2025-04-11T08:01:41-05:00 2023-11-30 920460586 PWC US TAX LLP 4300 E CAMELBACK ROAD STE 475 PHOENIX AZ 85018 990PF 2022-12-01 166429714 HAZEL L WILBUR CHARITABLE TRUST WILB 6073376136 C/O NBT BANK NA 52 S BROAD ST NORWICH NY 13815 NBT BANK NA TRUSTEE 6073376136 2025-04-11 true false JEFFREY E KUHLIN P00353001 4123556000 2025-04-11 X 2022 2025-03-06 01:10:19Z X X 661261 X 18926 18886 29915 61596 29915 0 678 49519 48801 8487 7638 849 0 0 0 0 0 0 0 0 509 233 0 0 0 0 0 0 0 100 100 9096 7871 0 949 33600 33600 42696 7871 0 34549 6823 40930 0 19622 50129 50129 0 0 0 93932 82218 256968 364826 352819 354164 478380 485166 661261 0 X 478380 485166 478380 485166 478380 485166 478380 6823 6 485209 43 485166 46. APPLE COMPUTER 2008-11-14 2023-10-05 8059 153 7906 7906 21. ABBOTT LABS COM 2023-11-09 1974 1266 708 708 5. ALPHABET INC CL C 2011-04-06 2023-11-09 665 71 594 594 5. ALPHABET INC CL A 2011-04-06 2023-11-09 658 72 586 586 16. APPLE COMPUTER 2008-11-14 2023-11-09 2924 53 2871 2871 5. BERKSHIRE HATHAWAY INC-CL B 2011-04-06 2023-11-09 1737 409 1328 1328 3. CVS CORP COM 2012-02-09 2023-11-09 203 129 74 74 2. CHEVRONTEXACO CORP COM 2016-11-03 2023-11-09 285 212 73 73 23. CISCO SYS INC COM 2008-07-21 2023-11-09 1201 503 698 698 19.551 DFA INTERNATIONAL SMALL COMPANY PORTFOLIO 2018-04-17 2023-11-09 340 423 -83 -83 35.797 DFA EMERGING MKTS PORTFOLIO 2018-04-17 2023-11-09 925 1107 -182 -182 55.432 DFA GLOBAL REAL ESTATE SECURITIES PORTFOLIO 2014-03-26 2023-11-09 500 517 -17 -17 227.169 DIAMOND HILL SMALL-MID CAP FUND 2013-07-22 2023-11-09 5000 3862 1138 1138 5. DISNEY WALT CO COM DISNEY 2011-04-06 2023-11-09 451 212 239 239 80.772 DODGE & COX INTL STOCK FUND 2021-03-29 2023-11-09 3705 3802 -97 -97 8. EXXON MOBIL CORP COM 1994-09-26 2023-11-09 828 116 712 712 80.438 FIDELITY SMALL CAP INDEX FUND 2020-04-30 2023-11-09 1690 1335 355 355 132.292 FIDELITY EMERGING MKTS INDEX FUND 2021-03-29 2023-11-09 1270 1717 -447 -447 8. HONEYWELL INTL INC COM 2021-02-17 2023-11-09 1471 1615 -144 -144 13. INTEL CORP COM 2011-01-14 2023-11-09 493 275 218 218 5. ISHARES MSCI EMERGING MKTS INDEX FUND 2020-09-10 2023-11-09 192 221 -29 -29 5. ISHARES NASDAQ BIOTECH ETF 2011-04-06 2023-11-09 581 171 410 410 15. ISHARES DJ US TELCOM SECTOR ETF 2017-02-13 2023-11-09 317 513 -196 -196 5. ISHARES MSCI EAFE GROWTH ETF 2020-09-10 2023-11-09 441 449 -8 -8 2. J P MORGAN CHASE & CO COM 2008-04-11 2023-11-09 289 86 203 203 3. JOHNSON & JOHNSON COM 2001-06-08 2023-11-09 446 155 291 291 59.665 LAZARD GLOBAL LISTED INFRASTRUCTURE FUND 2015-08-20 2023-11-09 855 847 8 8 25. LOWES COS INC COM 2011-04-06 2023-11-09 4846 667 4179 4179 4. MCDONALDS CORP COM 2009-11-23 2023-11-09 1069 256 813 813 8. MICROSOFT CORP COM 2011-01-14 2023-11-09 2896 225 2671 2671 36. ORACLE CORP COM 2020-04-13 2023-11-09 4040 1904 2136 2136 3. PEPSICO INC COM 2011-04-06 2023-11-09 501 198 303 303 8. PFIZER INC COM 2011-10-21 2023-11-09 240 145 95 95 1. PRICE T ROWE GROUP INC COM 2009-12-11 2023-11-09 95 49 46 46 6. PROCTER & GAMBLE CO COM 2020-05-14 2023-11-09 899 672 227 227 4. SPDR S&P REGIONAL BANKING ETF 2011-09-15 2023-11-09 166 86 80 80 4. SCHLUMBERGER LTD COM 