﻿<?xml version="1.0" encoding="utf-8"?>
<Return xmlns="http://www.irs.gov/efile" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" returnVersion="2024v5.0">
  <ReturnHeader binaryAttachmentCnt="0">
    <ReturnTs>2025-07-07T16:28:29-04:00</ReturnTs>
    <TaxPeriodEndDt>2025-02-28</TaxPeriodEndDt>
    <PreparerFirmGrp>
      <PreparerFirmEIN>481071185</PreparerFirmEIN>
      <PreparerFirmName>
        <BusinessNameLine1Txt>GAREN L KUHLMANN CPA CHTD</BusinessNameLine1Txt>
      </PreparerFirmName>
      <PreparerUSAddress>
        <AddressLine1Txt>120 E COURT ST</AddressLine1Txt>
        <CityNm>SMITH CENTER</CityNm>
        <StateAbbreviationCd>KS</StateAbbreviationCd>
        <ZIPCd>66967</ZIPCd>
      </PreparerUSAddress>
    </PreparerFirmGrp>
    <ReturnTypeCd>990PF</ReturnTypeCd>
    <TaxPeriodBeginDt>2024-03-01</TaxPeriodBeginDt>
    <Filer>
      <EIN>371473455</EIN>
      <BusinessName>
        <BusinessNameLine1Txt>THE PETERSON FOUNDATION</BusinessNameLine1Txt>
        <BusinessNameLine2Txt>% THE PEOPLES BANK</BusinessNameLine2Txt>
      </BusinessName>
      <BusinessNameControlTxt>PETE</BusinessNameControlTxt>
      <PhoneNum>7852826682</PhoneNum>
      <USAddress>
        <AddressLine1Txt>PO BOX 307</AddressLine1Txt>
        <CityNm>SMITH CENTER</CityNm>
        <StateAbbreviationCd>KS</StateAbbreviationCd>
        <ZIPCd>669670307</ZIPCd>
      </USAddress>
    </Filer>
    <BusinessOfficerGrp>
      <PersonNm>THE PEOPLES BANK</PersonNm>
      <PersonTitleTxt>TRUSTEE</PersonTitleTxt>
      <PhoneNum>7852826682</PhoneNum>
      <SignatureDt>2025-06-05</SignatureDt>
      <DiscussWithPaidPreparerInd>true</DiscussWithPaidPreparerInd>
    </BusinessOfficerGrp>
    <IRSResponsiblePrtyInfoCurrInd>true</IRSResponsiblePrtyInfoCurrInd>
    <PreparerPersonGrp>
      <PreparerPersonNm>GAREN L KUHLMANN</PreparerPersonNm>
      <PTIN>P01070574</PTIN>
      <PhoneNum>7852826867</PhoneNum>
      <PreparationDt>2025-06-06</PreparationDt>
    </PreparerPersonGrp>
    <TaxYr>2024</TaxYr>
    <BuildTS>2025-03-06 01:10:19Z</BuildTS>
  </ReturnHeader>
  <ReturnData documentCnt="6">
    <IRS990PF documentId="RetDoc7" referenceDocumentId="RetDoc6">
      <Organization501c3ExemptPFInd>X</Organization501c3ExemptPFInd>
      <FMVAssetsEOYAmt>45774</FMVAssetsEOYAmt>
      <MethodOfAccountingCashInd>X</MethodOfAccountingCashInd>
      <AnalysisOfRevenueAndExpenses>
        <ScheduleBNotRequiredInd>X</ScheduleBNotRequiredInd>
        <InterestOnSavRevAndExpnssAmt>713</InterestOnSavRevAndExpnssAmt>
        <InterestOnSavNetInvstIncmAmt>713</InterestOnSavNetInvstIncmAmt>
        <DividendsRevAndExpnssAmt>1139</DividendsRevAndExpnssAmt>
        <DividendsNetInvstIncmAmt>1139</DividendsNetInvstIncmAmt>
        <NetGainSaleAstRevAndExpnssAmt>1760</NetGainSaleAstRevAndExpnssAmt>
        <GrossSalesPriceAmt>58505</GrossSalesPriceAmt>
        <CapGainNetIncmNetInvstIncmAmt>1760</CapGainNetIncmNetInvstIncmAmt>
        <TotalRevAndExpnssAmt>3612</TotalRevAndExpnssAmt>
        <TotalNetInvstIncmAmt>3612</TotalNetInvstIncmAmt>
        <CompOfcrDirTrstRevAndExpnssAmt>400</CompOfcrDirTrstRevAndExpnssAmt>
        <CompOfcrDirTrstNetInvstIncmAmt>360</CompOfcrDirTrstNetInvstIncmAmt>
        <CompOfcrDirTrstDsbrsChrtblAmt>40</CompOfcrDirTrstDsbrsChrtblAmt>
        <AccountingFeesRevAndExpnssAmt referenceDocumentId="RetDoc1">489</AccountingFeesRevAndExpnssAmt>
        <AccountingFeesNetInvstIncmAmt>49</AccountingFeesNetInvstIncmAmt>
        <AccountingFeesChrtblPrpsAmt>440</AccountingFeesChrtblPrpsAmt>
        <InterestRevAndExpnssAmt>9</InterestRevAndExpnssAmt>
        <InterestNetInvstIncmAmt>9</InterestNetInvstIncmAmt>
        <TaxesRevAndExpnssAmt referenceDocumentId="RetDoc5">82</TaxesRevAndExpnssAmt>
        <TaxesNetInvstIncmAmt>20</TaxesNetInvstIncmAmt>
        <TotOprExpensesRevAndExpnssAmt>980</TotOprExpensesRevAndExpnssAmt>
