2025-11-18T00:24:52-06:00 2024-12-31 331374517 PKF O'CONNOR DAVIES ADVISORY LLC 300 TICE BOULEVARD SUITE 315 WOODCLIFF LAKE NJ 07677 990 2024-01-01 203689799 NETWORK BRANDED PREPAID CARD ASSOCIATION NETW 2025487200 110 CHESTNUT RIDGE ROAD SUITE 111 MONTVALE NJ 07645 ANNA DRENNAN DIRECTOR OF FINANCE 2025487200 2025-11-18 1 0 GARRETT M HIGGINS P00543209 2017129800 2025-11-18 2024 2025-03-06 01:10:19Z INNOVATIVE PAYMENTS ASSOCIATION ANNA DRENNAN 110 CHESTNUT RIDGE ROAD SUITE 111 MONTVALE NJ 07645 1460027 0 X WWW.NBPCA.ORG X 2005 DC EDUCATE, ADVOCATE AND PROMOTE THE SUCCESS OF THE BRANDED PREPAID CARD INDUSTRY. 24 24 4 23 0 0 0 0 1533659 1459871 112 156 0 0 1533771 1460027 0 0 0 0 897321 817631 0 0 0 717757 698456 1615078 1516087 -81307 -56060 1030903 879739 738500 643396 292403 236343 THE NBPCA IS A TRADE ORGANIZATION THAT SERVES AS THE LEADING VOICE OF THE ELECTRONIC PAYMENTS SECTOR, INCLUDING PREPAID PRODUCTS, MOBILE WALLETS, AND P2P TECHNOLOGY FOR CONSUMERS, BUSINESSES, AND GOVERNMENTS AT ALL LEVELS. 0 0 THE NBPCA'S GOAL IS TO ENCOURAGE THE EFFICIENT USE OF ELECTRONIC PAYMENTS, CULTIVATE FINANCIAL INCLUSION THROUGH EDUCATING AND EMPOWERING CONSUMERS, REPRESENT THE INDUSTRY BEFORE LEGISLATIVE AND REGULATORY BODIES, AND PROVIDE THOUGHT LEADERSHIP. 0 0 0 1 0 0 0 0 0 0 0 0 0 0 1 1 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 2 0 4 1 0 0 0 0 0 0 0 0 X 24 24 0 0 0 0 1 1 0 1 1 0 0 0 1 1 1 1 0 0 0 0 X ANNA DRENNAN 2025487200 110 CHESTNUT RIDGE ROAD STE 111 MONTVALE NJ 07645 BRIAN TATE PRESIDENT & CEO 40.00 X X 295901 0 0 ROBERT SKIBA CHAIRMAN OF THE BOARD THRU 12/24 10.00 X X 0 0 0 ALICIA REID INTERIM CHAIRMAN EFF 01/24 10.00 X X 0 0 0 JOAN HERMAN TREASURER 10.00 X X 0 0 0 AMY LAUCK SECRETARY 10.00 X X 0 0 0 BRIAN AXELL DIRECTOR 10.00 X 0 0 0 BEN BRYANT DIRECTOR EFF 12/24 10.00 X 0 0 0 LORI BREITZKE DIRECTOR EFF 01/24 10.00 X 0 0 0 ANTHONY CANDELARIO DIRECTOR 10.00 X 0 0 0 MATT CARBERRY DIRECTOR THRU 10/24 10.00 X 0 0 0 TAL CLARK DIRECTOR 10.00 X 0 0 0 TROY DENNIS DIRECTOR THRU 03/24 10.00 X 0 0 0 DANIEL GOLDSTEIN DIRECTOR 10.00 X 0 0 0 SAJID IMAM DIRECTOR 10.00 X 0 0 0 DEIDRE IVES DIRECTOR 10.00 X 0 0 0 DANE JAMES DIRECTOR 10.00 X 0 0 0 STEPHANIE O'BRIEN DIRECTOR 10.00 X 0 0 0 PEGGY O'LEARY DIRECTOR 10.00 X 0 0 0 AMY PUGH DIRECTOR 10.00 X 0 0 0 JOHN PIAZZA DIRECTOR EFF 04/24 10.00 X 0 0 0 DAVID PROCHNOW DIRECTOR THRU 03/31 10.00 X 0 0 0 HUGO REMI DIRECTOR EFF 09/24 10.00 X 0 0 0 