2008-07-21 2023-11-09 212 421 -209 -209 5. MATERIALS SELECT SPDR FUND 2008-11-14 2023-11-09 385 119 266 266 6. UTILITIES SELECT SECTOR SPDR 2015-12-22 2023-11-09 363 255 108 108 5. STATE STR CORP COM 2015-12-22 2023-11-09 335 329 6 6 1. TARGET CORP COM 2011-04-06 2023-11-09 108 51 57 57 8. US BANCORP 2008-07-21 2023-11-09 276 218 58 58 1. UNION PAC CORP COM 2011-04-06 2023-11-09 211 49 162 162 2. VANECK ETF TRUST AGRIBUSINESS 2008-11-14 2023-11-09 147 52 95 95 458.515 VANGUARD TOTAL BOND MARKET INDEX INSTL 2023-11-09 4200 5158 -958 -958 3. VANGUARD REAL ESTATE ETF 2016-12-08 2023-11-09 227 229 -2 -2 3. WAL MART STORES INC COM 2011-04-06 2023-11-09 491 159 332 332 2. MEDTRONIC PLC 2015-01-27 2023-11-09 141 148 -7 -7 CAPITAL GAIN DIVIDENDS P 2248 CAPITAL GAIN DIVIDENDS P 2248 CAPITAL GAIN DIVIDENDS P 2248 CAPITAL GAIN DIVIDENDS P 2248 CAPITAL GAIN DIVIDENDS P 2248 CAPITAL GAIN DIVIDENDS P 2248 CAPITAL GAIN DIVIDENDS P 2248 CAPITAL GAIN DIVIDENDS P 2248 CAPITAL GAIN DIVIDENDS P 2248 CAPITAL GAIN DIVIDENDS P 2248 CAPITAL GAIN DIVIDENDS P 2248 CAPITAL GAIN DIVIDENDS P 2248 CAPITAL GAIN DIVIDENDS P 2248 CAPITAL GAIN DIVIDENDS P 2248 CAPITAL GAIN DIVIDENDS P 2248 CAPITAL GAIN DIVIDENDS P 2248 CAPITAL GAIN DIVIDENDS P 2248 CAPITAL GAIN DIVIDENDS P 2248 CAPITAL GAIN DIVIDENDS P 2248 CAPITAL GAIN DIVIDENDS P 2248 CAPITAL GAIN DIVIDENDS P 2248 CAPITAL GAIN DIVIDENDS P 2248 CAPITAL GAIN DIVIDENDS P 2248 CAPITAL GAIN DIVIDENDS P 2248 CAPITAL GAIN DIVIDENDS P 2248 CAPITAL GAIN DIVIDENDS P 2248 CAPITAL GAIN DIVIDENDS P 2248 CAPITAL GAIN DIVIDENDS P 2248 CAPITAL GAIN DIVIDENDS P 2248 CAPITAL GAIN DIVIDENDS P 2248 CAPITAL GAIN DIVIDENDS P 2248 CAPITAL GAIN DIVIDENDS P 2248 CAPITAL GAIN DIVIDENDS P 2248 CAPITAL GAIN DIVIDENDS P 2248 CAPITAL GAIN DIVIDENDS P 2248 CAPITAL GAIN DIVIDENDS P 2248 CAPITAL GAIN DIVIDENDS P 2248 CAPITAL GAIN DIVIDENDS P 2248 CAPITAL GAIN DIVIDENDS P 2248 CAPITAL GAIN DIVIDENDS P 2248 CAPITAL GAIN DIVIDENDS P 2248 CAPITAL GAIN DIVIDENDS P 2248 CAPITAL GAIN DIVIDENDS P 2248 CAPITAL GAIN DIVIDENDS P 2248 CAPITAL GAIN DIVIDENDS P 2248 CAPITAL GAIN DIVIDENDS P 2248 CAPITAL GAIN DIVIDENDS P 2248 CAPITAL GAIN DIVIDENDS P 2248 29915 569 0 569 0 569 569 0 0 569 293 0 0 0 false false false false false false false true true NY true false false false false true N/A NBT BANK NA 6073376136 52 SOUTH BROAD ST NORWICH NY 138151646 false false false false true false false false false false false false false false false false false false false false false false NBT BANK NA 52 S BROAD STREET NORWICH NY 138151646 TRUSTEE 1 8487 NONE 0 NONE 0 650475 30197 0 680672 0 0 680672 10210 670462 33523 33523 569 569 32954 0 32954 0 32954 34549 0 0 0 0 34549 32954 33536 0 0 0 0 0 0 0 34549 33536 0 0 1013 0 0 0 0 0 0 0 0 31941 0 0 0 0 0 0 0 0 X BOSTON UNIVERSITY FBO SARGENT COLLEGE 635 COMMONWEALTH AVENUE BOSTON MA 02215 NONE PC GENERAL OPERATING SUPPORT 2800 UNITED METHODIST CHURCH 36 S WASHINGTON AVE OXFORD NY 13830 NONE PC GENERAL OPERATING SUPPORT 2800 National Audubon Society Inc 225 VARICK ST 7TH FLOOR New York NY 10014 NONE PC GENERAL OPERATING SUPPORT 2800 The Fresh Air Fund 633 THIRD AVE 14TH FLOOR New York