusinessNameLine1Txt>RAYMOND WHITE</BusinessNameLine1Txt>
        </BusinessName>
        <RelationshipWithOrgTxt>EXECUTIVE DIRECTOR</RelationshipWithOrgTxt>
        <LoanPurposeTxt>TO SUPPORT</LoanPurposeTxt>
        <LoanToOrganizationInd>X</LoanToOrganizationInd>
        <OriginalPrincipalAmt>24442</OriginalPrincipalAmt>
        <BalanceDueAmt>23821</BalanceDueAmt>
        <DefaultInd>1</DefaultInd>
        <BoardOrCommitteeApprovalInd>1</BoardOrCommitteeApprovalInd>
        <WrittenAgreementInd>1</WrittenAgreementInd>
      </LoansBtwnOrgInterestedPrsnGrp>
    </IRS990ScheduleL>
    <IRS990ScheduleO documentId="IRS990ScheduleO">
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>PART I, LINE 16</FormAndLineReferenceDesc>
        <ExplanationTxt>1) OTHER EXPENSES BANK FEES AMOUNT 168 2) OTHER EXPENSES BUSINESS REGISTRATION FEES AMOUNT 406 3) OTHER EXPENSES INSURANCE AMOUNT 1354 4) OTHER EXPENSES IT AND SOFTWARE EXPENSE AMOUNT 1477 5) OTHER EXPENSES MARKETING AND ADVERTISING AMOUNT 1446 6) OTHER EXPENSES OFFICE SUPPLIES AMOUNT 464 7) OTHER EXPENSES TRAVEL CONFERENCES CONVENTIONS AND MEETINGS AMOUNT 201</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>OTHER</FormAndLineReferenceDesc>
        <ExplanationTxt>EXECUTIVE DIRECTOR COMPENSATION DISCLOSURE THE EXECUTIVE DIRECTOR PROVIDED PROFESSIONAL SERVICES TO THE ORGANIZATION DURING THE FISCAL YEAR AS AN IN-KIND CONTRIBUTION. THE ESTIMATED VALUE OF THESE SERVICES, BASED ON FAIR MARKET VALUE, WAS USD 6,250 PER MONTH, TOTALING USD 75,000 FOR THE FISCAL YEAR. NO COMPENSATION WAS PAID, AND NO FORM W-2 OR 1099 WAS ISSUED. ACCORDINGLY, USD 0 IS REPORTED ON PAGE 2 IN PART IV.</ExplanationTxt>
      </SupplementalInformationDetail>
    </IRS990ScheduleO>
  </ReturnData>
</Return>