﻿<?xml version="1.0" encoding="utf-8"?>
<Return returnVersion="2024v5.1" xmlns="http://www.irs.gov/efile" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.irs.gov/efile">
  <ReturnHeader binaryAttachmentCnt="0">
    <ReturnTs>2025-03-31T15:25:30-05:00</ReturnTs>
    <TaxPeriodEndDt>2024-12-31</TaxPeriodEndDt>
    <ReturnTypeCd>990PF</ReturnTypeCd>
    <TaxPeriodBeginDt>2024-01-01</TaxPeriodBeginDt>
    <Filer>
      <EIN>043105650</EIN>
      <BusinessName>
        <BusinessNameLine1Txt>The Hanover Insurance Group Foundation Inc</BusinessNameLine1Txt>
      </BusinessName>
      <InCareOfNm>% Kimberly Salmon</InCareOfNm>
      <BusinessNameControlTxt>HANO</BusinessNameControlTxt>
      <PhoneNum>5088551000</PhoneNum>
      <USAddress>
        <AddressLine1Txt>440 Lincoln St</AddressLine1Txt>
        <CityNm>Worcester</CityNm>
        <StateAbbreviationCd>MA</StateAbbreviationCd>
        <ZIPCd>01653</ZIPCd>
      </USAddress>
    </Filer>
    <BusinessOfficerGrp>
      <PersonNm>KIMBERLY SALMON</PersonNm>
      <PersonTitleTxt>President</PersonTitleTxt>
      <PhoneNum>5088551000</PhoneNum>
      <SignatureDt>2025-03-31</SignatureDt>
    </BusinessOfficerGrp>
    <IRSResponsiblePrtyInfoCurrInd>true</IRSResponsiblePrtyInfoCurrInd>
    <TaxYr>2024</TaxYr>
    <BuildTS>2025-03-06 01:10:19Z</BuildTS>
  </ReturnHeader>
  <ReturnData documentCnt="6">
    <IRS990PF documentId="IRS990PF-119-Copy1">
      <Organization501c3ExemptPFInd>X</Organization501c3ExemptPFInd>
      <FMVAssetsEOYAmt>2805189</FMVAssetsEOYAmt>
      <MethodOfAccountingAccrualInd>X</MethodOfAccountingAccrualInd>
      <AnalysisOfRevenueAndExpenses>
        <ContriRcvdRevAndExpnssAmt>507924</ContriRcvdRevAndExpnssAmt>
        <InterestOnSavRevAndExpnssAmt>43</InterestOnSavRevAndExpnssAmt>
        <InterestOnSavNetInvstIncmAmt>43</InterestOnSavNetInvstIncmAmt>
        <InterestOnSavingsAdjNetIncmAmt>43</InterestOnSavingsAdjNetIncmAmt>
        <DividendsRevAndExpnssAmt>79175</DividendsRevAndExpnssAmt>
        <DividendsNetInvstIncmAmt>79175</DividendsNetInvstIncmAmt>
        <DividendsAdjNetIncmAmt>79175</DividendsAdjNetIncmAmt>
        <CapGainNetIncmNetInvstIncmAmt>135345</CapGainNetIncmNetInvstIncmAmt>
        <TotalRevAndExpnssAmt>587142</TotalRevAndExpnssAmt>
        <TotalNetInvstIncmAmt>214563</TotalNetInvstIncmAmt>
        <TotalAdjNetIncmAmt>79218</TotalAdjNetIncmAmt>
        <TaxesRevAndExpnssAmt referenceDocumentId="TaxesSchedule-119-Copy1">1200</TaxesRevAndExpnssAmt>
        <TaxesDsbrsChrtblAmt>1200</TaxesDsbrsChrtblAmt>
        <OtherExpensesRevAndExpnssAmt referenceDocumentId="OtherExpensesSchedul-119-Copy1">269</OtherExpensesRevAndExpnssAmt>
        <OtherExpensesDsbrsChrtblAmt>269</OtherExpensesDsbrsChrtblAmt>
        <TotOprExpensesRevAndExpnssAmt>1469</TotOprExpensesRevAndExpnssAmt>
        <TotOprExpensesNetInvstIncmAmt>0</TotOprExpensesNetInvstIncmAmt>
        <TotOprExpensesDsbrsChrtblAmt>1469</TotOprExpensesDsbrsChrtblAmt>
        <ContriPaidRevAndExpnssAmt>1582840</ContriPaidRevAndExpnssAmt>
        <ContriPaidDsbrsChrtblAmt>1582840</ContriPaidDsbrsChrtblAmt>
        <TotalExpensesRevAndExpnssAmt>1584309</TotalExpensesRevAndExpnssAmt>
        <TotalExpensesNetInvstIncmAmt>0</TotalExpensesNetInvstIncmAmt>
        <TotalExpensesDsbrsChrtblAmt>1584309</TotalExpensesDsbrsChrtblAmt>
        <ExcessRevenueOverExpensesAmt>-997167</ExcessRevenueOverExpensesAmt>
        <NetInvestmentIncomeAmt>214563</NetInvestmentIncomeAmt>
        <AdjustedNetIncomeAmt>79218</AdjustedNetIncomeAmt>
      </AnalysisOfRevenueAndExpenses>
      <Form990PFBalanceSheetsGrp>
        <CashBOYAmt>51424</CashBOYAmt>
