2025-01-15T11:01:17-06:00 2024-08-31 920460586 PWC US TAX LLP 4300 E CAMELBACK ROAD STE 475 PHOENIX AZ 85018 990PF 2023-09-01 166295815 R & M WHARTON MEM TR EDUCATIONAL FD R&MW 6073376136 52 S BROAD ST NORWICH NY 13815 NBT BANK NA TRUSTEE 6073376136 2025-01-15 true false JEFFREY E KUHLIN P00353001 4123556000 2025-01-15 X 2023 2024-10-15 13:58:12Z X 2545458 X 74030 74030 64611 336991 64611 0 138641 138641 22729 20456 2273 0 0 0 0 0 0 730 0 0 730 0 0 1526 705 0 0 0 0 0 0 0 250 250 25235 21161 0 3253 134696 134696 159931 21161 0 137949 -21290 117480 0 39686 41765 41765 0 0 0 275035 273512 927467 1276538 1254694 1576226 1591259 1569971 2545458 0 X 1591259 1569971 1591259 1569971 1591259 1569971 1591259 -21290 2 1569971 0 1569971 25. AUTOMATIC DATA PROCESSING COM 2006-04-24 2023-12-15 5887 899 4988 4988 25. J P MORGAN CHASE & CO COM 2008-05-05 2023-12-15 4126 1205 2921 2921 25. MCDONALDS CORP COM 2008-05-05 2023-12-15 7169 1523 5646 5646 25. NIKE INC CL B 2009-01-20 2023-12-15 3039 278 2761 2761 10341.261 VANGUARD TOTAL BOND MARKET INDEX INSTL 2023-12-15 100000 105937 -5937 -5937 50. SOUTHERN CO COM 2003-04-16 2024-03-07 3456 1428 2028 2028 23874.238 VANGUARD HIGH-YIELD CORPORATE FUND 2024-03-07 128443 140907 -12464 -12464 400. WELLS FARGO & CO NEW COM 2024-03-07 22792 10240 12552 12552 25. AUTOMATIC DATA PROCESSING COM 2006-04-24 2024-03-19 6065 899 5166 5166 100. CVS CORP COM 2024-03-19 7835 1653 6182 6182 50. EXXON MOBIL CORP COM 1998-03-04 2024-03-19 5651 1360 4291 4291 100. J P MORGAN CHASE & CO COM 2008-05-05 2024-03-19 19333 4822 14511 14511 25. MICROSOFT CORP COM 2024-03-19 10482 680 9802 9802 100. ORACLE CORP COM 2024-03-19 12713 549 12164 12164 64611 1633 0 1633 0 1633 1452 0 0 1452 0 181 0 0 false false false false false false false true true NY true false false false false true N/A NBT BANK NA 6073376136 52 SOUTH BROAD ST NORWICH NY 13815 false false false false true false false false false false false false false false false false false false false false false false NBT BANK NA 52 S BROAD STREET NORWICH NY 13815 TRUSTEE 1 22729 NONE 0 NONE 0 2354384 36890 0 2391274 0 0 2391274 35869 2355405 117770 117770 1633 1633 116137 0 116137 0 116137 137949 0 0 0 0 137949 116137 20205 0 0 0 0 0 0 0 137949 20205 0 0 116137 1607 0 0 1607 0 0 0 0 0 0 0 1607 0 0 0 0 1607 X BROOME COMMUNITY COLLEGE FOUNDATION PO BOX 1017 BINGHAMTON NY 13902 NONE PC SCHOLARSHIPS 134696 134696 14 74030 18 64611 138641 138641 false false false false false false false false false false TAX PREPARATION FEE (NON-ALLOC 730 730 ABBOTT LABS 10752 45308 AUTOMATIC DATA PROCESSING INC 7191 55182 BAXTER INTL INC 10496 18970 PFIZER INC. 7978 14505 CISCO SYSTEMS INC 10588 45486 COLGATE PALMOLIVE CO 13687 63900 CVS HEALTH CORP 5960 28620 EXXONMOBIL CORP 13601 58970 JOHNSON & JOHNSON 13578 41465 JPMORGAN CHASE & CO 14465 67440 MCDONALDS CORP 9139 43299 MICROSOFT CORP 4570 73000 NIKE INC CL B 3888 29162 ORACLE CORP 2389 77710 PEPSICO INC 10383 43220 SOUTHERN CO 10335 34560 WELLS FARGO & CO 11673 29235 AIR PRODUCTS AND CHEMICALS INC 6680 20914 CATERPILLAR INC 11344 17805 DEERE & CO 18725 19287 UNION PAC CORP 10525 12805 ALPHABET INC CL C 12830 16511 APPLE INC 8717 11450 BERKSHIRE HATHAWAY INC-CL B 8287 11898 BOEING CO 10340 8687 META PLATFORMS INC 6870 13033 PALO ALTO NETWORKS 12809 18136 VISA INC CL A 5712 6909 VANGUARD DEVELOPED MKTS INDEX AT COST 229614 306162 VANGUARD HIGH-YIELD CORPORATE VANGUARD SMALL-CAP INDEX ADM AT COST 28714 100019 VANGUARD TOTAL BOND MARKET IND AT COST 200475 195104 VANGUARD MID CAP INDEX AT COST 19311 107480 DFA EMERGING MKTS PORT AT COST 96160 106195 DFA GLOBAL REAL ESTATE SECURIT AT COST 52554 61131 VANGUARD 500 INDEX FUND AT COST 74154 145372 DODGE & COX INCOME FUND AT COST 157710 151151 LOOMIS SAYLES BOND FUND AT COST 52065 45474 DODGE & COX GLOBAL BOND FUND AT COST 44610 46317 FLEXSHARES MSTAR GLBL UPSTRM N AT COST 63747 77108 LAZARD GLOBAL LISTED INFRASTRU AT COST 55000 57631 FIDELITY INFLATION PROTECTED B AT COST 45580 39619 FEDERATED INSTITUTIONAL HIGH Y AT COST 135000 137463 STATE FILING FEE 250 0 250 ROUNDING 2 FEDERAL ESTIMATES - PRINCIPAL 821 0 0 FOREIGN TAXES ON QUALIFIED FOR 512 512 0 FOREIGN TAXES ON NONQUALIFIED 193 193 0