NY 10017 NONE PC GENERAL OPERATING SUPPORT 2800 Wildlife Conservation Society 2300 SOUTHERN BLVD Bronx NY 10460 NONE PC GENERAL OPERATING SUPPORT 2800 CHENANGO SPCA 6160 COUNTY ROAD 32 Norwich NY 13815 NONE PC GENERAL OPERATING SUPPORT 2800 LABORATORY OF ORNITHOLOGY CORNELL UNIVERSITY 159 SAPSUCKER WOODS RD Ithaca NY 14850 NONE PC GENERAL 2800 THE COUSTEAU SOCIETY INC 732 EDEN WAY NORTH SUITE E 707 CHESAPEAKE VA 23320 NONE PC GENERAL OPERATING SUPPORT 2800 National Wildlife Federation 11100 WILDLIFE CENTER DRIVE Reston VA 201905362 NONE PC GENERAL OPERATING SUPPORT 2800 The Humane Society Of The US 1255 23RD ST NW STE 450 Washington DC 20037 NONE PC GENERAL OPERATING SUPPORT 2800 The Nature Conservancy Inc 4245 FAIRFAX DR SUITE 100 Arlington VA 222031606 NONE PC GENERAL OPERATING SUPPORT 2800 The Conservancy Of Southwest Florida 1495 SMITH PRESERVE WAY Naples FL 34102 NONE PC GENERAL OPERATING SUPPORT 2800 33600 14 18926 18 29915 FEDERAL TAX REFUND 1 678 49519 49519 false false false false false false false false false false TARGET CORP 967 2542 ABBOTT LABS 2392 11889 CISCO SYS INC 5113 12192 DISNEY WALT CO NEW 2753 6025 HONEYWELL INTERNATIONAL INC 7566 18025 PEPSICO INC 2240 5722 EXXONMOBIL CORP 914 6473 MICROSOFT CORP 1465 19703 JP MORGAN CHASE & CO 1205 4370 JOHNSON & JOHNSON 2169 6496 PROCTER & GAMBLE CO 3165 10132 BERKSHIRE HATHAWAY INC -CL B 2291 10080 US BANCORP NEW 2375 3316 APPLE INC 344 19565 WAL MART INC 2226 6539 ALPHABET INC CLASS C 785 7366 SPDR S&P REGIONAL BANKING ETF 985 2076 MCDONALDS CORP 2944 12965 T ROWE PRICE GROUP 938 1902 CHEVRON CORP 3014 4308 ALPHABET INC CL A 787 7289 LOWES COS INC 1467 10936 PFIZER INC 1734 2956 CVS HEALTH CORP 1805 2854 UNION PAC CORP 1019 4731 ORACLE CORP 7610 20221 INTEL CORP 3104 6571 STATE STREET CORP 4274 4733 ISHARES DJ US TELCOM SECTOR ET 4703 3572 ISHARES NASDAQ BIOTECH ETF 1877 6651 MATERIALS SELECT SPDR FUND 1546 5357 UTILITIES SELECT SECTOR SPDR 2860 4330 VANECK ETF TRUST AGRIBUSINESS 724 2057 VANGUARD REAL ESTATE ETF 2857 3024 DFA INTERNATIONAL SMALL COMPAN AT COST 4577 3875 LAZARD GLOBAL LISTED INFRASTRU AT COST 9082 9639 VANGUARD TOTAL BOND MARKET IND AT COST 52736 45682 LOOMIS SAYLES BD FD AT COST 16719 12464 DODGE & COX INTL STOCK FUND AT COST 28473 41435 FEDERATED TOTAL RETURN BOND FU AT COST 38769 35330 DODGE & COX INCOME FD AT COST 48245 47111 DIAMOND HILL SMALL-MID CAP FUN AT COST 18460 25616 DFA GLOBAL REAL ESTATE SEC AT COST 5483 5736 DFA EMERGING MKTS PORT AT COST 10893 10259 VANGUARD S/T INFL PROT-ADM AT COST 19000 18587 MEDTRONIC PLC AT COST 1698 1823 SCHLUMBERGER LTD AT COST 4670 2394 FEDERATED INSTITUTIONAL HIGH Y AT COST 30000 28617 FIDELITY EMERGING MKTS INDEX F AT COST 14783 13969 DODGE & COX GLOBAL BOND FUND AT COST 26000 23469 FIDELITY SMALL CAP INDEX FUND AT COST 14081 19137 ISHARES MSCI EAFE GROWTH ETF AT COST 6282 6450 ISHARES MSCI EMERGING MKT ETF AT COST 2868 2571 VANGUARD REAL ESTATE ETF COST BASIS ADJ 43 STATE FILING FEE 100 0 100 FEDERAL TAX REFUND 678 0 ROUNDING 6 FOREIGN TAXES 17 17 0 FEDERAL ESTIMATES - PRINCIPAL 276 0 0 FOREIGN TAXES ON QUALIFIED FOR 153 153 0 FOREIGN TAXES ON NONQUALIFIED 63 63 0