        <CashEOYAmt>20082</CashEOYAmt>
        <CashEOYFMVAmt>20082</CashEOYFMVAmt>
        <GrantsReceivableBOYAmt>500000</GrantsReceivableBOYAmt>
        <GrantsReceivableEOYAmt>500000</GrantsReceivableEOYAmt>
        <GrantsReceivableEOYFMVAmt>500000</GrantsReceivableEOYFMVAmt>
        <CorporateStockBOYAmt>3007998</CorporateStockBOYAmt>
        <CorporateStockEOYAmt referenceDocumentId="InvestmentsCorpStock-127-Copy1">2177518</CorporateStockEOYAmt>
        <CorporateStockEOYFMVAmt>2285107</CorporateStockEOYFMVAmt>
        <TotalAssetsBOYAmt>3559422</TotalAssetsBOYAmt>
        <TotalAssetsEOYAmt>2697600</TotalAssetsEOYAmt>
        <TotalAssetsEOYFMVAmt>2805189</TotalAssetsEOYFMVAmt>
        <TotalLiabilitiesBOYAmt>0</TotalLiabilitiesBOYAmt>
        <TotalLiabilitiesEOYAmt>0</TotalLiabilitiesEOYAmt>
        <OrgDoesNotFollowFASB117Ind>X</OrgDoesNotFollowFASB117Ind>
        <RetainedEarningBOYAmt>3559422</RetainedEarningBOYAmt>
        <RetainedEarningEOYAmt>2697600</RetainedEarningEOYAmt>
        <TotNetAstOrFundBalancesBOYAmt>3559422</TotNetAstOrFundBalancesBOYAmt>
        <TotNetAstOrFundBalancesEOYAmt>2697600</TotNetAstOrFundBalancesEOYAmt>
        <TotalLiabilitiesNetAstBOYAmt>3559422</TotalLiabilitiesNetAstBOYAmt>
        <TotalLiabilitiesNetAstEOYAmt>2697600</TotalLiabilitiesNetAstEOYAmt>
      </Form990PFBalanceSheetsGrp>
      <ChgInNetAssetsFundBalancesGrp>
        <TotNetAstOrFundBalancesBOYAmt>3559422</TotNetAstOrFundBalancesBOYAmt>
        <ExcessRevenueOverExpensesAmt>-997167</ExcessRevenueOverExpensesAmt>
        <OtherIncreasesAmt referenceDocumentId="OtherIncreasesSchedu-127-Copy1">135345</OtherIncreasesAmt>
        <SubtotalAmt>2697600</SubtotalAmt>
        <TotNetAstOrFundBalancesEOYAmt>2697600</TotNetAstOrFundBalancesEOYAmt>
      </ChgInNetAssetsFundBalancesGrp>
      <CapGainsLossTxInvstIncmDetail>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>Vanguard Funds</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2021-03-26</AcquiredDt>
          <SoldDt>2024-12-31</SoldDt>
          <GrossSalesPriceAmt>1045000</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>909655</CostOrOtherBasisAmt>
          <GainOrLossAmt>135345</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>135345</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapitalGainNetIncomeAmt>135345</CapitalGainNetIncomeAmt>
      </CapGainsLossTxInvstIncmDetail>
      <ExciseTaxBasedOnInvstIncmGrp>
        <InvestmentIncomeExciseTaxAmt>2982</InvestmentIncomeExciseTaxAmt>
        <SubtotalAmt>2982</SubtotalAmt>
        <SubtitleATaxAmt>0</SubtitleATaxAmt>
        <TaxBasedOnInvestmentIncomeAmt>2982</TaxBasedOnInvestmentIncomeAmt>
        <EstimatedPlusOvpmtIncmTxAmt>4358</EstimatedPlusOvpmtIncmTxAmt>
        <ExemptFrgnOrgTaxWthldAtSrceAmt>0</ExemptFrgnOrgTaxWthldAtSrceAmt>
        <TotalPaymentsAndCreditsAmt>4358</TotalPaymentsAndCreditsAmt>
        <OverpaymentAmt>1376</OverpaymentAmt>
        <AppliedToESTaxAmt>1376</AppliedToESTaxAmt>
      </ExciseTaxBasedOnInvstIncmGrp>
      <StatementsRegardingActyGrp>
        <LegislativePoliticalActyInd>false</LegislativePoliticalActyInd>
        <MoreThan100SpentInd>false</MoreThan100SpentInd>
        <Form1120POLFiledInd>false</Form1120POLFiledInd>
        <ActivitiesNotPreviouslyRptInd>false</ActivitiesNotPreviouslyRptInd>
        <ChangesToArticlesOrBylawsInd>false</ChangesToArticlesOrBylawsInd>
        <UnrelatedBusIncmOverLimitInd>false</UnrelatedBusIncmOverLimitInd>
        <OrganizationDissolvedEtcInd>false</OrganizationDissolvedEtcInd>
        <Section508eRqrSatisfiedInd>false</Section508eRqrSatisfiedInd>
        <AtLeast5000InAssetsInd>true</AtLeast5000InAssetsInd>