        <TotOprExpensesNetInvstIncmAmt>438</TotOprExpensesNetInvstIncmAmt>
        <TotOprExpensesDsbrsChrtblAmt>480</TotOprExpensesDsbrsChrtblAmt>
        <ContriPaidRevAndExpnssAmt>1578</ContriPaidRevAndExpnssAmt>
        <ContriPaidDsbrsChrtblAmt>1578</ContriPaidDsbrsChrtblAmt>
        <TotalExpensesRevAndExpnssAmt>2558</TotalExpensesRevAndExpnssAmt>
        <TotalExpensesNetInvstIncmAmt>438</TotalExpensesNetInvstIncmAmt>
        <TotalExpensesDsbrsChrtblAmt>2058</TotalExpensesDsbrsChrtblAmt>
        <ExcessRevenueOverExpensesAmt>1054</ExcessRevenueOverExpensesAmt>
        <NetInvestmentIncomeAmt>3174</NetInvestmentIncomeAmt>
      </AnalysisOfRevenueAndExpenses>
      <Form990PFBalanceSheetsGrp>
        <SavAndTempCashInvstBOYAmt>3821</SavAndTempCashInvstBOYAmt>
        <SavAndTempCashInvstEOYAmt>2816</SavAndTempCashInvstEOYAmt>
        <SavAndTempCashInvstEOYFMVAmt>2816</SavAndTempCashInvstEOYFMVAmt>
        <CorporateStockBOYAmt>27450</CorporateStockBOYAmt>
        <CorporateStockEOYAmt referenceDocumentId="RetDoc3">30980</CorporateStockEOYAmt>
        <CorporateStockEOYFMVAmt>33798</CorporateStockEOYFMVAmt>
        <CorporateBondsBOYAmt>10802</CorporateBondsBOYAmt>
        <CorporateBondsEOYAmt referenceDocumentId="RetDoc2">9333</CorporateBondsEOYAmt>
        <CorporateBondsEOYFMVAmt>9160</CorporateBondsEOYFMVAmt>
        <TotalAssetsBOYAmt>42073</TotalAssetsBOYAmt>
        <TotalAssetsEOYAmt>43129</TotalAssetsEOYAmt>
        <TotalAssetsEOYFMVAmt>45774</TotalAssetsEOYFMVAmt>
        <TotalLiabilitiesEOYAmt>0</TotalLiabilitiesEOYAmt>
        <OrgDoesNotFollowFASB117Ind>X</OrgDoesNotFollowFASB117Ind>
        <CapitalStockBOYAmt>43795</CapitalStockBOYAmt>
        <CapitalStockEOYAmt>43795</CapitalStockEOYAmt>
        <RetainedEarningBOYAmt>-1722</RetainedEarningBOYAmt>
        <RetainedEarningEOYAmt>-666</RetainedEarningEOYAmt>
        <TotNetAstOrFundBalancesBOYAmt>42073</TotNetAstOrFundBalancesBOYAmt>
        <TotNetAstOrFundBalancesEOYAmt>43129</TotNetAstOrFundBalancesEOYAmt>
        <TotalLiabilitiesNetAstBOYAmt>42073</TotalLiabilitiesNetAstBOYAmt>
        <TotalLiabilitiesNetAstEOYAmt>43129</TotalLiabilitiesNetAstEOYAmt>
      </Form990PFBalanceSheetsGrp>
      <ChgInNetAssetsFundBalancesGrp>
        <TotNetAstOrFundBalancesBOYAmt>42073</TotNetAstOrFundBalancesBOYAmt>
        <ExcessRevenueOverExpensesAmt>1054</ExcessRevenueOverExpensesAmt>
        <OtherIncreasesAmt referenceDocumentId="RetDoc4">2</OtherIncreasesAmt>
        <SubtotalAmt>43129</SubtotalAmt>
        <TotNetAstOrFundBalancesEOYAmt>43129</TotNetAstOrFundBalancesEOYAmt>
      </ChgInNetAssetsFundBalancesGrp>
      <CapGainsLossTxInvstIncmDetail>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>BLACKROCK FDS COMMDT STRTG</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2024-05-02</AcquiredDt>
          <SoldDt>2024-06-06</SoldDt>
          <GrossSalesPriceAmt>1026</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>1000</CostOrOtherBasisAmt>
          <GainOrLossAmt>26</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>26</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>GOLDMAN SACHS TR II GQG PTR INTL</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2024-03-12</AcquiredDt>
          <SoldDt>2024-07-25</SoldDt>
          <GrossSalesPriceAmt>1011</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>1000</CostOrOtherBasisAmt>
          <GainOrLossAmt>11</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>11</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>COLUMBIA SELIGMAN COMM &amp; INFO</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2025-01-08</AcquiredDt>
          <SoldDt>2025-02-13</SoldDt>
          <GrossSalesPriceAmt>3498</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>3500</CostOrOtherBasisAmt>
