2025-11-17T13:32:34-06:00 2024-12-31 333303535 EFPR ADVISORY LLC 6390 MAIN STREET SUITE 200 WILLIAMSVILLE NY 14221 990 2024-01-01 160840561 AMERICA'S FAMILY HEALTH & WELFARE FUND AMER 7166312210 8205 MAIN STREET SUITE 3 4 300 WILLIAMSVILLE NY 14221 WILLIAM OCHOCINSKI PLAN ADMIN./SEC. 7166312210 2025-11-14 1 0 DAVID A URBAN CPA P00630018 7166340700 2025-11-14 2024 2025-03-06 01:10:19Z WILLIAM OCHOCINSKI 8205 MAIN STREET SUITE 3 4 300 WILLIAMSVILLE NY 14221 3608877 0 X N/A X 1985 NY PROVIDING WELFARE BENEFITS. 3 3 0 0 0 0 0 0 3675487 3485984 71772 119794 457 3099 3747716 3608877 0 0 3229963 3079200 105870 107720 0 0 0 194024 211874 3529857 3398794 217859 210083 2572559 2869966 339488 434677 2233071 2435289 PROVIDING WELFARE BENEFITS. 0 0 3079200 3485984 PROVISION OF HOSPITAL, MEDICAL, DENTAL, GROUP LIFE INSURANCE, AND DISABILITY BENEFITS TO COVERED EMPLOYEES. 3079200 0 0 0 0 0 0 0 0 0 1 0 0 0 1 1 1 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 1 0 0 1 12 0 1 0 0 0 0 0 0 0 0 0 0 0 X 3 3 1 0 0 0 0 0 0 1 0 0 0 0 0 0 1 1 1 0 X FUND TRUSTEES 7166312210 35 GEORGE KARL BOULEVARD WILLIAMSVILLE NY 14221 X EDWARD PENKALSKI TRUSTEE (TO APRIL 2024) 5.00 0.00 X 0 0 0 ROBERT LAUGHLIN TRUSTEE 5.00 0.00 X 0 0 0 STEVE CAPPELLINO TRUSTEE 5.00 0.00 X 0 0 0 GORDON FLETCHER TRUSTEE 5.00 0.00 X 0 0 0 WILLIAM OCHOCINSKI PLAN ADMIN./SEC. 14.00 26.00 X 0 212700 35351 MICHELLE OCHOCINSKI ASST. ADMIN. 14.00 26.00 X 0 85472 19922 0 298172 55273 0 0 1 0 0 EMPLOYER CONTRIBUTIONS 525100 3291017 3291017 MEMBER DIRECT CONTRIBUTIONS 525100 194967 194967 3485984 119794 119794 MISCELLANEOUS 900099 3099 3099 3099 3608877 0 0 3608877 3079200 82224 8301 11289 5906 9258 14812 131366 7583 17545 11338 729 11978 AUTO EXPENSES 2244 TELEPHONE 1568 REPAIRS & MAINTENANCE 1295 OTHER EXP 1231 927 3398794 148733 102255 766542 358190 19488 10458 10753 52636 13720 17357 38916 1609981 2319504 0 40348 2572559 2869966 33650 35402 13086 10921 292752 388354 339488 434677 X 0 0 0 0 2233071 2435289 2233071 2435289 2572559 2869966 X 210083 51470 -59335 X X 0 1 X 1 0 52636 13720 38916 38916 BENEFIT CLAIMS PAYABLE 68636 DUE TO AMERICA'S FAMILY DEFINED BENEFIT PLAN 70513 ESTIMATED HEALTH CLAIMS INCURRED 207200 INSURANCE PREMIUMS PAYABLE 1657 OPERATING LEASE LIABILITY 40348 388354 X 3645535 51470 51470 3594065 14812 14812 3608877 3383982 0 3383982 14812 14812 3398794 PART X, LINE 2: THE TRUST ESTABLISHED TO HOLD THE FUND'S ASSETS