        <OrgReportOrRegisterStateCd>MA</OrgReportOrRegisterStateCd>
        <Form990PFFiledWithAttyGenInd>true</Form990PFFiledWithAttyGenInd>
        <PrivateOperatingFoundationInd>false</PrivateOperatingFoundationInd>
        <NewSubstantialContributorsInd>false</NewSubstantialContributorsInd>
        <OwnControlledEntityInd>false</OwnControlledEntityInd>
        <DonorAdvisedFundInd>false</DonorAdvisedFundInd>
        <ComplyWithPublicInspRqrInd>true</ComplyWithPublicInspRqrInd>
        <PersonsWithBooksName>
          <BusinessNameLine1Txt>Kimberly Salmon</BusinessNameLine1Txt>
        </PersonsWithBooksName>
        <PhoneNum>5088551000</PhoneNum>
        <LocationOfBooksUSAddress>
          <AddressLine1Txt>440 Lincoln St</AddressLine1Txt>
          <CityNm>Worcester</CityNm>
          <StateAbbreviationCd>MA</StateAbbreviationCd>
          <ZIPCd>01653</ZIPCd>
        </LocationOfBooksUSAddress>
        <ForeignAccountsQuestionInd>false</ForeignAccountsQuestionInd>
      </StatementsRegardingActyGrp>
      <StatementsRegardingActy4720Grp>
        <SaleOrExchDisqualifiedPrsnInd>false</SaleOrExchDisqualifiedPrsnInd>
        <BrrwOrLendDisqualifiedPrsnInd>false</BrrwOrLendDisqualifiedPrsnInd>
        <FurnGoodsDisqualifiedPrsnInd>false</FurnGoodsDisqualifiedPrsnInd>
        <PayCompDisqualifiedPrsnInd>false</PayCompDisqualifiedPrsnInd>
        <TransferAstDisqualifiedPrsnInd>false</TransferAstDisqualifiedPrsnInd>
        <PaymentToGovernmentOfficialInd>false</PaymentToGovernmentOfficialInd>
        <ActsFailToQlfyAsExceptionsInd>false</ActsFailToQlfyAsExceptionsInd>
        <UncorrectedPriorActsInd>false</UncorrectedPriorActsInd>
        <UndistributedIncomePYInd>false</UndistributedIncomePYInd>
        <UndistrIncmSect4942a2NotAppInd>false</UndistrIncmSect4942a2NotAppInd>
        <BusinessHoldingsInd>false</BusinessHoldingsInd>
        <ExcessBusinessHoldingsInd>false</ExcessBusinessHoldingsInd>
        <JeopardyInvestmentsInd>false</JeopardyInvestmentsInd>
        <UncorrectedPYJeopardyInvstInd>false</UncorrectedPYJeopardyInvstInd>
        <InfluenceLegislationInd>false</InfluenceLegislationInd>
        <InfluenceElectionInd>false</InfluenceElectionInd>
        <GrantsToIndividualsInd>false</GrantsToIndividualsInd>
        <GrantsToOrganizationsInd>false</GrantsToOrganizationsInd>
        <NoncharitablePurposeInd>false</NoncharitablePurposeInd>
        <TransactionsFailToQlfyAsExcInd>false</TransactionsFailToQlfyAsExcInd>
        <MaintainedExpenditureRspnsInd>false</MaintainedExpenditureRspnsInd>
        <RcvFndsToPayPrsnlBnftCntrctInd>false</RcvFndsToPayPrsnlBnftCntrctInd>
        <PayPremiumsPrsnlBnftCntrctInd>false</PayPremiumsPrsnlBnftCntrctInd>
        <ProhibitedTaxShelterTransInd>false</ProhibitedTaxShelterTransInd>
        <ProceedsOrNetIncomeInd>false</ProceedsOrNetIncomeInd>
        <SubjToTaxRmnrtnExPrchtPymtInd>false</SubjToTaxRmnrtnExPrchtPymtInd>
      </StatementsRegardingActy4720Grp>
      <OfficerDirTrstKeyEmplInfoGrp>
        <OfficerDirTrstKeyEmplGrp>
          <PersonNm>KIMBERLY SALMON</PersonNm>
          <USAddress>
            <AddressLine1Txt>440 Lincoln St</AddressLine1Txt>
            <CityNm>Worcester</CityNm>
            <StateAbbreviationCd>MA</StateAbbreviationCd>
            <ZIPCd>01653</ZIPCd>
          </USAddress>
          <TitleTxt>President</TitleTxt>
          <AverageHrsPerWkDevotedToPosRt>0.00</AverageHrsPerWkDevotedToPosRt>
          <CompensationAmt>0</CompensationAmt>
          <EmployeeBenefitProgramAmt>0</EmployeeBenefitProgramAmt>
          <ExpenseAccountOtherAllwncAmt>0</ExpenseAccountOtherAllwncAmt>
        </OfficerDirTrstKeyEmplGrp>