          <GainOrLossAmt>-2</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-2</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>ISHARES MICRO CAP INDEX</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2024-11-11</AcquiredDt>
          <SoldDt>2025-01-10</SoldDt>
          <GrossSalesPriceAmt>1242</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>1382</CostOrOtherBasisAmt>
          <GainOrLossAmt>-140</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-140</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>FIDELITY COMWLTH TR NASD COMP INDX</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2025-01-08</AcquiredDt>
          <SoldDt>2025-02-13</SoldDt>
          <GrossSalesPriceAmt>3749</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>3500</CostOrOtherBasisAmt>
          <GainOrLossAmt>249</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>249</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>MANAGER DIRECTED PORTHOOD RIV SML C</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2024-10-22</AcquiredDt>
          <SoldDt>2025-01-08</SoldDt>
          <GrossSalesPriceAmt>5423</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>5000</CostOrOtherBasisAmt>
          <GainOrLossAmt>423</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>423</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>FIDELITY INVEST TR GBL CMD</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2024-04-23</AcquiredDt>
          <SoldDt>2024-06-06</SoldDt>
          <GrossSalesPriceAmt>1014</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>1000</CostOrOtherBasisAmt>
          <GainOrLossAmt>14</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>14</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>SEL SECT SPDR TR REAL ESTATE</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2024-08-05</AcquiredDt>
          <SoldDt>2024-10-18</SoldDt>
          <GrossSalesPriceAmt>4232</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>3938</CostOrOtherBasisAmt>
          <GainOrLossAmt>294</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>294</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>FIDELITY INVEST TR CHINA RG</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2024-05-02</AcquiredDt>
          <SoldDt>2024-07-25</SoldDt>
          <GrossSalesPriceAmt>1003</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>1000</CostOrOtherBasisAmt>
          <GainOrLossAmt>3</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>3</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>TROWE PRICE CAP OPPT US EQT RESEARCH</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2025-01-08</AcquiredDt>
          <SoldDt>2025-02-11</SoldDt>
          <GrossSalesPriceAmt>2052</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>2000</CostOrOtherBasisAmt>
          <GainOrLossAmt>52</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>52</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>FIDELITY SALEM ST TR LGE CAP GWTH ID</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2025-01-08</AcquiredDt>
          <SoldDt>2025-02-13</SoldDt>
          <GrossSalesPriceAmt>4051</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>4000</CostOrOtherBasisAmt>
          <GainOrLossAmt>51</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>51</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>VANGUARD SMALL CAP GROWTH INDX</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2024-11-26</AcquiredDt>
          <SoldDt>2025-01-08</SoldDt>
          <GrossSalesPriceAmt>1921</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>2000</CostOrOtherBasisAmt>
          <GainOrLossAmt>-79</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-79</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>FIDELITY SMALL CAP GROWTH</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2024-03-12</AcquiredDt>
          <SoldDt>2025-01-08</SoldDt>
          <GrossSalesPriceAmt>1128</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>1000</CostOrOtherBasisAmt>