IS INTENDED TO QUALIFY PURSUANT TO SECTION 501(C)(9) OF THE INTERNAL REVENUE CODE (IRC), AND, ACCORDINGLY, THE TRUST'S NET INVESTMENT INCOME IS EXEMPT FROM INCOME TAXES. THE TRUST HAS OBTAINED A FAVORABLE TAX DETERMINATION LETTER DATED SEPTEMBER 20, 2002, FROM THE INTERNAL REVENUE SERVICE (IRS), AND THE FUND SPONSOR BELIEVES THAT THE TRUST, AS AMENDED, CONTINUES TO QUALIFY AND TO OPERATE IN ACCORDANCE WITH APPLICABLE PROVISIONS OF THE IRC. ACCOUNTING PRINCIPLES GENERALLY ACCEPTED IN THE UNITED STATES OF AMERICA REQUIRE FUND MANAGEMENT TO EVALUATE TAX POSITIONS TAKEN BY THE FUND AND RECOGNIZE A TAX LIABILITY (OR ASSET) IF THE FUND HAS TAKEN AN UNCERTAIN POSITION THAT MORE LIKELY THAN NOT WOULD NOT BE SUSTAINED UPON EXAMINATION BY THE IRS. THE FUND IS SUBJECT TO ROUTINE AUDITS BY TAXING JURISDICTIONS AND THE DEPARTMENT OF LABOR; HOWEVER, THERE ARE CURRENTLY NO AUDITS FOR ANY TAX PERIODS IN PROGRESS. X X 0 0 0 WILLIAM OCHOCINSKI PLAN ADMIN./SEC. 0 212700 0 0 0 0 0 22838 0 12513 0 248051 0 0 FORM 990, PART VI, SECTION A, LINE 2 MICHELLE OCHOCINSKI IS THE SPOUSE OF WILLIAM OCHOCINSKI. FORM 990, PART VI, SECTION A, LINE 8B THE BOARD OF DIRECTORS HAS ONLY ONE OBJECTIVE AND THAT IS THE OVERSIGHT AND ADMINISTRATION OF THE WELFARE BENEFITS OF ITS MEMBERS. NO SUB COMMITTEES EXIST. FORM 990, PART VI, SECTION B, LINE 11B BOARD REVIEWS THE 990 AT THE NEXT MEETING AFTER THE RETURN IS FINAL. FORM 990, PART VI, SECTION B, LINE 15 COMPENSATION IS REVIEWED AND APPROVED BY THE BOARD BASED ON PERFORMANCE. FORM 990, PART VI, SECTION C, LINE 19 AS REQUESTED. FORM 990, PART VII, LINE 1A: WAGES AND BENEFITS ARE PAID BY "AMERICA'S FAMILY DEFINED BENEFIT FUND", A RELATED PARTY; THE ORGANIZATION REIMBURSES THE DEFINED BENEFIT FUND FOR THEIR PORTION OF THE EXPENSES. FORM 990, PART XI, LINE 9: CHANGE IN BENEFIT OBLIGATION -59,335. FORM 990, PART XII, LINE 2C: NO CHANGES HAVE OCCURRED IN THE AUDIT OVERSIGHT OR INDEPENDENT ACCOUNTANT SELECTION PROCESSES DURING THE FISCAL YEAR ENDED DECEMBER 31, 2024. AMERICA'S FAMILY DEFINED BENEFIT PLAN 8205 MAIN STREET SUITE 3 WILLIAMSVILLE NY 14221 166103576 PENSION PLAN NY 501(C)(9) N/A 0 AMERICA'S FAMILY 401(K) PLAN 8205 MAIN STREET SUITE 3 WILLIAMSVILLE NY 14221 161548854 PENSION PLAN NY 501(C)(9) N/A 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 1 0 0 0 AMERICA'S FAMILY DEFINED BENEFIT PLAN E 70513 COST AMERICA'S FAMILY DEFINED BENEFIT PLAN P 11338 COST