        <OfficerDirTrstKeyEmplGrp>
          <PersonNm>RICHARD W LAVEY</PersonNm>
          <USAddress>
            <AddressLine1Txt>440 Lincoln St</AddressLine1Txt>
            <CityNm>Worcester</CityNm>
            <StateAbbreviationCd>MA</StateAbbreviationCd>
            <ZIPCd>01653</ZIPCd>
          </USAddress>
          <TitleTxt>Vice President</TitleTxt>
          <AverageHrsPerWkDevotedToPosRt>0.00</AverageHrsPerWkDevotedToPosRt>
          <CompensationAmt>0</CompensationAmt>
          <EmployeeBenefitProgramAmt>0</EmployeeBenefitProgramAmt>
          <ExpenseAccountOtherAllwncAmt>0</ExpenseAccountOtherAllwncAmt>
        </OfficerDirTrstKeyEmplGrp>
        <OfficerDirTrstKeyEmplGrp>
          <PersonNm>JENNIFER F LUISA</PersonNm>
          <USAddress>
            <AddressLine1Txt>440 Lincoln St</AddressLine1Txt>
            <CityNm>Worcester</CityNm>
            <StateAbbreviationCd>MA</StateAbbreviationCd>
            <ZIPCd>01653</ZIPCd>
          </USAddress>
          <TitleTxt>Senior Vice President</TitleTxt>
          <AverageHrsPerWkDevotedToPosRt>0.00</AverageHrsPerWkDevotedToPosRt>
          <CompensationAmt>0</CompensationAmt>
          <EmployeeBenefitProgramAmt>0</EmployeeBenefitProgramAmt>
          <ExpenseAccountOtherAllwncAmt>0</ExpenseAccountOtherAllwncAmt>
        </OfficerDirTrstKeyEmplGrp>
        <OfficerDirTrstKeyEmplGrp>
          <PersonNm>CELESTE J NELSON</PersonNm>
          <USAddress>
            <AddressLine1Txt>440 Lincoln St</AddressLine1Txt>
            <CityNm>Worcester</CityNm>
            <StateAbbreviationCd>MA</StateAbbreviationCd>
            <ZIPCd>01653</ZIPCd>
          </USAddress>
          <TitleTxt>Treasurer</TitleTxt>
          <AverageHrsPerWkDevotedToPosRt>0.00</AverageHrsPerWkDevotedToPosRt>
          <CompensationAmt>0</CompensationAmt>
          <EmployeeBenefitProgramAmt>0</EmployeeBenefitProgramAmt>
          <ExpenseAccountOtherAllwncAmt>0</ExpenseAccountOtherAllwncAmt>
        </OfficerDirTrstKeyEmplGrp>
        <OfficerDirTrstKeyEmplGrp>
          <PersonNm>CHARLES F CRONIN</PersonNm>
          <USAddress>
            <AddressLine1Txt>440 Lincoln St</AddressLine1Txt>
            <CityNm>Worcester</CityNm>
            <StateAbbreviationCd>MA</StateAbbreviationCd>
            <ZIPCd>01653</ZIPCd>
          </USAddress>
          <TitleTxt>Clerk</TitleTxt>
          <AverageHrsPerWkDevotedToPosRt>0.00</AverageHrsPerWkDevotedToPosRt>
          <CompensationAmt>0</CompensationAmt>
          <EmployeeBenefitProgramAmt>0</EmployeeBenefitProgramAmt>
          <ExpenseAccountOtherAllwncAmt>0</ExpenseAccountOtherAllwncAmt>
        </OfficerDirTrstKeyEmplGrp>
        <OfficerDirTrstKeyEmplGrp>
          <PersonNm>SANDRA H ARAMONY</PersonNm>
          <USAddress>
            <AddressLine1Txt>440 Lincoln St</AddressLine1Txt>
            <CityNm>Worcester</CityNm>
            <StateAbbreviationCd>MA</StateAbbreviationCd>
            <ZIPCd>01653</ZIPCd>
          </USAddress>
          <TitleTxt>Assistant Treasurer</TitleTxt>
          <AverageHrsPerWkDevotedToPosRt>0.00</AverageHrsPerWkDevotedToPosRt>
          <CompensationAmt>0</CompensationAmt>
          <EmployeeBenefitProgramAmt>0</EmployeeBenefitProgramAmt>
          <ExpenseAccountOtherAllwncAmt>0</ExpenseAccountOtherAllwncAmt>
        </OfficerDirTrstKeyEmplGrp>
        <CompOfHghstPdEmplOrNONETxt>NONE</CompOfHghstPdEmplOrNONETxt>
        <OtherEmployeePaidOver50kCnt>0</OtherEmployeePaidOver50kCnt>
        <CompOfHghstPdCntrctOrNONETxt>NONE</CompOfHghstPdCntrctOrNONETxt>
        <ContractorPaidOver50kCnt>0</ContractorPaidOver50kCnt>
      </OfficerDirTrstKeyEmplInfoGrp>