KATHLEEN RYAN DIRECTOR 10.00 X 0 0 0 JOEL SHERWIN DIRECTOR THRU 06/24 10.00 X 0 0 0 ERIC SCHURR DIRECTOR 10.00 X 0 0 0 ANDREW SIDEN DIRECTOR 10.00 X 0 0 0 NICK STOWELL DIRECTOR EFF 01/24 10.00 X 0 0 0 MARK SUMBY DIRECTOR 10.00 X 0 0 0 ED WOODSON DIRECTOR 10.00 X 0 0 0 BEN JACKSON COO 40.00 X 191219 0 0 ANNA DRENNAN DIRECTOR OF FINANCE 40.00 X 146289 0 0 STEFFANIE HOUSMAN MEMBERSHIP MKTG MGR 40.00 X 113343 0 0 746752 0 0 4 0 1 0 OGILVY GOVERNMENT RELATIONS 1111 19TH STREET NW SUITE 1100 WASHINGTON DC 20036 LOBBYING SERVICES 216000 BAIRD HOLM 1500 WOODMEN TOWER OMAHA NE 681022068 LEGAL SERVICES 144000 2 MEMBERSHIP DUES 900099 1150628 1150628 SPONSORSHIPS 900099 220274 220274 CONFERENCES & WORKSHOP 900099 88969 88969 1459871 156 156 1460027 1459871 0 156 746751 22103 48777 144000 21000 216000 4811 40023 27933 40381 198294 6014 1516087 258253 93508 750136 769893 2000 4575 20514 11763 1030903 879739 87700 65720 650800 577676 738500 643396 X 292403 236343 292403 236343 1030903 879739 -56060 0 X X 0 1 X 1 0 0 0 0 1150628 289675 289675 287657 59423 -57405 0 X 1460027 0 1460027 0 1460027 1516087 0 1516087 0 1516087 PART X, LINE 2: THE ASSOCIATION IS A NOT-FOR-PROFIT ASSOCIATION THAT IS EXEMPT FROM FEDERAL INCOME TAXES UNDER SECTION 501(C)(6) OF THE INTERNAL REVENUE CODE (THE "CODE"), WHEREBY ONLY UNRELATED BUSINESS INCOME, AS DEFINED BY SECTION 512(A)(1) OF THE CODE, IS SUBJECT TO FEDERAL INCOME TAX. U.S. GAAP REQUIRES EVALUATION OF TAX POSITIONS TAKEN BY THE ASSOCIATION AND RECOGNITION OF A LIABILITY IN THE FINANCIAL STATEMENTS IF THE ASSOCIATION HAS TAKEN UNCERTAIN TAX POSITIONS THAT MORE LIKELY-THAN-NOT WOULD NOT BE SUSTAINED UPON EXAMINATION BY THE TAXING AUTHORITIES. AS OF DECEMBER 31, 2024, THE ASSOCIATION HAS DETERMINED THAT IT HAS NO UNCERTAIN TAX POSITIONS THAT QUALIFY FOR EITHER RECOGNITION OR DISCLOSURE IN THE FINANCIAL STATEMENTS. THE ASSOCATION IS NO LONGER SUBJECT TO EXAMINATION FOR PERIODS PRIOR TO DECEMBER 31, 2021. X X 0 0 0 BRIAN TATE PRESIDENT & CEO 288401 0 7500 0 0 0 0 0 0 0 295901 0 0 0 BEN JACKSON COO 188719 0 2500 0 0 0 0 0 0 0 191219 0 0 0 FORM 990, PART VI, SECTION A, LINE 6 ANY CORPORATION, PARTNERSHIP, LIMITED LIABILITY COMPANY, ASSOCIATION, SOLE PROPRIETORSHIP, NATURAL PERSON, OR OTHER ENTITY HAVING A BUSINESS INTEREST IN THE ISSUANCE, SALE, DISTRIBUTION, PROMOTION, MANUFACTURING, SERVICING OR FULFILLMENT (AND RELATED ACTIVITIES) OF "PREPAID ACCESS" (AS DEFINED