          <GainOrLossAmt>128</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>128</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>VANGUARD COMMUNICATION SVCS</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2024-01-29</AcquiredDt>
          <SoldDt>2024-03-08</SoldDt>
          <GrossSalesPriceAmt>1917</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>1890</CostOrOtherBasisAmt>
          <GainOrLossAmt>27</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>27</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>FIDELITY SEL TECHNOLOGY</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2025-01-08</AcquiredDt>
          <SoldDt>2025-02-13</SoldDt>
          <GrossSalesPriceAmt>4374</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>4000</CostOrOtherBasisAmt>
          <GainOrLossAmt>374</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>374</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>VANGUARD INDEX FDS GRW INDEX</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2024-06-06</AcquiredDt>
          <SoldDt>2024-07-25</SoldDt>
          <GrossSalesPriceAmt>1695</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>1500</CostOrOtherBasisAmt>
          <GainOrLossAmt>195</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>195</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>FIDELITY SEL FINANCIAL SVCS</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2024-11-26</AcquiredDt>
          <SoldDt>2025-01-08</SoldDt>
          <GrossSalesPriceAmt>897</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>999</CostOrOtherBasisAmt>
          <GainOrLossAmt>-102</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-102</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>PARAMOUNT GLOBAL</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2022-11-03</AcquiredDt>
          <SoldDt>2024-04-19</SoldDt>
          <GrossSalesPriceAmt>878</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>878</CostOrOtherBasisAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>FIDELITY SEL BIOTECH</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2024-07-25</AcquiredDt>
          <SoldDt>2024-10-22</SoldDt>
          <GrossSalesPriceAmt>2597</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>2500</CostOrOtherBasisAmt>
          <GainOrLossAmt>97</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>97</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>CVS HEATLH CORPORATION</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2023-04-12</AcquiredDt>
          <SoldDt>2024-05-09</SoldDt>
          <GrossSalesPriceAmt>555</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>761</CostOrOtherBasisAmt>
          <GainOrLossAmt>-206</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-206</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>FIDELITY SEL SOFTWR COMP</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2024-11-26</AcquiredDt>
          <SoldDt>2025-01-08</SoldDt>
          <GrossSalesPriceAmt>2912</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>2800</CostOrOtherBasisAmt>
          <GainOrLossAmt>112</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>112</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>EBAY INC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-01-06</AcquiredDt>
          <SoldDt>2024-08-01</SoldDt>
          <GrossSalesPriceAmt>1000</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>1005</CostOrOtherBasisAmt>
          <GainOrLossAmt>-5</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-5</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>FIRST EAGLE FDS SML CP OPPRT</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2024-11-26</AcquiredDt>
          <SoldDt>2025-01-08</SoldDt>
          <GrossSalesPriceAmt>3316</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>3500</CostOrOtherBasisAmt>