      <MinimumInvestmentReturnGrp>
        <AverageMonthlyFMVOfSecAmt>2669495</AverageMonthlyFMVOfSecAmt>
        <AverageMonthlyCashBalancesAmt>35753</AverageMonthlyCashBalancesAmt>
        <FMVAllOtherNoncharitableAstAmt>500000</FMVAllOtherNoncharitableAstAmt>
        <TotalFMVOfUnusedAssetsAmt>3205248</TotalFMVOfUnusedAssetsAmt>
        <ReductionClaimedAmt>0</ReductionClaimedAmt>
        <AdjustedTotalFMVOfUnusedAstAmt>3205248</AdjustedTotalFMVOfUnusedAstAmt>
        <CashDeemedCharitableAmt>48079</CashDeemedCharitableAmt>
        <NetVlNoncharitableAssetsAmt>3157169</NetVlNoncharitableAssetsAmt>
        <MinimumInvestmentReturnAmt>157858</MinimumInvestmentReturnAmt>
      </MinimumInvestmentReturnGrp>
      <DistributableAmountGrp>
        <MinimumInvestmentReturnAmt>157858</MinimumInvestmentReturnAmt>
        <TaxBasedOnInvestmentIncomeAmt>2982</TaxBasedOnInvestmentIncomeAmt>
        <TotalTaxAmt>2982</TotalTaxAmt>
        <DistributableBeforeAdjAmt>154876</DistributableBeforeAdjAmt>
        <DistributableBeforeDedAmt>154876</DistributableBeforeDedAmt>
        <DistributableAsAdjustedAmt>154876</DistributableAsAdjustedAmt>
      </DistributableAmountGrp>
      <PFQualifyingDistributionsGrp>
        <ExpensesAndContributionsAmt>1584309</ExpensesAndContributionsAmt>
        <QualifyingDistributionsAmt>1584309</QualifyingDistributionsAmt>
      </PFQualifyingDistributionsGrp>
      <UndistributedIncomeGrp>
        <DistributableAsAdjustedAmt>154876</DistributableAsAdjustedAmt>
        <ExcessDistributionCyovYr5Amt>1323487</ExcessDistributionCyovYr5Amt>
        <ExcessDistributionCyovYr4Amt>1414535</ExcessDistributionCyovYr4Amt>
        <ExcessDistributionCyovYr3Amt>1196373</ExcessDistributionCyovYr3Amt>
        <ExcessDistributionCyovYr2Amt>1248579</ExcessDistributionCyovYr2Amt>
        <ExcessDistributionCyovYr1Amt>1393391</ExcessDistributionCyovYr1Amt>
        <TotalExcessDistributionCyovAmt>6576365</TotalExcessDistributionCyovAmt>
        <QualifyingDistributionsAmt>1584309</QualifyingDistributionsAmt>
        <AppliedToPriorYearsAmt>0</AppliedToPriorYearsAmt>
        <TreatedAsDistriFromCorpusAmt>0</TreatedAsDistriFromCorpusAmt>
        <AppliedToCurrentYearAmt>154876</AppliedToCurrentYearAmt>
        <RemainingDistriFromCorpusAmt>1429433</RemainingDistriFromCorpusAmt>
        <TotalCorpusAmt>8005798</TotalCorpusAmt>
        <UndistributedIncomeCYAmt>0</UndistributedIncomeCYAmt>
        <ExcessDistriCyovFromYr5Amt>1323487</ExcessDistriCyovFromYr5Amt>
        <ExcessDistriCyovToNextYrAmt>6682311</ExcessDistriCyovToNextYrAmt>
        <ExcessFromYear4Amt>1414535</ExcessFromYear4Amt>
        <ExcessFromYear3Amt>1196373</ExcessFromYear3Amt>
        <ExcessFromYear2Amt>1248579</ExcessFromYear2Amt>
        <ExcessFromYear1Amt>1393391</ExcessFromYear1Amt>
        <ExcessFromCurrentYearAmt>1429433</ExcessFromCurrentYearAmt>
      </UndistributedIncomeGrp>
      <PrivateOperatingFoundationsGrp>
        <LessorAdjNetIncmMinInvstRetGrp>
          <CurrentYearAmt>0</CurrentYearAmt>
          <TotalAmt>0</TotalAmt>
        </LessorAdjNetIncmMinInvstRetGrp>
        <QualifyingDistributionsGrp>
          <TotalAmt>0</TotalAmt>
        </QualifyingDistributionsGrp>
      </PrivateOperatingFoundationsGrp>
      <SupplementaryInformationGrp>
        <OnlyContriToPreselectedInd>X</OnlyContriToPreselectedInd>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>United Way of Central MA</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>18 Chestnut Street</AddressLine1Txt>
            <CityNm>Worcester</CityNm>
            <StateAbbreviationCd>MA</StateAbbreviationCd>