IN THE FINCEN PREPAID ACCESS RULE) OR "PREPAID ACCOUNTS" (AS DEFINED IN THE CFPB PREPAID ACCOUNT RULE), INCLUDING, WITHOUT LIMITATION, NETWORK BRANDED PREPAID CARDS, MAY JOIN THE ASSOCIATION (EACH, A "MEMBER, AND, COLLECTIVELY, "MEMBERS"). FORM 990, PART VI, SECTION A, LINE 7A THE BOARD OF DIRECTORS IS ELECTED ANNUALLY BY A VOTE OF NBPCA PRINCIPAL MEMBERS. THE BOARD OF DIRECTORS IS THEN RESPONSIBLE FOR ELECTING THE NBPCA OFFICERS AND THE EXECUTIVE COMMITTEE. FORM 990, PART VI, SECTION B, LINE 11B NBPCA HAS ITS FORM 990 PREPARED BY AN OUTSIDE ACCOUNTING FIRM AND HAS ESTABLISHED THE FOLLOWING REVIEW PROCESS TO ENSURE THAT THE INFORMATION REPORTED IS COMPLETE AND ACCURATE. THE FORM 990 IS REVIEWED BY THE ASSOCIATION'S DIRECTOR OF FINANCE. AFTER ALL CHANGES ARE MADE THE RETURN IS FILED WITH THE IRS. THE FORM 990 IS PRESENTED TO THE FINANCE COMMITTEE AT THE NEXT MEETING. FORM 990, PART VI, SECTION B, LINE 12C NBPCA'S CONFLICT OF INTEREST POLICY PROTECTS ITS INTEREST WHEN IT IS CONTEMPLATING ENTERING INTO A TRANSACTION OR ARRANGEMENT THAT MIGHT BENEFIT THE PRIVATE INTEREST OF AN OFFICER OR DIRECTOR OF THE ASSOCIATION. IN CONNECTION WITH ANY ACTUAL OR POSSIBLE CONFLICT OF INTEREST, AN INTERESTED PERSON (DIRECTOR OR PRINCIPAL OFFICER) MUST DISCLOSE THE EXISTENCE OF THE FINANCIAL INTEREST AND BE GIVEN THE OPPORTUNITY TO DISCLOSE ALL MATERIAL FACTS TO THE DIRECTORS AND GOVERNING BODY. AFTER DISCLOSURE OF THE FINANCIAL INTEREST AND ALL MATERIAL FACTS, AND AFTER ANY DISCUSSION WITH THE INTERESTED PERSON, HE/SHE SHALL LEAVE THE GOVERNING BOARD WHILE THE DETERMINATION OF A CONFLICT OF INTEREST IS DISCUSSED AND VOTED UPON. THE REMAINING BOARD SHALL DECIDE IF A CONFLICT OF INTEREST EXISTS. EACH INTERESTED PERSON MUST ANNUALLY SIGN A STATEMENT AFFIRMING THAT THE PERSON A) HAS RECEIVED A COPY OF THE CONFLICT OF INTEREST POLICY; B) HAS READ AND UNDERSTANDS THE POLICY; C) HAS AGREED TO COMPLY WITH THE POLICY; D) AND UNDERSTANDS THE ASSOCIATION IS NON-PROFIT AND IN ORDER TO MAINTAIN ITS FEDERAL TAX EXEMPTION IT MUST ENGAGE PRIMARILY IN ACTIVITIES WHICH ACCOMPLISH ONE OR MORE OF ITS TAX-EXEMPT PURPOSES. FORM 990, PART VI, SECTION C, LINE 19 THE ORGANIZATION MAKES IT GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, FORM 990, AND FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC UPON REQUEST. FORM 990, PART XII, LINE 2C: THE ORGANIZATION'S OVERSIGHT PROCESS HAS NOT CHANGED FROM THE PRIOR YEAR.