          <GainOrLossAmt>-184</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-184</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>FIDELITY ADVISOR SER I FLOATING</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2022-05-24</AcquiredDt>
          <SoldDt>2024-07-25</SoldDt>
          <GrossSalesPriceAmt>1500</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>1469</CostOrOtherBasisAmt>
          <GainOrLossAmt>31</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>31</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>FRANKLIN UTILITIES</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2024-08-06</AcquiredDt>
          <SoldDt>2025-01-08</SoldDt>
          <GrossSalesPriceAmt>1505</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>1500</CostOrOtherBasisAmt>
          <GainOrLossAmt>5</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>5</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>PFIZER INC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2016-03-08</AcquiredDt>
          <SoldDt>2024-05-01</SoldDt>
          <GrossSalesPriceAmt>662</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>702</CostOrOtherBasisAmt>
          <GainOrLossAmt>-40</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-40</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>FRANKLIN GOLD &amp; PRECIOUS METALS</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2024-04-23</AcquiredDt>
          <SoldDt>2024-11-26</SoldDt>
          <GrossSalesPriceAmt>1157</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>1000</CostOrOtherBasisAmt>
          <GainOrLossAmt>157</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>157</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>SYMETRA FINL CORP</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2018-01-22</AcquiredDt>
          <SoldDt>2024-06-25</SoldDt>
          <GrossSalesPriceAmt>1000</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>1004</CostOrOtherBasisAmt>
          <GainOrLossAmt>-4</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-4</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>GLOBAL X FDS US INFR DEV ETF</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2024-11-26</AcquiredDt>
          <SoldDt>2025-01-10</SoldDt>
          <GrossSalesPriceAmt>798</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>917</CostOrOtherBasisAmt>
          <GainOrLossAmt>-119</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-119</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapitalGainNetIncomeAmt>1760</CapitalGainNetIncomeAmt>
        <NetShortTermCapitalGainLossAmt>1592</NetShortTermCapitalGainLossAmt>
      </CapGainsLossTxInvstIncmDetail>
      <ExciseTaxBasedOnInvstIncmGrp>
        <InvestmentIncomeExciseTaxAmt>44</InvestmentIncomeExciseTaxAmt>
        <SubtotalAmt>44</SubtotalAmt>
        <TaxBasedOnInvestmentIncomeAmt>44</TaxBasedOnInvestmentIncomeAmt>
        <TaxDueAmt>44</TaxDueAmt>
      </ExciseTaxBasedOnInvstIncmGrp>
      <StatementsRegardingActyGrp>
        <LegislativePoliticalActyInd>false</LegislativePoliticalActyInd>
        <MoreThan100SpentInd>false</MoreThan100SpentInd>
        <Form1120POLFiledInd>false</Form1120POLFiledInd>
        <ActivitiesNotPreviouslyRptInd>false</ActivitiesNotPreviouslyRptInd>
        <ChangesToArticlesOrBylawsInd>false</ChangesToArticlesOrBylawsInd>
        <UnrelatedBusIncmOverLimitInd>false</UnrelatedBusIncmOverLimitInd>
        <OrganizationDissolvedEtcInd>false</OrganizationDissolvedEtcInd>
        <Section508eRqrSatisfiedInd>true</Section508eRqrSatisfiedInd>
        <AtLeast5000InAssetsInd>true</AtLeast5000InAssetsInd>
        <OrgReportOrRegisterStateCd>KS</OrgReportOrRegisterStateCd>
        <Form990PFFiledWithAttyGenInd>true</Form990PFFiledWithAttyGenInd>
        <PrivateOperatingFoundationInd>false</PrivateOperatingFoundationInd>