            <ZIPCd>01608</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>NC Organization not</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>Charitable Contribution</GrantOrContributionPurposeTxt>
          <Amt>220000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>LACASA</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>2895 W Grand River Avenue</AddressLine1Txt>
            <CityNm>Howell</CityNm>
            <StateAbbreviationCd>MI</StateAbbreviationCd>
            <ZIPCd>48843</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>NC Organization not</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>Charitable Contribution</GrantOrContributionPurposeTxt>
          <Amt>140000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>Scholarship America</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>PO Box 772514</AddressLine1Txt>
            <CityNm>Detroit</CityNm>
            <StateAbbreviationCd>MI</StateAbbreviationCd>
            <ZIPCd>48277</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>NC Organization not</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>Charitable Contribution</GrantOrContributionPurposeTxt>
          <Amt>90900</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>Worcester Education Collaborative</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>484 Main Street</AddressLine1Txt>
            <CityNm>Worcester</CityNm>
            <StateAbbreviationCd>MA</StateAbbreviationCd>
            <ZIPCd>01608</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>NC Organization not</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>Charitable Contribution</GrantOrContributionPurposeTxt>
          <Amt>70000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>United Way Of Livingston County</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>2980 Dorr Road</AddressLine1Txt>
            <CityNm>Brighton</CityNm>
            <StateAbbreviationCd>MI</StateAbbreviationCd>
            <ZIPCd>48116</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>NC Organization not</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>Charitable Contribution</GrantOrContributionPurposeTxt>
          <Amt>55000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>Guild Of St Agnes</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>19 Harvard Street</AddressLine1Txt>
            <CityNm>Worcester</CityNm>
            <StateAbbreviationCd>MA</StateAbbreviationCd>
            <ZIPCd>01609</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>NC Organization not</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>Charitable Contribution</GrantOrContributionPurposeTxt>
          <Amt>65000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>Rise Above Foundation</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>PO Box 174</AddressLine1Txt>
            <CityNm>Northbridge</CityNm>
            <StateAbbreviationCd>MA</StateAbbreviationCd>
            <ZIPCd>01534</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>NC Organization not</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>Charitable Contribution</GrantOrContributionPurposeTxt>
          <Amt>50000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>Boys &amp; Girls Club Of Central MA</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>65 Boys Girls Club Way</AddressLine1Txt>
            <CityNm>Worcester</CityNm>
            <StateAbbreviationCd>MA</StateAbbreviationCd>
            <ZIPCd>01610</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>NC Organization not</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>Charitable Contribution</GrantOrContributionPurposeTxt>