        <NewSubstantialContributorsInd>false</NewSubstantialContributorsInd>
        <OwnControlledEntityInd>false</OwnControlledEntityInd>
        <DonorAdvisedFundInd>false</DonorAdvisedFundInd>
        <ComplyWithPublicInspRqrInd>true</ComplyWithPublicInspRqrInd>
        <WebsiteAddressTxt>N/A</WebsiteAddressTxt>
        <IndividualWithBooksNm>THE PEOPLES BANK</IndividualWithBooksNm>
        <PhoneNum>7852826682</PhoneNum>
        <LocationOfBooksUSAddress>
          <AddressLine1Txt>136 S MAIN</AddressLine1Txt>
          <AddressLine2Txt>PO BOX 307</AddressLine2Txt>
          <CityNm>SMITH CENTER</CityNm>
          <StateAbbreviationCd>KS</StateAbbreviationCd>
          <ZIPCd>669670307</ZIPCd>
        </LocationOfBooksUSAddress>
        <ForeignAccountsQuestionInd>false</ForeignAccountsQuestionInd>
      </StatementsRegardingActyGrp>
      <StatementsRegardingActy4720Grp>
        <SaleOrExchDisqualifiedPrsnInd>false</SaleOrExchDisqualifiedPrsnInd>
        <BrrwOrLendDisqualifiedPrsnInd>false</BrrwOrLendDisqualifiedPrsnInd>
        <FurnGoodsDisqualifiedPrsnInd>false</FurnGoodsDisqualifiedPrsnInd>
        <PayCompDisqualifiedPrsnInd>false</PayCompDisqualifiedPrsnInd>
        <TransferAstDisqualifiedPrsnInd>false</TransferAstDisqualifiedPrsnInd>
        <PaymentToGovernmentOfficialInd>false</PaymentToGovernmentOfficialInd>
        <UndistributedIncomePYInd>false</UndistributedIncomePYInd>
        <BusinessHoldingsInd>false</BusinessHoldingsInd>
        <JeopardyInvestmentsInd>false</JeopardyInvestmentsInd>
        <UncorrectedPYJeopardyInvstInd>false</UncorrectedPYJeopardyInvstInd>
        <InfluenceLegislationInd>false</InfluenceLegislationInd>
        <InfluenceElectionInd>false</InfluenceElectionInd>
        <GrantsToIndividualsInd>false</GrantsToIndividualsInd>
        <GrantsToOrganizationsInd>false</GrantsToOrganizationsInd>
        <NoncharitablePurposeInd>false</NoncharitablePurposeInd>
        <RcvFndsToPayPrsnlBnftCntrctInd>false</RcvFndsToPayPrsnlBnftCntrctInd>
        <PayPremiumsPrsnlBnftCntrctInd>false</PayPremiumsPrsnlBnftCntrctInd>
        <ProhibitedTaxShelterTransInd>false</ProhibitedTaxShelterTransInd>
        <SubjToTaxRmnrtnExPrchtPymtInd>false</SubjToTaxRmnrtnExPrchtPymtInd>
      </StatementsRegardingActy4720Grp>
      <OfficerDirTrstKeyEmplInfoGrp>
        <OfficerDirTrstKeyEmplGrp>
          <BusinessName>
            <BusinessNameLine1Txt>THE PEOPLES BANK</BusinessNameLine1Txt>
          </BusinessName>
          <USAddress>
            <AddressLine1Txt>136 S MAIN</AddressLine1Txt>
            <AddressLine2Txt>PO BOX 307</AddressLine2Txt>
            <CityNm>SMITH CENTER</CityNm>
            <StateAbbreviationCd>KS</StateAbbreviationCd>
            <ZIPCd>66967</ZIPCd>
          </USAddress>
          <TitleTxt>TRUSTEE</TitleTxt>
          <AverageHrsPerWkDevotedToPosRt>1.00</AverageHrsPerWkDevotedToPosRt>
          <CompensationAmt>400</CompensationAmt>
          <EmployeeBenefitProgramAmt>0</EmployeeBenefitProgramAmt>
          <ExpenseAccountOtherAllwncAmt>0</ExpenseAccountOtherAllwncAmt>
        </OfficerDirTrstKeyEmplGrp>
        <CompOfHghstPdEmplOrNONETxt>NONE</CompOfHghstPdEmplOrNONETxt>
        <CompOfHghstPdCntrctOrNONETxt>NONE</CompOfHghstPdCntrctOrNONETxt>
      </OfficerDirTrstKeyEmplInfoGrp>
      <SumOfProgramRelatedInvstGrp>
        <Description1Txt>N/A</Description1Txt>
      </SumOfProgramRelatedInvstGrp>
      <MinimumInvestmentReturnGrp>
        <AverageMonthlyFMVOfSecAmt>44039</AverageMonthlyFMVOfSecAmt>
        <AverageMonthlyCashBalancesAmt>3390</AverageMonthlyCashBalancesAmt>
        <FMVAllOtherNoncharitableAstAmt>0</FMVAllOtherNoncharitableAstAmt>
        <TotalFMVOfUnusedAssetsAmt>47429</TotalFMVOfUnusedAssetsAmt>
        <AdjustedTotalFMVOfUnusedAstAmt>47429</AdjustedTotalFMVOfUnusedAstAmt>
        <CashDeemedCharitableAmt>711</CashDeemedCharitableAmt>