          <Amt>50000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>Worcester Center For Performing Arts</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>2 Southbridge Street</AddressLine1Txt>
            <CityNm>Worcester</CityNm>
            <StateAbbreviationCd>MA</StateAbbreviationCd>
            <ZIPCd>01608</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>NC Organization not</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>Charitable Contribution</GrantOrContributionPurposeTxt>
          <Amt>35000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>Community Legal Aid</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>370 Main Street</AddressLine1Txt>
            <CityNm>Worcester</CityNm>
            <StateAbbreviationCd>MA</StateAbbreviationCd>
            <ZIPCd>01608</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>NC Organization not</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>Charitable Contribution</GrantOrContributionPurposeTxt>
          <Amt>25250</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>Worcester State Foundation</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>486 Chandler Street</AddressLine1Txt>
            <CityNm>Worcester</CityNm>
            <StateAbbreviationCd>MA</StateAbbreviationCd>
            <ZIPCd>01602</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>NC Organization not</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>Charitable Contribution</GrantOrContributionPurposeTxt>
          <Amt>25000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>Worcester RISE for Health</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>51 Gage Street</AddressLine1Txt>
            <CityNm>Worcester</CityNm>
            <StateAbbreviationCd>MA</StateAbbreviationCd>
            <ZIPCd>01605</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>NC Organization not</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>Charitable Contribution</GrantOrContributionPurposeTxt>
          <Amt>25000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>Quinsigamond Community College</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>670 West Boylston Street</AddressLine1Txt>
            <CityNm>Worcester</CityNm>
            <StateAbbreviationCd>MA</StateAbbreviationCd>
            <ZIPCd>01606</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>NC Organization not</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>Charitable Contribution</GrantOrContributionPurposeTxt>
          <Amt>25000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>YMCA Of Central MA</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>766 Main Street</AddressLine1Txt>
            <CityNm>Worcester</CityNm>
            <StateAbbreviationCd>MA</StateAbbreviationCd>
            <ZIPCd>01610</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>NC Organization not</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>Charitable Contribution</GrantOrContributionPurposeTxt>
          <Amt>25000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>Other - Information Available in Taxpayer's Office</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>440 Lincoln</AddressLine1Txt>
            <CityNm>Worcester</CityNm>
            <StateAbbreviationCd>MA</StateAbbreviationCd>
            <ZIPCd>01653</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>NC Organization not</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>Charitable Contribution</GrantOrContributionPurposeTxt>
          <Amt>681690</Amt>
        </GrantOrContributionPdDurYrGrp>
        <TotalGrantOrContriPdDurYrAmt>1582840</TotalGrantOrContriPdDurYrAmt>