        <NetVlNoncharitableAssetsAmt>46718</NetVlNoncharitableAssetsAmt>
        <MinimumInvestmentReturnAmt>2336</MinimumInvestmentReturnAmt>
      </MinimumInvestmentReturnGrp>
      <DistributableAmountGrp>
        <MinimumInvestmentReturnAmt>2336</MinimumInvestmentReturnAmt>
        <TaxBasedOnInvestmentIncomeAmt>44</TaxBasedOnInvestmentIncomeAmt>
        <TotalTaxAmt>44</TotalTaxAmt>
        <DistributableBeforeAdjAmt>2292</DistributableBeforeAdjAmt>
        <DistributableBeforeDedAmt>2292</DistributableBeforeDedAmt>
        <DistributableAsAdjustedAmt>2292</DistributableAsAdjustedAmt>
      </DistributableAmountGrp>
      <PFQualifyingDistributionsGrp>
        <ExpensesAndContributionsAmt>2058</ExpensesAndContributionsAmt>
        <QualifyingDistributionsAmt>2058</QualifyingDistributionsAmt>
      </PFQualifyingDistributionsGrp>
      <UndistributedIncomeGrp>
        <DistributableAsAdjustedAmt>2292</DistributableAsAdjustedAmt>
        <UndistributedIncomePYAmt>1578</UndistributedIncomePYAmt>
        <QualifyingDistributionsAmt>2058</QualifyingDistributionsAmt>
        <AppliedToYear1Amt>1578</AppliedToYear1Amt>
        <AppliedToCurrentYearAmt>480</AppliedToCurrentYearAmt>
        <UndistributedIncomeCYAmt>1812</UndistributedIncomeCYAmt>
      </UndistributedIncomeGrp>
      <SupplementaryInformationGrp>
        <ApplicationSubmissionInfoGrp>
          <RecipientPersonNm>THE PEOPLES BANK</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>136 S MAIN</AddressLine1Txt>
            <AddressLine2Txt>PO BOX 307</AddressLine2Txt>
            <CityNm>SMITH CENTER</CityNm>
            <StateAbbreviationCd>KS</StateAbbreviationCd>
            <ZIPCd>669670307</ZIPCd>
          </RecipientUSAddress>
          <RecipientPhoneNum>7852826682</RecipientPhoneNum>
          <FormAndInfoAndMaterialsTxt>SEE SCHEDULE 1 ATTACHED.</FormAndInfoAndMaterialsTxt>
          <SubmissionDeadlinesTxt>APRIL 1ST</SubmissionDeadlinesTxt>
          <RestrictionsOnAwardsTxt>CHARITABLE ORGANIZATIONS WITHIN SMITH COUNTY, KS AND GRADUATES OF SMITH CENTER HIGH SCHOOL WHO HAVE MAINTAINED A B OR C AVERAGE AT THE TIME OF GRADUATION.</RestrictionsOnAwardsTxt>
        </ApplicationSubmissionInfoGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>EMPORIA STATE UNIVERSITY</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>1331 MARKET ST</AddressLine1Txt>
            <CityNm>EMPORIA</CityNm>
            <StateAbbreviationCd>KS</StateAbbreviationCd>
            <ZIPCd>66801</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>PUBLIC</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>EDUCATIONAL</GrantOrContributionPurposeTxt>
          <Amt>750</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>NEBRASKA COLLEGE OF TECHNICAL AGRI</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>404 E 7TH ST</AddressLine1Txt>
            <CityNm>CURTIS</CityNm>
            <StateAbbreviationCd>NE</StateAbbreviationCd>
            <ZIPCd>69025</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>PUBLIC</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>EDUCATIONAL</GrantOrContributionPurposeTxt>
          <Amt>750</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>SMITH COUNTY MINISTERIAL ASSOC</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>400 W HWY 36</AddressLine1Txt>
            <CityNm>SMITH CENTER</CityNm>
            <StateAbbreviationCd>KS</StateAbbreviationCd>
            <ZIPCd>66967</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>PUBLIC</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>RELIGIOUS</GrantOrContributionPurposeTxt>
          <Amt>78</Amt>
        </GrantOrContributionPdDurYrGrp>
        <TotalGrantOrContriPdDurYrAmt>1578</TotalGrantOrContriPdDurYrAmt>
      </SupplementaryInformationGrp>
      <AnalysisIncomeProducingActyGrp>
        <IntOnSavAndTempCashInvstGrp>
          <ExclusionCd>14</ExclusionCd>
          <ExclusionAmt>713</ExclusionAmt>
        </IntOnSavAndTempCashInvstGrp>
        <DividendsAndInterestFromSecDtl>
          <ExclusionCd>14</ExclusionCd>
          <ExclusionAmt>1139</ExclusionAmt>
        </DividendsAndInterestFromSecDtl>
        <GainSalesAstOthThanInvntryGrp>
          <ExclusionCd>18</ExclusionCd>
          <ExclusionAmt>1760</ExclusionAmt>
        </GainSalesAstOthThanInvntryGrp>
        <SubtotalsIncmProducingActyGrp>
          <ExclusionAmt>3612</ExclusionAmt>
        </SubtotalsIncmProducingActyGrp>
        <TotalIncomeProducingActyAmt>3612</TotalIncomeProducingActyAmt>
      </AnalysisIncomeProducingActyGrp>
      <TrnsfrTransRlnNonchrtblEOGrp>
        <TrnsfrOfCashToNonchrtblEOInd>false</TrnsfrOfCashToNonchrtblEOInd>
        <TrnsfrOtherAssetNonchrtblEOInd>false</TrnsfrOtherAssetNonchrtblEOInd>
        <SalesOrExchangesOfAssetsInd>false</SalesOrExchangesOfAssetsInd>
        <PurchaseOfAssetsNonchrtblEOInd>false</PurchaseOfAssetsNonchrtblEOInd>
        <RentalOfFacilitiesOthAssetsInd>false</RentalOfFacilitiesOthAssetsInd>
        <ReimbursementArrangementsInd>false</ReimbursementArrangementsInd>
        <LoansOrLoanGuaranteesInd>false</LoansOrLoanGuaranteesInd>
        <PerformanceOfServicesEtcInd>false</PerformanceOfServicesEtcInd>
        <SharingOfFacilitiesEtcInd>false</SharingOfFacilitiesEtcInd>
        <RelationshipsNonchrtblEOInd>false</RelationshipsNonchrtblEOInd>
      </TrnsfrTransRlnNonchrtblEOGrp>
    </IRS990PF>
    <AccountingFeesSchedule documentId="RetDoc1">
      <AccountingFeesDetail>
        <CategoryTxt>GAREN L KUHLMANN CPA CHTD</CategoryTxt>
        <Amt>489</Amt>
        <NetInvestmentIncomeAmt>49</NetInvestmentIncomeAmt>
        <DisbursementsCharitablePrpsAmt>440</DisbursementsCharitablePrpsAmt>
      </AccountingFeesDetail>
    </AccountingFeesSchedule>
    <InvestmentsCorpBondsSchedule documentId="RetDoc2">
      <InvestmentsCorporateBondsGrp>
        <BondNm>BOND FUNDS</BondNm>
        <EOYBookValueAmt>9333</EOYBookValueAmt>
        <EOYFMVAmt>9160</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
    </InvestmentsCorpBondsSchedule>
    <InvestmentsCorpStockSchedule documentId="RetDoc3">
      <InvestmentsCorporateStockGrp>
        <StockNm>COMMON STOCKS</StockNm>
        <EOYBookValueAmt>2515</EOYBookValueAmt>
        <EOYFMVAmt>4591</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>EXCHANGE TRADED FUNDS/STK ETF</StockNm>
        <EOYBookValueAmt>379</EOYBookValueAmt>
        <EOYFMVAmt>319</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>STOCK FUNDS</StockNm>
        <EOYBookValueAmt>9000</EOYBookValueAmt>
        <EOYFMVAmt>8836</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>CORPORATE SECURITIES</StockNm>
        <EOYBookValueAmt>11148</EOYBookValueAmt>
        <EOYFMVAmt>11681</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>FOREIGN STOCKS</StockNm>
        <EOYBookValueAmt>938</EOYBookValueAmt>
        <EOYFMVAmt>1518</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>FOREIGN STOCK FUNDS</StockNm>
        <EOYBookValueAmt>7000</EOYBookValueAmt>
        <EOYFMVAmt>6853</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>EXCHANGE TRADED FUNDS - FOREIGN STKS</StockNm>
      </InvestmentsCorporateStockGrp>
    </InvestmentsCorpStockSchedule>
    <OtherIncreasesSchedule documentId="RetDoc4">
      <OtherIncreasesDetail>
        <Desc>ROUNDING</Desc>
        <Amt>2</Amt>
      </OtherIncreasesDetail>
    </OtherIncreasesSchedule>
    <TaxesSchedule documentId="RetDoc5">
      <TaxesDetail>
        <CategoryTxt>FEDERAL EXCISE TAX</CategoryTxt>
        <Amt>62</Amt>
      </TaxesDetail>
      <TaxesDetail>
        <CategoryTxt>FOREIGN WITHHOLDING</CategoryTxt>
        <Amt>20</Amt>
        <NetInvestmentIncomeAmt>20</NetInvestmentIncomeAmt>
      </TaxesDetail>
    </TaxesSchedule>
  </ReturnData>
</Return>