        <TotalGrantOrContriApprvFutAmt>0</TotalGrantOrContriApprvFutAmt>
      </SupplementaryInformationGrp>
      <TrnsfrTransRlnNonchrtblEOGrp>
        <TrnsfrOfCashToNonchrtblEOInd>false</TrnsfrOfCashToNonchrtblEOInd>
        <TrnsfrOtherAssetNonchrtblEOInd>false</TrnsfrOtherAssetNonchrtblEOInd>
        <SalesOrExchangesOfAssetsInd>false</SalesOrExchangesOfAssetsInd>
        <PurchaseOfAssetsNonchrtblEOInd>false</PurchaseOfAssetsNonchrtblEOInd>
        <RentalOfFacilitiesOthAssetsInd>false</RentalOfFacilitiesOthAssetsInd>
        <ReimbursementArrangementsInd>false</ReimbursementArrangementsInd>
        <LoansOrLoanGuaranteesInd>false</LoansOrLoanGuaranteesInd>
        <PerformanceOfServicesEtcInd>false</PerformanceOfServicesEtcInd>
        <SharingOfFacilitiesEtcInd>false</SharingOfFacilitiesEtcInd>
        <RelationshipsNonchrtblEOInd>false</RelationshipsNonchrtblEOInd>
      </TrnsfrTransRlnNonchrtblEOGrp>
    </IRS990PF>
    <IRS990ScheduleB documentId="IRS990ScheduleB-161-Copy1">
      <Organization501c3ExemptPFInd>X</Organization501c3ExemptPFInd>
      <GeneralRuleInd>X</GeneralRuleInd>
      <ContributorInformationGrp>
        <ContributorNum>1</ContributorNum>
        <ContributorBusinessName>
          <BusinessNameLine1Txt>The Hanover Insurance Group</BusinessNameLine1Txt>
        </ContributorBusinessName>
        <ContributorUSAddress>
          <AddressLine1Txt>440 Lincoln St</AddressLine1Txt>
          <CityNm>Worcester</CityNm>
          <StateAbbreviationCd>MA</StateAbbreviationCd>
          <ZIPCd>01653</ZIPCd>
        </ContributorUSAddress>
        <TotalContributionsAmt>500000</TotalContributionsAmt>
        <PersonContributionInd>X</PersonContributionInd>
      </ContributorInformationGrp>
      <ContributorInformationGrp>
        <ContributorNum>2</ContributorNum>
        <ContributorBusinessName>
          <BusinessNameLine1Txt>Return of Funds - Void Checks</BusinessNameLine1Txt>
        </ContributorBusinessName>
        <ContributorUSAddress>
          <AddressLine1Txt>440 Lincoln Street</AddressLine1Txt>
          <CityNm>Worcester</CityNm>
          <StateAbbreviationCd>MA</StateAbbreviationCd>
          <ZIPCd>01653</ZIPCd>
        </ContributorUSAddress>
        <TotalContributionsAmt>7924</TotalContributionsAmt>
        <PersonContributionInd>X</PersonContributionInd>
      </ContributorInformationGrp>
    </IRS990ScheduleB>
    <InvestmentsCorpStockSchedule documentId="InvestmentsCorpStock-127-Copy1">
      <InvestmentsCorporateStockGrp>
        <StockNm>Vanguard Funds</StockNm>
        <EOYBookValueAmt>2177518</EOYBookValueAmt>
        <EOYFMVAmt>2285107</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
    </InvestmentsCorpStockSchedule>
    <OtherExpensesSchedule documentId="OtherExpensesSchedul-362-Copy1">
      <OtherExpensesScheduleGrp>
        <Desc>Regulatory Filing Fees</Desc>
        <RevenueAndExpensesPerBooksAmt>269</RevenueAndExpensesPerBooksAmt>
        <DisbursementsCharitablePrpsAmt>269</DisbursementsCharitablePrpsAmt>
      </OtherExpensesScheduleGrp>
    </OtherExpensesSchedule>
    <OtherIncreasesSchedule documentId="OtherIncreasesSchedu-127-Copy1">
      <OtherIncreasesDetail>
        <Desc>Gains on Sale</Desc>
        <Amt>135345</Amt>
      </OtherIncreasesDetail>
    </OtherIncreasesSchedule>
    <TaxesSchedule documentId="TaxesSchedule-119-Copy1">
      <TaxesDetail>
        <CategoryTxt>Federal Estimate Tax Paym</CategoryTxt>
        <Amt>1200</Amt>
        <DisbursementsCharitablePrpsAmt>1200</DisbursementsCharitablePrpsAmt>
      </TaxesDetail>
    </TaxesSchedule>
  </ReturnData>
</Return>